<p>Citizens Financial Services（納斯達克代碼：CZFS - 獲取免費報告）預計將在 2025 年 1 月 29 日星期四市場開盤前發佈其 2025 年第四季度財報。分析師預計 Citizens Financial Services 本季度每股收益為 1.79 美元。鼓勵個人訪問公司即將發佈的 2025 年第四季度財報概覽頁面，以獲取關於定於 2026 年 1 月 30 日星期五東部時間下午 4:00 的電話會議的最新詳情。</p>
<p>Citizens Financial Services（納斯達克代碼：CZFS - 獲取免費報告）最近於 10 月 30 日星期四發佈了其財報。公司報告本季度每股收益為 2.09 美元，超出市場共識預期的 1.76 美元，超出幅度為 0.33 美元。Citizens Financial Services 的淨利潤率為 19.80%，股本回報率為 10.91%。公司本季度的收入為 2899 萬美元。分析師平均預計 Citizens Financial Services 本財年的每股收益為 6 美元，下一財年的每股收益為 7 美元。</p>
<h2>Citizens Financial Services 股價上漲 5.9%</h2>
<p>Citizens Financial Services 的股票在星期四以 67.25 美元開盤。該公司的 50 日移動平均線為 58.63 美元，200 日移動平均線為 58.47 美元。Citizens Financial Services 的 12 個月最低價為 49.96 美元，12 個月最高價為 67.93 美元。公司的流動比率為 0.98，速動比率為 0.98，債務與股本比率為 0.85。該股票的市值為 3.2347 億美元，市盈率為 9.43，貝塔值為 0.41。</p>
<h2>Citizens Financial Services 宣佈分紅</h2>
<p>公司最近還披露了季度分紅，該分紅於 12 月 26 日星期五支付。12 月 12 日星期五的登記投資者獲得了 0.50 美元的分紅。這代表着每年 2.00 美元的分紅和 3.0% 的收益率。該分紅的除息日為 12 月 12 日星期五。Citizens Financial Services 的分紅支付比率（DPR）目前為 28.05%。</p>
<h2>分析師評級上調與下調</h2>
<p>多家研究機構對 CZFS 發表了評論。Zacks Research 在 1 月 9 日星期五的研究報告中將 Citizens Financial Services 的評級從 “持有” 上調至 “強烈買入”。Weiss Ratings 在 10 月 8 日星期三的研究報告中重申了對 Citizens Financial Services 股票的 “持有（c）” 評級。最後，Janney Montgomery Scott 在 10 月 22 日星期三的研究報告中將 Citizens Financial Services 的股票評級上調至 “強烈買入”。兩位投資分析師給予該股票 “強烈買入” 評級，一位給予 “持有” 評級。根據 MarketBeat.com 的數據，Citizens Financial Services 目前的平均評級為 “買入”。</p>
<p><strong>閲讀我們對 CZFS 的最新分析</strong></p>
<h2>內部人士買賣</h2>
<p>在相關消息中，首席執行官 Randall E. Black 於 11 月 3 日星期一購買了 478 股公司的股票。該股票的平均購買價格為每股 54.10 美元，總交易額為 25,859.80 美元。交易後，首席執行官在公司持有 44,013 股，價值 2,381,103.30 美元。這筆交易代表其持股增加了 1.10%。該購買在向證券交易委員會的備案中披露，相關信息可通過此鏈接獲取。在過去三個月中，內部人士購買了 516 股公司股票，價值 27,903 美元。公司內部人士持有公司股票的 6.10%。</p>
<h2>機構投資者對 Citizens Financial Services 的看法</h2>
<p>多家對沖基金和其他機構投資者最近調整了對 CZFS 的持股。Millennium Management LLC 在第三季度新建了約 365,000 美元的 Citizens Financial Services 股份。Citadel Advisors LLC 在第三季度購買了價值約 301,000 美元的 Citizens Financial Services 新股份。BNP Paribas Financial Markets 在第三季度將其在 Citizens Financial Services 的持股增加了 67.6%。BNP Paribas Financial Markets 目前持有 1,103 股公司股票，價值 66,000 美元，此前在上個季度又購買了 445 股。Franklin Resources Inc.在第三季度購買了價值 217,000 美元的 Citizens Financial Services 新股份。最後，Russell Investments Group Ltd.在第三季度將其在 Citizens Financial Services 的持股增加了 3,225.0%。Russell Investments Group Ltd.目前持有 1,463 股公司股票，價值 88,000 美元，此前在上個季度又購買了 1,419 股。22.49% 的股票目前由對沖基金和其他機構投資者持有。</p>
<h2>Citizens Financial Services 公司簡介</h2>
<p>（獲取免費報告）</p>
<p>Citizens Financial Services, Inc. 納斯達克：CZFS 是一家總部位於賓夕法尼亞州 Elderton 的銀行控股公司，通過其主要子公司 Citizens Savings Bank 提供一系列零售和商業銀行服務。該公司提供存款產品，如支票和儲蓄賬户、貨幣市場賬户和存款證，並通過針對個人和商業客户的在線和移動銀行平台提供支持。</p>
<p>除了接受存款外，Citizens Financial Services 還承銷多種貸款產品，包括住宅抵押貸款、房屋淨值融資、商業房地產貸款、建築貸款和消費者分期貸款。</p>
<h2>精選文章</h2>
<ul>
<li>我們更看好的五隻股票比 Citizens Financial Services 更好</li>
<li>特朗普設計了國税局的死亡☠️</li>
<li>巴菲特、蓋茨和貝索斯悄悄拋售股票——原因在這裏</li>
<li>比特幣下跌，但你的收入即將暴漲</li>
<li>崩盤前一個月</li>
<li>融化警告</li>
</ul>
<p><img src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9Q1pGUw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9Q1pGUw"/></p>
<p><em>此即時新聞提醒由敍述科學技術和 MarketBeat 的金融數據生成，以便為讀者提供最快的報道和公正的覆蓋。請將任何問題或評論發送至 contact@marketbeat.com.</em></p>
<h2>你現在應該投資 1000 美元在 Citizens Financial Services 嗎？</h2>
<p>在考慮 Citizens Financial Services 之前，你需要聽聽這個。</p>
<p>MarketBeat 每天跟蹤華爾街頂級評級和表現最佳的研究分析師及其推薦給客户的股票。MarketBeat 已經識別出五隻股票，頂級分析師正在悄悄地向客户推薦在更廣泛的市場注意到之前立即購買……而 Citizens Financial Services 並不在名單上。</p>
<p>雖然 Citizens Financial Services 目前在分析師中獲得了買入評級，但頂級分析師認為這五隻股票更值得購買。</p>
<p>在這裏查看這五隻股票</p>

CZFS

<p>Citizens Financial Services（納斯達克代碼：CZFS）將於 1 月 29 日公佈 2025 年第四季度財報，分析師預測每股收益為 1.79 美元。該公司最近報告了第三季度每股收益為 2.09 美元，超出預期。Citizens Financial Services 還宣佈了每季度 0.50 美元的股息，收益率為 3.0%。該股票上漲了 5.9%，當前價格為 67.25 美元。分析師已將該股票評級上調至 “強力買入”，反映出投資者和機構持股的積極情緒</p>

<p>Citizens Financial Services (NASDAQ:CZFS - Get Free Report) is expected to issue its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect Citizens Financial Services to post earnings of $1.79 per share for the quarter. Individuals are encouraged to explore the company's upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Friday, January 30, 2026 at 4:00 PM ET.</p>
<div class="lb-trans"><p>Citizens Financial Services（納斯達克代碼：CZFS - 獲取免費報告）預計將在 2025 年 1 月 29 日星期四市場開盤前發佈其 2025 年第四季度財報。分析師預計 Citizens Financial Services 本季度每股收益為 1.79 美元。鼓勵個人訪問公司即將發佈的 2025 年第四季度財報概覽頁面，以獲取關於定於 2026 年 1 月 30 日星期五東部時間下午 4:00 的電話會議的最新詳情。</p>
</div><p>Citizens Financial Services (NASDAQ:CZFS - Get Free Report) last issued its earnings results on Thursday, October 30th. The company reported $2.09 earnings per share for the quarter, topping the consensus estimate of $1.76 by $0.33. Citizens Financial Services had a net margin of 19.80% and a return on equity of 10.91%. The company had revenue of $28.99 million for the quarter. On average, analysts expect Citizens Financial Services to post $6 EPS for the current fiscal year and $7 EPS for the next fiscal year.</p>
<div class="lb-trans"><p>Citizens Financial Services（納斯達克代碼：CZFS - 獲取免費報告）最近於 10 月 30 日星期四發佈了其財報。公司報告本季度每股收益為 2.09 美元，超出市場共識預期的 1.76 美元，超出幅度為 0.33 美元。Citizens Financial Services 的淨利潤率為 19.80%，股本回報率為 10.91%。公司本季度的收入為 2899 萬美元。分析師平均預計 Citizens Financial Services 本財年的每股收益為 6 美元，下一財年的每股收益為 7 美元。</p>
</div><h2>Citizens Financial Services Trading Up 5.9%</h2>
<div class="lb-trans"><h2>Citizens Financial Services 股價上漲 5.9%</h2>
</div><p>Shares of Citizens Financial Services stock opened at $67.25 on Thursday. The company has a 50-day moving average of $58.63 and a two-hundred day moving average of $58.47. Citizens Financial Services has a 12-month low of $49.96 and a 12-month high of $67.93. The company has a current ratio of 0.98, a quick ratio of 0.98 and a debt-to-equity ratio of 0.85. The stock has a market cap of $323.47 million, a PE ratio of 9.43 and a beta of 0.41.</p>
<div class="lb-trans"><p>Citizens Financial Services 的股票在星期四以 67.25 美元開盤。該公司的 50 日移動平均線為 58.63 美元，200 日移動平均線為 58.47 美元。Citizens Financial Services 的 12 個月最低價為 49.96 美元，12 個月最高價為 67.93 美元。公司的流動比率為 0.98，速動比率為 0.98，債務與股本比率為 0.85。該股票的市值為 3.2347 億美元，市盈率為 9.43，貝塔值為 0.41。</p>
</div><h2>Citizens Financial Services Announces Dividend</h2>
<div class="lb-trans"><h2>Citizens Financial Services 宣佈分紅</h2>
</div><p>The company also recently disclosed a quarterly dividend, which was paid on Friday, December 26th. Investors of record on Friday, December 12th were paid a $0.50 dividend. This represents a $2.00 annualized dividend and a yield of 3.0%. The ex-dividend date of this dividend was Friday, December 12th. Citizens Financial Services's dividend payout ratio (DPR) is presently 28.05%.</p>
<div class="lb-trans"><p>公司最近還披露了季度分紅，該分紅於 12 月 26 日星期五支付。12 月 12 日星期五的登記投資者獲得了 0.50 美元的分紅。這代表着每年 2.00 美元的分紅和 3.0% 的收益率。該分紅的除息日為 12 月 12 日星期五。Citizens Financial Services 的分紅支付比率（DPR）目前為 28.05%。</p>
</div><h2>Analyst Upgrades and Downgrades</h2>
<div class="lb-trans"><h2>分析師評級上調與下調</h2>
</div><p>A number of research firms have commented on CZFS. Zacks Research upgraded Citizens Financial Services from a &#34;hold&#34; rating to a &#34;strong-buy&#34; rating in a research report on Friday, January 9th. Weiss Ratings reaffirmed a &#34;hold (c)&#34; rating on shares of Citizens Financial Services in a research note on Wednesday, October 8th. Finally, Janney Montgomery Scott upgraded shares of Citizens Financial Services to a &#34;strong-buy&#34; rating in a research report on Wednesday, October 22nd. Two investment analysts have rated the stock with a Strong Buy rating and one has given a Hold rating to the company. Based on data from MarketBeat.com, Citizens Financial Services currently has an average rating of &#34;Buy&#34;.</p>
<div class="lb-trans"><p>多家研究機構對 CZFS 發表了評論。Zacks Research 在 1 月 9 日星期五的研究報告中將 Citizens Financial Services 的評級從 “持有” 上調至 “強烈買入”。Weiss Ratings 在 10 月 8 日星期三的研究報告中重申了對 Citizens Financial Services 股票的 “持有（c）” 評級。最後，Janney Montgomery Scott 在 10 月 22 日星期三的研究報告中將 Citizens Financial Services 的股票評級上調至 “強烈買入”。兩位投資分析師給予該股票 “強烈買入” 評級，一位給予 “持有” 評級。根據 MarketBeat.com 的數據，Citizens Financial Services 目前的平均評級為 “買入”。</p>
</div><p><strong>Read Our Latest Analysis on CZFS</strong></p>
<div class="lb-trans"><p><strong>閲讀我們對 CZFS 的最新分析</strong></p>
</div><h2>Insider Buying and Selling</h2>
<div class="lb-trans"><h2>內部人士買賣</h2>
</div><p>In related news, CEO Randall E. Black acquired 478 shares of the company's stock in a transaction that occurred on Monday, November 3rd. The stock was purchased at an average price of $54.10 per share, for a total transaction of $25,859.80. Following the transaction, the chief executive officer owned 44,013 shares in the company, valued at $2,381,103.30. This trade represents a 1.10% increase in their position. The purchase was disclosed in a filing with the Securities &amp; Exchange Commission, which is available through this link. In the last three months, insiders bought 516 shares of company stock worth $27,903. Company insiders own 6.10% of the company's stock.</p>
<div class="lb-trans"><p>在相關消息中，首席執行官 Randall E. Black 於 11 月 3 日星期一購買了 478 股公司的股票。該股票的平均購買價格為每股 54.10 美元，總交易額為 25,859.80 美元。交易後，首席執行官在公司持有 44,013 股，價值 2,381,103.30 美元。這筆交易代表其持股增加了 1.10%。該購買在向證券交易委員會的備案中披露，相關信息可通過此鏈接獲取。在過去三個月中，內部人士購買了 516 股公司股票，價值 27,903 美元。公司內部人士持有公司股票的 6.10%。</p>
</div><h2>Institutional Investors Weigh In On Citizens Financial Services</h2>
<div class="lb-trans"><h2>機構投資者對 Citizens Financial Services 的看法</h2>
</div><p>A number of hedge funds and other institutional investors have recently modified their holdings of CZFS. Millennium Management LLC acquired a new position in shares of Citizens Financial Services in the third quarter valued at approximately $365,000. Citadel Advisors LLC purchased a new stake in Citizens Financial Services in the 3rd quarter worth approximately $301,000. BNP Paribas Financial Markets raised its holdings in Citizens Financial Services by 67.6% in the 3rd quarter. BNP Paribas Financial Markets now owns 1,103 shares of the company's stock valued at $66,000 after acquiring an additional 445 shares during the last quarter. Franklin Resources Inc. purchased a new position in shares of Citizens Financial Services during the 3rd quarter worth $217,000. Finally, Russell Investments Group Ltd. boosted its holdings in shares of Citizens Financial Services by 3,225.0% during the third quarter. Russell Investments Group Ltd. now owns 1,463 shares of the company's stock worth $88,000 after purchasing an additional 1,419 shares during the last quarter. 22.49% of the stock is currently owned by hedge funds and other institutional investors.</p>
<div class="lb-trans"><p>多家對沖基金和其他機構投資者最近調整了對 CZFS 的持股。Millennium Management LLC 在第三季度新建了約 365,000 美元的 Citizens Financial Services 股份。Citadel Advisors LLC 在第三季度購買了價值約 301,000 美元的 Citizens Financial Services 新股份。BNP Paribas Financial Markets 在第三季度將其在 Citizens Financial Services 的持股增加了 67.6%。BNP Paribas Financial Markets 目前持有 1,103 股公司股票，價值 66,000 美元，此前在上個季度又購買了 445 股。Franklin Resources Inc.在第三季度購買了價值 217,000 美元的 Citizens Financial Services 新股份。最後，Russell Investments Group Ltd.在第三季度將其在 Citizens Financial Services 的持股增加了 3,225.0%。Russell Investments Group Ltd.目前持有 1,463 股公司股票，價值 88,000 美元，此前在上個季度又購買了 1,419 股。22.49% 的股票目前由對沖基金和其他機構投資者持有。</p>
</div><h2>Citizens Financial Services Company Profile</h2>
<div class="lb-trans"><h2>Citizens Financial Services 公司簡介</h2>
</div><p>(Get Free Report)</p>
<div class="lb-trans"><p>（獲取免費報告）</p>
</div><p>Citizens Financial Services, Inc NASDAQ: CZFS is a bank holding company headquartered in Elderton, Pennsylvania, providing a range of retail and commercial banking services through its primary subsidiary, Citizens Savings Bank. The company offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms tailored to personal and business clients.</p>
<div class="lb-trans"><p>Citizens Financial Services, Inc. 納斯達克：CZFS 是一家總部位於賓夕法尼亞州 Elderton 的銀行控股公司，通過其主要子公司 Citizens Savings Bank 提供一系列零售和商業銀行服務。該公司提供存款產品，如支票和儲蓄賬户、貨幣市場賬户和存款證，並通過針對個人和商業客户的在線和移動銀行平台提供支持。</p>
</div><p>Beyond deposit-taking, Citizens Financial Services underwrites a variety of lending products, including residential mortgage loans, home equity financing, commercial real estate loans, construction lending and consumer installment loans.</p>
<div class="lb-trans"><p>除了接受存款外，Citizens Financial Services 還承銷多種貸款產品，包括住宅抵押貸款、房屋淨值融資、商業房地產貸款、建築貸款和消費者分期貸款。</p>
</div><h2>Featured Articles</h2>
<div class="lb-trans"><h2>精選文章</h2>
</div><ul>
<li>Five stocks we like better than Citizens Financial Services</li>
<li>Trump Devises the Death of the IRS ☠️</li>
<li>Buffett, Gates and Bezos Quietly Dumping Stocks—Here's Why</li>
<li>Bitcoin is down but your income is about to explode</li>
<li>A month before the crash</li>
<li>Melt-up warning</li>
</ul>
<div class="lb-trans"><ul>
<li>我們更看好的五隻股票比 Citizens Financial Services 更好</li>
<li>特朗普設計了國税局的死亡☠️</li>
<li>巴菲特、蓋茨和貝索斯悄悄拋售股票——原因在這裏</li>
<li>比特幣下跌，但你的收入即將暴漲</li>
<li>崩盤前一個月</li>
<li>融化警告</li>
</ul>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU5BU0RBUSZTeW1ib2w9Q1pGUw" alt="" original-src="https://www.marketbeat.com/scripts/EarningsChart.ashx?Prefix=NASDAQ&amp;Symbol=CZFS"/></p>
<p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即時新聞提醒由敍述科學技術和 MarketBeat 的金融數據生成，以便為讀者提供最快的報道和公正的覆蓋。請將任何問題或評論發送至 contact@marketbeat.com.</em></p>
</div><h2>Should You Invest $1,000 in Citizens Financial Services Right Now?</h2>
<div class="lb-trans"><h2>你現在應該投資 1000 美元在 Citizens Financial Services 嗎？</h2>
</div><p>Before you consider Citizens Financial Services, you'll want to hear this.</p>
<div class="lb-trans"><p>在考慮 Citizens Financial Services 之前，你需要聽聽這個。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Citizens Financial Services wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟蹤華爾街頂級評級和表現最佳的研究分析師及其推薦給客户的股票。MarketBeat 已經識別出五隻股票，頂級分析師正在悄悄地向客户推薦在更廣泛的市場注意到之前立即購買……而 Citizens Financial Services 並不在名單上。</p>
</div><p>While Citizens Financial Services currently has a Buy rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>雖然 Citizens Financial Services 目前在分析師中獲得了買入評級，但頂級分析師認為這五隻股票更值得購買。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>在這裏查看這五隻股票</p>
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Citizens Financial Services (CZFS) 預計將在週四公佈財報