<p>隨着美國股市達到新高，標準普爾 500 指數收於歷史最高點，小型股在強勁的經濟背景下引起了關注，經濟增長超出預期。在這個繁榮的環境中，識別具有潛在內部交易的小型公司可以為希望多樣化投資組合的投資者提供有趣的機會。</p>
<h3>美國十大被低估的小型股及內部買入</h3>
<table>
<thead>
<tr>
<th>名稱</th>
<th>市盈率</th>
<th>市銷率</th>
<th>公允價值折扣</th>
<th>價值評級</th>
</tr>
</thead>
<tbody>
<tr>
<td>Merchants Bancorp</td>
<td>7.7 倍</td>
<td>2.6 倍</td>
<td>48.96%</td>
<td>★★★★★★</td>
</tr>
<tr>
<td>Wolverine World Wide</td>
<td>16.5 倍</td>
<td>0.8 倍</td>
<td>39.98%</td>
<td>★★★★★☆</td>
</tr>
<tr>
<td>MVB Financial</td>
<td>10.2 倍</td>
<td>2.0 倍</td>
<td>-9.92%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Angel Oak Mortgage REIT</td>
<td>12.3 倍</td>
<td>6.2 倍</td>
<td>44.17%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Farmland Partners</td>
<td>6.4 倍</td>
<td>7.9 倍</td>
<td>-88.63%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Auburn National Bancorporation</td>
<td>12.7 倍</td>
<td>2.8 倍</td>
<td>20.31%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Metropolitan Bank Holding</td>
<td>12.7 倍</td>
<td>3.1 倍</td>
<td>30.16%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Omega Flex</td>
<td>17.8 倍</td>
<td>2.9 倍</td>
<td>4.18%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Infinity Natural Resources</td>
<td>不適用</td>
<td>0.7 倍</td>
<td>-7.71%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Vestis</td>
<td>不適用</td>
<td>0.3 倍</td>
<td>-6.89%</td>
<td>★★★☆☆☆</td>
</tr>
</tbody>
</table>
<p>點擊這裏查看我們被低估的美國小型股及內部買入篩選器中的 81 只股票的完整列表。</p>
<p>讓我們回顧一些我們篩選出的顯著股票。</p>
<h2>Clearfield (CLFD)</h2>
<p><strong>Simply Wall St 價值評級：</strong> ★★★☆☆☆</p>
<p><strong>概述：</strong> Clearfield 專注於為通信網絡設計和製造光纖管理和連接產品，市值約為 5.3 億美元。</p>
<p><strong>運營：</strong> Clearfield 的收入模式主要依賴於銷售，最近的收入數字為 1.5013 億美元。該公司的毛利率波動，最近記錄為 33.66%。運營費用是一個重要的成本因素，最近報告為 4842 萬美元。</p>
<p><strong>市盈率：</strong> 65.0 倍</p>
<p>Clearfield 最近的財務表現突顯了其作為小型股領域被低估機會的潛力。在截至 2025 年 9 月的年度中，銷售額從 1.2557 億美元增長至 1.5013 億美元，而淨虧損從 1245 萬美元縮小至 805 萬美元，表明運營改善。公司預計 2026 財年的銷售額將在 1.6 億至 1.7 億美元之間，預計每股收益在 0.48 美元至 0.62 美元之間，儘管依賴外部借款滿足資金需求，且最近未觀察到內部人士通過股票購買表現出的信心，但仍對未來增長持樂觀態度。</p>
<ul>
<li>點擊這裏深入瞭解 Clearfield 的完整分析估值報告。</li>
<li>查看我們的歷史表現報告，以獲取 Clearfield 過去表現的見解。</li>
</ul>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/5aa62297-cfcf-47ef-bbe2-9bcdacc3ddc9/chart/dcf?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/5aa62297-cfcf-47ef-bbe2-9bcdacc3ddc9/chart/dcf?"/></p>
<p>截至 2025 年 12 月 CLFD 股價與價值的對比</p>
<h2>Cross Country Healthcare (CCRN)</h2>
<p><strong>Simply Wall St 價值評級：</strong> ★★★★☆☆</p>
<p><strong>概述：</strong> Cross Country Healthcare 是一家提供勞動力解決方案和醫療人員招聘服務的公司，主要專注於護士和相關人員的招聘，以及醫生的招聘，市值約為 9.7 億美元。</p>
<p><strong>運營：</strong> 該公司的收入主要來自護士和相關人員的招聘，佔其總收入的很大一部分。毛利率顯示出波動性，在 2016 年第三季度達到 26.68%，到 2025 年第三季度下降至 20.19%。運營費用是一個主要的成本組成部分，隨着時間的推移，始終佔據公司財務結構的很大一部分。</p>
<p><strong>市盈率：</strong> -16.7 倍</p>
<p>Cross Country Healthcare 是一家醫療人員招聘行業的公司，最近其首席執行官被聯合創始人 Kevin C. Clark 替換，後者在該行業有着良好的業績記錄。儘管在 2025 年第三季度報告了 477 萬美元的淨虧損，但內部人士的信心顯而易見，因為他們自 2025 年初以來一直在購買股票。與 Aya Healthcare 的收購交易在 2025 年 12 月 3 日的取消增加了不確定性，但也為 Clark 的領導下的戰略重組提供了潛力。</p>
<ul>
<li>點擊這裏訪問我們的完整估值分析報告，以瞭解 Cross Country Healthcare 的動態。</li>
<li>通過查看我們的歷史表現報告，獲取 Cross Country Healthcare 的歷史表現見解。</li>
</ul>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/09ed5031-a705-4b4a-a1c9-732f9148986c/chart/ownership-breakdown?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/09ed5031-a705-4b4a-a1c9-732f9148986c/chart/ownership-breakdown?"/></p>
<p>截至 2025 年 12 月 CCRN 股東結構</p>
<h2>Northrim BanCorp (NRIM)</h2>
<p><strong>Simply Wall St 價值評級：</strong> ★★★★☆☆</p>
<p><strong>概述：</strong> Northrim BanCorp 是一家金融服務公司，主要從事社區銀行、住房抵押貸款和專業金融業務，市值為 2.3 億美元。</p>
<p><strong>運營：</strong> Northrim BanCorp 的收入主要來自社區銀行，貢獻了 1.418 億美元，以及住房抵押貸款的 3689 萬美元。該公司始終報告 100% 的毛利率，表明在提供的數據中，其收入來源沒有直接成本。運營費用顯著，最近期間一般和行政費用是最大的組成部分，達到 1.017 億美元。淨收入率顯示出波動性，但在某些季度達到 31.31%，反映出相對於總收入的盈利能力波動。</p>
<p><strong>市盈率：</strong> 9.7 倍</p>
<p>Northrim BanCorp，作為美國一家較小的金融機構，最近宣佈每股派發季度股息 0.16 美元，顯示出穩定的股東回報。他們以 6.875% 的利率完成了 6000 萬美元的次級票據私募，展現了戰略性的資本管理以支持增長計劃。該公司報告了 2025 年第三季度顯著的盈利增長，淨收入從去年的 883 萬美元上升至 2707 萬美元，突顯了其在內部信心推動下通過今年早些時候的股票購買，持續改善業績的潛力。</p>
<ul>
<li>通過閲讀我們的估值報告，深入瞭解 Northrim BanCorp 的表現。</li>
<li>通過訪問我們的歷史業績報告，評估 Northrim BanCorp 的歷史表現。</li>
</ul>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/daddd92a-b491-4151-a618-18528426012a/chart/dcf?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/daddd92a-b491-4151-a618-18528426012a/chart/dcf?"/></p>
<p>截至 2025 年 12 月 NRIM 股價與價值的對比</p>
<h2>將想法轉化為行動</h2>
<ul>
<li>點擊此鏈接深入瞭解我們在內幕購買篩選器中發現的 81 家被低估的美國小型股公司。</li>
<li>擁有這些公司的股份？將您的持股整合到 Simply Wall St 的投資組合中，以獲取通知和詳細的股票報告。</li>
<li>Simply Wall St 是您解鎖全球市場趨勢的關鍵，是一款面向前瞻性投資者的免費用户友好應用。</li>
</ul>
<h2>對其他可能性感興趣？</h2>
<ul>
<li>探索尚未獲得顯著分析師關注的高表現小型公司。</li>
<li>用顯示強勁增長潛力的公司充實您的投資組合，這些公司得到了分析師和管理層的樂觀展望支持。</li>
<li>尋找現金流潛力良好但交易價格低於其公允價值的公司。</li>
</ul>
<p><em>這篇文章由 Simply Wall St 撰寫，內容具有一般性。<strong>我們提供基於歷史數據和分析師預測的評論，採用無偏見的方法，我們的文章並不構成財務建議。</strong> 它不構成買入或賣出任何股票的推薦，也未考慮您的目標或財務狀況。我們旨在為您提供以基本數據驅動的長期分析。請注意，我們的分析可能未考慮最新的價格敏感公司公告或定性材料。Simply Wall St 在提到的任何股票中沒有持倉。</em></p>
<p>移動基礎設施用於國防和災難</p>
<p>下一波機器人技術不是人形的。它是完全自主的塔樓，在 30 分鐘內提供 5G、ISR 和雷達，隨時隨地。</p>
<p>在下一輪合同之前獲取投資者簡報</p>
<p>由 CiTech 贊助</p>

Northrim銀行

克利爾菲爾德

<p>這篇文章強調了在強勁經濟背景下，具有內部人士買入的被低估的小型股，提供了投資機會。值得注意的選擇包括克利爾菲爾德、Cross Country Healthcare 和 Northrim BanCorp，它們各自顯示出增長潛力和內部人士信心。克利爾菲爾德預計儘管需要外部借款，銷售仍將增長；Cross Country Healthcare 在新領導下面臨戰略調整；而 Northrim BanCorp 報告了顯著的盈利增長和穩定的股息。投資者被鼓勵探索這些機會，以實現投資組合的多樣化</p>

<p>As the U.S. stock market reaches new heights with the S&amp;P 500 closing at a record high, small-cap stocks are gaining attention amidst a robust economic backdrop marked by stronger-than-expected GDP growth. In this thriving environment, identifying small-cap companies with potential insider action can offer intriguing opportunities for investors looking to diversify their portfolios.</p>
<div class="lb-trans"><p>隨着美國股市達到新高，標準普爾 500 指數收於歷史最高點，小型股在強勁的經濟背景下引起了關注，經濟增長超出預期。在這個繁榮的環境中，識別具有潛在內部交易的小型公司可以為希望多樣化投資組合的投資者提供有趣的機會。</p>
</div><h3>Top 10 Undervalued Small Caps With Insider Buying In The United States</h3>
<div class="lb-trans"><h3>美國十大被低估的小型股及內部買入</h3>
</div><table>
<thead>
<tr>
<th>Name</th>
<th>PE</th>
<th>PS</th>
<th>Discount to Fair Value</th>
<th>Value Rating</th>
</tr>
</thead>
<tbody>
<tr>
<td>Merchants Bancorp</td>
<td>7.7x</td>
<td>2.6x</td>
<td>48.96%</td>
<td>★★★★★★</td>
</tr>
<tr>
<td>Wolverine World Wide</td>
<td>16.5x</td>
<td>0.8x</td>
<td>39.98%</td>
<td>★★★★★☆</td>
</tr>
<tr>
<td>MVB Financial</td>
<td>10.2x</td>
<td>2.0x</td>
<td>-9.92%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Angel Oak Mortgage REIT</td>
<td>12.3x</td>
<td>6.2x</td>
<td>44.17%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Farmland Partners</td>
<td>6.4x</td>
<td>7.9x</td>
<td>-88.63%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Auburn National Bancorporation</td>
<td>12.7x</td>
<td>2.8x</td>
<td>20.31%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Metropolitan Bank Holding</td>
<td>12.7x</td>
<td>3.1x</td>
<td>30.16%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Omega Flex</td>
<td>17.8x</td>
<td>2.9x</td>
<td>4.18%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Infinity Natural Resources</td>
<td>NA</td>
<td>0.7x</td>
<td>-7.71%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Vestis</td>
<td>NA</td>
<td>0.3x</td>
<td>-6.89%</td>
<td>★★★☆☆☆</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>名稱</th>
<th>市盈率</th>
<th>市銷率</th>
<th>公允價值折扣</th>
<th>價值評級</th>
</tr>
</thead>
<tbody>
<tr>
<td>Merchants Bancorp</td>
<td>7.7 倍</td>
<td>2.6 倍</td>
<td>48.96%</td>
<td>★★★★★★</td>
</tr>
<tr>
<td>Wolverine World Wide</td>
<td>16.5 倍</td>
<td>0.8 倍</td>
<td>39.98%</td>
<td>★★★★★☆</td>
</tr>
<tr>
<td>MVB Financial</td>
<td>10.2 倍</td>
<td>2.0 倍</td>
<td>-9.92%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Angel Oak Mortgage REIT</td>
<td>12.3 倍</td>
<td>6.2 倍</td>
<td>44.17%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Farmland Partners</td>
<td>6.4 倍</td>
<td>7.9 倍</td>
<td>-88.63%</td>
<td>★★★★☆☆</td>
</tr>
<tr>
<td>Auburn National Bancorporation</td>
<td>12.7 倍</td>
<td>2.8 倍</td>
<td>20.31%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Metropolitan Bank Holding</td>
<td>12.7 倍</td>
<td>3.1 倍</td>
<td>30.16%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Omega Flex</td>
<td>17.8 倍</td>
<td>2.9 倍</td>
<td>4.18%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Infinity Natural Resources</td>
<td>不適用</td>
<td>0.7 倍</td>
<td>-7.71%</td>
<td>★★★☆☆☆</td>
</tr>
<tr>
<td>Vestis</td>
<td>不適用</td>
<td>0.3 倍</td>
<td>-6.89%</td>
<td>★★★☆☆☆</td>
</tr>
</tbody>
</table>
</div><p>Click here to see the full list of 81 stocks from our Undervalued US Small Caps With Insider Buying screener.</p>
<div class="lb-trans"><p>點擊這裏查看我們被低估的美國小型股及內部買入篩選器中的 81 只股票的完整列表。</p>
</div><p>Let's review some notable picks from our screened stocks.</p>
<div class="lb-trans"><p>讓我們回顧一些我們篩選出的顯著股票。</p>
</div><h2>Clearfield (CLFD)</h2>
<div class="lb-trans"><h2>Clearfield (CLFD)</h2>
</div><p><strong>Simply Wall St Value Rating:</strong> ★★★☆☆☆</p>
<div class="lb-trans"><p><strong>Simply Wall St 價值評級：</strong> ★★★☆☆☆</p>
</div><p><strong>Overview:</strong> Clearfield focuses on designing and manufacturing fiber management and connectivity products for communication networks, with a market cap of approximately $0.53 billion.</p>
<div class="lb-trans"><p><strong>概述：</strong> Clearfield 專注於為通信網絡設計和製造光纖管理和連接產品，市值約為 5.3 億美元。</p>
</div><p><strong>Operations:</strong> Clearfield's revenue model is primarily driven by its sales, with a recent revenue figure of $150.13 million. The company experienced fluctuations in gross profit margin, which was last recorded at 33.66%. Operating expenses are a significant cost factor, recently reported at $48.42 million.</p>
<div class="lb-trans"><p><strong>運營：</strong> Clearfield 的收入模式主要依賴於銷售，最近的收入數字為 1.5013 億美元。該公司的毛利率波動，最近記錄為 33.66%。運營費用是一個重要的成本因素，最近報告為 4842 萬美元。</p>
</div><p><strong>PE:</strong> 65.0x</p>
<div class="lb-trans"><p><strong>市盈率：</strong> 65.0 倍</p>
</div><p>Clearfield's recent financial performance highlights its potential as an undervalued opportunity in the small-cap sector. For the year ending September 2025, sales grew to US$150.13 million from US$125.57 million, while net loss narrowed to US$8.05 million from US$12.45 million previously, indicating operational improvement. The company anticipates fiscal 2026 sales between US$160 and US$170 million with earnings per share ranging from $0.48 to $0.62, suggesting optimism for future growth despite reliance on external borrowing for funding needs and no insider confidence through share purchases recently observed.</p>
<div class="lb-trans"><p>Clearfield 最近的財務表現突顯了其作為小型股領域被低估機會的潛力。在截至 2025 年 9 月的年度中，銷售額從 1.2557 億美元增長至 1.5013 億美元，而淨虧損從 1245 萬美元縮小至 805 萬美元，表明運營改善。公司預計 2026 財年的銷售額將在 1.6 億至 1.7 億美元之間，預計每股收益在 0.48 美元至 0.62 美元之間，儘管依賴外部借款滿足資金需求，且最近未觀察到內部人士通過股票購買表現出的信心，但仍對未來增長持樂觀態度。</p>
</div><ul>
<li>Delve into the full analysis valuation report here for a deeper understanding of Clearfield.</li>
<li>Review our historical performance report to gain insights into Clearfield's's past performance.</li>
</ul>
<div class="lb-trans"><ul>
<li>點擊這裏深入瞭解 Clearfield 的完整分析估值報告。</li>
<li>查看我們的歷史表現報告，以獲取 Clearfield 過去表現的見解。</li>
</ul>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/5aa62297-cfcf-47ef-bbe2-9bcdacc3ddc9/chart/dcf?" alt="" original-src="https://images.simplywall.st/company/5aa62297-cfcf-47ef-bbe2-9bcdacc3ddc9/chart/dcf?"/></p>
<p>CLFD Share price vs Value as at Dec 2025</p>
<div class="lb-trans"><p>截至 2025 年 12 月 CLFD 股價與價值的對比</p>
</div><h2>Cross Country Healthcare (CCRN)</h2>
<div class="lb-trans"><h2>Cross Country Healthcare (CCRN)</h2>
</div><p><strong>Simply Wall St Value Rating:</strong> ★★★★☆☆</p>
<div class="lb-trans"><p><strong>Simply Wall St 價值評級：</strong> ★★★★☆☆</p>
</div><p><strong>Overview:</strong> Cross Country Healthcare is a workforce solutions and healthcare staffing services provider, with operations primarily focused on nurse and allied staffing, as well as physician staffing, and has a market capitalization of approximately $0.97 billion.</p>
<div class="lb-trans"><p><strong>概述：</strong> Cross Country Healthcare 是一家提供勞動力解決方案和醫療人員招聘服務的公司，主要專注於護士和相關人員的招聘，以及醫生的招聘，市值約為 9.7 億美元。</p>
</div><p><strong>Operations:</strong> The company generates revenue primarily from Nurse and Allied Staffing, which accounts for a significant portion of its total income. Gross profit margin has shown variability, reaching 26.68% in Q3 2016 before declining to 20.19% by Q3 2025. Operating expenses are a major cost component, consistently comprising a large part of the company's financial structure over time.</p>
<div class="lb-trans"><p><strong>運營：</strong> 該公司的收入主要來自護士和相關人員的招聘，佔其總收入的很大一部分。毛利率顯示出波動性，在 2016 年第三季度達到 26.68%，到 2025 年第三季度下降至 20.19%。運營費用是一個主要的成本組成部分，隨着時間的推移，始終佔據公司財務結構的很大一部分。</p>
</div><p><strong>PE:</strong> -16.7x</p>
<div class="lb-trans"><p><strong>市盈率：</strong> -16.7 倍</p>
</div><p>Cross Country Healthcare, a company in the healthcare staffing sector, recently saw its CEO replaced by co-founder Kevin C. Clark, who has a strong track record in the industry. Despite reporting a net loss of US$4.77 million for Q3 2025, insider confidence is evident as they have been purchasing shares since early 2025. The cancellation of an acquisition deal with Aya Healthcare on December 3, 2025 adds uncertainty but also potential for strategic realignment under Clark's leadership.</p>
<div class="lb-trans"><p>Cross Country Healthcare 是一家醫療人員招聘行業的公司，最近其首席執行官被聯合創始人 Kevin C. Clark 替換，後者在該行業有着良好的業績記錄。儘管在 2025 年第三季度報告了 477 萬美元的淨虧損，但內部人士的信心顯而易見，因為他們自 2025 年初以來一直在購買股票。與 Aya Healthcare 的收購交易在 2025 年 12 月 3 日的取消增加了不確定性，但也為 Clark 的領導下的戰略重組提供了潛力。</p>
</div><ul>
<li>Click here and access our complete valuation analysis report to understand the dynamics of Cross Country Healthcare.</li>
<li>Gain insights into Cross Country Healthcare's historical performance by reviewing our past performance report.</li>
</ul>
<div class="lb-trans"><ul>
<li>點擊這裏訪問我們的完整估值分析報告，以瞭解 Cross Country Healthcare 的動態。</li>
<li>通過查看我們的歷史表現報告，獲取 Cross Country Healthcare 的歷史表現見解。</li>
</ul>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/09ed5031-a705-4b4a-a1c9-732f9148986c/chart/ownership-breakdown?" alt="" original-src="https://images.simplywall.st/company/09ed5031-a705-4b4a-a1c9-732f9148986c/chart/ownership-breakdown?"/></p>
<p>CCRN Ownership Breakdown as at Dec 2025</p>
<div class="lb-trans"><p>截至 2025 年 12 月 CCRN 股東結構</p>
</div><h2>Northrim BanCorp (NRIM)</h2>
<div class="lb-trans"><h2>Northrim BanCorp (NRIM)</h2>
</div><p><strong>Simply Wall St Value Rating:</strong> ★★★★☆☆</p>
<div class="lb-trans"><p><strong>Simply Wall St 價值評級：</strong> ★★★★☆☆</p>
</div><p><strong>Overview:</strong> Northrim BanCorp is a financial services company primarily engaged in community banking, home mortgage lending, and specialty finance with a market capitalization of $0.23 billion.</p>
<div class="lb-trans"><p><strong>概述：</strong> Northrim BanCorp 是一家金融服務公司，主要從事社區銀行、住房抵押貸款和專業金融業務，市值為 2.3 億美元。</p>
</div><p><strong>Operations:</strong> Northrim BanCorp's revenue is primarily driven by Community Banking, contributing $141.80 million, and Home Mortgage Lending at $36.89 million. The company consistently reports a gross profit margin of 100%, indicative of no direct costs associated with its revenue streams in the provided data. Operating expenses are significant, with General &amp; Administrative Expenses being the largest component, reaching up to $101.70 million in recent periods. The net income margin shows variability but has reached as high as 31.31% in certain quarters, reflecting fluctuations in profitability relative to total revenue over time.</p>
<div class="lb-trans"><p><strong>運營：</strong> Northrim BanCorp 的收入主要來自社區銀行，貢獻了 1.418 億美元，以及住房抵押貸款的 3689 萬美元。該公司始終報告 100% 的毛利率，表明在提供的數據中，其收入來源沒有直接成本。運營費用顯著，最近期間一般和行政費用是最大的組成部分，達到 1.017 億美元。淨收入率顯示出波動性，但在某些季度達到 31.31%，反映出相對於總收入的盈利能力波動。</p>
</div><p><strong>PE:</strong> 9.7x</p>
<div class="lb-trans"><p><strong>市盈率：</strong> 9.7 倍</p>
</div><p>Northrim BanCorp, a smaller financial entity in the U.S., recently declared a quarterly dividend of US$0.16 per share, signaling stable shareholder returns. Their completion of a US$60 million private placement in subordinated notes at 6.875% interest shows strategic capital management for growth initiatives. The company reported significant earnings growth for Q3 2025, with net income rising to US$27.07 million from US$8.83 million year-on-year, highlighting its potential for continued performance improvements amidst insider confidence through stock purchases earlier this year.</p>
<div class="lb-trans"><p>Northrim BanCorp，作為美國一家較小的金融機構，最近宣佈每股派發季度股息 0.16 美元，顯示出穩定的股東回報。他們以 6.875% 的利率完成了 6000 萬美元的次級票據私募，展現了戰略性的資本管理以支持增長計劃。該公司報告了 2025 年第三季度顯著的盈利增長，淨收入從去年的 883 萬美元上升至 2707 萬美元，突顯了其在內部信心推動下通過今年早些時候的股票購買，持續改善業績的潛力。</p>
</div><ul>
<li>Get an in-depth perspective on Northrim BanCorp's performance by reading our valuation report here.</li>
<li>Evaluate Northrim BanCorp's historical performance by accessing our past performance report.</li>
</ul>
<div class="lb-trans"><ul>
<li>通過閲讀我們的估值報告，深入瞭解 Northrim BanCorp 的表現。</li>
<li>通過訪問我們的歷史業績報告，評估 Northrim BanCorp 的歷史表現。</li>
</ul>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/daddd92a-b491-4151-a618-18528426012a/chart/dcf?" alt="" original-src="https://images.simplywall.st/company/daddd92a-b491-4151-a618-18528426012a/chart/dcf?"/></p>
<p>NRIM Share price vs Value as at Dec 2025</p>
<div class="lb-trans"><p>截至 2025 年 12 月 NRIM 股價與價值的對比</p>
</div><h2>Turning Ideas Into Actions</h2>
<div class="lb-trans"><h2>將想法轉化為行動</h2>
</div><ul>
<li>Click this link to deep-dive into the 81 companies within our Undervalued US Small Caps With Insider Buying screener.</li>
<li>Have a stake in these businesses? Integrate your holdings into Simply Wall St's portfolio for notifications and detailed stock reports.</li>
<li>Simply Wall St is your key to unlocking global market trends, a free user-friendly app for forward-thinking investors.</li>
</ul>
<div class="lb-trans"><ul>
<li>點擊此鏈接深入瞭解我們在內幕購買篩選器中發現的 81 家被低估的美國小型股公司。</li>
<li>擁有這些公司的股份？將您的持股整合到 Simply Wall St 的投資組合中，以獲取通知和詳細的股票報告。</li>
<li>Simply Wall St 是您解鎖全球市場趨勢的關鍵，是一款面向前瞻性投資者的免費用户友好應用。</li>
</ul>
</div><h2>Interested In Other Possibilities?</h2>
<div class="lb-trans"><h2>對其他可能性感興趣？</h2>
</div><ul>
<li>Explore high-performing small cap companies that haven't yet garnered significant analyst attention.</li>
<li>Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.</li>
<li>Find companies with promising cash flow potential yet trading below their fair value.</li>
</ul>
<div class="lb-trans"><ul>
<li>探索尚未獲得顯著分析師關注的高表現小型公司。</li>
<li>用顯示強勁增長潛力的公司充實您的投資組合，這些公司得到了分析師和管理層的樂觀展望支持。</li>
<li>尋找現金流潛力良好但交易價格低於其公允價值的公司。</li>
</ul>
</div><p><em>This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.</strong> It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.</em></p>
<div class="lb-trans"><p><em>這篇文章由 Simply Wall St 撰寫，內容具有一般性。<strong>我們提供基於歷史數據和分析師預測的評論，採用無偏見的方法，我們的文章並不構成財務建議。</strong> 它不構成買入或賣出任何股票的推薦，也未考慮您的目標或財務狀況。我們旨在為您提供以基本數據驅動的長期分析。請注意，我們的分析可能未考慮最新的價格敏感公司公告或定性材料。Simply Wall St 在提到的任何股票中沒有持倉。</em></p>
</div><p>Mobile Infrastructure for Defense and Disaster</p>
<div class="lb-trans"><p>移動基礎設施用於國防和災難</p>
</div><p>The next wave in robotics isn't humanoid. Its fully autonomous towers delivering 5G, ISR, and radar in under 30 minutes, anywhere.</p>
<div class="lb-trans"><p>下一波機器人技術不是人形的。它是完全自主的塔樓，在 30 分鐘內提供 5G、ISR 和雷達，隨時隨地。</p>
</div><p>Get the investor briefing before the next round of contracts</p>
<div class="lb-trans"><p>在下一輪合同之前獲取投資者簡報</p>
</div><p>Sponsored On Behalf of CiTech</p>
<div class="lb-trans"><p>由 CiTech 贊助</p>
</div>

2025 年 12 月值得關注的有內部交易活動的被低估的小盤股