<p>在過去三個月中，14 位分析師分享了他們對 Navan（納斯達克：NAVN）的評估，展現出從看漲到看跌的多樣化前景。</p>
<p>下表總結了他們最近的評級，揭示了過去 30 天內情緒的變化，並與前幾個月進行了比較。</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看漲</strong></th>
<th align="right"><strong>稍微看漲</strong></th>
<th align="right"><strong>無所謂</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>總評級</strong></td>
<td align="right">9</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>過去 30 天</strong></td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 個月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 個月前</strong></td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 個月前</strong></td>
<td align="right">6</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<p>分析師最近對 Navan 進行了評估，並提供了 12 個月的價格目標。平均目標為 25.86 美元，最高預估為 30.00 美元，最低預估為 19.00 美元。分析師將平均價格目標下調了 10.05%，顯示出情緒的負面轉變。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="價格目標圖表" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png"/></p>
<h2>解讀分析師評級：詳細分析</h2>
<p>通過對最近分析師行動的深入分析，可以清晰地瞭解 Navan 在金融專家中的地位。以下總結了關鍵分析師、他們的最近評估以及對評級和價格目標的調整。</p>
<table>
<thead>
<tr>
<th>分析師</th>
<th>分析師公司</th>
<th>採取的行動</th>
<th>評級</th>
<th>當前價格目標</th>
<th>之前價格目標</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>下調</td>
<td>買入</td>
<td>$22.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>維持</td>
<td>市場跑贏</td>
<td>$25.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>維持</td>
<td>買入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>維持</td>
<td>買入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>宣佈</td>
<td>買入</td>
<td>$30.00</td>
<td>-</td>
</tr>
<tr>
<td>Siti Panigrahi</td>
<td>瑞穗</td>
<td>宣佈</td>
<td>跑贏大盤</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Jed Kelly</td>
<td>Oppenheimer</td>
<td>宣佈</td>
<td>跑贏大盤</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>摩根士丹利</td>
<td>宣佈</td>
<td>超配</td>
<td>$19.00</td>
<td>-</td>
</tr>
<tr>
<td>Jake Fuller</td>
<td>BTIG</td>
<td>宣佈</td>
<td>買入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>宣佈</td>
<td>買入</td>
<td>$29.00</td>
<td>-</td>
</tr>
<tr>
<td>Steven Enders</td>
<td>花旗</td>
<td>宣佈</td>
<td>買入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Samad Samana</td>
<td>Jefferies</td>
<td>宣佈</td>
<td>買入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Scott Berg</td>
<td>Needham</td>
<td>宣佈</td>
<td>買入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>宣佈</td>
<td>市場跑贏</td>
<td>$25.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<h3>關鍵見解：</h3>
<ul>
<li><strong>採取的行動：</strong> 分析師對市場條件和公司表現的變化作出反應，頻繁更新他們的建議。無論是 ‘維持’，‘上調’ 還是 ‘下調’ 他們的立場，反映了他們對 Navan 相關近期發展的反應。這些信息提供了分析師對公司當前狀態的看法快照。</li>
<li><strong>評級：</strong> 分析師從定性角度全面評估股票，從 ‘跑贏大盤’ 到 ‘跑輸大盤’。這些評級傳達了對 Navan 相對於更廣泛市場表現的預期。</li>
<li><strong>價格目標：</strong> 分析師預測價格目標的變動，提供 Navan 未來價值的估計。檢查當前和之前的目標可以洞察分析師不斷變化的預期。</li>
</ul>
<p>將這些分析師評估與關鍵財務指標結合起來，可以提供 Navan 市場地位的全面概述。保持信息靈通，並在我們的評級表的幫助下做出明智的決策。</p>
<p>隨時瞭解 Navan 分析師評級。</p>
<h2>更好地瞭解 Navan</h2>
<p>Navan Inc 是一個端到端的、基於人工智能的軟件平台，旨在簡化全球商業差旅和差旅費用體驗，惠及用户、客户和供應商。它利用技術重新構想商業旅行。該公司為用户提供愉悦、個性化的體驗，為客户提供效率和控制，為供應商提供直接市場準入——這一切都由其專有的人工智能框架 Navan Cognition 驅動。該公司在美國、英國及其他國家運營，其中美國的收入佔比最大。</p>
<h3>Navan：財務概覽</h3>
<p><strong>市值：</strong> 相較於行業平均水平，公司的市值較小，面臨獨特的挑戰。</p>
<p><strong>積極的收入趨勢：</strong> 對 Navan 在過去 3 個月的財務數據進行分析，顯示出積極的敍述。截止 2025 年 10 月 31 日，該公司實現了 <strong>28.99%</strong> 的顯著收入增長率，展現了頂線收益的顯著增加。與消費品行業的其他公司相比，該公司的增長率高於同行的平均水平。</p>
<p><strong>淨利潤率：</strong> Navan 的淨利潤率低於行業平均水平，表明在維持強勁盈利能力方面可能面臨挑戰。淨利潤率為 <strong>-115.62%</strong>，公司可能在有效成本管理方面遇到困難。</p>
<p><strong>股本回報率（ROE）：</strong> Navan 的 ROE 低於行業標準，表明在有效利用股本方面存在困難。ROE 為 <strong>-4346.94%</strong>，公司可能在為股東提供令人滿意的回報方面面臨挑戰。</p>
<p><strong>資產回報率（ROA）：</strong> 公司的 ROA 低於行業基準，表明在有效利用資產方面可能存在困難。ROA 為 <strong>-15.4%</strong>，公司可能需要解決從資產中產生令人滿意回報的挑戰。</p>
<p><strong>債務管理：</strong> Navan 的債務與股本比率為 <strong>0.21</strong>，低於平均水平，採取了謹慎的財務策略，表明其在債務管理方面採取了平衡的方法。</p>
<h2>分析師評級的核心：每位投資者應瞭解的內容</h2>
<p>分析師在銀行和金融系統中工作，通常專注於股票或特定行業的報告。分析師可能會參加公司電話會議和會議，研究公司財務報表，並與內部人士溝通，以發佈股票的 “分析師評級”。分析師通常每季度對每隻股票進行一次評級。</p>
<p>一些分析師會發布他們對增長預估、收益和收入等指標的預測，以提供額外的評級指導。在使用分析師評級時，重要的是要記住，股票和行業分析師也是人，他們只是向投資者提供自己的意見。</p>
<p>本文由 Benzinga 的自動內容引擎生成，並經過編輯審核。</p>

NAVN

<p>在過去三個月中，14 位分析師對 Navan（NASDAQ:NAVN）進行了評估，顯示出從看漲到看跌的情緒混合。12 個月的平均目標價格為 25.86 美元，比之前的估計下降了 10.05%。分析師的行動包括下調、維持或宣佈評級，反映了他們對市場狀況的反應。Navan 的財務概況顯示出 28.99% 的正收入增長率，但在淨利潤率（-115.62%）、股本回報率（-4346.94%）和資產回報率（-15.4%）方面面臨挑戰。該公司維持了 0.21 的審慎債務與股本比率，表明其債務管理平衡</p>

<p>During the last three months, 14 analysts shared their evaluations of Navan (NASDAQ: NAVN), revealing diverse outlooks from bullish to bearish.</p>
<div class="lb-trans"><p>在過去三個月中，14 位分析師分享了他們對 Navan（納斯達克：NAVN）的評估，展現出從看漲到看跌的多樣化前景。</p>
</div><p>The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.</p>
<div class="lb-trans"><p>下表總結了他們最近的評級，揭示了過去 30 天內情緒的變化，並與前幾個月進行了比較。</p>
</div><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">9</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">6</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看漲</strong></th>
<th align="right"><strong>稍微看漲</strong></th>
<th align="right"><strong>無所謂</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>總評級</strong></td>
<td align="right">9</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>過去 30 天</strong></td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 個月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 個月前</strong></td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 個月前</strong></td>
<td align="right">6</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
</div><p>Analysts have recently evaluated Navan and provided 12-month price targets. The average target is $25.86, accompanied by a high estimate of $30.00 and a low estimate of $19.00. A negative shift in sentiment is evident as analysts have decreased the average price target by 10.05%.</p>
<div class="lb-trans"><p>分析師最近對 Navan 進行了評估，並提供了 12 個月的價格目標。平均目標為 25.86 美元，最高預估為 30.00 美元，最低預估為 19.00 美元。分析師將平均價格目標下調了 10.05%，顯示出情緒的負面轉變。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png" alt="price target chart" original-src="https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png"/></p>
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
<div class="lb-trans"><h2>解讀分析師評級：詳細分析</h2>
</div><p>The standing of Navan among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<div class="lb-trans"><p>通過對最近分析師行動的深入分析，可以清晰地瞭解 Navan 在金融專家中的地位。以下總結了關鍵分析師、他們的最近評估以及對評級和價格目標的調整。</p>
</div><table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kash Rangan</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Buy</td>
<td>$22.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>Maintains</td>
<td>Market Outperform</td>
<td>$25.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>Maintains</td>
<td>Buy</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>Maintains</td>
<td>Buy</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>Announces</td>
<td>Buy</td>
<td>$30.00</td>
<td>-</td>
</tr>
<tr>
<td>Siti Panigrahi</td>
<td>Mizuho</td>
<td>Announces</td>
<td>Outperform</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Jed Kelly</td>
<td>Oppenheimer</td>
<td>Announces</td>
<td>Outperform</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>Morgan Stanley</td>
<td>Announces</td>
<td>Overweight</td>
<td>$19.00</td>
<td>-</td>
</tr>
<tr>
<td>Jake Fuller</td>
<td>BTIG</td>
<td>Announces</td>
<td>Buy</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Kash Rangan</td>
<td>Goldman Sachs</td>
<td>Announces</td>
<td>Buy</td>
<td>$29.00</td>
<td>-</td>
</tr>
<tr>
<td>Steven Enders</td>
<td>Citigroup</td>
<td>Announces</td>
<td>Buy</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Samad Samana</td>
<td>Jefferies</td>
<td>Announces</td>
<td>Buy</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Scott Berg</td>
<td>Needham</td>
<td>Announces</td>
<td>Buy</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>Announces</td>
<td>Market Outperform</td>
<td>$25.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>分析師</th>
<th>分析師公司</th>
<th>採取的行動</th>
<th>評級</th>
<th>當前價格目標</th>
<th>之前價格目標</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>下調</td>
<td>買入</td>
<td>$22.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>維持</td>
<td>市場跑贏</td>
<td>$25.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>維持</td>
<td>買入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>維持</td>
<td>買入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>宣佈</td>
<td>買入</td>
<td>$30.00</td>
<td>-</td>
</tr>
<tr>
<td>Siti Panigrahi</td>
<td>瑞穗</td>
<td>宣佈</td>
<td>跑贏大盤</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Jed Kelly</td>
<td>Oppenheimer</td>
<td>宣佈</td>
<td>跑贏大盤</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>摩根士丹利</td>
<td>宣佈</td>
<td>超配</td>
<td>$19.00</td>
<td>-</td>
</tr>
<tr>
<td>Jake Fuller</td>
<td>BTIG</td>
<td>宣佈</td>
<td>買入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>宣佈</td>
<td>買入</td>
<td>$29.00</td>
<td>-</td>
</tr>
<tr>
<td>Steven Enders</td>
<td>花旗</td>
<td>宣佈</td>
<td>買入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Samad Samana</td>
<td>Jefferies</td>
<td>宣佈</td>
<td>買入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Scott Berg</td>
<td>Needham</td>
<td>宣佈</td>
<td>買入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>宣佈</td>
<td>市場跑贏</td>
<td>$25.00</td>
<td>-</td>
</tr>
</tbody>
</table>
</div><h3>Key Insights:</h3>
<div class="lb-trans"><h3>關鍵見解：</h3>
</div><ul>
<li><strong>Action Taken:</strong> Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Navan. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li><strong>Rating:</strong> Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Navan compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts predict movements in price targets, offering estimates for Navan's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>採取的行動：</strong> 分析師對市場條件和公司表現的變化作出反應，頻繁更新他們的建議。無論是 ‘維持’，‘上調’ 還是 ‘下調’ 他們的立場，反映了他們對 Navan 相關近期發展的反應。這些信息提供了分析師對公司當前狀態的看法快照。</li>
<li><strong>評級：</strong> 分析師從定性角度全面評估股票，從 ‘跑贏大盤’ 到 ‘跑輸大盤’。這些評級傳達了對 Navan 相對於更廣泛市場表現的預期。</li>
<li><strong>價格目標：</strong> 分析師預測價格目標的變動，提供 Navan 未來價值的估計。檢查當前和之前的目標可以洞察分析師不斷變化的預期。</li>
</ul>
</div><p>Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Navan's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.</p>
<div class="lb-trans"><p>將這些分析師評估與關鍵財務指標結合起來，可以提供 Navan 市場地位的全面概述。保持信息靈通，並在我們的評級表的幫助下做出明智的決策。</p>
</div><p>Stay up to date on Navan analyst ratings.</p>
<div class="lb-trans"><p>隨時瞭解 Navan 分析師評級。</p>
</div><h2>Get to Know Navan Better</h2>
<div class="lb-trans"><h2>更好地瞭解 Navan</h2>
</div><p>Navan Inc is an end-to-end, AI-powered software platform built to simplify the world-wide business T&amp;E experience, benefiting users, customers, and suppliers. Its leveraged technology to reimagine business travel. The company deliver delightful, personalized experiences for users, efficiency and control for customers, and direct market access for suppliers-all powered by its proprietary AI framework, Navan Cognition. Geographically, the company operates in United States, United Kingdom and Other countries, of which United States derives maximum revenue.</p>
<div class="lb-trans"><p>Navan Inc 是一個端到端的、基於人工智能的軟件平台，旨在簡化全球商業差旅和差旅費用體驗，惠及用户、客户和供應商。它利用技術重新構想商業旅行。該公司為用户提供愉悦、個性化的體驗，為客户提供效率和控制，為供應商提供直接市場準入——這一切都由其專有的人工智能框架 Navan Cognition 驅動。該公司在美國、英國及其他國家運營，其中美國的收入佔比最大。</p>
</div><h3>Navan: A Financial Overview</h3>
<div class="lb-trans"><h3>Navan：財務概覽</h3>
</div><p><strong>Market Capitalization:</strong> Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.</p>
<div class="lb-trans"><p><strong>市值：</strong> 相較於行業平均水平，公司的市值較小，面臨獨特的挑戰。</p>
</div><p><strong>Positive Revenue Trend:</strong> Examining Navan's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of <strong>28.99%</strong> as of 31 October, 2025, showcasing a substantial increase in top-line earnings. When compared to others in the Consumer Discretionary sector, the company excelled with a growth rate higher than the average among peers.</p>
<div class="lb-trans"><p><strong>積極的收入趨勢：</strong> 對 Navan 在過去 3 個月的財務數據進行分析，顯示出積極的敍述。截止 2025 年 10 月 31 日，該公司實現了 <strong>28.99%</strong> 的顯著收入增長率，展現了頂線收益的顯著增加。與消費品行業的其他公司相比，該公司的增長率高於同行的平均水平。</p>
</div><p><strong>Net Margin:</strong> Navan's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of <strong>-115.62%,</strong> the company may face hurdles in effective cost management.</p>
<div class="lb-trans"><p><strong>淨利潤率：</strong> Navan 的淨利潤率低於行業平均水平，表明在維持強勁盈利能力方面可能面臨挑戰。淨利潤率為 <strong>-115.62%</strong>，公司可能在有效成本管理方面遇到困難。</p>
</div><p><strong>Return on Equity (ROE):</strong> Navan's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of <strong>-4346.94%,</strong> the company may encounter challenges in delivering satisfactory returns for shareholders.</p>
<div class="lb-trans"><p><strong>股本回報率（ROE）：</strong> Navan 的 ROE 低於行業標準，表明在有效利用股本方面存在困難。ROE 為 <strong>-4346.94%</strong>，公司可能在為股東提供令人滿意的回報方面面臨挑戰。</p>
</div><p><strong>Return on Assets (ROA):</strong> The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of <strong>-15.4%,</strong> the company may need to address challenges in generating satisfactory returns from its assets.</p>
<div class="lb-trans"><p><strong>資產回報率（ROA）：</strong> 公司的 ROA 低於行業基準，表明在有效利用資產方面可能存在困難。ROA 為 <strong>-15.4%</strong>，公司可能需要解決從資產中產生令人滿意回報的挑戰。</p>
</div><p><strong>Debt Management:</strong> With a below-average debt-to-equity ratio of <strong>0.21</strong>, Navan adopts a prudent financial strategy, indicating a balanced approach to debt management.</p>
<div class="lb-trans"><p><strong>債務管理：</strong> Navan 的債務與股本比率為 <strong>0.21</strong>，低於平均水平，採取了謹慎的財務策略，表明其在債務管理方面採取了平衡的方法。</p>
</div><h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
<div class="lb-trans"><h2>分析師評級的核心：每位投資者應瞭解的內容</h2>
</div><p>Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish &#34;analyst ratings&#34; for stocks. Analysts typically rate each stock once per quarter.</p>
<div class="lb-trans"><p>分析師在銀行和金融系統中工作，通常專注於股票或特定行業的報告。分析師可能會參加公司電話會議和會議，研究公司財務報表，並與內部人士溝通，以發佈股票的 “分析師評級”。分析師通常每季度對每隻股票進行一次評級。</p>
</div><p>Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.</p>
<div class="lb-trans"><p>一些分析師會發布他們對增長預估、收益和收入等指標的預測，以提供額外的評級指導。在使用分析師評級時，重要的是要記住，股票和行業分析師也是人，他們只是向投資者提供自己的意見。</p>
</div><p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>
<div class="lb-trans"><p>本文由 Benzinga 的自動內容引擎生成，並經過編輯審核。</p>
</div>

分析師的結論：14 位專家眼中的 Navan