<div id="readability-page-1">close Mortgage rates fell again this week to the lowest level in more than three years, mortgage buyer Freddie Mac said Thursday.  Freddie Mac's latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage decreased to 6.06% from last week's reading of 6.16%.  The average rate on a 30-year loan was 7.04% a year ago. It's the lowest level since Sept. 15, 2022, when the average rate on a 30-year mortgage was 6.02%.  THESE 10 MARKETS MAY SEE THE BIGGEST HOMEBUYING SURGE AS MORTGAGE RATES FALL  &#34;Late last week, mortgage rates dropped, driving the weekly average down to its lowest level in more than three years,&#34; said Sam Khater, Freddie Mac’s chief economist. &#34;The impacts are noticeable, as weekly purchase applications and refinance activity have jumped, underscoring the benefits for both buyers and current owners. It’s clear that housing activity is improving and poised for a solid spring sales season.&#34;  President Donald Trump last week ordered the Federal Housing Finance Agency – which oversees Freddie Mac and another mortgage finance giant Fannie Mae – to purchase $200 billion of bonds issued by the two companies.  HOME DELISTINGS SURGE AS SELLERS STRUGGLE TO GET THEIR PRICE  THE MARKETS WHERE HOMEBUYERS MAY FINALLY GET SOME RELIEF IN 2026, REALTOR.COM SAYS  FHFA Director William Pulte said last week they had started with a $3 billion initial round of purchases. Trump is under pressure to bring down costs, including for housing, as he and his fellow Republicans face a tough battle to retain control of the U.S. Congress in this year's midterm elections.  Trump has also proposed banning institutional investors from buying single-family homes.  The president wrote in a post on his Truth Social platform that, &#34;For a very long time, buying and owning a home was considered the pinnacle of the American Dream.&#34;  &#34;It was the reward for working hard, and doing the right thing, but now, because of the Record High Inflation caused by Joe Biden and the Democrats in Congress, that American Dream is increasingly out of reach for far too many people, especially younger Americans.&#34;  &#34;It is for that reason, and much more, that I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it,&#34; Trump said.  Large financial institutions like Blackstone have purchased thousands of single-family homes since the 2008 financial crisis spurred a wave of home foreclosures.  GET FOX BUSINESS ON THE GO BY CLICKING HERE  Meanwhile, the average rate on a 15-year fixed mortgage fell to 5.38% from last week's reading of 5.46%.  &#34;We expect mortgage rates to remain relatively steady in the low-6% range this year, which could support modestly improving home sales in 2026,&#34; said Hannah Jones, Realtor.com's senior economic research analyst. &#34;Even so, affordability constraints and the remaining stock of low-rate mortgages suggest any recovery in home sales is likely to be gradual rather than rapid.&#34;  Reuters contributed to this report.</div>

<p>根據房地美的數據，抵押貸款利率已降至自 2022 年 9 月以來的最低水平，30 年期固定抵押貸款的平均利率從上週的 6.16% 降至 6.06%。這一下降導致購房申請和再融資活動增加，表明住房市場活動可能會有所提升。此外，特朗普總統已指示聯邦住房金融局購買 2000 億美元的債券，以幫助降低住房成本，並提議禁止機構投資者購買單户住宅。15 年期固定抵押貸款的平均利率也降至 5.38%</p>

Mortgage rates fall to lowest level since 2022

福克斯新聞頻道

抵押貸款證券 ETF - Janus Henderson

Janus Henderson Asset-Backed Secs ETF

組合抵押貸款支持債券 ETF - SPDR

Schwab® Mortgage-Backed Securities ETF

房地美

JPMorgan Mortgage-Backed Securities ETF

美國按揭抵押債 ETF - Vanguard

抵押貸款支持證券 ETF - iShares

PIMCO Mortgage-Backed Securities Act ETF

按揭地產信託收入 ETF - VanEck Vectors

John Hancock Mortgage-Backed Securities ETF

DoubleLine Asset-Backed Securities ETF

房地產投資信託股 ETF - iShares

抵押貸款利率降至自 2022 年以來的最低點