<div id="readability-page-1"><div><p>[SINGAPORE] Fee income and a recovery in loan growth will likely be the key earnings drivers for the three local banks – DBS, OCBC and UOB – in 2026 as net interest income continues to fall, analysts said.</p><p>Meanwhile, wealth management will probably remain the biggest contributor to non-interest income growth. But analysts also believe other non-interest income segments can become bigger contributors in the year ahead as interest rates decline.</p><p>“This year, non-interest income was largely just the wealth segment picking up steam, while the other contributors weren’t really there yet,” said Thilan Wickramasinghe, Maybank Securities’ head of research and regional financials.</p></div></div>

華僑銀行

大華銀行

星展集團控股

星展集團(ADR)

<p>預計到 2026 年，手續費收入和貸款增長的恢復將成為新加坡 DBS、OCBC 和 UOB 銀行的主要盈利驅動因素，因為淨利息收入將下降。分析師預測，財富管理將繼續引領非利息收入的增長，隨着利率下降，其他領域也有可能貢獻更多。來自馬來亞銀行證券的 Thilan Wickramasinghe 指出，今年非利息收入主要由財富領域推動，其他貢獻者尚未出現</p>

費用收入和貸款增長的恢復是推動 2026 年新加坡銀行發展的關鍵因素