<p><img src="https://imageproxy.pbkrs.com/https://images.unsplash.com/photo-1653378972336-103e1ea62721/query-Zm09anBnJml4aWQ9TTN3eE1qQTNmREI4TUh4d2FHOTBieTF3WVdkbGZIeDhmR1Z1ZkRCOGZIeDhmQT09Jml4bGliPXJiLTQuMS4wJnE9NjAmdz0zMDAw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="3000" height="2001" original-src="https://imageproxy.pbkrs.com/https://images.unsplash.com/photo-1653378972336-103e1ea62721/query-Zm09anBnJml4aWQ9TTN3eE1qQTNmREI4TUh4d2FHOTBieTF3WVdkbGZIeDhmR1Z1ZkRCOGZIeDhmQT09Jml4bGliPXJiLTQuMS4wJnE9NjAmdz0zMDAw"/></p>
<p>照片由 Markus Winkler 提供於 Unsplash</p>
<p>對於普通投資者來説，高收益債券共同基金是投資於低於投資級別的債券（通常稱為垃圾債券）的最佳選擇。這是因為這些基金持有多種此類證券，從而降低了投資組合風險。此外，這些基金提供的回報優於評級更高的投資，包括政府和企業債券。此外，由於這些債券的收益率高於投資級證券，因此它們對利率波動的敏感性較低。</p>
<p>以下是我們為您分享的三隻排名靠前的高收益債券共同基金，分別是 <strong>AB High Income</strong>(AGDAX - 免費報告)、<strong>Nuveen Credit Income</strong>(FJSYX - 免費報告) 和 <strong>T. Rowe Price Floating Rate Adv</strong>(PAFRX - 免費報告)。每隻基金都獲得了 Zacks 共同基金排名 #1（強力買入），預計未來將優於同類基金。</p>
<p><strong>AB High Income</strong> 基金主要尋求高水平的當前收入，其次是資本增值。AGDAX 投資於發展中國家的主權債務和美國及非美國的企業固定收益證券。</p>
<p>AB High Income 基金的三年年化回報率為 9.8%。Matthew S. Sheridan 自 2005 年 10 月以來一直是 AGDAX 的基金經理之一。</p>
<p><strong>Nuveen Credit Income</strong> 基金尋求高水平的當前收入。FJSYX 主要投資於三個低相關性的固定收益領域——國內投資級、高收益和國際。</p>
<p>Nuveen Credit Income 基金的三年年化回報率為 10.8%。FJSYX 的費用比率為 0.71%。</p>
<p><strong>T. Rowe Price Floating Rate Adv</strong> 基金將其資產（如有借款）投資於浮動利率貸款和浮動利率債務證券。PAFRX 顧問主要投資於低於投資級別的基金，或垃圾債券或未評級證券。</p>
<p>T. Rowe Price Floating Rate Adv 的三年年化回報率為 8.8%。截至 2025 年 8 月底，PAFRX 將 53.3% 的淨資產投資於其他債券。</p>
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普信金融

<p>高收益債券共同基金非常適合尋求比投資級證券更高回報的普通投資者。三隻排名靠前的基金包括 AB High Income (AGDAX)、Nuveen Credit Income (FJSYX) 和 T. Rowe Price Floating Rate Adv (PAFRX)，均被 Zacks 評為 #1（強烈推薦）。AB High Income 專注於高當前收益，三年年化回報率為 9.8%，Nuveen Credit Income 目標回報率為 10.8%，而 T. Rowe Price Floating Rate Adv 的目標為 8.8%。這些基金投資於低評級債券，提供了多樣化和降低風險的優勢</p>

<p><img src="https://imageproxy.pbkrs.com/https://images.unsplash.com/photo-1653378972336-103e1ea62721/query-Zm09anBnJml4aWQ9TTN3eE1qQTNmREI4TUh4d2FHOTBieTF3WVdkbGZIeDhmR1Z1ZkRCOGZIeDhmQT09Jml4bGliPXJiLTQuMS4wJnE9NjAmdz0zMDAw" alt="" original-src="https://images.unsplash.com/photo-1653378972336-103e1ea62721?fm=jpg&amp;q=60&amp;w=3000&amp;ixlib=rb-4.1.0&amp;ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D"/></p>
<p>Photo by Markus Winkler on Unsplash</p>
<div class="lb-trans"><p>照片由 Markus Winkler 提供於 Unsplash</p>
</div><p>For an average investor, high-yield bond mutual funds are the best to invest in bonds rated below investment grade, popularly known as junk bonds. This is because these funds hold a wide range of such securities that reduce portfolio risk. In addition, these funds provide better returns than investments with higher ratings, including government and corporate bonds. Further, since the yield from such bonds is higher than that of investment-grade securities, they are less susceptible to interest rate fluctuations.</p>
<div class="lb-trans"><p>對於普通投資者來説，高收益債券共同基金是投資於低於投資級別的債券（通常稱為垃圾債券）的最佳選擇。這是因為這些基金持有多種此類證券，從而降低了投資組合風險。此外，這些基金提供的回報優於評級更高的投資，包括政府和企業債券。此外，由於這些債券的收益率高於投資級證券，因此它們對利率波動的敏感性較低。</p>
</div><p>Below, we share with you three top-ranked high-yield bond mutual funds, viz., <strong>AB High Income</strong>(AGDAX - Free Report), <strong>Nuveen Credit Income</strong>(FJSYX - Free Report), and <strong>T. Rowe Price Floating Rate Adv</strong>(PAFRX - Free Report). Each has earned a Zacks Mutual Fund Rank #1(Strong Buy) and is expected to outperform its peers in the future.</p>
<div class="lb-trans"><p>以下是我們為您分享的三隻排名靠前的高收益債券共同基金，分別是 <strong>AB High Income</strong>(AGDAX - 免費報告)、<strong>Nuveen Credit Income</strong>(FJSYX - 免費報告) 和 <strong>T. Rowe Price Floating Rate Adv</strong>(PAFRX - 免費報告)。每隻基金都獲得了 Zacks 共同基金排名 #1（強力買入），預計未來將優於同類基金。</p>
</div><p><strong>AB High Income</strong> fund seeks primarily a high level of current income and, secondarily, capital appreciation. AGDAX invests in sovereign debt obligations of developing countries and in U.S. and non-U.S. corporate fixed-income securities.</p>
<div class="lb-trans"><p><strong>AB High Income</strong> 基金主要尋求高水平的當前收入，其次是資本增值。AGDAX 投資於發展中國家的主權債務和美國及非美國的企業固定收益證券。</p>
</div><p>AB High Income fund has three-year annualized returns of 9.8%. Matthew S. Sheridan has been one of the fund managers of AGDAX since October 2005.</p>
<div class="lb-trans"><p>AB High Income 基金的三年年化回報率為 9.8%。Matthew S. Sheridan 自 2005 年 10 月以來一直是 AGDAX 的基金經理之一。</p>
</div><p><strong>Nuveen Credit Income</strong> fund seeks a high level of current income. FJSYX invests primarily in three low-correlated fixed income sectors - domestic investment grade, high yield, and international.</p>
<div class="lb-trans"><p><strong>Nuveen Credit Income</strong> 基金尋求高水平的當前收入。FJSYX 主要投資於三個低相關性的固定收益領域——國內投資級、高收益和國際。</p>
</div><p>Nuveen Credit Income fund has three-year annualized returns of 10.8%. FJSYX has an expense ratio of 0.71%.</p>
<div class="lb-trans"><p>Nuveen Credit Income 基金的三年年化回報率為 10.8%。FJSYX 的費用比率為 0.71%。</p>
</div><p><strong>T. Rowe Price Floating Rate Adv</strong> fund invests its assets, along with borrowing, if any, in floating rate loans and floating rate debt securities. PAFRX advisors invest mostly in funds that are below investment grade, or junk or unrated securities.</p>
<div class="lb-trans"><p><strong>T. Rowe Price Floating Rate Adv</strong> 基金將其資產（如有借款）投資於浮動利率貸款和浮動利率債務證券。PAFRX 顧問主要投資於低於投資級別的基金，或垃圾債券或未評級證券。</p>
</div><p>T. Rowe Price Floating Rate Adv has three-year annualized returns of 8.8%. As of the end of August 2025, PAFRX held 53.3% of its net assets in Misc Bonds.</p>
<div class="lb-trans"><p>T. Rowe Price Floating Rate Adv 的三年年化回報率為 8.8%。截至 2025 年 8 月底，PAFRX 將 53.3% 的淨資產投資於其他債券。</p>
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購買這 3 個高收益債券基金以獲得令人印象深刻的回報