<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/06/image-46-2.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1152" height="720" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/06/image-46-2.png"/></p>
<p>根據土地註冊處最新發布的英國房價指數，英國平均房價在四月份繼續上漲，增長了 3.5%，達到了 265,000 英鎊。</p>
<p>這一數字雖然低於三月份的 7.0% 的年增長率，但仍然凸顯了儘管四月份印花税的變化和更廣泛的金融壓力，房地產市場依然表現出韌性。</p>
<p>價格增長的地區差異顯著，東北地區在英格蘭各地區中以 6.4% 的年通脹率領先，而西南地區的價格增長最弱，僅為 0.9%。</p>
<p>分析師表示，市場的當前走向取決於英格蘭銀行的下一個利率決策。</p>
<h2>區域數據顯示出不同的趨勢</h2>
<p>英格蘭在四月份的年價格上漲為 3.0%，而威爾士和蘇格蘭的價格增長更為明顯，分別上漲了 5.3% 和 5.8%。在英格蘭內部，東北地區的年通脹率最高，儘管較三月份的 15.3% 有所回落。</p>
<p>倫敦的年通脹率略有回升，達到了 3.3%，高於三月份的水平。西南地區在英格蘭各地區中增長最小，價格通脹從三月份的 5.9% 降至四月份的 0.9%。</p>
<p>行業觀察人士表示，這些混合的模式反映了地方市場的動態，一些地區繼續受益於生活方式驅動的遷移趨勢和新房源的增加，而其他地區則面臨可負擔性限制和需求下降。</p>
<h2>印花税變化和抵押貸款成本對活動的影響</h2>
<p>儘管四月份價格上漲，專家指出市場仍在適應疫情期間推出的印花税減免政策的取消。</p>
<p>這一福利的結束預計會抑制需求，但價格增長表明買家的需求依然強勁。</p>
<p>家庭積累的儲蓄和買家的興趣正在幫助抵消政策變化的影響。</p>
<p>然而，未來幾個月市場的穩定性將取決於利率降低的速度，以及通脹和工資增長等更廣泛的經濟指標。</p>
<p>近期掉期利率也有所上升，給抵押貸款機構帶來了重新調整固定利率產品的壓力。</p>
<p>一些貸款機構吸收了成本以維持競爭力，而其他機構則根據市場波動和地緣政治不確定性調整了定價。</p>
<h2>買家信心保持但謹慎增加</h2>
<p>四月份的價格增長部分是由於三月份買家活動增加，提前應對印花税調整。不斷上升的通脹可能會推遲預期中的抵押貸款利率下降，從而可能減緩市場的勢頭。</p>
<p>買家在生活成本擔憂和預算緊縮的情況下變得更加謹慎。</p>
<p>然而，像伯裏聖埃德蒙茲、康沃爾、埃克塞特、新市場和塞文諾克斯等某些區域熱點在五月份的需求依然強勁，無論是在房產成交還是新房源方面。賣家的信心依然強勁，與兩年前相比，房源數量顯著增加。</p>
<p>儘管政府的支出審查將住房問題置於重要議程上，但政策措施轉化為實際供應擴張的時間框架仍不確定。</p>
<p>在住房供應的結構性問題得到解決之前，價格上漲的壓力可能會持續。</p>
<h2>儘管通脹擔憂，首次購房者回歸</h2>
<p>季節性趨勢也促進了四月份的價格上漲，因為春季和夏季通常是房地產市場活躍的時期。核心價格區間的買家需求依然健康。</p>
<p>首次購房者的活動出現復甦，即使在沒有印花税假期的情況下。許多人轉向家庭支持，並因持續的租賃市場挑戰而被迫購房。</p>
<p>房東退出市場減少了可用的租賃庫存，推高了需求和租金，進而促使一些租户轉向購房。</p>
<p>儘管由於持續的通脹，近期降息的預期已減弱，但年內進一步的貨幣寬鬆可能有助於維持價格增長並激發更多買家的興趣。</p>
<p>英國房價在四月份上漲 3.5%，區域差異加大，首發於 Invezz。</p>

LAND

<p>根據土地註冊處的英國房價指數，英國平均房價在四月份上漲了 3.5%，達到了 265,000 英鎊。儘管這一增長低於三月份的 7.0%，但在印花税變動和金融挑戰下，仍顯示出韌性。地區差異顯著，東北地區的年通脹率最高，達到 6.4%，而西南地區最低，僅為 0.9%。分析師強調了英格蘭銀行下一個利率決策的重要性。首次購房者的活動增加，主要受到租賃市場挑戰和家庭支持的推動</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/06/image-46-2.png" alt="" original-src="https://invezz.com/wp-content/uploads/2025/06/image-46-2.png"/></p>
<p>Average UK house prices continued their upward trend in April, climbing 3.5% to £265,000, according to the latest data from the Land Registry’s UK House Price Index.</p>
<div class="lb-trans"><p>根據土地註冊處最新發布的英國房價指數，英國平均房價在四月份繼續上漲，增長了 3.5%，達到了 265,000 英鎊。</p>
</div><p>This figure, although lower than the 7.0% annual increase seen in March, underscores ongoing resilience in the housing market despite April’s stamp duty changes and wider financial headwinds.</p>
<div class="lb-trans"><p>這一數字雖然低於三月份的 7.0% 的年增長率，但仍然凸顯了儘管四月份印花税的變化和更廣泛的金融壓力，房地產市場依然表現出韌性。</p>
</div><p>Regional variation in price growth was notable, with the North East leading among English regions at 6.4% annual inflation, while the South West saw the weakest price growth at 0.9%.</p>
<div class="lb-trans"><p>價格增長的地區差異顯著，東北地區在英格蘭各地區中以 6.4% 的年通脹率領先，而西南地區的價格增長最弱，僅為 0.9%。</p>
</div><p>Analysts say the market’s current direction hinges on the Bank of England’s next interest rate move.</p>
<div class="lb-trans"><p>分析師表示，市場的當前走向取決於英格蘭銀行的下一個利率決策。</p>
</div><h2>Regional data shows diverging trends</h2>
<div class="lb-trans"><h2>區域數據顯示出不同的趨勢</h2>
</div><p>England saw a 3.0% year-on-year price rise in April, while prices in Wales and Scotland grew more sharply, up 5.3% and 5.8% respectively. Within England, the North East posted the strongest annual inflation, though it had cooled from 15.3% in March.</p>
<div class="lb-trans"><p>英格蘭在四月份的年價格上漲為 3.0%，而威爾士和蘇格蘭的價格增長更為明顯，分別上漲了 5.3% 和 5.8%。在英格蘭內部，東北地區的年通脹率最高，儘管較三月份的 15.3% 有所回落。</p>
</div><p>London saw a slight reacceleration, with annual inflation at 3.3%, higher than March’s rate. The South West registered the smallest growth among English regions, with price inflation dropping from 5.9% in March to just 0.9% in April.</p>
<div class="lb-trans"><p>倫敦的年通脹率略有回升，達到了 3.3%，高於三月份的水平。西南地區在英格蘭各地區中增長最小，價格通脹從三月份的 5.9% 降至四月份的 0.9%。</p>
</div><p>Industry watchers suggest that these mixed patterns reflect localised market dynamics, with some areas continuing to benefit from lifestyle-driven relocation trends and higher levels of new listings, while others contend with affordability constraints and declining demand.</p>
<div class="lb-trans"><p>行業觀察人士表示，這些混合的模式反映了地方市場的動態，一些地區繼續受益於生活方式驅動的遷移趨勢和新房源的增加，而其他地區則面臨可負擔性限制和需求下降。</p>
</div><h2>Stamp duty changes, mortgage costs weigh on activity</h2>
<div class="lb-trans"><h2>印花税變化和抵押貸款成本對活動的影響</h2>
</div><p>Despite April’s price increase, experts note that the market is still adjusting to the removal of stamp duty relief introduced during the pandemic.</p>
<div class="lb-trans"><p>儘管四月份價格上漲，專家指出市場仍在適應疫情期間推出的印花税減免政策的取消。</p>
</div><p>The end of this benefit was expected to cool demand, yet price growth suggests buyer appetite has remained intact.</p>
<div class="lb-trans"><p>這一福利的結束預計會抑制需求，但價格增長表明買家的需求依然強勁。</p>
</div><p>Accumulated household savings and buyer interest are helping to offset the impact of policy changes.</p>
<div class="lb-trans"><p>家庭積累的儲蓄和買家的興趣正在幫助抵消政策變化的影響。</p>
</div><p>However, market stability in the coming months will depend on how quickly interest rates are reduced, along with broader economic indicators such as inflation and wage growth.</p>
<div class="lb-trans"><p>然而，未來幾個月市場的穩定性將取決於利率降低的速度，以及通脹和工資增長等更廣泛的經濟指標。</p>
</div><p>Swap rates have also risen in recent weeks, adding pressure on mortgage lenders to recalibrate their fixed-rate offerings.</p>
<div class="lb-trans"><p>近期掉期利率也有所上升，給抵押貸款機構帶來了重新調整固定利率產品的壓力。</p>
</div><p>Some lenders have absorbed the cost to maintain competitive products, while others have adjusted pricing in response to market volatility and geopolitical uncertainty.</p>
<div class="lb-trans"><p>一些貸款機構吸收了成本以維持競爭力，而其他機構則根據市場波動和地緣政治不確定性調整了定價。</p>
</div><h2>Buyer confidence holds but caution grows</h2>
<div class="lb-trans"><h2>買家信心保持但謹慎增加</h2>
</div><p>April’s price growth was partly driven by increased buyer activity in March, ahead of the stamp duty adjustment. Rising inflation could delay the anticipated fall in mortgage rates, potentially slowing the market’s momentum.</p>
<div class="lb-trans"><p>四月份的價格增長部分是由於三月份買家活動增加，提前應對印花税調整。不斷上升的通脹可能會推遲預期中的抵押貸款利率下降，從而可能減緩市場的勢頭。</p>
</div><p>Buyers are becoming more cautious amid cost-of-living concerns and tighter budgets.</p>
<div class="lb-trans"><p>買家在生活成本擔憂和預算緊縮的情況下變得更加謹慎。</p>
</div><p>However, certain regional hotspots such as Bury St Edmunds, Cornwall, Exeter, Newmarket, and Sevenoaks saw robust demand in May, both in terms of property completions and new listings. Seller confidence remains strong, with a notable increase in listings compared to two years ago.</p>
<div class="lb-trans"><p>然而，像伯裏聖埃德蒙茲、康沃爾、埃克塞特、新市場和塞文諾克斯等某些區域熱點在五月份的需求依然強勁，無論是在房產成交還是新房源方面。賣家的信心依然強勁，與兩年前相比，房源數量顯著增加。</p>
</div><p>While the Government’s Spending Review has placed housing high on the agenda, the timeframe for policy measures to translate into actual supply expansion remains uncertain.</p>
<div class="lb-trans"><p>儘管政府的支出審查將住房問題置於重要議程上，但政策措施轉化為實際供應擴張的時間框架仍不確定。</p>
</div><p>Until structural issues in housing supply are addressed, upward pressure on prices is likely to persist.</p>
<div class="lb-trans"><p>在住房供應的結構性問題得到解決之前，價格上漲的壓力可能會持續。</p>
</div><h2>First-time buyers return despite inflation concerns</h2>
<div class="lb-trans"><h2>儘管通脹擔憂，首次購房者回歸</h2>
</div><p>Seasonal trends also contributed to April’s price gains, as the spring and summer periods are traditionally active for the housing market. Buyer demand in core price ranges remains healthy.</p>
<div class="lb-trans"><p>季節性趨勢也促進了四月份的價格上漲，因為春季和夏季通常是房地產市場活躍的時期。核心價格區間的買家需求依然健康。</p>
</div><p>There has been a resurgence in first-time buyer activity, even in the absence of a stamp duty holiday. Many are turning to family assistance and are being pushed to buy due to ongoing rental market challenges.</p>
<div class="lb-trans"><p>首次購房者的活動出現復甦，即使在沒有印花税假期的情況下。許多人轉向家庭支持，並因持續的租賃市場挑戰而被迫購房。</p>
</div><p>Landlord exits have reduced available rental stock, pushing up demand and rents, which in turn is nudging some renters towards home ownership.</p>
<div class="lb-trans"><p>房東退出市場減少了可用的租賃庫存，推高了需求和租金，進而促使一些租户轉向購房。</p>
</div><p>While expectations for an interest rate cut in the near term have diminished due to persistent inflation, further monetary easing later in the year could help sustain price growth and unlock additional buyer interest.</p>
<div class="lb-trans"><p>儘管由於持續的通脹，近期降息的預期已減弱，但年內進一步的貨幣寬鬆可能有助於維持價格增長並激發更多買家的興趣。</p>
</div><p>The post UK house prices climb 3.5% in April as regional disparities widen appeared first on Invezz</p>
<div class="lb-trans"><p>英國房價在四月份上漲 3.5%，區域差異加大，首發於 Invezz。</p>
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英國房價在四月份上漲了 3.5%，地區間的差異進一步擴大