<p>根據最近的 Redfin 報告，美國的月均住房支付降至近兩年來的最低水平，但如果不是銷售價格仍在上漲，可能會降得更低。</p>
<p>截至 1 月 11 日的四周內，月均住房支付降至 2413 美元。然而，全國中位數房屋銷售價格仍然上漲，同比增加 1%。根據該經紀公司週四的報告，這一增幅顯著低於 2025 年初的 4% 至 5%。</p>
<p>然而，在某些地區，價格上漲的速度要快得多。例如，在俄亥俄州的辛辛那提，中位數房屋銷售價格同比上漲了 8.4%，是全國增幅的八倍多。</p>
<p><strong>抵押貸款利率降至 2022 年以來的最低水平</strong></p>
<p>底特律和費城的中位數房屋銷售價格分別上漲了 6.5% 和 5.8%，緊隨其後。</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>中位數房屋銷售價格同比上漲了 6.5%。(Roberto Machado Noa/LightRocket via Getty Images)</p>
<p>房價下降幅度最大的城市主要位於南部和西海岸。例如，達拉斯和加州聖荷西的中位數房屋銷售價格分別下降了 4.4% 和 3.7%。</p>
<p><strong>這 10 個市場可能會在抵押貸款利率下降時迎來最大的購房熱潮</strong></p>
<p>截至 1 月 11 日的四周內，大約 15 個城市的中位數房屋銷售價格出現下降。</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>費城天際線的景觀。(Jumping Rocks/Universal Images Group via Getty Images)</p>
<p>儘管購房和賣房的人數減少，待售房屋銷售量同比下降 5%，新掛牌房源下降 4.7%，Redfin 經濟學家預測，由於抵押貸款利率的最新下降，待售銷售量可能會很快改善。</p>
<p>Freddie Mac 週四報告稱，30 年期固定抵押貸款的平均利率降至 6.06%，為 2022 年 9 月以來的最低水平。</p>
<h3>以下是中位數房屋銷售價格上漲幅度最大的五個城市：</h3>
<p>密歇根州底特律 – 6.5%</p>
<p>賓夕法尼亞州費城 – 5.8%</p>
<p>伊利諾伊州芝加哥 – 5.6%</p>
<p>密歇根州沃倫 – 5.6%</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="931" height="523" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>伊利諾伊州芝加哥的維格利大廈。(Al Drago/Bloomberg via Getty Images)</p>
<p><strong>房地產經紀人網站稱，2026 年購房者可能終於會在這些市場獲得一些緩解</strong></p>
<h3>以下是中位數房屋銷售價格下降幅度最大的五個城市：</h3>
<p>德克薩斯州達拉斯 – -4.4%</p>
<p>加州聖荷西 – -3.7%</p>
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<p>佛羅里達州傑克遜維爾 – -2.7%</p>
<p>加州奧克蘭 – -2.4%</p>
<p>俄勒岡州波特蘭 – -1.8%</p>

AOMR

<p>美國的月均住房支付中位數已降至 2,413 美元，為兩年來的最低水平，儘管全國中位房屋銷售價格同比上漲了 1%。辛辛那提的漲幅最高，達 8.4%，其次是底特律（6.5%）和費城（5.8%）。相反，達拉斯和聖荷西分別下降了 4.4% 和 3.7%。待售房屋銷售同比下降了 5%，但抵押貸款利率降至 6.06% 可能會促進未來的銷售</p>

<p>The median U.S. monthly housing payment fell to nearly the lowest level in two years, but it could have fallen even more if not for still-rising sale prices, according to a recent Redfin report.</p>
<div class="lb-trans"><p>根據最近的 Redfin 報告，美國的月均住房支付降至近兩年來的最低水平，但如果不是銷售價格仍在上漲，可能會降得更低。</p>
</div><p>The monthly housing payment fell to $2,413 during the four weeks ending Jan. 11. However, the national median home-sale price still climbed, up 1% year over year. That's down significantly from the 4% to 5% increase at the start of 2025, according to the brokerage's Thursday report.</p>
<div class="lb-trans"><p>截至 1 月 11 日的四周內，月均住房支付降至 2413 美元。然而，全國中位數房屋銷售價格仍然上漲，同比增加 1%。根據該經紀公司週四的報告，這一增幅顯著低於 2025 年初的 4% 至 5%。</p>
</div><p>In certain areas, however, prices rose at a much faster clip. For instance, in Cincinnati, Ohio, the median home-sale price climbed 8.4% year over year – more than eight times the national increase.</p>
<div class="lb-trans"><p>然而，在某些地區，價格上漲的速度要快得多。例如，在俄亥俄州的辛辛那提，中位數房屋銷售價格同比上漲了 8.4%，是全國增幅的八倍多。</p>
</div><p><strong>MORTGAGE RATES FALL TO LOWEST LEVEL SINCE 2022</strong></p>
<div class="lb-trans"><p><strong>抵押貸款利率降至 2022 年以來的最低水平</strong></p>
</div><p>Detroit and Philadelphia weren't far behind, with the median home-sale price rising 6.5% and 5.8% year over year, respectively.</p>
<div class="lb-trans"><p>底特律和費城的中位數房屋銷售價格分別上漲了 6.5% 和 5.8%，緊隨其後。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/09/931/523/detroit.jpg?ve=1&amp;tl=1"/></p>
<p>The median home-sale price rose 6.5% on an annual basis. (Roberto Machado Noa/LightRocket via Getty Images)</p>
<div class="lb-trans"><p>中位數房屋銷售價格同比上漲了 6.5%。(Roberto Machado Noa/LightRocket via Getty Images)</p>
</div><p>The metros that saw the biggest declines were mainly in the South and on the West Coast. For instance, the top declines were Dallas and San Jose, California, which saw median home-sale prices dip 4.4% and 3.7% year over year, respectively.</p>
<div class="lb-trans"><p>房價下降幅度最大的城市主要位於南部和西海岸。例如，達拉斯和加州聖荷西的中位數房屋銷售價格分別下降了 4.4% 和 3.7%。</p>
</div><p><strong>THESE 10 MARKETS MAY SEE THE BIGGEST HOMEBUYING SURGE AS MORTGAGE RATES FALL</strong></p>
<div class="lb-trans"><p><strong>這 10 個市場可能會在抵押貸款利率下降時迎來最大的購房熱潮</strong></p>
</div><p>About 15 metros overall saw their median home-sale price decline in the four weeks ending on Jan. 11.</p>
<div class="lb-trans"><p>截至 1 月 11 日的四周內，大約 15 個城市的中位數房屋銷售價格出現下降。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/philadelphia.jpg?ve=1&amp;tl=1"/></p>
<p>A view of the Philadelphia skyline. (Jumping Rocks/Universal Images Group via Getty Images)</p>
<div class="lb-trans"><p>費城天際線的景觀。(Jumping Rocks/Universal Images Group via Getty Images)</p>
</div><p>While fewer people are buying and selling homes, with pending home sales falling 5% year over year, and new listings declining 4.7%, Redfin economists projected that there may be an improvement in pending sales soon due to the latest decline in mortgage rates.</p>
<div class="lb-trans"><p>儘管購房和賣房的人數減少，待售房屋銷售量同比下降 5%，新掛牌房源下降 4.7%，Redfin 經濟學家預測，由於抵押貸款利率的最新下降，待售銷售量可能會很快改善。</p>
</div><p>The average rate on the 30-year fixed mortgage fell to 6.06%, the lowest since September 2022, Freddie Mac reported on Thursday.</p>
<div class="lb-trans"><p>Freddie Mac 週四報告稱，30 年期固定抵押貸款的平均利率降至 6.06%，為 2022 年 9 月以來的最低水平。</p>
</div><h3>Here are the top five metros with the biggest increases:</h3>
<div class="lb-trans"><h3>以下是中位數房屋銷售價格上漲幅度最大的五個城市：</h3>
</div><p>Detroit, Michigan – 6.5%</p>
<div class="lb-trans"><p>密歇根州底特律 – 6.5%</p>
</div><p>Philadelphia, Pennsylvania – 5.8%</p>
<div class="lb-trans"><p>賓夕法尼亞州費城 – 5.8%</p>
</div><p>Chicago, Illinois – 5.6%</p>
<div class="lb-trans"><p>伊利諾伊州芝加哥 – 5.6%</p>
</div><p>Warren, Michigan – 5.6%</p>
<div class="lb-trans"><p>密歇根州沃倫 – 5.6%</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/08/931/523/Chicago-street.jpg?ve=1&amp;tl=1"/></p>
<p>The Wrigley building in Chicago, Illinois. (Al Drago/Bloomberg via Getty Images)</p>
<div class="lb-trans"><p>伊利諾伊州芝加哥的維格利大廈。(Al Drago/Bloomberg via Getty Images)</p>
</div><p><strong>THE MARKETS WHERE HOMEBUYERS MAY FINALLY GET SOME RELIEF IN 2026, REALTOR.COM SAYS</strong></p>
<div class="lb-trans"><p><strong>房地產經紀人網站稱，2026 年購房者可能終於會在這些市場獲得一些緩解</strong></p>
</div><h3>Here are the top five metros with the biggest decreases:</h3>
<div class="lb-trans"><h3>以下是中位數房屋銷售價格下降幅度最大的五個城市：</h3>
</div><p>Dallas, Texas – -4.4%</p>
<div class="lb-trans"><p>德克薩斯州達拉斯 – -4.4%</p>
</div><p>San Jose, California – -3.7%</p>
<div class="lb-trans"><p>加州聖荷西 – -3.7%</p>
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</div><p>Jacksonville, Florida – -2.7%</p>
<div class="lb-trans"><p>佛羅里達州傑克遜維爾 – -2.7%</p>
</div><p>Oakland, California – -2.4%</p>
<div class="lb-trans"><p>加州奧克蘭 – -2.4%</p>
</div><p>Portland, Oregon – -1.8%</p>
<div class="lb-trans"><p>俄勒岡州波特蘭 – -1.8%</p>
</div>

在美國這些城市中，房價漲幅和跌幅最大