<p>佛羅里達州坦帕，2025 年 12 月 19 日（GLOBE NEWSWIRE）-- LM Funding America, Inc.（納斯達克：LMFA）（“LM Funding” 或 “公司”），一家比特幣國庫和礦業公司，今天宣佈已與機構投資者簽署證券購買協議，購買 1,822,535 股普通股和 7,332,395 個預先融資的認股權證，以替代普通股，並附帶認股權證，最多可購買 9,154,930 股普通股，進行註冊直接發行。每股普通股（或替代的預先融資認股權證）及其附帶認股權證的綜合有效發行價格為 0.71 美元。認股權證的行使價格為 0.71 美元，行使時間從股東批准的生效日期開始，並將在股東批准之日起五週年到期。此外，公司同意將投資者持有的 3,472,740 股普通股的未到期認股權證的行使價格從 2.95 美元降低至 0.87 美元，需經股東批准，並將該認股權證的期限延長至股東批准之日起五年。</p>
<p>公司從註冊直接發行中獲得的毛收益預計約為 650 萬美元，未扣除承銷商費用和公司需支付的其他預計發行費用。該發行預計將在 2025 年 12 月 22 日左右完成，前提是滿足慣例的交割條件。</p>
<p>Maxim Group LLC 作為此次發行的唯一承銷商。</p>
<p>這些證券是根據美國證券交易委員會（“SEC”）於 2024 年 11 月 21 日宣佈生效的 S-3 表格（文件編號 333-281528）下的架構註冊聲明進行發行的。公司將向 SEC 提交與此次發行相關的招股説明書補充文件。招股説明書補充文件及其附帶的招股説明書在可用時，可以在 SEC 的網站 www.sec.gov 上獲取，或從 Maxim Group LLC，300 Park Avenue, New York, NY 10022，注意：承銷部，或通過電子郵件 syndicate@maximgrp.com 或電話 (212) 895-3500 獲取。</p>
<p>本新聞稿不構成出售要約或購買要約的徵求，也不會在任何法律禁止註冊或資格的司法管轄區內銷售這些證券。</p>
<p><strong>關於 LM Funding America</strong></p>
<p>LM Funding America, Inc.（納斯達克：LMFA）是一家比特幣國庫和礦業公司。公司成立於 2008 年，總部位於佛羅里達州坦帕。公司還經營一家技術驅動的專業金融業務，主要為佛羅里達州的非營利社區協會提供資金。有關更多信息，請訪問 https://www.lmfunding.com。</p>
<p><strong>前瞻性聲明</strong></p>
<p><em>本新聞稿可能包含根據 1995 年私人證券訴訟改革法作出的前瞻性聲明。諸如 “預期”、“相信”、“估計”、“期望”、“打算”、“計劃” 和 “項目” 等詞語及其他類似詞語和表達旨在表示前瞻性聲明。前瞻性聲明並不保證未來的結果和情況，而是受到各種風險和不確定性的影響。這些風險和不確定性在公司最近的 10-K 表格年度報告及其向 SEC 提交的其他文件中有所列示，均可在 www.sec.gov 上獲取。這些風險和不確定性包括但不限於，預計的發行完成、時間和規模，發行收益的預期用途，經營加密貨幣礦業業務的風險，我們在加密貨幣礦業業務中的有限運營歷史及其增長能力，比特幣礦機的能力及我們以合理價格購買電力的相關能力，識別和獲取額外礦區的能力，融資我們礦區收購和加密貨幣礦業運營的能力，以適當價格獲取新賬户的能力，影響我們收回違約消費者應收款的能力的政府法規變化，信貸或資本市場的變化，利率變化，以及關於債務催收行業的負面報道。任何這些風險和不確定性的發生都可能對我們的業務、財務狀況和運營結果產生重大不利影響。</em></p>
<p><strong>投資者和媒體諮詢，請聯繫：</strong></p>
<p>投資者關係</p>
<p>Orange Group</p>
<p>翟宇佳</p>
<p>LMFundingIR@orangegroupadvisors.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZd05URTBOaU0zTXpNd05UZ3lJekl3TVRrNU1qYz0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZd05URTBOaU0zTXpNd05UZ3lJekl3TVRrNU1qYz0"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png"/></p>

LMFA

<p>LM Funding America 宣佈進行一項註冊直接發行，金額為 650 萬美元，出售 1,822,535 股股票和 7,332,395 份預先融資的認股權證。發行價格為每股或每份認股權證 0.71 美元，認股權證在股東批准後可按 0.71 美元行使，有效期為五年。此次發行預計將於 2025 年 12 月 22 日完成，Maxim Group LLC 擔任配售代理。公司還將現有認股權證的行使價格從 2.95 美元降低至 0.87 美元，需經股東批准</p>

<p>TAMPA, Fla., Dec. 19, 2025 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining company, today announced that it has entered into securities purchase agreements with institutional investors to purchase 1,822,535 shares of common stock and 7,332,395 pre-funded warrants in lieu of shares of common stock along with warrants to purchase up to an aggregate of 9,154,930 shares of common stock in a registered direct offering. The combined effective offering price for each share of common stock (or pre-funded warrant in lieu thereof) and accompanying warrant is $0.71. The warrants will have an exercise price of $0.71, be exercisable beginning on the effective date of stockholder approval and will expire on the five-year anniversary from the date of stockholder approval. In addition, the Company agreed to reduce the exercise price on outstanding warrants to purchase 3,472,740 shares of common stock held by an investor from $2.95 to $0.87, subject to stockholder approval, and extend the term of such warrants to five years from the date of stockholder approval.</p>
<div class="lb-trans"><p>佛羅里達州坦帕，2025 年 12 月 19 日（GLOBE NEWSWIRE）-- LM Funding America, Inc.（納斯達克：LMFA）（“LM Funding” 或 “公司”），一家比特幣國庫和礦業公司，今天宣佈已與機構投資者簽署證券購買協議，購買 1,822,535 股普通股和 7,332,395 個預先融資的認股權證，以替代普通股，並附帶認股權證，最多可購買 9,154,930 股普通股，進行註冊直接發行。每股普通股（或替代的預先融資認股權證）及其附帶認股權證的綜合有效發行價格為 0.71 美元。認股權證的行使價格為 0.71 美元，行使時間從股東批准的生效日期開始，並將在股東批准之日起五週年到期。此外，公司同意將投資者持有的 3,472,740 股普通股的未到期認股權證的行使價格從 2.95 美元降低至 0.87 美元，需經股東批准，並將該認股權證的期限延長至股東批准之日起五年。</p>
</div><p>The gross proceeds to the Company from the registered direct offering are estimated to be approximately $6.5 million, before deducting the placement agent’s fees and other estimated offering expenses payable by the Company. The offering is expected to close on or about December 22, 2025, subject to the satisfaction of customary closing conditions.</p>
<div class="lb-trans"><p>公司從註冊直接發行中獲得的毛收益預計約為 650 萬美元，未扣除承銷商費用和公司需支付的其他預計發行費用。該發行預計將在 2025 年 12 月 22 日左右完成，前提是滿足慣例的交割條件。</p>
</div><p>Maxim Group LLC is acting as the sole placement agent in connection with the offering.</p>
<div class="lb-trans"><p>Maxim Group LLC 作為此次發行的唯一承銷商。</p>
</div><p>The securities are being offered pursuant to a shelf registration statement on Form S-3 (File No. 333-281528), which was declared effective by the U.S. Securities and Exchange Commission (the “SEC”) on November 21, 2024. A prospectus supplement relating to the offering will be filed by the Company with the SEC. When available, copies of the prospectus supplement relating to the offering, together with the accompanying prospectus, can be obtained at the SEC’s website at www.sec.gov or from Maxim Group LLC, 300 Park Avenue, New York, NY 10022, Attention: Syndicate Department, or via email at syndicate@maximgrp.com or telephone at (212) 895-3500.</p>
<div class="lb-trans"><p>這些證券是根據美國證券交易委員會（“SEC”）於 2024 年 11 月 21 日宣佈生效的 S-3 表格（文件編號 333-281528）下的架構註冊聲明進行發行的。公司將向 SEC 提交與此次發行相關的招股説明書補充文件。招股説明書補充文件及其附帶的招股説明書在可用時，可以在 SEC 的網站 www.sec.gov 上獲取，或從 Maxim Group LLC，300 Park Avenue, New York, NY 10022，注意：承銷部，或通過電子郵件 syndicate@maximgrp.com 或電話 (212) 895-3500 獲取。</p>
</div><p>This press release does not constitute an offer to sell or the solicitation of an offer to buy, nor will there be any sales of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.</p>
<div class="lb-trans"><p>本新聞稿不構成出售要約或購買要約的徵求，也不會在任何法律禁止註冊或資格的司法管轄區內銷售這些證券。</p>
</div><p><strong>About LM Funding America</strong></p>
<div class="lb-trans"><p><strong>關於 LM Funding America</strong></p>
</div><p>LM Funding America, Inc. (Nasdaq: LMFA), operates as a Bitcoin treasury and mining company. The Company was founded in 2008 and is based in Tampa, Florida. The Company also operates a technology-enabled specialty finance business that provides funding to nonprofit community associations primarily in the State of Florida. For more information, please visit https://www.lmfunding.com.</p>
<div class="lb-trans"><p>LM Funding America, Inc.（納斯達克：LMFA）是一家比特幣國庫和礦業公司。公司成立於 2008 年，總部位於佛羅里達州坦帕。公司還經營一家技術驅動的專業金融業務，主要為佛羅里達州的非營利社區協會提供資金。有關更多信息，請訪問 https://www.lmfunding.com。</p>
</div><p><strong>Forward-Looking Statements</strong></p>
<div class="lb-trans"><p><strong>前瞻性聲明</strong></p>
</div><p><em>This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the Company's most recent Annual Report on Form 10-K and its other filings with the SEC, which are available at www.sec.gov. These risks and uncertainties include, without limitation, the expected completion, timing and size of the offering, the intended use of proceeds from the offering, the risks of operating in the cryptocurrency mining business, our limited operating history in the cryptocurrency mining business and our ability to grow that business, the capacity of our Bitcoin mining machines and our related ability to purchase power at reasonable prices, our ability to identify and acquire additional mining sites, the ability to finance our site acquisitions and cryptocurrency mining operations, our ability to acquire new accounts in our specialty finance business at appropriate prices, changes in governmental regulations that affect our ability to collect sufficient amounts on defaulted consumer receivables, changes in the credit or capital markets, changes in interest rates, and negative press regarding the debt collection industry. The occurrence of any of these risks and uncertainties could have a material adverse effect on our business, financial condition, and results of operations.</em></p>
<div class="lb-trans"><p><em>本新聞稿可能包含根據 1995 年私人證券訴訟改革法作出的前瞻性聲明。諸如 “預期”、“相信”、“估計”、“期望”、“打算”、“計劃” 和 “項目” 等詞語及其他類似詞語和表達旨在表示前瞻性聲明。前瞻性聲明並不保證未來的結果和情況，而是受到各種風險和不確定性的影響。這些風險和不確定性在公司最近的 10-K 表格年度報告及其向 SEC 提交的其他文件中有所列示，均可在 www.sec.gov 上獲取。這些風險和不確定性包括但不限於，預計的發行完成、時間和規模，發行收益的預期用途，經營加密貨幣礦業業務的風險，我們在加密貨幣礦業業務中的有限運營歷史及其增長能力，比特幣礦機的能力及我們以合理價格購買電力的相關能力，識別和獲取額外礦區的能力，融資我們礦區收購和加密貨幣礦業運營的能力，以適當價格獲取新賬户的能力，影響我們收回違約消費者應收款的能力的政府法規變化，信貸或資本市場的變化，利率變化，以及關於債務催收行業的負面報道。任何這些風險和不確定性的發生都可能對我們的業務、財務狀況和運營結果產生重大不利影響。</em></p>
</div><p><strong>For investor and media inquiries, please contact:</strong></p>
<div class="lb-trans"><p><strong>投資者和媒體諮詢，請聯繫：</strong></p>
</div><p>Investor Relations</p>
<div class="lb-trans"><p>投資者關係</p>
</div><p>Orange Group</p>
<div class="lb-trans"><p>Orange Group</p>
</div><p>Yujia Zhai</p>
<div class="lb-trans"><p>翟宇佳</p>
</div><p>LMFundingIR@orangegroupadvisors.com</p>
<div class="lb-trans"><p>LMFundingIR@orangegroupadvisors.com</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZd05URTBOaU0zTXpNd05UZ3lJekl3TVRrNU1qYz0" alt="" original-src="https://www.globenewswire.com/newsroom/ti?nf=OTYwNTE0NiM3MzMwNTgyIzIwMTk5Mjc="/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png" alt="" original-src="https://ml.globenewswire.com/media/NDY5MDhlMGQtYjkxNC00MjAwLWFlNDItMGUxZjY2NzMyZTk2LTEwMzE0OTktMjAyNS0xMi0xOS1lbg==/tiny/LM-Funding-America-Inc-.png"/></p>

LM Funding America 宣佈註冊直接發行的定價，總募集資金為 650 萬美元 | LMFA 股票新聞