<p>佛羅里達州博卡拉頓，2026 年 1 月 23 日（全球新聞通訊社）——NewtekOne, Inc.（“NewtekOne”）今天宣佈，其之前宣佈的交換要約（“交換要約”）已於 2026 年 1 月 23 日下午 5:00（東部時間）到期（“到期日”），該要約是將其到期於 2026 年的 5.50% 票據（“舊票據”）交換為其新發行的到期於 2031 年的 8.50% 固定利率高級票據（“新票據”）。根據來自美國銀行信託公司（U.S. Bank Trust Company, National Association）的信息，該公司是交換要約的交換代理，截至到期日，有總額為 7,877,200 美元的未償還 5.50% 票據（“舊票據”）有效提交，約佔總額為 9,500 萬美元的舊票據的 8.29%。此外，NewtekOne 宣佈已放棄至少 10% 未償還舊票據的有效提交和未有效撤回的條件，並接受所有在到期日前有效提交且未有效撤回的舊票據進行交換。</p>
<p>交換要約的結算將在到期日後迅速進行，預計將在 2026 年 1 月 28 日（“結算日”）進行。根據交換要約的條款和條件，在到期日前有效提交其舊票據且未有效撤回的持有人將在交換要約結算時收到等額的新票據。在結算日完成交換要約後，NewtekOne 預計剩餘的未償還舊票據總額為 87,122,800 美元，該剩餘的舊票據總額將在 2026 年 2 月 1 日到期日由 NewtekOne 償還。</p>
<p><strong>交換代理、信息代理和經銷商經理</strong></p>
<p>美國銀行信託公司（U.S. Bank Trust Company, National Association）擔任交換要約的交換代理。Alliance Advisors 擔任交換要約的信息代理。Lucid Capital Markets, LLC 擔任交換要約的經銷商經理。</p>
<p><strong>重要信息</strong></p>
<p>本新聞稿僅供信息參考，並不構成購買或出售任何舊票據或新票據的要約或招攬。交換要約僅根據交換要約招股説明書進行，該招股説明書已分發給舊票據的持有人，並已作為公司 S-4 表格註冊聲明的一部分向美國證券交易委員會（SEC）提交（文件編號 333-291615），該註冊聲明於 2025 年 11 月 28 日生效。</p>
<p>招股説明書及其他交換要約文件的副本可從信息代理處獲得：</p>
<p>Alliance Advisors</p>
<p>The Overlook Corporate Center</p>
<p>150 Clove Road Suite 400</p>
<p>Little Falls Township, NJ 07424</p>
<p>收件人：Tyler Herka</p>
<p>電話：1-855-206-1406</p>
<p>電子郵件：NEWT@AllianceAdvisors.com</p>
<p><strong>關於 NewtekOne, Inc.</strong></p>
<p>NewtekOne®，您的商業解決方案公司®，是一家金融控股公司，連同其銀行和非銀行合併子公司（統稱 “NewtekOne”），為獨立商業所有者提供廣泛的商業和金融解決方案，品牌為 Newtek®。自 1999 年以來，NewtekOne 為全美 50 個州的獨立商業所有者提供先進、成本效益高的產品和服務以及高效的商業策略，幫助他們增加銷售、控制開支和降低風險。</p>
<p>NewtekOne 及其子公司的商業和金融解決方案包括：銀行（Newtek Bank, N.A.）、商業貸款、SBA 貸款解決方案、電子支付處理、應收賬款融資和庫存融資、保險解決方案以及薪資和福利解決方案。此外，NewtekOne 還為客户提供由智能保護管理公司（Intelligent Protection Management Corp.，IPM.com）提供的技術解決方案（雲計算、數據備份、存儲和檢索、IT 諮詢和網絡服務）。</p>
<p>Newtek®、NewtekOne®、Newtek Bank®、國家協會、您的商業解決方案公司®、滿足您所有商業需求的一站式解決方案®和 Newtek Advantage®是 NewtekOne, Inc.的註冊商標。</p>
<p><em>關於前瞻性聲明的説明</em></p>
<p><em>本新聞稿中的某些聲明屬於 1995 年《私人證券訴訟改革法》所定義的 “前瞻性聲明”，基於 NewtekOne 管理層當前的信念和期望，並受到重大風險和不確定性的影響。實際結果可能與前瞻性聲明中所述的結果有重大差異。請參見 “關於前瞻性聲明的説明” 以及我們向美國證券交易委員會提交的文件中標題為 “風險因素” 的部分，這些文件可在 NewtekOne 的網站（https://investor.newtekbusinessservices.com/sec-filings）和美國證券交易委員會的網站（www.sec.gov）上找到。NewtekOne 所作的任何前瞻性聲明僅在聲明之日有效，NewtekOne 不承諾更新前瞻性聲明，以反映在前瞻性聲明作出後發生的情況或事件的影響。</em></p>
<p>來源：NewtekOne, Inc.</p>
<p><strong>投資者關係與公共關係</strong></p>
<p>聯繫人：Bryce Rowe</p>
<p>電話：（212）273-8292 / browe@newtekone.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1UZzNOQ00zTXpjNU1UQTBJekl3TURZeU16QT0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1UZzNOQ00zTXpjNU1UQTBJekl3TURZeU16QT0"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/ZTg4NzUwNWQtMjA5Yi00MTU2LThmM2ItMjlmOTljNTQyNzQ1LTEwMTc4MDMtMjAyNi0wMS0yNC1lbg==/tiny/NewtekOne-Inc-.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/ZTg4NzUwNWQtMjA5Yi00MTU2LThmM2ItMjlmOTljNTQyNzQ1LTEwMTc4MDMtMjAyNi0wMS0yNC1lbg==/tiny/NewtekOne-Inc-.png"/></p>

Newtek商業服務

<p>NewtekOne, Inc. 宣佈其 2026 年到期的 5.50% 債券的交換要約已於 2026 年 1 月 23 日到期。約有 8.29% 的舊債券有效提交。公司放棄了最低交換條件，接受了所有有效提交的舊債券。結算預計在 2026 年 1 月 28 日進行，剩餘的舊債券將在 2026 年 2 月 1 日前償還。美國銀行信託公司是交換代理，相關要約的詳細信息已在向 SEC 提交的招股説明書中列出</p>

<p>BOCA RATON, Fla., Jan. 23, 2026 (GLOBE NEWSWIRE) -- NewtekOne, Inc. (“NewtekOne”) today announced that its previously announced offer to exchange (the “Exchange Offer”) any and all of its 5.50% Notes due 2026 (the “Old Notes”) for its newly issued 8.50% Fixed Rate Senior Notes due 2031 (the “New Notes”) had expired as of 5:00 p.m., Eastern time on January 23, 2026 (the “Expiration Date”). According to the information received from U.S. Bank Trust Company, National Association, the exchange agent for the Exchange Offer, $7,877,200 in aggregate principal amount of outstanding 5.50% Notes due 2026 (the “Old Notes”) representing approximately 8.29% of the $95.0 million outstanding principal amount of the Old Notes, were validly tendered and not validly withdrawn as of the Expiration Date. Further, NewtekOne announced that it has waived the condition that at least ten percent (10%) of the outstanding aggregate principal amount of the Old Notes be validly tendered and not validly withdrawn and that it has accepted for exchange all Old Notes that were validly tendered and not validly withdrawn prior to the Expiration Date.</p>
<div class="lb-trans"><p>佛羅里達州博卡拉頓，2026 年 1 月 23 日（全球新聞通訊社）——NewtekOne, Inc.（“NewtekOne”）今天宣佈，其之前宣佈的交換要約（“交換要約”）已於 2026 年 1 月 23 日下午 5:00（東部時間）到期（“到期日”），該要約是將其到期於 2026 年的 5.50% 票據（“舊票據”）交換為其新發行的到期於 2031 年的 8.50% 固定利率高級票據（“新票據”）。根據來自美國銀行信託公司（U.S. Bank Trust Company, National Association）的信息，該公司是交換要約的交換代理，截至到期日，有總額為 7,877,200 美元的未償還 5.50% 票據（“舊票據”）有效提交，約佔總額為 9,500 萬美元的舊票據的 8.29%。此外，NewtekOne 宣佈已放棄至少 10% 未償還舊票據的有效提交和未有效撤回的條件，並接受所有在到期日前有效提交且未有效撤回的舊票據進行交換。</p>
</div><p>The settlement of the Exchange Offer will occur promptly following the Expiration Date, and is expected to occur on January 28, 2026 (the “Settlement Date”). Upon settlement of the Exchange Offer, holders who validly tendered their Old Notes prior to Expiration Date and did not validly withdraw their tendered Old Notes prior to the Expiration Date shall receive, subject to the terms and conditions of the Exchange Offer, an equal principal amount of New Notes. Following the consummation of the Exchange Offer on the Settlement Date, NewtekOne expects the remaining aggregate principal amount of Old Notes outstanding to be $87,122,800, which remaining aggregate amount of Old Notes will be repaid by NewtekOne on the February 1, 2026 maturity date.</p>
<div class="lb-trans"><p>交換要約的結算將在到期日後迅速進行，預計將在 2026 年 1 月 28 日（“結算日”）進行。根據交換要約的條款和條件，在到期日前有效提交其舊票據且未有效撤回的持有人將在交換要約結算時收到等額的新票據。在結算日完成交換要約後，NewtekOne 預計剩餘的未償還舊票據總額為 87,122,800 美元，該剩餘的舊票據總額將在 2026 年 2 月 1 日到期日由 NewtekOne 償還。</p>
</div><p><strong>Exchange Agent, Information Agent and Dealer Manager</strong></p>
<div class="lb-trans"><p><strong>交換代理、信息代理和經銷商經理</strong></p>
</div><p>U.S. Bank Trust Company, National Association is serving as the Exchange Agent for the Exchange Offer. Alliance Advisors is serving as Information Agent for the Exchange Offer. Lucid Capital Markets, LLC is serving as the Dealer Manager for the Exchange Offer.</p>
<div class="lb-trans"><p>美國銀行信託公司（U.S. Bank Trust Company, National Association）擔任交換要約的交換代理。Alliance Advisors 擔任交換要約的信息代理。Lucid Capital Markets, LLC 擔任交換要約的經銷商經理。</p>
</div><p><strong>Important Information</strong></p>
<div class="lb-trans"><p><strong>重要信息</strong></p>
</div><p>This press release is for informational purposes only and is neither an offer to buy or sell nor a solicitation of an offer to buy or sell any Old Notes or New Notes. The Exchange Offer is being made only pursuant to the Exchange Offer prospectus, which is being distributed to holders of the Old Notes and has been filed with the SEC as part of the Company’s Registration Statement on Form S-4 (File No. 333-291615), which was declared effective on November 28, 2025.</p>
<div class="lb-trans"><p>本新聞稿僅供信息參考，並不構成購買或出售任何舊票據或新票據的要約或招攬。交換要約僅根據交換要約招股説明書進行，該招股説明書已分發給舊票據的持有人，並已作為公司 S-4 表格註冊聲明的一部分向美國證券交易委員會（SEC）提交（文件編號 333-291615），該註冊聲明於 2025 年 11 月 28 日生效。</p>
</div><p>Copies of the prospectus and the other Exchange Offer documents may be obtained from the Information Agent:</p>
<div class="lb-trans"><p>招股説明書及其他交換要約文件的副本可從信息代理處獲得：</p>
</div><p>Alliance Advisors</p>
<div class="lb-trans"><p>Alliance Advisors</p>
</div><p>The Overlook Corporate Center</p>
<div class="lb-trans"><p>The Overlook Corporate Center</p>
</div><p>150 Clove Road Suite 400</p>
<div class="lb-trans"><p>150 Clove Road Suite 400</p>
</div><p>Little Falls Township, NJ 07424</p>
<div class="lb-trans"><p>Little Falls Township, NJ 07424</p>
</div><p>Attn: Tyler Herka</p>
<div class="lb-trans"><p>收件人：Tyler Herka</p>
</div><p>Telephone: 1-855-206-1406</p>
<div class="lb-trans"><p>電話：1-855-206-1406</p>
</div><p>Email: NEWT@AllianceAdvisors.com</p>
<div class="lb-trans"><p>電子郵件：NEWT@AllianceAdvisors.com</p>
</div><p><strong>About NewtekOne, Inc.</strong></p>
<div class="lb-trans"><p><strong>關於 NewtekOne, Inc.</strong></p>
</div><p>NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries (collectively, “NewtekOne”), provides a wide range of business and financial solutions under the Newtek® brand to independent business owners. Since 1999, NewtekOne has provided state-of-the-art, cost-efficient products and services and efficient business strategies to independent business owners across all 50 states to help them grow their sales, control their expenses, and reduce their risk.</p>
<div class="lb-trans"><p>NewtekOne®，您的商業解決方案公司®，是一家金融控股公司，連同其銀行和非銀行合併子公司（統稱 “NewtekOne”），為獨立商業所有者提供廣泛的商業和金融解決方案，品牌為 Newtek®。自 1999 年以來，NewtekOne 為全美 50 個州的獨立商業所有者提供先進、成本效益高的產品和服務以及高效的商業策略，幫助他們增加銷售、控制開支和降低風險。</p>
</div><p>NewtekOne’s and its subsidiaries’ business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing &amp; Inventory Financing, Insurance Solutions and Payroll and Benefits Solutions. In addition, NewtekOne offers its clients the Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting and Web Services) provided by Intelligent Protection Management Corp. (IPM.com)</p>
<div class="lb-trans"><p>NewtekOne 及其子公司的商業和金融解決方案包括：銀行（Newtek Bank, N.A.）、商業貸款、SBA 貸款解決方案、電子支付處理、應收賬款融資和庫存融資、保險解決方案以及薪資和福利解決方案。此外，NewtekOne 還為客户提供由智能保護管理公司（Intelligent Protection Management Corp.，IPM.com）提供的技術解決方案（雲計算、數據備份、存儲和檢索、IT 諮詢和網絡服務）。</p>
</div><p>Newtek®, NewtekOne®, Newtek Bank®, National Association, Your Business Solutions</p>
<div class="lb-trans"><p>Newtek®、NewtekOne®、Newtek Bank®、國家協會、您的商業解決方案公司®、滿足您所有商業需求的一站式解決方案®和 Newtek Advantage®是 NewtekOne, Inc.的註冊商標。</p>
</div><p>Company®, One Solution for All Your Business Needs® and Newtek Advantage® are registered trademarks of NewtekOne, Inc.</p>
<div class="lb-trans"><p><em>關於前瞻性聲明的説明</em></p>
</div><p><em>Note Regarding Forward-Looking Statements</em></p>
<div class="lb-trans"><p><em>本新聞稿中的某些聲明屬於 1995 年《私人證券訴訟改革法》所定義的 “前瞻性聲明”，基於 NewtekOne 管理層當前的信念和期望，並受到重大風險和不確定性的影響。實際結果可能與前瞻性聲明中所述的結果有重大差異。請參見 “關於前瞻性聲明的説明” 以及我們向美國證券交易委員會提交的文件中標題為 “風險因素” 的部分，這些文件可在 NewtekOne 的網站（https://investor.newtekbusinessservices.com/sec-filings）和美國證券交易委員會的網站（www.sec.gov）上找到。NewtekOne 所作的任何前瞻性聲明僅在聲明之日有效，NewtekOne 不承諾更新前瞻性聲明，以反映在前瞻性聲明作出後發生的情況或事件的影響。</em></p>
</div><p><em>Certain statements in this press release are “forward-looking statements” within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995 are based on the current beliefs and expectations of NewtekOne's management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements. See “Note Regarding Forward-Looking Statements” and the sections entitled “Risk Factors” in our filings with</em> <em>the Securities and Exchange Commission which are available on NewtekOne's website (https://investor.newtekbusinessservices.com/sec-filings) and on the Securities and Exchange Commission’s website (www.sec.gov). Any forward-looking statements made by or on behalf of NewtekOne speak only as to the date they are made, and NewtekOne does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.</em></p>
<div class="lb-trans"><p>來源：NewtekOne, Inc.</p>
</div><p>SOURCE: NewtekOne, Inc.</p>
<div class="lb-trans"><p><strong>投資者關係與公共關係</strong></p>
</div><p><strong>Investor Relations &amp; Public Relations</strong></p>
<div class="lb-trans"><p>聯繫人：Bryce Rowe</p>
</div><p>Contact: Bryce Rowe</p>
<div class="lb-trans"><p>電話：（212）273-8292 / browe@newtekone.com</p>
</div><p>Telephone: (212) 273-8292 / browe@newtekone.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1UZzNOQ00zTXpjNU1UQTBJekl3TURZeU16QT0" alt="" original-src="https://www.globenewswire.com/newsroom/ti?nf=OTYzMTg3NCM3Mzc5MTA0IzIwMDYyMzA="/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/ZTg4NzUwNWQtMjA5Yi00MTU2LThmM2ItMjlmOTljNTQyNzQ1LTEwMTc4MDMtMjAyNi0wMS0yNC1lbg==/tiny/NewtekOne-Inc-.png" alt="" original-src="https://ml.globenewswire.com/media/ZTg4NzUwNWQtMjA5Yi00MTU2LThmM2ItMjlmOTljNTQyNzQ1LTEwMTc4MDMtMjAyNi0wMS0yNC1lbg==/tiny/NewtekOne-Inc-.png"/></p>

NewtekOne, Inc. Announces the Expiration Final Results of Exchange Offer for its Outstanding 5.50% Notes due 2026 for its 8.50% Fixed Rate Senior Notes due 2031 and Waiver of Minimum Exchange Condition | NEWT Stock News

NewtekOne, Inc. 宣佈其未償還的 2026 年到期 5.50% 票據與 2031 年到期 8.50% 固定利率高級票據的交換要約到期的最終結果，並豁免最低交換條件 | NEWT 股票新聞