<div id="readability-page-1"><div><p>[SINGAPORE] Digital banks in South-east Asia could be hitting an inflexion point, as falling interest rates and rising credit risk pose roadblocks in the industry’s nascent rise.</p><p>The path towards profitability remains a difficult journey for many digital banks in the region. Neither Singapore nor Malaysia have had any players turn a profit. </p><p>Falling interest rates have further dealt South-east Asia’s digital banks a bad hand, as the region’s central banks surprised markets by easing policy in the face of market uncertainties.</p></div></div>

<p>[新加坡] 東南亞的數字銀行可能正面臨一個轉折點，因為利率下降和信用風險上升對這一行業的初步發展構成了障礙。對於該地區許多數字銀行來説，通往盈利的道路依然艱難。新加坡和馬來西亞都沒有任何參與者實現盈利。利率的下降進一步給東南亞的數字銀行帶來了不利影響，因為該地區的中央銀行在市場不確定性面前出乎市場意料地放寬了政策</p>

隨着利率的下降和信用風險的上升，東南亞數字銀行面臨的利潤壓力不斷增加