<p>（第一財經）12 月 25 日——北京放寬了對非本地註冊和多子女家庭在市中心城區購房的限制，以有效穩定首都的房地產市場。</p>
<p>根據多個地方政府部門當天聯合發佈的新政策，北京將非北京註冊家庭在市第五環路內購房所需的本地社保或個人所得税繳納年限從三年縮短至兩年，而在第五環路外的年限則從兩年縮短至一年，政策自昨日生效。</p>
<p>此外，新政策將北京註冊的多子女家庭在第五環路內可購房數量從兩套增加至三套，而未在本市註冊但符合社保和個人所得税繳納要求的家庭可以在第五環路內購買兩套房。</p>
<p>商業銀行在發放抵押貸款時也不再區分首次購房者和二次購房者，因此購買第二套或後續房產的購房者可以享受與首次購房者相同的利率和首付比例。</p>
<p>在八月份，北京取消了對符合條件的非本地註冊居民在第五環路外購房的限制，但對第五環路內的房產仍維持原有的購房限制。</p>
<p>此次購房政策的最新調整是在北京房價持續下行的背景下進行的。</p>
<p>業內人士告訴第一財經，北京二手房的平均樓面價已連續八個月下降，且每套房的平均交易價格降幅更大。</p>
<p>根據首都住房委員會的數據，北京上個月的二手房銷售量達到 14,446 套，比十月份增長 20%，但同比下降 23%。截至 12 月 20 日，本月的銷售量為 14,362 套，同比也有所下降。</p>
<p>北京二手房的平均價格從六月份的 350 萬元降至 380 萬元（從 497,970 美元降至 540,655 美元），這是合碩機構首席分析師郭毅對第一財經表示的。</p>
<p>供需平衡是價格能否穩定的關鍵，北京掛牌的二手房數量已從去年的 176,000 套降至約 157,000 套，但與市場低點的約 100,000 套相比仍然偏高，郭毅表示。</p>
<p>她表示：“只有當掛牌數量回落到 100,000 到 120,000 套的範圍內，北京的二手房市場價格才能真正穩定，甚至上漲。”</p>
<p>編輯：唐詩華，馬丁·卡迪耶夫</p>

AOMR

<p>北京放寬了對非本地和多子女家庭的購房限制，以穩定房地產市場。社會保障繳納的要求期限被縮短，多子女家庭可以購買更多住房。銀行必須為所有買家提供平等的按揭條款。儘管銷售量增加，房價仍在持續下跌，二手房價格顯著下降。供需平衡對價格穩定至關重要，房源需要降至 10 萬到 12 萬套，價格才能穩定或上漲</p>

<p>(Yicai) Dec. 25 -- Beijing has relaxed the home purchase restrictions for non-local registered and multi-child families in the central urban areas of the city to effectively stabilize the real estate market in the capital.</p>
<div class="lb-trans"><p>（第一財經）12 月 25 日——北京放寬了對非本地註冊和多子女家庭在市中心城區購房的限制，以有效穩定首都的房地產市場。</p>
</div><p>Beijing reduced the required period of local social security or individual income tax payments for non-Beijing registered families to buy a house within the city's Fifth Ring Road to two years from three and outside the Fifth Ring Road to one year from two, effective yesterday, according to a new policy jointly issued by multiple local government departments on the same day.</p>
<div class="lb-trans"><p>根據多個地方政府部門當天聯合發佈的新政策，北京將非北京註冊家庭在市第五環路內購房所需的本地社保或個人所得税繳納年限從三年縮短至兩年，而在第五環路外的年限則從兩年縮短至一年，政策自昨日生效。</p>
</div><p>In addition, the new policy increases the number of homes that multi-child families registered in Beijing can buy within the Fifth Ring Road to three from two, while those not registered in the city that meet the social security and individual income tax payment requirements can purchase two houses within the Fifth Ring Road.</p>
<div class="lb-trans"><p>此外，新政策將北京註冊的多子女家庭在第五環路內可購房數量從兩套增加至三套，而未在本市註冊但符合社保和個人所得税繳納要求的家庭可以在第五環路內購買兩套房。</p>
</div><p>Commercial banks are also required to no longer distinguish between first-time and second-time homebuyers when issuing mortgages, so that those buying a second or subsequent house can enjoy the same interest rates and down payment ratios as first-time buyers.</p>
<div class="lb-trans"><p>商業銀行在發放抵押貸款時也不再區分首次購房者和二次購房者，因此購買第二套或後續房產的購房者可以享受與首次購房者相同的利率和首付比例。</p>
</div><p>In August, Beijing lifted restrictions on qualified non-local registered residents buying homes outside the Fifth Ring Road, but maintained the original purchase restrictions for properties within the Fifth Ring Road.</p>
<div class="lb-trans"><p>在八月份，北京取消了對符合條件的非本地註冊居民在第五環路外購房的限制，但對第五環路內的房產仍維持原有的購房限制。</p>
</div><p>The latest adjustment to home-buying policies comes against the backdrop of an unabated downward trend in Beijing's house prices.</p>
<div class="lb-trans"><p>此次購房政策的最新調整是在北京房價持續下行的背景下進行的。</p>
</div><p>The average floor area price of sold pre-owned homes in Beijing has declined for eight consecutive months, with the drop in the average transaction price per such house being even bigger, industry insiders told Yicai.</p>
<div class="lb-trans"><p>業內人士告訴第一財經，北京二手房的平均樓面價已連續八個月下降，且每套房的平均交易價格降幅更大。</p>
</div><p>Beijing's pre-owned home sales reached 14,446 units last month, up 20 percent from October, but down 23 percent from a year earlier, data from the capital's housing commission showed. This month's figure stood at 14,362 units as of Dec. 20, also down year on year.</p>
<div class="lb-trans"><p>根據首都住房委員會的數據，北京上個月的二手房銷售量達到 14,446 套，比十月份增長 20%，但同比下降 23%。截至 12 月 20 日，本月的銷售量為 14,362 套，同比也有所下降。</p>
</div><p>The average price of a pre-owned home in Beijing fell to CNY3.5 million from CNY3.8 million (USD497,970 from USD540,655) last month from June, Guo Yi, chief analyst at a real estate analytics and consulting firm Heshuo Institution, said to Yicai.</p>
<div class="lb-trans"><p>北京二手房的平均價格從六月份的 350 萬元降至 380 萬元（從 497,970 美元降至 540,655 美元），這是合碩機構首席分析師郭毅對第一財經表示的。</p>
</div><p>The supply and demand balance is key to whether prices can stabilize, with the number of pre-owned homes listed in Beijing down to about 157,000 units from last year's high of 176,000, which is still high compared with the market's low point of about 100,000, according to Guo.</p>
<div class="lb-trans"><p>供需平衡是價格能否穩定的關鍵，北京掛牌的二手房數量已從去年的 176,000 套降至約 157,000 套，但與市場低點的約 100,000 套相比仍然偏高，郭毅表示。</p>
</div><p>&#34;Only when listings fall back to the 100,000 to 120,000 range can prices in Beijing's pre-owned home market truly stabilize, or even increase,&#34; she said.</p>
<div class="lb-trans"><p>她表示：“只有當掛牌數量回落到 100,000 到 120,000 套的範圍內，北京的二手房市場價格才能真正穩定，甚至上漲。”</p>
</div><p>Editors: Tang Shihua, Martin Kadiev</p>
<div class="lb-trans"><p>編輯：唐詩華，馬丁·卡迪耶夫</p>
</div>

北京進一步放寬購房限制以穩定房地產市場