<p>RBC Capital 已恢復對 Selective Insurance Group (SIGI) 的覆蓋，並持積極展望。該公司指出，在面臨挑戰的保險行業中，該公司的韌性表現突出，行業面臨逆風和市場條件變化。</p>
<p>請查看我們對 Selective Insurance Group 的最新分析。</p>
<p>Selective Insurance Group 的股價最近顯示出温和的反彈勢頭，過去一個月上漲了 6.4%，在艱難的一年中顯得尤為突出。今年迄今為止，股價回報下降了 13.8%，而一年期的總股東回報為 -20.7%。儘管行業面臨逆風和一些波動情緒，分析師的謹慎樂觀與該股長期 31% 的五年總股東回報表明，對於耐心投資者而言，韌性可能正在形成敍述。</p>
<p>如果你對其他增長和強大管理可能導致的超額收益感到好奇，現在是探索內部持股比例高的快速增長股票的好時機。</p>
<p>但由於股價低於近期分析師目標，即使增長趨於穩定，問題在於 Selective Insurance Group 是否代表一個被低估的切入點，或者反彈的預期是否已經反映在當前價格中。</p>
<h2>最受歡迎的敍述：低估 2.6%</h2>
<p>Selective Insurance Group 最受關注的敍述表明，其公允價值略高於最近的收盤價，顯示出僅有輕微的估值差距。分析師似乎持謹慎樂觀態度，平衡持續的行業挑戰與逐步改善的收益和運營變化。</p>
<blockquote>
<p><em>該公司持續關注和投資於運營效率，包括數據分析、數字索賠管理和承保工具，預計將推動綜合比率改善並支持利潤率擴張。這預計將導致長期淨利潤率和收益增長。</em></p>
</blockquote>
<p>閲讀完整敍述。</p>
<p>想知道是什麼推動了這個估值判斷嗎？完整的敍述揭示了關於未來效率提升、利潤率擴張和風險管理舉措財務影響的大膽假設。深入瞭解潛在的雄心勃勃的預測。</p>
<p><strong>結果：公允價值為 81.50 美元（被低估）</strong></p>
<p>完整閲讀敍述，瞭解預測背後的原因。</p>
<p>然而，持續高企的商業汽車準備金風險和下降的保留率可能威脅到公司未來實現穩定收益增長的能力。</p>
<p>瞭解 Selective Insurance Group 敍述的關鍵風險。</p>
<h2>自建 Selective Insurance Group 敍述</h2>
<p>如果當前的故事不符合你的觀點，或者你更喜歡自己深入數據，你可以在幾分鐘內塑造自己的展望。按你的方式進行。</p>
<p>一個好的起點是我們的分析，突出投資者對 Selective Insurance Group 的 5 個關鍵回報的樂觀預期。</p>
<h2>尋找更多投資想法？</h2>
<p>不要讓新機會從你身邊溜走。邁出下一步，使用 Simply Wall Street 篩選器識別符合你投資目標的股票。</p>
<ul>
<li>通過審查這 30 只醫療保健 AI 股票，抓住醫療技術的勢頭，這些股票通過人工智能和數據驅動的創新改善醫療結果。</li>
<li>通過尋找這些收益率超過 3% 的 15 只分紅股票來提升你的收入策略，這些股票提供有吸引力的收益和穩定的股東回報。</li>
<li>利用這些 28 只量子計算股票進入計算的未來，這些股票通過先進的量子技術和研究領導力正在革新各個行業。</li>
</ul>
<p><em>這篇文章由 Simply Wall St 撰寫，性質為一般性。<strong>我們提供基於歷史數據和分析師預測的評論，僅使用無偏見的方法，我們的文章並不旨在提供財務建議。</strong> 它不構成買賣任何股票的推薦，也不考慮你的目標或財務狀況。我們的目標是為你提供以基本數據驅動的長期分析。請注意，我們的分析可能未考慮最新的價格敏感公司公告或定性材料。Simply Wall St 在提到的任何股票中沒有持倉。</em></p>

Selective保險集團

<p>RBC Capital 重新覆蓋 Selective Insurance Group (SIGI)，並給予積極展望，強調在充滿挑戰的保險行業中的韌性。儘管近期股價反彈，SIGI 仍以 81.50 美元的價格被低估。分析師們持謹慎樂觀態度，指出其在運營效率方面的投資。風險包括高商業汽車儲備和下降的客户保留率。投資者被鼓勵探索高內部持股的成長股及其他投資機會。Simply Wall St 提供基於歷史數據和預測的分析，並不構成財務建議</p>

<p>RBC Capital has reinstated coverage of Selective Insurance Group (SIGI) with a positive outlook. The firm points to the company’s resilience in a challenging insurance sector, which is marked by headwinds and shifting market conditions.</p>
<div class="lb-trans"><p>RBC Capital 已恢復對 Selective Insurance Group (SIGI) 的覆蓋，並持積極展望。該公司指出，在面臨挑戰的保險行業中，該公司的韌性表現突出，行業面臨逆風和市場條件變化。</p>
</div><p>See our latest analysis for Selective Insurance Group.</p>
<div class="lb-trans"><p>請查看我們對 Selective Insurance Group 的最新分析。</p>
</div><p>Selective Insurance Group’s share price has shown modest rebound momentum recently, with a 6.4% improvement over the past month standing out against a tough year. The year-to-date share price return is down 13.8%, and the one-year total shareholder return sits at -20.7%. Despite sector headwinds and some volatile sentiment, the mix of cautious optimism from analysts and the stock’s long-term 31% five-year total shareholder return suggest that resilience could be building into the narrative for patient investors.</p>
<div class="lb-trans"><p>Selective Insurance Group 的股價最近顯示出温和的反彈勢頭，過去一個月上漲了 6.4%，在艱難的一年中顯得尤為突出。今年迄今為止，股價回報下降了 13.8%，而一年期的總股東回報為 -20.7%。儘管行業面臨逆風和一些波動情緒，分析師的謹慎樂觀與該股長期 31% 的五年總股東回報表明，對於耐心投資者而言，韌性可能正在形成敍述。</p>
</div><p>If you’re curious about where else growth and strong management might lead to outperformance, this is a great moment to explore fast growing stocks with high insider ownership</p>
<div class="lb-trans"><p>如果你對其他增長和強大管理可能導致的超額收益感到好奇，現在是探索內部持股比例高的快速增長股票的好時機。</p>
</div><p>But with shares trading at a discount to recent analyst targets even as growth steadies, the question is whether Selective Insurance Group represents an undervalued entry point or if expectations for a rebound are already reflected in the current price.</p>
<div class="lb-trans"><p>但由於股價低於近期分析師目標，即使增長趨於穩定，問題在於 Selective Insurance Group 是否代表一個被低估的切入點，或者反彈的預期是否已經反映在當前價格中。</p>
</div><h2>Most Popular Narrative: 2.6% Undervalued</h2>
<div class="lb-trans"><h2>最受歡迎的敍述：低估 2.6%</h2>
</div><p>Selective Insurance Group’s most followed narrative suggests its fair value sits just above the recent closing price, signaling only a slight valuation gap. Analysts appear cautiously optimistic, balancing ongoing sector challenges with gradual earnings improvements and operational changes.</p>
<div class="lb-trans"><p>Selective Insurance Group 最受關注的敍述表明，其公允價值略高於最近的收盤價，顯示出僅有輕微的估值差距。分析師似乎持謹慎樂觀態度，平衡持續的行業挑戰與逐步改善的收益和運營變化。</p>
</div><blockquote>
<p><em>The company's ongoing focus and investments in operational efficiency, including data analytics, digital claims management, and underwriting tools, are expected to drive improved combined ratios and support margin expansion. This is projected to lead to long-term net margin and earnings growth.</em></p>
</blockquote>
<div class="lb-trans"><blockquote>
<p><em>該公司持續關注和投資於運營效率，包括數據分析、數字索賠管理和承保工具，預計將推動綜合比率改善並支持利潤率擴張。這預計將導致長期淨利潤率和收益增長。</em></p>
</blockquote>
</div><p>Read the complete narrative.</p>
<div class="lb-trans"><p>閲讀完整敍述。</p>
</div><p>Wondering what’s powering this valuation call? The full narrative reveals bold assumptions about future efficiency gains, margin expansion, and the financial impact of risk management initiatives. Dive in to see what ambitious projections lie beneath the surface.</p>
<div class="lb-trans"><p>想知道是什麼推動了這個估值判斷嗎？完整的敍述揭示了關於未來效率提升、利潤率擴張和風險管理舉措財務影響的大膽假設。深入瞭解潛在的雄心勃勃的預測。</p>
</div><p><strong>Result: Fair Value of $81.50 (UNDERVALUED)</strong></p>
<div class="lb-trans"><p><strong>結果：公允價值為 81.50 美元（被低估）</strong></p>
</div><p>Have a read of the narrative in full and understand what's behind the forecasts.</p>
<div class="lb-trans"><p>完整閲讀敍述，瞭解預測背後的原因。</p>
</div><p>However, persistently high commercial auto reserve risks and declining retention rates could threaten the company's ability to achieve stable earnings growth in the future.</p>
<div class="lb-trans"><p>然而，持續高企的商業汽車準備金風險和下降的保留率可能威脅到公司未來實現穩定收益增長的能力。</p>
</div><p>Find out about the key risks to this Selective Insurance Group narrative.</p>
<div class="lb-trans"><p>瞭解 Selective Insurance Group 敍述的關鍵風險。</p>
</div><h2>Build Your Own Selective Insurance Group Narrative</h2>
<div class="lb-trans"><h2>自建 Selective Insurance Group 敍述</h2>
</div><p>If the current story does not fit your view or you prefer to dig into the data yourself, you can shape your own outlook in just a few minutes. Do it your way</p>
<div class="lb-trans"><p>如果當前的故事不符合你的觀點，或者你更喜歡自己深入數據，你可以在幾分鐘內塑造自己的展望。按你的方式進行。</p>
</div><p>A good starting point is our analysis highlighting 5 key rewards investors are optimistic about regarding Selective Insurance Group.</p>
<div class="lb-trans"><p>一個好的起點是我們的分析，突出投資者對 Selective Insurance Group 的 5 個關鍵回報的樂觀預期。</p>
</div><h2>Looking for more investment ideas?</h2>
<div class="lb-trans"><h2>尋找更多投資想法？</h2>
</div><p>Don’t let fresh opportunities pass you by. Take the next step and use the Simply Wall Street Screener to identify stocks that match your investment goals.</p>
<div class="lb-trans"><p>不要讓新機會從你身邊溜走。邁出下一步，使用 Simply Wall Street 篩選器識別符合你投資目標的股票。</p>
</div><ul>
<li>Capture the momentum in healthcare technology by reviewing these 30 healthcare AI stocks which is shaping better medical outcomes through artificial intelligence and data-driven innovation.</li>
<li>Boost your income strategy by seeking out these 15 dividend stocks with yields &gt; 3% that offers attractive yields and consistency in shareholder returns.</li>
<li>Tap into the future of computing with these 28 quantum computing stocks which is revolutionizing industries through advanced quantum technologies and research leadership.</li>
</ul>
<div class="lb-trans"><ul>
<li>通過審查這 30 只醫療保健 AI 股票，抓住醫療技術的勢頭，這些股票通過人工智能和數據驅動的創新改善醫療結果。</li>
<li>通過尋找這些收益率超過 3% 的 15 只分紅股票來提升你的收入策略，這些股票提供有吸引力的收益和穩定的股東回報。</li>
<li>利用這些 28 只量子計算股票進入計算的未來，這些股票通過先進的量子技術和研究領導力正在革新各個行業。</li>
</ul>
</div><p><em>This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.</strong> It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.</em></p>
<div class="lb-trans"><p><em>這篇文章由 Simply Wall St 撰寫，性質為一般性。<strong>我們提供基於歷史數據和分析師預測的評論，僅使用無偏見的方法，我們的文章並不旨在提供財務建議。</strong> 它不構成買賣任何股票的推薦，也不考慮你的目標或財務狀況。我們的目標是為你提供以基本數據驅動的長期分析。請注意，我們的分析可能未考慮最新的價格敏感公司公告或定性材料。Simply Wall St 在提到的任何股票中沒有持倉。</em></p>
</div>

在 RBC Capital 重新給予積極評級後，重新審視 Selective 保險集團（SIGI）的估值