<div id="readability-page-1">  <p><time datetime="2025-12-30T08:05:31+00:00">    Tuesday 30 December 2025 8:05 am  </time></p>             <figure>    <div>       </div> <img width="742" height="495" src="https://imageproxy.pbkrs.com/https://www.cityam.com/wp-content/uploads/2024/08/house-facades-510514_1280_83b54f.webp/query-dz03NDI?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" original-src="https://imageproxy.pbkrs.com/https://www.cityam.com/wp-content/uploads/2024/08/house-facades-510514_1280_83b54f.webp/query-dz03NDI"/>  <figcaption>House prices have slumped in and around London</figcaption> </figure> <p>Patches of London’s ‘stockbroker belt’ suffered the most significant decline in house prices this year, as both the capital and the South East fell behind northern regions.</p><p>The West Sussex town of Crawley suffered an 8.9 per cent drop of £36,317, while High Wycombe saw a 7.4 per cent drop, with £34,994 wiped off house valuations, according to Lloyds Bank.</p><p>Meanwhile, Brighton, another popular town for London commuters, recorded a 4.8 per cent fall, with prices tumbling by £20,000.</p><h2 id="h-house-price-growth-divide">House price growth divide</h2><p>The figures reveal the divide in house price growth between areas located in and around London and the rest of the country.</p><p>Britain’s housing market has had a subdued year, after an increase in stamp duty in April, uncertainty caused by Budget speculation and ongoing elevated mortgage rates weighed on buyer sentiment. </p><p>Despite remaining the most expensive location in the UK, the London market has suffered in particular, with prices falling 2.4 per cent year on year to £547,000 according to the latest government data.</p><p>The capital has been hit by a combination of rising unaffordability and increased supply, with sellers struggling to strike deals while buyers are increasingly able to negotiate prices down.</p><p>Tax clampdowns on landlords and overseas buyers have also rocked the market, hitting the capital’s most expensive boroughs, including Kensington and Chelsea, which international buyers have typically favoured. </p><p>At the same time, the introduction of a ‘mansion tax’ in Labour’s November Budget is also expected to affect the upper end of the market.</p><p>The tax will see properties valued over £2m be slapped with a higher council tax charge from April 2028.</p><p>Amanda Bryden, head of mortgages at Lloyds, noted the South East “dominates the list of towns where the value of homes fell or grew most slowly in the last year”.</p><h2 id="h-north-boosts-growth">North boosts growth</h2><p>Outside of London and the capital’s commuter belt, buyers were still pushing prices higher. </p><p>Plymouth and Stafford topped the list, reporting increases of 12.6 per cent and 12 per cent respectively.</p><p>Wigan, Wakefield, Liverpool and Hull also reported a rise in prices, while Woking, a Surrey commuter town, shrugged off its region’s lacklustre performance with prices up 8.1 per cent. </p><p>Bryden said: “If you’re open to exploring, you might find places where your money goes further.</p><p>“Northern regions and Scotland are still generally more affordable than the south of England.”</p><p>Valuations across the UK rose by an average of 3.7 per cent, to roughly £13,000.</p> </div>

<p>倫敦及周邊地區的房價顯著下降，克勞利的房價下降了 8.9%，布萊頓下降了 4.8%。整體倫敦市場同比下降了 2.4%，這歸因於日益增加的負擔能力問題、供應增加以及影響房東和海外買家的税收變化。相比之下，北部地區如普利茅斯和斯塔福德的房價分別上漲了 12.6% 和 12%。英國平均房屋估值上漲了 3.7%，突顯了南北市場表現之間的明顯差異</p>

倫敦周邊的房價大幅下跌，其中布萊頓和克勞利受到的影響最大