<p><em>美克瑞的新傘形保險更好地保護</em> <em>維吉尼亞人的個人財富</em> <em>免受人身傷害索賠的影響</em></p>
<p>, /PRNewswire/ -- 多車相撞、狗咬或送貨員在您財產上受傷等意外事件正在危及維吉尼亞人的個人財務健康。事實上，自疫情開始以來，人身傷害賠償金持續上升，平均責任索賠金額增加了 35%，根據美克瑞保險（NYSE: MCY）的數據。</p>
<p>由於家庭和汽車所有者的責任傷害索賠超過傳統保單限額的趨勢上升，美克瑞推出了一項全新的個人傘形保險政策，為維吉尼亞人提供額外保護，增強的保障起價僅為每天超過 1.00 美元。</p>
<p>根據《福布斯》雜誌，傘形保險政策可以成為您保險組合的絕佳補充，如果您需要超出基本汽車保險或家庭保險政策提供的責任保障，傘形保險是一個很好的選擇，可以保護您的淨資產，防止因訴訟而遭受損失。</p>
<p>維吉尼亞州是美克瑞保險推出這一擴展保險產品的第九個州，此前已在加利福尼亞、德克薩斯、俄克拉荷馬、伊利諾伊、亞利桑那、喬治亞、佛羅里達和內華達州推出。您可以在美克瑞傘形保險網站了解更多關於這一獨特保障的信息。</p>
<p>“意外事故對維吉尼亞人來説變得越來越昂貴，這使他們面臨自掏腰包的風險，” 美克瑞保險副總裁兼首席銷售官 <strong>Nick Colby</strong> 表示。“美克瑞重新設計了其傘形保險，為維吉尼亞人提供超出傳統汽車或家庭保單的額外保護。這是一個經濟實惠的安全網，可以保護您免受這些昂貴事故和尋求高額賠償的訴訟律師的影響。”</p>
<p>一個警示故事是關於一位美克瑞保單持有人，他自大學以來一直保持相同的限額和保障，儘管他的個人財富顯著增加。這位保單持有人——後來成為了一名醫生——從未考慮過傘形保險，直到他用汽車撞上了一輛摩托車，嚴重傷害了騎行者。騎行者隨後聘請了一名律師，而美克瑞投保人最終不得不自掏腰包支付超出其汽車保單限額 25,000 美元的賠償。</p>
<p>“在和解支付完成之前，他的工資中扣除了多年的款項，” Colby 説。</p>
<p>美克瑞顯著更新的傘形產品的主要特點包括：</p>
<ul>
<li><strong>多保單折扣</strong>：美克瑞保單持有人可以通過汽車、房主和傘形保單的多保單折扣節省大量費用。</li>
<li><strong>三年無事故和違規折扣</strong>：在過去三年內沒有損失或事故的美克瑞保單所有駕駛員可享受 5% 的折扣。</li>
<li><strong>無保險駕駛人保障</strong>：在由無保險駕駛人造成的事故中，提供高達 100 萬美元的無保險駕駛人保障。</li>
<li><strong>增加責任</strong>：保單持有人可以根據自身的保障需求將責任保障從 100 萬美元提高到 200 萬美元。</li>
</ul>
<p>“我們認為美克瑞的傘形保單是 ‘金髮姑娘’ 的保障，因為它提供了非常具體的額外保護，符合客户的需求，這對任何希望保護自己未來免受意外開支和法律責任影響的人來説都非常重要，” Colby 表示。</p>
<p>美克瑞在維吉尼亞州提供個人汽車、機械保護、打車、共管公寓、房主、家庭網絡保護、家庭系統保護、身份管理服務、租户、服務線路保護、商業汽車和個人傘形保險。</p>
<p>美克瑞保險總部位於洛杉磯，通過超過 4,700 名員工和在 11 個州的 8,000 多名獨立代理商提供汽車、房主和商業保險。</p>
<p><strong>關於美克瑞保險</strong></p>
<p>美克瑞保險（NYSE: MCY）是一家多線保險公司，主要通過在亞利桑那、加利福尼亞、喬治亞、伊利諾伊、內華達、新澤西、紐約、俄克拉荷馬、德克薩斯和維吉尼亞的獨立代理網絡提供個人汽車、房主、租户和商業保險，同時在佛羅里達州提供汽車保險。美克瑞在各州還承保其他保險，包括商業、商業主和商業汽車、房東、共享住房、打車和機械保護保險。</p>
<p>自 1962 年以來，美克瑞通過超過 4,200 名員工和在 11 個州的 6,340 多名獨立代理商，為客户提供超值的保險服務，結合超具競爭力的費率和優質的客户服務。美克瑞獲得了 A.M. Best 的 “A” 評級，以及《福布斯》和 Insure.com 的 “最佳汽車保險公司” 稱號。</p>
<p>有興趣的媒體可以在新的美克瑞保險新聞中心（https://newsroom.mercuryinsurance.com/）關注美克瑞並接收新新聞稿的通知，或在 Instagram 或 Facebook 上關注公司，或通過電子郵件聯繫我們：Newsroom@MercuryInsurance.com。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg"/></p>
<p>來源：美克瑞保險</p>

默邱利通用

<p>默邱利通用在弗吉尼亞州推出了一項新的傘形保險政策，以應對不斷上升的人身傷害索賠。該政策提供增強的保障，起價僅為每天超過 1 美元，提供超出傳統汽車或房屋保險的額外保護。主要特點包括多保單折扣、無保險駕駛者保障和增加的責任選項。這次推出標誌着默邱利通在擴展保險產品方面的第九個州，此前包括加利福尼亞州和德克薩斯州等多個州</p>

<p><em>Mercury's New Umbrella Insurance Better Protects</em> <em>Virginians' Personal Wealth</em> <em>Against Bodily Injury Claims</em></p>
<div class="lb-trans"><p><em>美克瑞的新傘形保險更好地保護</em> <em>維吉尼亞人的個人財富</em> <em>免受人身傷害索賠的影響</em></p>
</div><p>, /PRNewswire/ -- Multi-vehicle crashes, dog bites or a delivery person being injured on your property are some of the unexpected events that are putting Virginians' personal financial health at risk. In fact, bodily injury payouts have continued to climb year over year since the start of the pandemic, with the average amount for a liability claim increasing by 35%, according to Mercury Insurance (NYSE: MCY).</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 多車相撞、狗咬或送貨員在您財產上受傷等意外事件正在危及維吉尼亞人的個人財務健康。事實上，自疫情開始以來，人身傷害賠償金持續上升，平均責任索賠金額增加了 35%，根據美克瑞保險（NYSE: MCY）的數據。</p>
</div><p>The recent trend of rising liability injury claims for home and auto owners that exceed traditional policy limits has moved Mercury to unveil an all-new personal umbrella insurance policy for Virginians that offers extra protection with bolstered coverages beginning at just over $1.00 a day.</p>
<div class="lb-trans"><p>由於家庭和汽車所有者的責任傷害索賠超過傳統保單限額的趨勢上升，美克瑞推出了一項全新的個人傘形保險政策，為維吉尼亞人提供額外保護，增強的保障起價僅為每天超過 1.00 美元。</p>
</div><p>Per Forbes magazine, an umbrella insurance policy can be an excellent addition to your insurance portfolio if you need liability coverage that goes beyond what your base car insurance or home insurance policies provide. Umbrella insurance is a good way to cover your net worth if you were to get hit with a lawsuit.</p>
<div class="lb-trans"><p>根據《福布斯》雜誌，傘形保險政策可以成為您保險組合的絕佳補充，如果您需要超出基本汽車保險或家庭保險政策提供的責任保障，傘形保險是一個很好的選擇，可以保護您的淨資產，防止因訴訟而遭受損失。</p>
</div><p>The state of Virginia is the ninth launch of this expanded insurance product for Mercury Insurance, following California, Texas, Oklahoma, Illinois, Arizona, Georgia, Florida and Nevada. You can learn more about this unique coverage at Mercury Umbrella Insurance.</p>
<div class="lb-trans"><p>維吉尼亞州是美克瑞保險推出這一擴展保險產品的第九個州，此前已在加利福尼亞、德克薩斯、俄克拉荷馬、伊利諾伊、亞利桑那、喬治亞、佛羅里達和內華達州推出。您可以在美克瑞傘形保險網站了解更多關於這一獨特保障的信息。</p>
</div><p>&#34;Unexpected accidents are becoming more costly for Virginians, which puts them at risk of having to pay out of pocket,&#34; said <strong>Nick Colby,</strong> <strong>Vice President and Chief Sales Officer at Mercury Insurance</strong>. &#34;Mercury has redesigned its umbrella insurance to give Virginians an extra layer of protection beyond a traditional auto or home policy. It's an affordable safety net that protects you from these expensive accidents and litigious lawyers looking for a big payday.&#34;</p>
<div class="lb-trans"><p>“意外事故對維吉尼亞人來説變得越來越昂貴，這使他們面臨自掏腰包的風險，” 美克瑞保險副總裁兼首席銷售官 <strong>Nick Colby</strong> 表示。“美克瑞重新設計了其傘形保險，為維吉尼亞人提供超出傳統汽車或家庭保單的額外保護。這是一個經濟實惠的安全網，可以保護您免受這些昂貴事故和尋求高額賠償的訴訟律師的影響。”</p>
</div><p>A cautionary tale for all is that of a Mercury policyholder who had kept the same limits and coverages since college, even though his personal wealth had increased significantly. The policyholder — who later became a doctor — never thought about umbrella coverage until he hit a moped with his automobile, severely injuring the rider. The rider subsequently engaged a lawyer and the Mercury insured ended up having to pay out of pocket for damages that were well beyond his auto policy limit of $25,000.</p>
<div class="lb-trans"><p>一個警示故事是關於一位美克瑞保單持有人，他自大學以來一直保持相同的限額和保障，儘管他的個人財富顯著增加。這位保單持有人——後來成為了一名醫生——從未考慮過傘形保險，直到他用汽車撞上了一輛摩托車，嚴重傷害了騎行者。騎行者隨後聘請了一名律師，而美克瑞投保人最終不得不自掏腰包支付超出其汽車保單限額 25,000 美元的賠償。</p>
</div><p>&#34;He had payments deducted from his salary for a number of years until the settlement was paid off,&#34; Colby said.</p>
<div class="lb-trans"><p>“在和解支付完成之前，他的工資中扣除了多年的款項，” Colby 説。</p>
</div><p>Key features of Mercury's significantly updated umbrella product include:</p>
<div class="lb-trans"><p>美克瑞顯著更新的傘形產品的主要特點包括：</p>
</div><ul>
<li><strong>Multi-policy Discounts</strong>: Mercury policyholders can save big with multi-policy discounts across their auto, homeowners and umbrella policies.</li>
<li><strong>3-year Accident and Violation Free Discount:</strong> A 5% discount is given to all drivers on the Mercury policy with no losses or accidents during the last three years.</li>
<li><strong>Uninsured Motorist Coverage</strong>: Uninsured motorist coverage up to $1 million in the event of an accident caused by a driver who does not have insurance.</li>
<li><strong>Increased Liability:</strong> Policyholders can increase their liability coverage from $1 million to $2 million, depending upon policyholders' coverage needs.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>多保單折扣</strong>：美克瑞保單持有人可以通過汽車、房主和傘形保單的多保單折扣節省大量費用。</li>
<li><strong>三年無事故和違規折扣</strong>：在過去三年內沒有損失或事故的美克瑞保單所有駕駛員可享受 5% 的折扣。</li>
<li><strong>無保險駕駛人保障</strong>：在由無保險駕駛人造成的事故中，提供高達 100 萬美元的無保險駕駛人保障。</li>
<li><strong>增加責任</strong>：保單持有人可以根據自身的保障需求將責任保障從 100 萬美元提高到 200 萬美元。</li>
</ul>
</div><p>&#34;We consider Mercury's umbrella policy the 'Goldilocks' of coverage because it offers a very specific amount of extra protection that fits customers' needs, which is really important for anyone who wants to safeguard their future against unexpected expenses and legal liabilities,&#34; Colby stated.</p>
<div class="lb-trans"><p>“我們認為美克瑞的傘形保單是 ‘金髮姑娘’ 的保障，因為它提供了非常具體的額外保護，符合客户的需求，這對任何希望保護自己未來免受意外開支和法律責任影響的人來説都非常重要，” Colby 表示。</p>
</div><p>Mercury offers personal auto, mechanical protection, ride-hailing, condo, homeowners, home cyber protection, home systems protection, identity management services, renters, service line protection, business auto and personal umbrella insurance in Virginia.</p>
<div class="lb-trans"><p>美克瑞在維吉尼亞州提供個人汽車、機械保護、打車、共管公寓、房主、家庭網絡保護、家庭系統保護、身份管理服務、租户、服務線路保護、商業汽車和個人傘形保險。</p>
</div><p>Headquartered in Los Angeles, Mercury Insurance provides auto, homeowners and business insurance through more than 4,700 employees and a network of more than 8,000 independent agents in 11 states.</p>
<div class="lb-trans"><p>美克瑞保險總部位於洛杉磯，通過超過 4,700 名員工和在 11 個州的 8,000 多名獨立代理商提供汽車、房主和商業保險。</p>
</div><p><strong>About Mercury Insurance</strong></p>
<div class="lb-trans"><p><strong>關於美克瑞保險</strong></p>
</div><p>Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home- sharing, ride-hailing and mechanical protection insurance.</p>
<div class="lb-trans"><p>美克瑞保險（NYSE: MCY）是一家多線保險公司，主要通過在亞利桑那、加利福尼亞、喬治亞、伊利諾伊、內華達、新澤西、紐約、俄克拉荷馬、德克薩斯和維吉尼亞的獨立代理網絡提供個人汽車、房主、租户和商業保險，同時在佛羅里達州提供汽車保險。美克瑞在各州還承保其他保險，包括商業、商業主和商業汽車、房東、共享住房、打車和機械保護保險。</p>
</div><p>Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an &#34;A&#34; rating from A.M. Best, as well as &#34;Best Auto Insurance Company&#34; designations from Forbes and Insure.com.</p>
<div class="lb-trans"><p>自 1962 年以來，美克瑞通過超過 4,200 名員工和在 11 個州的 6,340 多名獨立代理商，為客户提供超值的保險服務，結合超具競爭力的費率和優質的客户服務。美克瑞獲得了 A.M. Best 的 “A” 評級，以及《福布斯》和 Insure.com 的 “最佳汽車保險公司” 稱號。</p>
</div><p>Interested media can follow Mercury and receive notifications about new press releases at the new Mercury Insurance Newsroom at https://newsroom.mercuryinsurance.com/, follow the company on Instagram or Facebook or email us at Newsroom@MercuryInsurance.com.</p>
<div class="lb-trans"><p>有興趣的媒體可以在新的美克瑞保險新聞中心（https://newsroom.mercuryinsurance.com/）關注美克瑞並接收新新聞稿的通知，或在 Instagram 或 Facebook 上關注公司，或通過電子郵件聯繫我們：Newsroom@MercuryInsurance.com。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg" alt="" original-src="https://mma.prnewswire.com/media/2623/MERCURY_INSURANCE_LOGO.jpg"/></p>
<p>SOURCE Mercury Insurance</p>
<div class="lb-trans"><p>來源：美克瑞保險</p>
</div>

根據默邱利保險的消息，弗吉尼亞州的人身傷害賠償成本上升 | MCY 股票新聞