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<p>Abacus Digital Company Limited 是一家金融科技公司，也是泰國數字借貸應用 MoneyThunder 的開發者，成功完成了首個 3100 萬美元的債券發行，面向機構和高淨值投資者。</p>
<p>該公司在週二的聲明中表示，此次發行需求強勁，總認購金額 3100 萬美元顯著超過了目標。</p>
<p>它表示，這一成功凸顯了投資者對 Abacus Digital 強勁增長潛力和在人工智能（AI）驅動的數字借貸創新方面的領導地位的信心。</p>
<p>這筆資金將用於擴展業務並增加貸款組合，以推動公司的強勁和持續增長，力爭成為該地區領先的金融科技公司。</p>
<p>此次債券發行的成功將確保 Abacus Digital 繼續致力於金融科技和創新的發展，旨在提升泰國人民的生活質量並創造可持續的金融穩定。</p>
<p>“公司成功發行了首批債券，年利率為 4.60%。</p>
<p>“此次首個債券發行的成功清楚地證明了投資者對我們願景、商業模式和業績的信心，” Abacus Digital 的管理董事兼臨時首席執行官 Tubkwan Homchampa 表示。</p>
<p>值得注意的是，投資者正在認識到 Abacus Digital 獨有的 AI 技術——Abacus Core Technology (ACT) 引擎的競爭優勢，該技術能夠進行準確和實時的風險分析和貸款評估。</p>
<p>ACT 使 MoneyThunder 應用能夠評估並向信用稀缺的個人提供貸款，這些人羣代表了經濟脆弱的羣體。</p>
<p>該平台帶來了切實的社會影響：超過 30% 的貸款接受者曾被傳統金融機構拒絕，超過 50% 的用户在獲得資金後收入有所改善，幫助減少對非正式債務的依賴，提高了生活質量。</p>
<p>Abacus Digital 還有效管理資產質量，保持不良貸款（NPL）比率明顯低於市場平均水平（低於 3%）。</p>
<p>該公司還展示了卓越的增長能力，過去五年通過 MoneyThunder 應用的累計貸款發放超過 7.44 億美元。</p>
<p>MoneyThunder 目前擁有超過 450 萬用户，其中超過 60% 的客户為女性，幫助實現經濟平等，超過 50% 的客户在獲得資金後報告收入改善。</p>
<p>此外，Abacus Digital 已連續三年實現淨盈利，2025 年上半年最新淨利潤較去年同期增長。</p>
<p>該公司還保持明確的淨利潤增長目標，計劃在 2026 年實現 30% 至 50% 的增長率，以進一步擴大泰國更廣泛人羣的金融可及性。</p>
<blockquote>
<p>Funding Societies Thailand 加入 NCB 以加強中小企業融資渠道</p>
</blockquote>

<p>泰國金融科技公司 Abacus Digital Company Limited 通過首次向機構和高淨值投資者發行債券籌集了 3100 萬美元。這筆資金將用於業務擴展和增加貸款組合。債券發行反映了投資者對 Abacus Digital 在人工智能驅動的貸款創新和增長潛力方面的強烈信心。該公司旨在提升金融科技，改善泰國的金融穩定，重點支持經濟脆弱羣體，通過其 MoneyThunder 應用程序提供幫助</p>

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<p>Abacus Digital Company Limited, a FinTech firm and the developer of Thailand’s digital lending application MoneyThunder, has successfully completed its inaugural $31 million bond offering to institutional and high-net-worth investors.</p>
<div class="lb-trans"><p>Abacus Digital Company Limited 是一家金融科技公司，也是泰國數字借貸應用 MoneyThunder 的開發者，成功完成了首個 3100 萬美元的債券發行，面向機構和高淨值投資者。</p>
</div><p>The firm said in a statement on Tuesday that the issuance generated strong demand, with the total subscription value of $31 million significantly exceeding the target.</p>
<div class="lb-trans"><p>該公司在週二的聲明中表示，此次發行需求強勁，總認購金額 3100 萬美元顯著超過了目標。</p>
</div><p>It said this success underscores robust investor confidence in Abacus Digital’s strong growth potential and its leadership in artificial intelligence (AI)-driven digital lending innovation.</p>
<div class="lb-trans"><p>它表示，這一成功凸顯了投資者對 Abacus Digital 強勁增長潛力和在人工智能（AI）驅動的數字借貸創新方面的領導地位的信心。</p>
</div><p>The capital will be used to expand the business and increase the loan portfolio to fuel the company’s strong and sustained growth, as the firm strives to become the leading FinTech firm in the region.</p>
<div class="lb-trans"><p>這筆資金將用於擴展業務並增加貸款組合，以推動公司的強勁和持續增長，力爭成為該地區領先的金融科技公司。</p>
</div><p>The success of this bond issuance will ensure Abacus Digital continues its commitment to developing financial technology and innovation, aiming to elevate the quality of life and create sustainable financial stability for the people of Thailand.</p>
<div class="lb-trans"><p>此次債券發行的成功將確保 Abacus Digital 繼續致力於金融科技和創新的發展，旨在提升泰國人民的生活質量並創造可持續的金融穩定。</p>
</div><p>“The company successfully issued its first debentures, offering an annual interest rate of 4.60 percent,</p>
<div class="lb-trans"><p>“公司成功發行了首批債券，年利率為 4.60%。</p>
</div><p>“The success of this inaugural bond offering is a clear testament to the confidence investors place in our vision, business model, and performance,” said Tubkwan Homchampa, Management Director and Interim Chief Executive Officer of Abacus Digital.</p>
<div class="lb-trans"><p>“此次首個債券發行的成功清楚地證明了投資者對我們願景、商業模式和業績的信心，” Abacus Digital 的管理董事兼臨時首席執行官 Tubkwan Homchampa 表示。</p>
</div><p>It is noted that investors are recognizing the competitive edge of Abacus Digital’s proprietary AI technology, the Abacus Core Technology (ACT) engine, which enables accurate and real-time risk analysis and loan assessment.</p>
<div class="lb-trans"><p>值得注意的是，投資者正在認識到 Abacus Digital 獨有的 AI 技術——Abacus Core Technology (ACT) 引擎的競爭優勢，該技術能夠進行準確和實時的風險分析和貸款評估。</p>
</div><p>ACT allows the MoneyThunder application to evaluate and provide loans to credit-scarce individuals, who represent an economically vulnerable segment.</p>
<div class="lb-trans"><p>ACT 使 MoneyThunder 應用能夠評估並向信用稀缺的個人提供貸款，這些人羣代表了經濟脆弱的羣體。</p>
</div><p>The platform delivers tangible social impact: over 30 percent of loan recipients were previously rejected by traditional financial institutions, and over 50 percent of users have experienced improved incomes after receiving funding, helping reduce reliance on informal debt and enhancing their quality of life.</p>
<div class="lb-trans"><p>該平台帶來了切實的社會影響：超過 30% 的貸款接受者曾被傳統金融機構拒絕，超過 50% 的用户在獲得資金後收入有所改善，幫助減少對非正式債務的依賴，提高了生活質量。</p>
</div><p>Abacus Digital also effectively manages asset quality, maintaining a non-performing loan (NPL) ratio clearly below the market average (less than 3 percent).</p>
<div class="lb-trans"><p>Abacus Digital 還有效管理資產質量，保持不良貸款（NPL）比率明顯低於市場平均水平（低於 3%）。</p>
</div><p>The company has also demonstrated exceptional growth capabilities, with cumulative loan disbursements through the MoneyThunder application exceeding $744 million over the past five years.</p>
<div class="lb-trans"><p>該公司還展示了卓越的增長能力，過去五年通過 MoneyThunder 應用的累計貸款發放超過 7.44 億美元。</p>
</div><p>MoneyThunder currently boasts a user base of over 4.5 million, with over 60 percent of its customers being women, helping unlock economic equality, and over 50 percent of its customers reporting improved incomes after receiving funding.</p>
<div class="lb-trans"><p>MoneyThunder 目前擁有超過 450 萬用户，其中超過 60% 的客户為女性，幫助實現經濟平等，超過 50% 的客户在獲得資金後報告收入改善。</p>
</div><p>Furthermore, Abacus Digital has achieved net profitability for three consecutive years, with its latest net profit in the first half of 2025 growing compared to the same period last year.</p>
<div class="lb-trans"><p>此外，Abacus Digital 已連續三年實現淨盈利，2025 年上半年最新淨利潤較去年同期增長。</p>
</div><p>The company also maintains clear net profit growth targets, aiming for a growth rate of 30 percent to 50 percent in 2026 to further expand financial access for the wider Thai population.</p>
<div class="lb-trans"><p>該公司還保持明確的淨利潤增長目標，計劃在 2026 年實現 30% 至 50% 的增長率，以進一步擴大泰國更廣泛人羣的金融可及性。</p>
</div><blockquote>
<p>Funding Societies Thailand joins NCB to strengthen SME access to finance</p>
</blockquote>
<div class="lb-trans"><blockquote>
<p>Funding Societies Thailand 加入 NCB 以加強中小企業融資渠道</p>
</blockquote>
</div>

泰國的 Abacus Digital 通過發行債券籌集了 3100 萬美元，以用於業務擴展