<p>分析師對花旗集團（NYSE: C）在過去一個季度的評級從看漲到看跌不等，共有 13 位分析師提供了意見。</p>
<p>下表提供了分析師最近評級的簡要概述，展示了過去 30 天情緒的變化，並與前幾個月進行比較，以獲得全面的視角。</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看漲</strong></th>
<th align="right"><strong>稍微看漲</strong></th>
<th align="right"><strong>無所謂</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>總評級</strong></td>
<td align="right">3</td>
<td align="right">10</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>過去 30 天</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 個月前</strong></td>
<td align="right">3</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 個月前</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 個月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<p>在對 12 個月價格目標的評估中，分析師揭示了對花旗集團的見解，給出了平均目標價為 130.77 美元，最高預估為 150.00 美元，最低預估為 120.00 美元。當前平均價格目標超過了之前的 120.15 美元，增加了 8.84%。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1768503618_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="價格目標圖表" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1768503618_0.png"/></p>
<h2>分析師評級分析：詳細拆解</h2>
<p>通過審視最近的分析師行動，我們獲得了金融專家對花旗集團的看法。以下總結概述了主要分析師、他們的最新評估以及對評級和價格目標的調整。</p>
<table>
<thead>
<tr>
<th>分析師</th>
<th>分析師公司</th>
<th>採取的行動</th>
<th>評級</th>
<th>當前價格目標</th>
<th>之前價格目標</th>
</tr>
</thead>
<tbody>
<tr>
<td>Betsy Graseck</td>
<td>摩根士丹利</td>
<td>上調</td>
<td>超配</td>
<td>$135.00</td>
<td>$134.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>上調</td>
<td>超配</td>
<td>$144.00</td>
<td>$141.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>維持</td>
<td>超配</td>
<td>$121.00</td>
<td>$121.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>高盛</td>
<td>上調</td>
<td>買入</td>
<td>$127.00</td>
<td>$113.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上調</td>
<td>買入</td>
<td>$129.00</td>
<td>$123.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>富國銀行</td>
<td>上調</td>
<td>超配</td>
<td>$150.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>巴克萊</td>
<td>上調</td>
<td>超配</td>
<td>$146.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上調</td>
<td>超配</td>
<td>$130.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上調</td>
<td>買入</td>
<td>$123.00</td>
<td>$112.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>上調</td>
<td>超配</td>
<td>$131.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>摩根大通</td>
<td>上調</td>
<td>超配</td>
<td>$124.00</td>
<td>$107.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上調</td>
<td>超配</td>
<td>$120.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>下調</td>
<td>超配</td>
<td>$120.00</td>
<td>$123.00</td>
</tr>
</tbody>
</table>
<h3>關鍵見解：</h3>
<ul>
<li><strong>採取的行動：</strong> 針對市場動態和公司表現的變化，分析師更新他們的建議。無論是'維持'、'上調'還是'下調'，都表明他們對花旗集團近期發展的反應。這為分析師對公司當前狀態的看法提供了見解。</li>
<li><strong>評級：</strong> 在評估中，分析師賦予定性值，從'超配'到'低配'。這些評級傳達了對花旗集團相對於更廣泛市場表現的預期。</li>
<li><strong>價格目標：</strong> 分析師探討價格目標的動態，為花旗集團股票的未來價值提供估計。這一審查揭示了分析師預期的變化。</li>
</ul>
<p>為了全面瞭解花旗集團的市場表現，請結合這些分析師評估與重要的財務指標進行探索。保持信息靈通，利用我們的評級表做出明智的決策。</p>
<p>隨時瞭解花旗集團的分析師評級。</p>
<h2>關於花旗集團的所有信息</h2>
<p>花旗集團是一家全球金融服務公司，在 100 多個國家和地區開展業務。花旗集團的業務分為五個主要部門：服務、市場、銀行、美國個人銀行和財富管理。該銀行的主要服務包括為跨國企業提供跨境銀行需求、投資銀行和交易服務，以及美國的信用卡服務。</p>
<h3>理解數字：花旗集團的財務狀況</h3>
<p><strong>市值亮點：</strong> 超過行業平均水平，該公司的市值表明其規模顯著，顯示出強大的信心和市場影響力。</p>
<p><strong>收入增長：</strong> 花旗集團在 2025 年 9 月 30 日的表現顯著。公司實現了 <strong>9.6%</strong> 的收入增長率。這表明公司頂線收益的顯著增加。與競爭對手相比，公司以高於金融行業平均水平的增長率超出預期。</p>
<p><strong>淨利潤率：</strong> 花旗集團的淨利潤率低於行業標準，表明在實現強勁盈利能力方面面臨困難。淨利潤率為 <strong>15.56%</strong>，公司可能在有效控制成本方面遇到挑戰。</p>
<p><strong>股本回報率（ROE）：</strong> 花旗集團的 ROE 低於行業平均水平，表明在最大化股本回報方面面臨挑戰。ROE 為 <strong>1.76%</strong>，公司可能在實現最佳財務表現方面面臨障礙。</p>
<p><strong>資產回報率（ROA）：</strong> 花旗集團的 ROA 低於行業標準，表明在有效利用資產方面存在困難。ROA 為 <strong>0.13%</strong>，公司可能在從其資產中獲得滿意回報方面遇到挑戰。</p>
<p><strong>債務管理：</strong> 花旗集團的債務與股本比率低於行業平均水平，為 <strong>1.91</strong>，反映出對債務融資的依賴較低，採取了更為保守的財務策略。</p>
<h2>分析師評級：簡化版</h2>
<p>分析師是銀行和金融系統的專家，通常為特定股票或特定行業報告。這些人研究公司財務報表，參加電話會議和會議，並與相關內部人士交談，以確定股票的分析師評級。通常，分析師每季度會對每隻股票進行評級。</p>
<p>一些分析師還會提供關於增長預期、收益和收入等指標的預測，以進一步指導股票投資。使用分析師評級的投資者應注意，這些專業建議來自人類，可能會存在錯誤。</p>
<p>本文由 Benzinga 的自動內容引擎生成，並經過編輯審核。</p>

花旗

<p>分析師對花旗集團（NYSE:C）的評級顯示，在過去一個季度中，13 位分析師的看法呈現出看漲和看跌的混合情緒。12 個月的平均目標價已上升至 130.77 美元，比之前的目標上漲了 8.84%。主要分析師提高了他們的評級和目標價，其中摩根士丹利和高盛等公司的增幅尤為顯著。花旗集團的財務表現包括 9.6% 的收入增長率，但仍面臨挑戰，淨利潤率為 15.56%，股本回報率為 1.76%</p>

<p>Analysts' ratings for Citigroup (NYSE: C) over the last quarter vary from bullish to bearish, as provided by 13 analysts.</p>
<div class="lb-trans"><p>分析師對花旗集團（NYSE: C）在過去一個季度的評級從看漲到看跌不等，共有 13 位分析師提供了意見。</p>
</div><p>The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.</p>
<div class="lb-trans"><p>下表提供了分析師最近評級的簡要概述，展示了過去 30 天情緒的變化，並與前幾個月進行比較，以獲得全面的視角。</p>
</div><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">3</td>
<td align="right">10</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">3</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看漲</strong></th>
<th align="right"><strong>稍微看漲</strong></th>
<th align="right"><strong>無所謂</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>總評級</strong></td>
<td align="right">3</td>
<td align="right">10</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>過去 30 天</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 個月前</strong></td>
<td align="right">3</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 個月前</strong></td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 個月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
</div><p>In the assessment of 12-month price targets, analysts unveil insights for Citigroup, presenting an average target of $130.77, a high estimate of $150.00, and a low estimate of $120.00. Surpassing the previous average price target of $120.15, the current average has increased by 8.84%.</p>
<div class="lb-trans"><p>在對 12 個月價格目標的評估中，分析師揭示了對花旗集團的見解，給出了平均目標價為 130.77 美元，最高預估為 150.00 美元，最低預估為 120.00 美元。當前平均價格目標超過了之前的 120.15 美元，增加了 8.84%。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1768503618_0.png" alt="price target chart" original-src="https://www.benzinga.com/files/images/story/2026/1768503618_0.png"/></p>
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
<div class="lb-trans"><h2>分析師評級分析：詳細拆解</h2>
</div><p>In examining recent analyst actions, we gain insights into how financial experts perceive Citigroup. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<div class="lb-trans"><p>通過審視最近的分析師行動，我們獲得了金融專家對花旗集團的看法。以下總結概述了主要分析師、他們的最新評估以及對評級和價格目標的調整。</p>
</div><table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Overweight</td>
<td>$135.00</td>
<td>$134.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$144.00</td>
<td>$141.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$121.00</td>
<td>$121.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Buy</td>
<td>$127.00</td>
<td>$113.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$129.00</td>
<td>$123.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$150.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$146.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$130.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$123.00</td>
<td>$112.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Outperform</td>
<td>$131.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Overweight</td>
<td>$124.00</td>
<td>$107.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$120.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$120.00</td>
<td>$123.00</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>分析師</th>
<th>分析師公司</th>
<th>採取的行動</th>
<th>評級</th>
<th>當前價格目標</th>
<th>之前價格目標</th>
</tr>
</thead>
<tbody>
<tr>
<td>Betsy Graseck</td>
<td>摩根士丹利</td>
<td>上調</td>
<td>超配</td>
<td>$135.00</td>
<td>$134.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>上調</td>
<td>超配</td>
<td>$144.00</td>
<td>$141.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>維持</td>
<td>超配</td>
<td>$121.00</td>
<td>$121.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>高盛</td>
<td>上調</td>
<td>買入</td>
<td>$127.00</td>
<td>$113.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上調</td>
<td>買入</td>
<td>$129.00</td>
<td>$123.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>富國銀行</td>
<td>上調</td>
<td>超配</td>
<td>$150.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>巴克萊</td>
<td>上調</td>
<td>超配</td>
<td>$146.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上調</td>
<td>超配</td>
<td>$130.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>上調</td>
<td>買入</td>
<td>$123.00</td>
<td>$112.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>上調</td>
<td>超配</td>
<td>$131.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>摩根大通</td>
<td>上調</td>
<td>超配</td>
<td>$124.00</td>
<td>$107.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>上調</td>
<td>超配</td>
<td>$120.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>下調</td>
<td>超配</td>
<td>$120.00</td>
<td>$123.00</td>
</tr>
</tbody>
</table>
</div><h3>Key Insights:</h3>
<div class="lb-trans"><h3>關鍵見解：</h3>
</div><ul>
<li><strong>Action Taken:</strong> Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Citigroup. This offers insight into analysts' perspectives on the current state of the company.</li>
<li><strong>Rating:</strong> Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Citigroup compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts explore the dynamics of price targets, providing estimates for the future value of Citigroup's stock. This examination reveals shifts in analysts' expectations over time.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>採取的行動：</strong> 針對市場動態和公司表現的變化，分析師更新他們的建議。無論是'維持'、'上調'還是'下調'，都表明他們對花旗集團近期發展的反應。這為分析師對公司當前狀態的看法提供了見解。</li>
<li><strong>評級：</strong> 在評估中，分析師賦予定性值，從'超配'到'低配'。這些評級傳達了對花旗集團相對於更廣泛市場表現的預期。</li>
<li><strong>價格目標：</strong> 分析師探討價格目標的動態，為花旗集團股票的未來價值提供估計。這一審查揭示了分析師預期的變化。</li>
</ul>
</div><p>To gain a panoramic view of Citigroup's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.</p>
<div class="lb-trans"><p>為了全面瞭解花旗集團的市場表現，請結合這些分析師評估與重要的財務指標進行探索。保持信息靈通，利用我們的評級表做出明智的決策。</p>
</div><p>Stay up to date on Citigroup analyst ratings.</p>
<div class="lb-trans"><p>隨時瞭解花旗集團的分析師評級。</p>
</div><h2>All You Need to Know About Citigroup</h2>
<div class="lb-trans"><h2>關於花旗集團的所有信息</h2>
</div><p>Citigroup is a global financial-services company doing business in more than 100 countries and jurisdictions. Citigroup's operations are organized into five primary segments: services, markets, banking, US personal banking, and wealth management. The bank's primary services include cross-border banking needs for multinational corporates, investment banking and trading, and credit card services in the United States.</p>
<div class="lb-trans"><p>花旗集團是一家全球金融服務公司，在 100 多個國家和地區開展業務。花旗集團的業務分為五個主要部門：服務、市場、銀行、美國個人銀行和財富管理。該銀行的主要服務包括為跨國企業提供跨境銀行需求、投資銀行和交易服務，以及美國的信用卡服務。</p>
</div><h3>Understanding the Numbers: Citigroup's Finances</h3>
<div class="lb-trans"><h3>理解數字：花旗集團的財務狀況</h3>
</div><p><strong>Market Capitalization Highlights:</strong> Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.</p>
<div class="lb-trans"><p><strong>市值亮點：</strong> 超過行業平均水平，該公司的市值表明其規模顯著，顯示出強大的信心和市場影響力。</p>
</div><p><strong>Revenue Growth:</strong> Citigroup's remarkable performance in 3M is evident. As of 30 September, 2025, the company achieved an impressive revenue growth rate of <strong>9.6%</strong>. This signifies a substantial increase in the company's top-line earnings. As compared to competitors, the company surpassed expectations with a growth rate higher than the average among peers in the Financials sector.</p>
<div class="lb-trans"><p><strong>收入增長：</strong> 花旗集團在 2025 年 9 月 30 日的表現顯著。公司實現了 <strong>9.6%</strong> 的收入增長率。這表明公司頂線收益的顯著增加。與競爭對手相比，公司以高於金融行業平均水平的增長率超出預期。</p>
</div><p><strong>Net Margin:</strong> Citigroup's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of <strong>15.56%,</strong> the company may encounter challenges in effective cost control.</p>
<div class="lb-trans"><p><strong>淨利潤率：</strong> 花旗集團的淨利潤率低於行業標準，表明在實現強勁盈利能力方面面臨困難。淨利潤率為 <strong>15.56%</strong>，公司可能在有效控制成本方面遇到挑戰。</p>
</div><p><strong>Return on Equity (ROE):</strong> Citigroup's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of <strong>1.76%,</strong> the company may face hurdles in achieving optimal financial performance.</p>
<div class="lb-trans"><p><strong>股本回報率（ROE）：</strong> 花旗集團的 ROE 低於行業平均水平，表明在最大化股本回報方面面臨挑戰。ROE 為 <strong>1.76%</strong>，公司可能在實現最佳財務表現方面面臨障礙。</p>
</div><p><strong>Return on Assets (ROA):</strong> Citigroup's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of <strong>0.13%,</strong> the company may encounter challenges in delivering satisfactory returns from its assets.</p>
<div class="lb-trans"><p><strong>資產回報率（ROA）：</strong> 花旗集團的 ROA 低於行業標準，表明在有效利用資產方面存在困難。ROA 為 <strong>0.13%</strong>，公司可能在從其資產中獲得滿意回報方面遇到挑戰。</p>
</div><p><strong>Debt Management:</strong> Citigroup's debt-to-equity ratio is below the industry average at <strong>1.91</strong>, reflecting a lower dependency on debt financing and a more conservative financial approach.</p>
<div class="lb-trans"><p><strong>債務管理：</strong> 花旗集團的債務與股本比率低於行業平均水平，為 <strong>1.91</strong>，反映出對債務融資的依賴較低，採取了更為保守的財務策略。</p>
</div><h2>Analyst Ratings: Simplified</h2>
<div class="lb-trans"><h2>分析師評級：簡化版</h2>
</div><p>Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.</p>
<div class="lb-trans"><p>分析師是銀行和金融系統的專家，通常為特定股票或特定行業報告。這些人研究公司財務報表，參加電話會議和會議，並與相關內部人士交談，以確定股票的分析師評級。通常，分析師每季度會對每隻股票進行評級。</p>
</div><p>Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.</p>
<div class="lb-trans"><p>一些分析師還會提供關於增長預期、收益和收入等指標的預測，以進一步指導股票投資。使用分析師評級的投資者應注意，這些專業建議來自人類，可能會存在錯誤。</p>
</div><p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>
<div class="lb-trans"><p>本文由 Benzinga 的自動內容引擎生成，並經過編輯審核。</p>
</div>

深入分析花旗集團股票：分析師觀點（13 個評級）