<span item_type="fundamental" item_id="5bc5c829fe3cccf503b929423cf5f29b" counter_id="ST/US/FITBP" env="prod"></span><span item_type="announcement" item_id="572490030587187585" env="prod"></span><p>營收：截至 2025 財年 Q3，公佈值為 33 億美元。</p><p>每股收益：截至 2025 財年 Q3，公佈值為 0.91 美元。</p><p>息税前利潤：截至 2025 財年 Q3，公佈值為 -4.86 億美元。</p><p></p><h3>淨收入</h3><ul><li>第三季度淨收入為 6.49 億美元，同比增長 13%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li></ul><h3>淨利息收入</h3><ul><li>第三季度淨利息收入為 15.25 億美元，同比增長 7%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li><li>淨利息收益率為 3.13%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li></ul><h3>非利息收入</h3><ul><li>第三季度非利息收入為 7.81 億美元，同比增長 10%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li><li>財富和資產管理收入增長 11%，主要由於資產管理規模的持續增長。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li><li>抵押貸款銀行淨收入增長 16%，主要由於增加的貸款發放和淨服務費。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li></ul><h3>非利息支出</h3><ul><li>第三季度非利息支出為 12.67 億美元，同比增長 2%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li><li>調整後的非利息支出為 12.53 億美元，同比增長 3%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li></ul><h3>貸款和租賃</h3><ul><li>平均貸款和租賃總額為 1233.26 億美元，同比增長 6%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li><li>平均消費者貸款和商業貸款分別增長 7% 和 4%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li></ul><h3>資產管理</h3><ul><li>管理資產總額為 770 億美元，同比增長 12%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li></ul><h3>資本市場費用</h3><ul><li>資本市場費用同比增長 4%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li></ul><h3>貸款損失準備金</h3><ul><li>第三季度貸款損失準備金為 1.97 億美元，同比增長 23%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li></ul><h3>資產質量</h3><ul><li>第三季度不良貸款總額為 7.68 億美元，佔貸款和租賃總額的 0.62%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li><li>第三季度淨沖銷率為 1.09%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li></ul><h3>資本和流動性</h3><ul><li>普通股一級資本比率為 10.54%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li><li>貸款與核心存款比率為 75%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li></ul><h3>前瞻性聲明</h3><ul><li>公司預計將繼續專注於高質量存款、多元化貸款發放、經常性費用收入和運營規模的持續改進，以為長期股東創造強勁、穩定的週期性回報。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/q32025earningsrelease.htm"></span></li></ul><h3>前景展望</h3><ul><li>預計第四季度平均貸款和租賃將增長 1%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li><li>淨利息收入預計將保持穩定或增長約 1%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li><li>非利息收入預計將增長 2-3%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li><li>非利息支出預計將增長約 2%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000200/fifththirdbancorppresent.htm"></span></li></ul>

五三銀行-Series A｜8-K：2025 財年 Q3 營收 33 億美元