<div id="readability-page-1"> <time datetime="2025-12-26T15:08:35+00:00"> Friday 26 December 2025 3:08 pm </time> <figure> <div> </div> <img width="742" height="495" src="https://imageproxy.pbkrs.com/https://www.cityam.com/wp-content/uploads/2025/12/Mastercard-e1766761661339.jpg/query-dz03NDI?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" original-src="https://imageproxy.pbkrs.com/https://www.cityam.com/wp-content/uploads/2025/12/Mastercard-e1766761661339.jpg/query-dz03NDI"/> <figcaption>Guavapay employs more than 500 staff and manages cross-border money transfers</figcaption> </figure> Hundreds of jobs could be at risk as London fintech Guavapay faces a winding up petition from payments giant Mastercard over unpaid sums, City AM can reveal.The firm, which employs more than 500 staff and manages cross-border money transfers for individuals and businesses, was issued the notice on Christmas Eve, according to court filings seen by City AM. A high court hearing is scheduled for 21 January.The legal manoeuvre will force Guavapay into liquidation if it does not reach an agreement over monies owed to Mastercard, one of its biggest creditors.Guavapay and Mastercard did not respond to requests for comment.<h2 id="h-fca-expresses-concerns-over-fraud-prevention">FCA expresses ‘concerns’ over fraud prevention</h2>The winding up petition deals yet another blow to Guavapay after it suspended onboarding new customers and accepting new funds into its MyGuava App and MyGuava Business platform in September following an intervention from the UK’s financial regulator.The London fintech said it was forced to make the move because of “concerns” expressed by the Financial Conduct Authority (FCA) over customer due diligence and fraud prevention measures. Three directors immediately resigned from the firm’s board following the announcement.“The company compliance team along with external consultants are reviewing these matters and are engaged in ongoing dialogue with the FCA,” Guavapay said in a statement.Guavapay insisted that the move was “intended to be a temporary measure” but in November said it “does not have clarity on the potential timing” for removal of the requirement.Guavapay was founded in 2017 by Azerbaijani entrepreneurs and Russian university graduates Elkhan and Orkhan Nasibov, who wholly own the company. To date it has not had any external funding. The pair also own crypto trading business Finbloom.Guavapay posted turnover of £23.4m in 2024, a near-doubling compared to the previous year, according to accounts filed with Companies House. It made a pre-tax profit of just under £2m.Late last year, the company opened a subsidiary in Azerbaijan, which was handed an e-money licence to begin offering services earlier this year. In December, the firm gifted a rug to City of London policy chief Chris Hayward.In March the company appointed fintech veteran Guy Noble as its new chief executive. But Noble quickly left the company after just six months at the helm.In August, Guavapay co-founder Elkhan Nasibov was appointed chair of the skills committee of the London Chamber of Commerce. </div>

萬事達

萬事達對倫敦金融科技公司 Guavapay 提出了清算申請，原因是未支付款項，這可能會危及數百個工作崗位。該申請是由於金融行為監管局（FCA）對欺詐預防的擔憂，導致 Guavapay 暫停了新客户的註冊。高等法院的聽證會定於 1 月 21 日舉行。Guavapay 由 Elkhan 和 Orkhan Nasibov 創立，2024 年的營業額為 2340 萬英鎊，但如果與萬事達未達成協議，將面臨清算

Mastercard issues winding up petition against London fintech Guavapay

- 倫敦 fintech 公司 Guavapay 面臨 Mastercard 的清算請求，可能影響數百個工作崗位。  
- 若不償還債務，Guavapay 將在 1 月 21 日聽證後進入清算。  
- 先前，在 FCA 的幹預下，Guavapay 停止了新客户的接入和資金接受。

萬事達對倫敦金融科技公司 Guavapay 提出了清盤申請