<p>根據 Mordor Intelligence 的報告，微保險市場在 2025 年的估值為 737.6 億美元，預計到 2030 年將達到 985.6 億美元，年均增長率為 5.97%。增長的動力來自於移動支付的使用增加、包容性金融法規的實施以及降低分銷障礙的保險科技創新。隨着客户尋求更簡單的入門體驗，數字平台繼續超越傳統代理商。商業保險公司擴大了可負擔的產品，合作代理模式提供了關鍵的本地覆蓋，而亞太地區則引領了增量增長。由於保護缺口仍然很大，對參數化、嵌入式和人工智能支持的微保險解決方案的需求依然強勁。</p>
<p><strong>區域市場展望</strong></p>
<p><strong>北美</strong> 的保險市場正在演變，受到更強的金融包容性倡議和旨在擴大覆蓋範圍的監管變化的影響。加利福尼亞州推動確保高風險地區居民獲得基本保護，突顯了對更好野火準備的日益需求。同時，美國健康保險市場的集中為靈活的微保險產品提供了機會，超越了傳統的僱主計劃。與此同時，加拿大支持的金融科技生態系統和墨西哥在開放數據框架方面的進展正在加速該地區的創新。</p>
<p><strong>亞太地區</strong> 則迅速成為最具活力的保險市場之一。數字錢包的快速崛起正在改變人們獲取和管理金融服務的方式，保險科技公司也獲得了強勁的市場吸引力。該地區的監管機構也在鼓勵更廣泛的覆蓋和簡化的數字政策管理。零工經濟的增長推動了對嵌入式、隨時隨地保護的需求，而印尼等國更快的審批流程使保險公司能夠更高效地創新和推出新產品。</p>
<p><strong>微保險市場的主要驅動因素</strong></p>
<p><strong>氣候聚焦的參數化覆蓋</strong></p>
<p>參數化微保險正在重塑氣候風險的處理方式，用自動化、數據驅動的觸發機制取代冗長的損失評估，加快賠付速度並增強客户信心。其採用範圍正在擴大，尤其是在氣候脆弱地區，合作網絡通過與天氣相關的結算為農民提供保護。全球保險公司也在嘗試新的應用，例如覆蓋可持續性和碳相關承諾的缺口。隨着人工智能改善風險建模並減少不確定性，參數化產品變得更易定價和更易獲取，為服務不足的社區的更廣泛使用打開了大門。</p>
<p><strong>移動設備訪問保險</strong></p>
<p>移動支付正成為首次接觸保險的強大入口，將支付、身份識別和保單服務整合到一個設備上。隨着在新興市場的採用增加，保險公司獲得了直接且可負擔的途徑來接觸低收入客户。基於應用的上下文產品被證明特別有效，將日常數字活動轉化為有意義的保護。在傳統保險存在有限的地區，手機優先的交付方式降低了獲取成本，使大眾市場覆蓋對提供者來説更加可持續。</p>
<p><strong>推動增長的關鍵市場細分</strong></p>
<p><strong>按模型類型</strong></p>
<ul>
<li>合作代理模式</li>
<li>全方位服務模式</li>
</ul>
<p><strong>按產品類型</strong></p>
<ul>
<li>人壽（信用人壽、定期、喪葬）</li>
<li>健康與住院現金</li>
<li>財產與農作物</li>
<li>意外與殘疾</li>
<li>家畜與基於指數的農業</li>
</ul>
<p><strong>按分銷渠道</strong></p>
<ul>
<li>直接銷售（代理/分支）</li>
<li>金融機構與小額金融機構</li>
<li>數字渠道</li>
</ul>
<p><strong>按提供者</strong></p>
<ul>
<li>商業保險公司</li>
<li>合作社與互助保險公司</li>
<li>政府/援助支持的計劃</li>
</ul>
<p><strong>按地域</strong></p>
<ul>
<li>北美</li>
<li>南美</li>
<li>歐洲</li>
<li>亞太地區</li>
<li>中東與非洲</li>
</ul>
<p><strong>微保險行業概述</strong></p>
<table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>研究週期</strong></td>
<td>2019-2030</td>
</tr>
<tr>
<td><strong>市場規模預測</strong></td>
<td>985.6 億美元（2030 年）</td>
</tr>
<tr>
<td><strong>行業擴展</strong></td>
<td>2025-2030 年期間年均增長率為 5.97%</td>
</tr>
<tr>
<td><strong>最大市場</strong></td>
<td>北美繼續主導全球市場</td>
</tr>
<tr>
<td><strong>2025-2030 年增長最快的市場</strong></td>
<td>亞太地區預計將見證最快的增長率</td>
</tr>
</tbody>
</table>
<p><strong>微保險公司</strong></p>
<ul>
<li>安聯保險公司</li>
<li>安盛保險公司</li>
<li>蘇黎世保險集團</li>
<li>美國國際集團（AIG）</li>
<li>霍拉德保險公司</li>
<li>Bajaj Allianz 人壽保險</li>
<li>SBI 人壽保險</li>
<li>ICICI 保誠人壽保險</li>
<li>平安保險</li>
<li>MAPFRE SA</li>
<li>宏利金融</li>
<li>保誠集團</li>
<li>陽光人壽金融</li>
<li>Blue Marble 微保險</li>
<li>BIMA（Milvik）</li>
<li>MicroEnsure（Turaco）</li>
<li>Britam Holdings</li>
<li>Pioneer Life（菲律賓）</li>
<li>巴西東北銀行</li>
<li>CLIMBS 人壽與綜合保險合作社</li>
</ul>
<p><strong>閲讀微保險市場的詳細行業洞察：</strong> <strong>https://www.mordorintelligence.com/industry-reports/micro-insurance-market?utm_source=prnewswire</strong></p>
<p><strong>探索 Mordor Intelligence 的相關報告</strong></p>
<p><strong>牙科保險市場：</strong> 牙科保險市場按保險類型細分：首選提供者組織（PPO）計劃、健康維護組織（DHMO）計劃、牙科賠償/按服務收費計劃、折扣牙科計劃；按覆蓋範圍：預防性覆蓋、基本（修復性）覆蓋、主要（修復性）覆蓋、正畸與美容覆蓋；按最終用户：團體（僱主贊助）、個人、家庭；按地區。</p>
<p><strong>https://www.mordorintelligence.com/industry-reports/global-dental-insurance-market?utm_source=prnewswire</strong></p>
<p><strong>旅遊保險市場</strong> <strong>:</strong> 旅遊保險市場按保險保障類型細分：單次旅行、年度多次旅行、長期/延長住宿、專業政策（航班延誤保險、任何原因取消保險（CFAR）、冒險運動保障）；按分銷渠道細分：保險中介、保險公司（直接）、銀行及保險銀行業務、旅行社及旅遊運營商、在線聚合平台/比較門户、其他（航空公司及在線旅行社、超級應用及數字錢包）；按最終用户/旅行者類型細分：家庭旅行者、商務旅行者、老年人、學生、其他（遠程工作者、揹包客、團體旅行者）；按地理區域細分。</p>
<p><strong>嵌入式保險市場</strong> <strong>:</strong> 嵌入式保險市場按保險類別細分：電子產品保護、傢俱及家電、運動及休閒設備、旅行及票務、汽車及出行、寵物及學費、其他細分領域；按分銷渠道細分：在線（API/SDK）、離線（POS、經銷商、零售）；按最終用户行業細分：電子商務及市場、出行及汽車製造商、旅行及酒店業、消費電子零售、金融服務及貸款、SaaS/垂直平台；按合作平台類型細分：市場、垂直 SaaS、金融科技/新銀行、電信/公用事業門户；按地理區域細分。</p>
<p><strong>關於 Mordor Intelligence：</strong></p>
<p>Mordor Intelligence 是尋求全面和可操作市場情報的企業的可信合作伙伴。我們的全球覆蓋、專業團隊和量身定製的解決方案使組織和個人能夠做出明智的決策，駕馭複雜市場，實現戰略目標。</p>
<p>Mordor Intelligence 擁有超過 550 名領域專家和遍佈 150 多個國家的現場專家，對全球商業環境有獨特的理解。這種專業知識轉化為全面的市場分析和研究報告，以及涵蓋航空航天與國防、農業、動物營養與健康、自動化、汽車、化學與材料、消費品與服務、電子產品、能源與電力、金融服務、食品與飲料、醫療保健、酒店與旅遊、信息與通信技術、投資機會和物流等廣泛行業的聯合和定製研究產品。</p>
<p><strong>如需媒體諮詢或進一步信息，請聯繫：</strong></p>
<p>[email protected]</p>
<p>https://www.mordorintelligence.com/contact-us</p>
<p>Logo: https://mma.prnewswire.com/media/2746908/Mordor_Intelligence_Logo.jpg</p>
<p>來源：Mordor Intelligence Private Limited</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjA1Jk5ld3NJdGVtSWQ9SU80MDE1OSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMDUwNTQ3UFJfTkVXU19VU1BSX19fX19JTzQwMTU5?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjA1Jk5ld3NJdGVtSWQ9SU80MDE1OSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMDUwNTQ3UFJfTkVXU19VU1BSX19fX19JTzQwMTU5"/></p>

蘇黎世保險(ADR)

<p>微保險市場預計將以 5.97% 的年均增長率增長，到 2030 年達到 985.6 億美元，主要受數字化接入和保險科技創新的推動。北美市場領先，而亞太地區是增長最快的區域。主要增長驅動因素包括移動設備接入、以氣候為中心的參數化保障和監管支持。主要參與者包括安聯、安盛和蘇黎世保險集團</p>

<p>, /PRNewswire/ -- According to Mordor Intelligence, the microinsurance market is valued at USD 73.76 billion in 2025 and is expected to reach USD 98.56 billion by 2030 advancing at a 5.97% CAGR. Growth is being fueled by rising mobile money use, inclusive-finance regulations, and insurtech innovations that reduce distribution hurdles. Digital platforms continue to outpace traditional agents as customers seek simpler onboarding. Commercial insurers expand affordable offerings, partner-agent models provide crucial local reach, and Asia-Pacific leads incremental growth. With protection gaps still wide, demand for parametric, embedded, and AI-supported microinsurance solutions remains strong.</p>
<div class="lb-trans"><p>根據 Mordor Intelligence 的報告，微保險市場在 2025 年的估值為 737.6 億美元，預計到 2030 年將達到 985.6 億美元，年均增長率為 5.97%。增長的動力來自於移動支付的使用增加、包容性金融法規的實施以及降低分銷障礙的保險科技創新。隨着客户尋求更簡單的入門體驗，數字平台繼續超越傳統代理商。商業保險公司擴大了可負擔的產品，合作代理模式提供了關鍵的本地覆蓋，而亞太地區則引領了增量增長。由於保護缺口仍然很大，對參數化、嵌入式和人工智能支持的微保險解決方案的需求依然強勁。</p>
</div><p><strong>Regional Market Outlook</strong></p>
<div class="lb-trans"><p><strong>區域市場展望</strong></p>
</div><p><strong>North America's</strong> insurance landscape is evolving, shaped by stronger financial-inclusion initiatives and regulatory shifts that aim to broaden access to coverage. California's push to ensure basic protection for residents in high-risk zones underscores the growing need for better wildfire preparedness. At the same time, the concentration of the U.S. health insurance market is opening opportunities for flexible micro-insurance products beyond traditional employer plans. Meanwhile, Canada's supportive fintech ecosystem and Mexico's progress in open-data frameworks are helping accelerate innovation across the region.</p>
<div class="lb-trans"><p><strong>北美</strong> 的保險市場正在演變，受到更強的金融包容性倡議和旨在擴大覆蓋範圍的監管變化的影響。加利福尼亞州推動確保高風險地區居民獲得基本保護，突顯了對更好野火準備的日益需求。同時，美國健康保險市場的集中為靈活的微保險產品提供了機會，超越了傳統的僱主計劃。與此同時，加拿大支持的金融科技生態系統和墨西哥在開放數據框架方面的進展正在加速該地區的創新。</p>
</div><p><strong>Asia-Pacific,</strong> on the other hand, is quickly becoming one of the most dynamic insurance markets. The rapid rise of digital wallets is transforming how people access and manage financial services, and insurtech companies are gaining strong traction. Regulators across the region are also encouraging broader coverage and simplified digital policy management. The growth of the gig economy is driving demand for embedded, on-the-go protection, while faster approval processes in countries like Indonesia are enabling insurers to innovate and roll out new products more efficiently.</p>
<div class="lb-trans"><p><strong>亞太地區</strong> 則迅速成為最具活力的保險市場之一。數字錢包的快速崛起正在改變人們獲取和管理金融服務的方式，保險科技公司也獲得了強勁的市場吸引力。該地區的監管機構也在鼓勵更廣泛的覆蓋和簡化的數字政策管理。零工經濟的增長推動了對嵌入式、隨時隨地保護的需求，而印尼等國更快的審批流程使保險公司能夠更高效地創新和推出新產品。</p>
</div><p><strong>Major Drivers of the Microinsurance Market</strong></p>
<div class="lb-trans"><p><strong>微保險市場的主要驅動因素</strong></p>
</div><p><strong>Climate-Focused Parametric Coverage</strong></p>
<div class="lb-trans"><p><strong>氣候聚焦的參數化覆蓋</strong></p>
</div><p>Parametric microinsurance is reshaping how climate risks are handled, replacing lengthy loss assessments with automated, data-driven triggers that speed up payouts and build customer confidence. Its adoption is widening, especially in climate-vulnerable regions, helped by cooperative networks that extend protection to farmers through weather-linked settlements. Global insurers are also experimenting with new applications, such as covering gaps in sustainability and carbon-related commitments. With AI improving hazard modeling and reducing uncertainty, parametric products are becoming easier to price and more accessible, opening the door for wider use in underserved communities.</p>
<div class="lb-trans"><p>參數化微保險正在重塑氣候風險的處理方式，用自動化、數據驅動的觸發機制取代冗長的損失評估，加快賠付速度並增強客户信心。其採用範圍正在擴大，尤其是在氣候脆弱地區，合作網絡通過與天氣相關的結算為農民提供保護。全球保險公司也在嘗試新的應用，例如覆蓋可持續性和碳相關承諾的缺口。隨着人工智能改善風險建模並減少不確定性，參數化產品變得更易定價和更易獲取，為服務不足的社區的更廣泛使用打開了大門。</p>
</div><p><strong>Mobile-Enabled Access to Insurance</strong></p>
<div class="lb-trans"><p><strong>移動設備訪問保險</strong></p>
</div><p>Mobile money is becoming a powerful gateway to first-time insurance access, bringing payments, identification, and policy servicing together on a single device. As adoption grows across emerging markets, insurers are gaining a direct and affordable route to low-income customers. App-based, contextual products are proving especially effective, turning everyday digital activity into meaningful protection. In regions where traditional insurance presence is limited, handset-first delivery is lowering acquisition costs and making mass-market coverage more sustainable for providers.</p>
<div class="lb-trans"><p>移動支付正成為首次接觸保險的強大入口，將支付、身份識別和保單服務整合到一個設備上。隨着在新興市場的採用增加，保險公司獲得了直接且可負擔的途徑來接觸低收入客户。基於應用的上下文產品被證明特別有效，將日常數字活動轉化為有意義的保護。在傳統保險存在有限的地區，手機優先的交付方式降低了獲取成本，使大眾市場覆蓋對提供者來説更加可持續。</p>
</div><p><strong>Key Market Segments Driving Growth</strong></p>
<div class="lb-trans"><p><strong>推動增長的關鍵市場細分</strong></p>
</div><p><strong>By Model Type</strong></p>
<div class="lb-trans"><p><strong>按模型類型</strong></p>
</div><ul>
<li>Partner-Agent Model</li>
<li>Full-Service Model</li>
</ul>
<div class="lb-trans"><ul>
<li>合作代理模式</li>
<li>全方位服務模式</li>
</ul>
</div><p><strong>By Product Type</strong></p>
<div class="lb-trans"><p><strong>按產品類型</strong></p>
</div><ul>
<li>Life (Credit-Life, Term, Funeral)</li>
<li>Health &amp; Hospital Cash</li>
<li>Property &amp; Crop</li>
<li>Accident &amp; Disability</li>
<li>Livestock &amp; Index-based Agriculture</li>
</ul>
<div class="lb-trans"><ul>
<li>人壽（信用人壽、定期、喪葬）</li>
<li>健康與住院現金</li>
<li>財產與農作物</li>
<li>意外與殘疾</li>
<li>家畜與基於指數的農業</li>
</ul>
</div><p><strong>By Distribution Channel</strong></p>
<div class="lb-trans"><p><strong>按分銷渠道</strong></p>
</div><ul>
<li>Direct Sales (Agent / Branch)</li>
<li>Financial Institutions &amp; MFIs</li>
<li>Digital</li>
</ul>
<div class="lb-trans"><ul>
<li>直接銷售（代理/分支）</li>
<li>金融機構與小額金融機構</li>
<li>數字渠道</li>
</ul>
</div><p><strong>By Provider</strong></p>
<div class="lb-trans"><p><strong>按提供者</strong></p>
</div><ul>
<li>Commercial Insurers</li>
<li>Cooperative &amp; Mutual Insurers</li>
<li>Aid-/Government-supported Schemes</li>
</ul>
<div class="lb-trans"><ul>
<li>商業保險公司</li>
<li>合作社與互助保險公司</li>
<li>政府/援助支持的計劃</li>
</ul>
</div><p><strong>By Geography</strong></p>
<div class="lb-trans"><p><strong>按地域</strong></p>
</div><ul>
<li>North America</li>
<li>South America</li>
<li>Europe</li>
<li>Asia Pacific</li>
<li>Middle East &amp; Africa</li>
</ul>
<div class="lb-trans"><ul>
<li>北美</li>
<li>南美</li>
<li>歐洲</li>
<li>亞太地區</li>
<li>中東與非洲</li>
</ul>
</div><p><strong>Overview – Microinsurance Industry</strong></p>
<div class="lb-trans"><p><strong>微保險行業概述</strong></p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Study Period</strong></td>
<td>2019-2030</td>
</tr>
<tr>
<td><strong>Market Size Forecast</strong></td>
<td>USD 98.56 billion (2030)</td>
</tr>
<tr>
<td><strong>Industry Expansion</strong></td>
<td>CAGR of 5.97% during 2025–2030</td>
</tr>
<tr>
<td><strong>Largest Market</strong></td>
<td>North America continues to dominate the global market</td>
</tr>
<tr>
<td><strong>Fastest Growing Market for 2025–2030</strong></td>
<td>Asia-Pacific projected to witness the fastest growth rate</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>研究週期</strong></td>
<td>2019-2030</td>
</tr>
<tr>
<td><strong>市場規模預測</strong></td>
<td>985.6 億美元（2030 年）</td>
</tr>
<tr>
<td><strong>行業擴展</strong></td>
<td>2025-2030 年期間年均增長率為 5.97%</td>
</tr>
<tr>
<td><strong>最大市場</strong></td>
<td>北美繼續主導全球市場</td>
</tr>
<tr>
<td><strong>2025-2030 年增長最快的市場</strong></td>
<td>亞太地區預計將見證最快的增長率</td>
</tr>
</tbody>
</table>
</div><p><strong>Microinsurance Companies</strong></p>
<div class="lb-trans"><p><strong>微保險公司</strong></p>
</div><ul>
<li>Allianz SE</li>
<li>AXA SA</li>
<li>Zurich Insurance Group</li>
<li>American International Group (AIG)</li>
<li>Hollard Insurance Company</li>
<li>Bajaj Allianz Life Insurance</li>
<li>SBI Life Insurance</li>
<li>ICICI Prudential Life Insurance</li>
<li>Ping An Insurance</li>
<li>MAPFRE SA</li>
<li>Manulife Financial</li>
<li>Prudential plc</li>
<li>Sun Life Financial</li>
<li>Blue Marble Microinsurance</li>
<li>BIMA (Milvik)</li>
<li>MicroEnsure (Turaco)</li>
<li>Britam Holdings</li>
<li>Pioneer Life (Philippines)</li>
<li>Banco do Nordeste do Brasil</li>
<li>CLIMBS Life &amp; General Insurance Co-op</li>
</ul>
<div class="lb-trans"><ul>
<li>安聯保險公司</li>
<li>安盛保險公司</li>
<li>蘇黎世保險集團</li>
<li>美國國際集團（AIG）</li>
<li>霍拉德保險公司</li>
<li>Bajaj Allianz 人壽保險</li>
<li>SBI 人壽保險</li>
<li>ICICI 保誠人壽保險</li>
<li>平安保險</li>
<li>MAPFRE SA</li>
<li>宏利金融</li>
<li>保誠集團</li>
<li>陽光人壽金融</li>
<li>Blue Marble 微保險</li>
<li>BIMA（Milvik）</li>
<li>MicroEnsure（Turaco）</li>
<li>Britam Holdings</li>
<li>Pioneer Life（菲律賓）</li>
<li>巴西東北銀行</li>
<li>CLIMBS 人壽與綜合保險合作社</li>
</ul>
</div><p><strong>Read the detailed industry insights on the Microinsurance Market:</strong> <strong>https://www.mordorintelligence.com/industry-reports/micro-insurance-market?utm_source=prnewswire</strong></p>
<div class="lb-trans"><p><strong>閲讀微保險市場的詳細行業洞察：</strong> <strong>https://www.mordorintelligence.com/industry-reports/micro-insurance-market?utm_source=prnewswire</strong></p>
</div><p><strong>Explore related reports from Mordor Intelligence</strong></p>
<div class="lb-trans"><p><strong>探索 Mordor Intelligence 的相關報告</strong></p>
</div><p><strong>Dental Insurance Market:</strong> Dental Insurance Market is Segmented By Insurance Type: Preferred Provider Organization (PPO) Plans, Health Maintenance Organization (DHMO) Plans, Dental Indemnity / Fee-for-Service Plans, Discount Dental Plans; By Coverage: Preventive Coverage, Basic (Restorative) Coverage, Major (Prosthodontic) Coverage, Orthodontic &amp; Cosmetic Coverage; By End-User: Group (Employer-Sponsored), Individual, Family; By Region.</p>
<div class="lb-trans"><p><strong>牙科保險市場：</strong> 牙科保險市場按保險類型細分：首選提供者組織（PPO）計劃、健康維護組織（DHMO）計劃、牙科賠償/按服務收費計劃、折扣牙科計劃；按覆蓋範圍：預防性覆蓋、基本（修復性）覆蓋、主要（修復性）覆蓋、正畸與美容覆蓋；按最終用户：團體（僱主贊助）、個人、家庭；按地區。</p>
</div><p><strong>https://www.mordorintelligence.com/industry-reports/global-dental-insurance-market?utm_source=prnewswire</strong></p>
<div class="lb-trans"><p><strong>https://www.mordorintelligence.com/industry-reports/global-dental-insurance-market?utm_source=prnewswire</strong></p>
</div><p><strong>Travel Insurance Market</strong> <strong>:</strong> Travel Insurance Market is Segmented By Insurance Cover Type: Single Trip, Annual Multi-Trip, Long-Stay / Extended-Stay, Specialized Policies (Flight-Delay Insurance, Cancel-for-Any-Reason (CFAR), Adventure-Sports Coverage); By Distribution Channel: Insurance Intermediaries, Insurance Companies (Direct), Banks &amp; Bancassurance, Travel Agents &amp; Tour Operators, Online Aggregators / Comparison Portals, Others (Airlines &amp; Online Travel Agencies, Super-Apps &amp; Digital Wallets); By End-User / Traveller Type: Family Travellers, Business Travellers, Senior Citizens, Students, Others (Remote Workers, Backpackers, Group Travellers); By Geography.</p>
<div class="lb-trans"><p><strong>旅遊保險市場</strong> <strong>:</strong> 旅遊保險市場按保險保障類型細分：單次旅行、年度多次旅行、長期/延長住宿、專業政策（航班延誤保險、任何原因取消保險（CFAR）、冒險運動保障）；按分銷渠道細分：保險中介、保險公司（直接）、銀行及保險銀行業務、旅行社及旅遊運營商、在線聚合平台/比較門户、其他（航空公司及在線旅行社、超級應用及數字錢包）；按最終用户/旅行者類型細分：家庭旅行者、商務旅行者、老年人、學生、其他（遠程工作者、揹包客、團體旅行者）；按地理區域細分。</p>
</div><p><strong>Embedded Insurance Market</strong> <strong>:</strong> Embedded Insurance Market is Segmented By Insurance Line: Electronics Protection, Furniture &amp; Home Appliances, Sports &amp; Leisure Equipment, Travel &amp; Ticketing, Auto &amp; Mobility, Pet &amp; Tuition, Other Niche Lines; By Distribution Channel: Online (API / SDK), Offline (POS, Dealerships, Retail); By End-user Industry: E-commerce &amp; Marketplaces, Mobility &amp; Automotive OEMs, Travel &amp; Hospitality, Consumer Electronics Retail, Financial Services &amp; Lending, SaaS / Vertical Platforms; By Partner-Platform Type: Marketplaces, Vertical SaaS, Fintech / Neobank, Telecom / Utilities Portals; By Geography.</p>
<div class="lb-trans"><p><strong>嵌入式保險市場</strong> <strong>:</strong> 嵌入式保險市場按保險類別細分：電子產品保護、傢俱及家電、運動及休閒設備、旅行及票務、汽車及出行、寵物及學費、其他細分領域；按分銷渠道細分：在線（API/SDK）、離線（POS、經銷商、零售）；按最終用户行業細分：電子商務及市場、出行及汽車製造商、旅行及酒店業、消費電子零售、金融服務及貸款、SaaS/垂直平台；按合作平台類型細分：市場、垂直 SaaS、金融科技/新銀行、電信/公用事業門户；按地理區域細分。</p>
</div><p><strong>About Mordor Intelligence:</strong></p>
<div class="lb-trans"><p><strong>關於 Mordor Intelligence：</strong></p>
</div><p>Mordor Intelligence is a trusted partner for businesses seeking comprehensive and actionable market intelligence. Our global reach, expert team, and tailored solutions empower organizations and individuals to make informed decisions, navigate complex markets, and achieve their strategic goals.</p>
<div class="lb-trans"><p>Mordor Intelligence 是尋求全面和可操作市場情報的企業的可信合作伙伴。我們的全球覆蓋、專業團隊和量身定製的解決方案使組織和個人能夠做出明智的決策，駕馭複雜市場，實現戰略目標。</p>
</div><p>With a team of over 550 domain experts and on-ground specialists spanning 150+ countries, Mordor Intelligence possesses a unique understanding of the global business landscape. This expertise translates into comprehensive market analysis and research reports as well as syndicated and custom research offerings that cover a wide spectrum of industries, including aerospace &amp; defence, agriculture, animal nutrition and wellness, automation, automotive, chemicals &amp; materials, consumer goods &amp; services, electronics, energy &amp; power, financial services, food &amp; beverages, healthcare, hospitality &amp; tourism, information &amp; communications technology, investment opportunities, and logistics.</p>
<div class="lb-trans"><p>Mordor Intelligence 擁有超過 550 名領域專家和遍佈 150 多個國家的現場專家，對全球商業環境有獨特的理解。這種專業知識轉化為全面的市場分析和研究報告，以及涵蓋航空航天與國防、農業、動物營養與健康、自動化、汽車、化學與材料、消費品與服務、電子產品、能源與電力、金融服務、食品與飲料、醫療保健、酒店與旅遊、信息與通信技術、投資機會和物流等廣泛行業的聯合和定製研究產品。</p>
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</div><p>SOURCE Mordor Intelligence Private Limited</p>
<div class="lb-trans"><p>來源：Mordor Intelligence Private Limited</p>
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05:47 ET
			
			
				Microinsurance Market Growing at 6% CAGR to 2030 as North America Leads and Digital Access Expands, Says a 2025 Mordor Intelligence Report

根據 2025 年 Mordor Intelligence 的報告，到 2030 年，微型保險市場將以 6% 的年複合增長率增長，北美處於領先地位，且數字化訪問正在擴展