<p><img src="https://imageproxy.pbkrs.com/https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg/query-YXV0bz1jb21wcmVzcyZjcz10aW55c3JnYiZkcHI9MSZ3PTUwMA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="500" height="281" original-src="https://imageproxy.pbkrs.com/https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg/query-YXV0bz1jb21wcmVzcyZjcz10aW55c3JnYiZkcHI9MSZ3PTUwMA"/></p>
<p><em>圖片來源：Pexels</em></p>
<p>進入年度最後一個交易周，投資者無疑在思考 2026 年將資金投向何處，而金融行業可能處於前沿，因為股市接近歷史最高點。</p>
<p>就此而言，金融股的激增得到了驗證，因為 2025 年的市場環境受到政策不確定性、關税和通脹壓力的影響，這些條件往往使利率在美聯儲的寬鬆週期中保持較高水平。</p>
<p>當然，更高的利率導致銀行盈利能力提高，而強勁的經濟仍然支持貸款和信用質量，許多金融公司也從技術和人工智能驅動的採用中受益。</p>
<h3><strong>大型銀行引領金融行業強勁表現</strong></h3>
<p>除了幾隻獲得指數級增長的金融科技股票外，大型銀行的卓越表現引領了金融行業，花旗集團（C - 免費報告）年初至今的回報率為 +68%，位居首位，其次是摩根大通（JPM - 免費報告）的 +35%。</p>
<p>隨着 2025 年的結束，美國四大銀行股票的表現均優於更廣泛的指數，Zacks 金融市場略微落後於標準普爾 500 指數和納斯達克，回報率為 +18%。在經歷了令人振奮的年初至今的反彈後，大型銀行股票均獲得 Zacks 評級#3（持有）。</p>
<p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg/query-dj00NTM4NTc2OTE?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="620" height="252" original-src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg/query-dj00NTM4NTc2OTE"/></p>
<p>圖片來源：Zacks 投資研究</p>
<h3><strong>誘人的股息與吸引人的估值</strong></h3>
<p>隨着許多金融股票開始提供投資者所期望的良好回報，該行業的股息也是最具吸引力的考慮因素之一。Zacks 金融市場目前的平均年股息收益率為 2%，而基準標準普爾 500 指數為 1%，而大多數以增長為中心的納斯達克公司則不提供分紅。</p>
<p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg/query-dj0xNDM5Njk2NTA1?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="620" height="164" original-src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg/query-dj0xNDM5Njk2NTA1"/></p>
<p>圖片來源：Zacks 投資研究</p>
<p>更好的是，可以找到的價值，金融市場的前瞻市盈率為 19 倍，遠低於投資者為納斯達克科技股支付的通常被高估的市盈率，並且明顯低於基準的 26 倍。</p>
<p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg/query-dj0xNjQ5NjI1MzIx?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="620" height="164" original-src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg/query-dj0xNjQ5NjI1MzIx"/></p>
<h3><strong>評級最高的證券與交易行業</strong></h3>
<p>具有諷刺意味的是，與股市接近歷史最高點相關，Zacks 金融市場中評級最高的行業是證券與交易行業，目前位於 240 多個 Zacks 行業的前 10%。</p>
<p>Zacks 證券與交易行業有幾隻股票受益於正向每股收益修正的趨勢，包括更廣泛指數的交易所運營商，納斯達克（NDAQ - 免費報告）和標準普爾全球（SPGI - 免費報告）股票均獲得 Zacks 評級#2（買入）。</p>
<h3><strong>結論</strong></h3>
<p>目前，Zacks 金融市場是 16 個 Zacks 行業中評級第二的行業。Zacks 計算機與技術市場是唯一一個擁有更高評級子行業的行業，但對於許多投資者而言，估值擔憂和該領域不太誘人的股息可能使金融行業成為他們的首選，並在股市接近高峰時成為避風港。</p>
<hr/>
<p><em>更多來自此作者的文章：</em></p>
<p>投資於七大超級雲計算公司股票還是它們花費過多？</p>
<p>2026 年投資者可以購買的三隻領先 AI 股票（Nvidia、Broadcom、Vertiv）</p>
<p>D-Wave Quantum 還是 IonQ：哪隻量子計算股票將在 2026 年領先？</p>

摩根大通

花旗

<p>隨着 2025 年的結束，投資者開始關注 2026 年的金融行業，股票接近歷史最高點。在政策不確定性和通貨膨脹的背景下，該行業蓬勃發展，受益於更高的利率和技術的採用。花旗和摩根大通等主要銀行在業績上表現突出，吸引人的股息平均為 2%。Zacks 金融市場在各行業中排名第二，證券和交易行業的每股收益修正表現強勁。與科技股相比，投資者可能更傾向於金融股，因為其估值和股息更具吸引力，使其成為市場高峰期的潛在避風港</p>

<p><img src="https://imageproxy.pbkrs.com/https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg/query-YXV0bz1jb21wcmVzcyZjcz10aW55c3JnYiZkcHI9MSZ3PTUwMA" alt="" original-src="https://images.pexels.com/photos/5716001/pexels-photo-5716001.jpeg?auto=compress&amp;cs=tinysrgb&amp;dpr=1&amp;w=500"/></p>
<p><em>Image Source: Pexels</em></p>
<div class="lb-trans"><p><em>圖片來源：Pexels</em></p>
</div><p>Entering the last trading week of the year, investors are certainly pondering where to put their money to work in 2026, and the financial sector may be at the forefront with the stock market near all-time highs.</p>
<div class="lb-trans"><p>進入年度最後一個交易周，投資者無疑在思考 2026 年將資金投向何處，而金融行業可能處於前沿，因為股市接近歷史最高點。</p>
</div><p>To that point, the surge in finance stocks has been validated as the market environment in 2025 was shaped by policy uncertainty, tariffs, and inflation pressures, conditions that tend to keep rates higher for longer despite the Fed’s easing cycle.</p>
<div class="lb-trans"><p>就此而言，金融股的激增得到了驗證，因為 2025 年的市場環境受到政策不確定性、關税和通脹壓力的影響，這些條件往往使利率在美聯儲的寬鬆週期中保持較高水平。</p>
</div><p>Of course, higher interest rates have led to increased profitability for banks, and a resilient economy has still supported lending and credit quality, with many financial firms also benefiting from technology and AI-driven adoption.</p>
<div class="lb-trans"><p>當然，更高的利率導致銀行盈利能力提高，而強勁的經濟仍然支持貸款和信用質量，許多金融公司也從技術和人工智能驅動的採用中受益。</p>
</div><h3><strong>Big Banks Lead the Financial Sectors' Strong Performance</strong></h3>
<div class="lb-trans"><h3><strong>大型銀行引領金融行業強勁表現</strong></h3>
</div><p>Outside of several fintech stocks that have etched out exponential gains, the stellar performances of the big banks have led the financial sector, with Citigroup’s (C - Free Report) year-to-date return of +68% leading the way, followed by JPMorgan’s (JPM - Free Report) +35%.</p>
<div class="lb-trans"><p>除了幾隻獲得指數級增長的金融科技股票外，大型銀行的卓越表現引領了金融行業，花旗集團（C - 免費報告）年初至今的回報率為 +68%，位居首位，其次是摩根大通（JPM - 免費報告）的 +35%。</p>
</div><p>As we round out 2025, all four of the largest U.S. Bank stocks have outperformed the broader indexes, with the Zacks Finance Market slightly trailing the S&amp;P 500 and Nasdaq at +18%. Following their exhilarating YTD rallies, the big bank stocks all land a Zacks Rank #3 (Hold).</p>
<div class="lb-trans"><p>隨着 2025 年的結束，美國四大銀行股票的表現均優於更廣泛的指數，Zacks 金融市場略微落後於標準普爾 500 指數和納斯達克，回報率為 +18%。在經歷了令人振奮的年初至今的反彈後，大型銀行股票均獲得 Zacks 評級#3（持有）。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg/query-dj00NTM4NTc2OTE" alt="" original-src="https://staticx-tuner.zacks.com/images/articles/charts/c1/139112.jpg?v=453857691"/></p>
<p>Image Source: Zacks Investment Research</p>
<div class="lb-trans"><p>圖片來源：Zacks 投資研究</p>
</div><h3><strong>Enticing Dividends &amp; Attractive Valuations</strong></h3>
<div class="lb-trans"><h3><strong>誘人的股息與吸引人的估值</strong></h3>
</div><p>With many finance stocks starting to offer the pleasant returns that investors look for, the dividends in the sector are also among the most appealing to consider. The Zacks Finance Market currently has an average annual dividend yield of 2% compared to the benchmark S&amp;P 500’s 1% while the majority of the growth-centered companies in the Nasdaq don’t offer a payout.</p>
<div class="lb-trans"><p>隨着許多金融股票開始提供投資者所期望的良好回報，該行業的股息也是最具吸引力的考慮因素之一。Zacks 金融市場目前的平均年股息收益率為 2%，而基準標準普爾 500 指數為 1%，而大多數以增長為中心的納斯達克公司則不提供分紅。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg/query-dj0xNDM5Njk2NTA1" alt="" original-src="https://staticx-tuner.zacks.com/images/articles/charts/81/139119.jpg?v=1439696505"/></p>
<p>Image Source: Zacks Investment Research</p>
<div class="lb-trans"><p>圖片來源：Zacks 投資研究</p>
</div><p>Even better is the value that can be found, with the finance market’s forward P/E multiple of 19X being well below the often-inflated price to earnings valuations that investors pay for tech stocks in the Nasdaq and nicely beneath the benchmark's 26X.</p>
<div class="lb-trans"><p>更好的是，可以找到的價值，金融市場的前瞻市盈率為 19 倍，遠低於投資者為納斯達克科技股支付的通常被高估的市盈率，並且明顯低於基準的 26 倍。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg/query-dj0xNjQ5NjI1MzIx" alt="" original-src="https://staticx-tuner.zacks.com/images/articles/charts/10/139107.jpg?v=1649625321"/></p>
<h3><strong>The Top-Rated Securities &amp; Exchanges Industry</strong></h3>
<div class="lb-trans"><h3><strong>評級最高的證券與交易行業</strong></h3>
</div><p>Ironically, but correlating with the stock market being near all-time highs, the top-rated industry in the Zacks Finance Market is the Securities and Exchanges Industry, which is currently in the top 10% of over 240 Zacks industries.</p>
<div class="lb-trans"><p>具有諷刺意味的是，與股市接近歷史最高點相關，Zacks 金融市場中評級最高的行業是證券與交易行業，目前位於 240 多個 Zacks 行業的前 10%。</p>
</div><p>The Zacks Securities and Exchanges Industry has several stocks that are benefiting from a trend of positive EPS revisions, including the exchange operators for the broader indexes, with Nasdaq (NDAQ - Free Report) and S&amp;P Global (SPGI - Free Report) stock sporting a Zacks Rank #2 (Buy).</p>
<div class="lb-trans"><p>Zacks 證券與交易行業有幾隻股票受益於正向每股收益修正的趨勢，包括更廣泛指數的交易所運營商，納斯達克（NDAQ - 免費報告）和標準普爾全球（SPGI - 免費報告）股票均獲得 Zacks 評級#2（買入）。</p>
</div><h3><strong>Bottom Line</strong></h3>
<div class="lb-trans"><h3><strong>結論</strong></h3>
</div><p>At the moment, the Zacks Finance Market is the second-rated sector out of 16 Zacks sectors. The Zacks Computer and Technology Market is the only sector with a culmination of higher-rated sub-industries, but for many investors, valuation concerns and less appetizing dividends in the space could make the financial sector their first choice and a place to hide out with the stock market near its peaks.</p>
<div class="lb-trans"><p>目前，Zacks 金融市場是 16 個 Zacks 行業中評級第二的行業。Zacks 計算機與技術市場是唯一一個擁有更高評級子行業的行業，但對於許多投資者而言，估值擔憂和該領域不太誘人的股息可能使金融行業成為他們的首選，並在股市接近高峰時成為避風港。</p>
</div><hr/>
<div class="lb-trans"><hr/>
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</div><p>3 Leading AI Stocks Investors Can Buy For 2026 (Nvidia, Broadcom, Vertiv)</p>
<div class="lb-trans"><p>2026 年投資者可以購買的三隻領先 AI 股票（Nvidia、Broadcom、Vertiv）</p>
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<div class="lb-trans"><p>D-Wave Quantum 還是 IonQ：哪隻量子計算股票將在 2026 年領先？</p>
</div>

在我們即將結束 2025 年時，金融行業是否成為避風港？