<p>Pennymac 金融服務（NYSE: PFSI）正在準備於 2026 年 1 月 29 日發佈其季度財報。以下是投資者在公告前應注意的簡要概述。</p>
<p>分析師預計 Pennymac 金融服務的 <strong>每股收益</strong>（EPS）為 3.23 美元。</p>
<p>市場期待 Pennymac 金融服務的公告，寄希望於超出預期並提供樂觀的下季度指引。</p>
<p>新投資者需要理解，指引可能是股價的重要驅動因素。</p>
<h3>財報歷史快照</h3>
<p>該公司在上個季度的每股收益超出預期 0.36 美元，導致次日股價上漲 7.16%。</p>
<p>以下是 Pennymac 金融服務的過往表現及其價格變化：</p>
<table>
<thead>
<tr>
<th><strong>季度</strong></th>
<th align="right"><strong>2025 年第三季度</strong></th>
<th align="right"><strong>2025 年第二季度</strong></th>
<th align="right"><strong>2025 年第一季度</strong></th>
<th align="right"><strong>2024 年第四季度</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS 預估</strong></td>
<td align="right">3.01</td>
<td align="right">3.15</td>
<td align="right">2.83</td>
<td align="right">3.02</td>
</tr>
<tr>
<td><strong>EPS 實際</strong></td>
<td align="right">3.37</td>
<td align="right">3.84</td>
<td align="right">2.77</td>
<td align="right">2.88</td>
</tr>
<tr>
<td><strong>價格變化 %</strong></td>
<td align="right">7.00</td>
<td align="right">-7.00</td>
<td align="right">-3.00</td>
<td align="right">-9.00</td>
</tr>
</tbody>
</table>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769626881_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="eps graph" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769626881_0.png"/></p>
<h3>Pennymac 金融服務股票的市場表現</h3>
<p>截至 1 月 27 日，Pennymac 金融服務的股票交易價格為 149.46 美元。在過去 52 周內，股價上漲了 30.38%。鑑於這些回報通常是積極的，長期股東在此次財報發佈前應該感到滿意。</p>
<h3>分析師對 Pennymac 金融服務的見解</h3>
<p>瞭解市場情緒和行業內的預期對投資者至關重要。本分析深入探討了 Pennymac 金融服務的最新見解。</p>
<p>Pennymac 金融服務的共識評級為 “跑贏大盤”，基於 7 位分析師的評級。平均一年目標價為 153.57 美元，潛在上漲空間為 2.75%。</p>
<h3>與競爭對手的評級比較</h3>
<p>以下是 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 三家行業知名公司的分析師評級和平均一年目標價的比較，提供了它們相對錶現預期和市場定位的見解。</p>
<ul>
<li>分析師目前對 Walker &amp; Dunlop 的評級為 “買入”，平均一年目標價為 77.5 美元，暗示潛在下跌空間為 48.15%。</li>
<li>分析師目前對 Better Home &amp; Finance 的評級為 “跑贏大盤”，平均一年目標價為 40.0 美元，暗示潛在下跌空間為 73.24%。</li>
<li>分析師目前對 Onity Group 的評級為 “跑贏大盤”，平均一年目標價為 60.0 美元，暗示潛在下跌空間為 59.86%。</li>
</ul>
<h3>同業指標摘要</h3>
<p>同業分析摘要概述了 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 的關鍵指標，展示了它們在行業中的相對地位，並提供了對其市場定位和比較表現的有價值見解。</p>
<table>
<thead>
<tr>
<th>公司</th>
<th>共識</th>
<th>收入增長</th>
<th>毛利潤</th>
<th>股本回報率</th>
</tr>
</thead>
<tbody>
<tr>
<td>Pennymac 金融服務</td>
<td>跑贏大盤</td>
<td>40.27%</td>
<td>4.1306 億美元</td>
<td>4.41%</td>
</tr>
<tr>
<td>Walker &amp; Dunlop</td>
<td>買入</td>
<td>15.52%</td>
<td>1.4381 億美元</td>
<td>1.86%</td>
</tr>
<tr>
<td>Better Home &amp; Finance</td>
<td>跑贏大盤</td>
<td>97.69%</td>
<td>736 萬美元</td>
<td>-66.05%</td>
</tr>
<tr>
<td>Onity Group</td>
<td>跑贏大盤</td>
<td>9.55%</td>
<td>1.5610 億美元</td>
<td>3.60%</td>
</tr>
</tbody>
</table>
<p>關鍵要點：</p>
<p>在收入增長和毛利潤方面，Pennymac 金融服務在同行中排名第一。然而，在股本回報率方面，它排名最後。總體而言，Pennymac 金融服務在收入和利潤增長方面表現良好，但其股本回報率較低。</p>
<h3>關於 Pennymac 金融服務的所有信息</h3>
<p>Pennymac 金融服務公司是一家專業金融服務公司，擁有全面的抵押貸款平台和專注於美國住宅抵押貸款的生產和服務的綜合業務。該公司通過兩個部門運營：生產和服務。生產部門負責貸款的發放、收購和銷售活動。服務部門負責新發放貸款的服務。</p>
<h3>深入分析 Pennymac 金融服務的財務狀況</h3>
<p><strong>市值分析：</strong> 該公司的市值高於行業平均水平，反映出其規模龐大和市場認可度強。</p>
<p><strong>收入增長：</strong> 在過去的 3 個月中，Pennymac 金融服務展現出積極的表現，截至 2025 年 9 月 30 日，其收入增長率為 <strong>40.27%</strong>，這反映出公司頂線收益的顯著增長。與金融行業的其他公司相比，該公司的增長率低於同行平均水平。</p>
<p><strong>淨利潤率：</strong> Pennymac 金融服務的財務實力體現在其卓越的淨利潤率上，超過行業平均水平。該公司的淨利潤率為 <strong>20.56%</strong>，展現出強大的盈利能力和有效的成本管理。</p>
<p><strong>股本回報率（ROE）：</strong> Pennymac 金融服務的財務實力體現在其卓越的 ROE 上，超過行業平均水平。該公司的 ROE 為 <strong>4.41%</strong>，展現出對股本資本的有效利用和強健的財務健康。</p>
<p><strong>資產回報率（ROA）：</strong> Pennymac 金融服務的 ROA 表現突出，超過行業平均水平。該公司的 ROA 為 <strong>0.73%</strong>，展現出資產的有效利用和強勁的財務表現。</p>
<p><strong>債務管理：</strong> Pennymac 金融服務的債務與股本比率低於行業標準，表明其財務結構穩健，比例為 <strong>4.61</strong>。</p>
<p>要跟蹤 Pennymac 金融服務的所有財報發佈，請訪問我們網站上的財報日曆。</p>
<p><em>本文由 Benzinga 的自動內容引擎生成，並由編輯審核。</em></p>

PNMAC 金融服務

<p>PennyMac Financial Servs（紐約證券交易所代碼：PFSI）將於 2026 年 1 月 29 日公佈季度財報，分析師預測每股收益為 3.23 美元。該公司有超出預期的歷史，這曾導致股價上漲 7.16%。目前股價為 149.46 美元，過去一年股價上漲了 30.38%。分析師對該股票的評級為 “跑贏大盤”，一年目標價為 153.57 美元。PennyMac 在收入增長（40.27%）和毛利潤方面領先同行，但股本回報率較低（4.41%）</p>

<p>PennyMac Financial Servs (NYSE: PFSI) is preparing to release its quarterly earnings on Thursday, 2026-01-29. Here's a brief overview of what investors should keep in mind before the announcement.</p>
<div class="lb-trans"><p>Pennymac 金融服務（NYSE: PFSI）正在準備於 2026 年 1 月 29 日發佈其季度財報。以下是投資者在公告前應注意的簡要概述。</p>
</div><p>Analysts expect PennyMac Financial Servs to report an <strong>earnings per share</strong> (EPS) of $3.23.</p>
<div class="lb-trans"><p>分析師預計 Pennymac 金融服務的 <strong>每股收益</strong>（EPS）為 3.23 美元。</p>
</div><p>The market awaits PennyMac Financial Servs's announcement, with hopes high for news of surpassing estimates and providing upbeat guidance for the next quarter.</p>
<div class="lb-trans"><p>市場期待 Pennymac 金融服務的公告，寄希望於超出預期並提供樂觀的下季度指引。</p>
</div><p>It's important for new investors to understand that guidance can be a significant driver of stock prices.</p>
<div class="lb-trans"><p>新投資者需要理解，指引可能是股價的重要驅動因素。</p>
</div><h3>Earnings History Snapshot</h3>
<div class="lb-trans"><h3>財報歷史快照</h3>
</div><p>The company's EPS beat by $0.36 in the last quarter, leading to a 7.16% increase in the share price on the following day.</p>
<div class="lb-trans"><p>該公司在上個季度的每股收益超出預期 0.36 美元，導致次日股價上漲 7.16%。</p>
</div><p>Here's a look at PennyMac Financial Servs's past performance and the resulting price change:</p>
<div class="lb-trans"><p>以下是 Pennymac 金融服務的過往表現及其價格變化：</p>
</div><table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th align="right"><strong>Q3 2025</strong></th>
<th align="right"><strong>Q2 2025</strong></th>
<th align="right"><strong>Q1 2025</strong></th>
<th align="right"><strong>Q4 2024</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td align="right">3.01</td>
<td align="right">3.15</td>
<td align="right">2.83</td>
<td align="right">3.02</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td align="right">3.37</td>
<td align="right">3.84</td>
<td align="right">2.77</td>
<td align="right">2.88</td>
</tr>
<tr>
<td><strong>Price Change %</strong></td>
<td align="right">7.00</td>
<td align="right">-7.00</td>
<td align="right">-3.00</td>
<td align="right">-9.00</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th><strong>季度</strong></th>
<th align="right"><strong>2025 年第三季度</strong></th>
<th align="right"><strong>2025 年第二季度</strong></th>
<th align="right"><strong>2025 年第一季度</strong></th>
<th align="right"><strong>2024 年第四季度</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS 預估</strong></td>
<td align="right">3.01</td>
<td align="right">3.15</td>
<td align="right">2.83</td>
<td align="right">3.02</td>
</tr>
<tr>
<td><strong>EPS 實際</strong></td>
<td align="right">3.37</td>
<td align="right">3.84</td>
<td align="right">2.77</td>
<td align="right">2.88</td>
</tr>
<tr>
<td><strong>價格變化 %</strong></td>
<td align="right">7.00</td>
<td align="right">-7.00</td>
<td align="right">-3.00</td>
<td align="right">-9.00</td>
</tr>
</tbody>
</table>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769626881_0.png" alt="eps graph" original-src="https://www.benzinga.com/files/images/story/2026/1769626881_0.png"/></p>
<h3>Market Performance of PennyMac Financial Servs's Stock</h3>
<div class="lb-trans"><h3>Pennymac 金融服務股票的市場表現</h3>
</div><p>Shares of PennyMac Financial Servs were trading at $149.46 as of January 27. Over the last 52-week period, shares are up 30.38%. Given that these returns are generally positive, long-term shareholders should be satisfied going into this earnings release.</p>
<div class="lb-trans"><p>截至 1 月 27 日，Pennymac 金融服務的股票交易價格為 149.46 美元。在過去 52 周內，股價上漲了 30.38%。鑑於這些回報通常是積極的，長期股東在此次財報發佈前應該感到滿意。</p>
</div><h3>Analyst Insights on PennyMac Financial Servs</h3>
<div class="lb-trans"><h3>分析師對 Pennymac 金融服務的見解</h3>
</div><p>Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on PennyMac Financial Servs.</p>
<div class="lb-trans"><p>瞭解市場情緒和行業內的預期對投資者至關重要。本分析深入探討了 Pennymac 金融服務的最新見解。</p>
</div><p>The consensus rating for PennyMac Financial Servs is Outperform, based on 7 analyst ratings. With an average one-year price target of $153.57, there's a potential 2.75% upside.</p>
<div class="lb-trans"><p>Pennymac 金融服務的共識評級為 “跑贏大盤”，基於 7 位分析師的評級。平均一年目標價為 153.57 美元，潛在上漲空間為 2.75%。</p>
</div><h3>Comparing Ratings with Competitors</h3>
<div class="lb-trans"><h3>與競爭對手的評級比較</h3>
</div><p>The below comparison of the analyst ratings and average 1-year price targets of Walker &amp; Dunlop, Better Home &amp; Finance and Onity Group, three prominent players in the industry, gives insights for their relative performance expectations and market positioning.</p>
<div class="lb-trans"><p>以下是 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 三家行業知名公司的分析師評級和平均一年目標價的比較，提供了它們相對錶現預期和市場定位的見解。</p>
</div><ul>
<li>Analysts currently favor an Buy trajectory for Walker &amp; Dunlop, with an average 1-year price target of $77.5, suggesting a potential 48.15% downside.</li>
<li>Analysts currently favor an Outperform trajectory for Better Home &amp; Finance, with an average 1-year price target of $40.0, suggesting a potential 73.24% downside.</li>
<li>Analysts currently favor an Outperform trajectory for Onity Group, with an average 1-year price target of $60.0, suggesting a potential 59.86% downside.</li>
</ul>
<div class="lb-trans"><ul>
<li>分析師目前對 Walker &amp; Dunlop 的評級為 “買入”，平均一年目標價為 77.5 美元，暗示潛在下跌空間為 48.15%。</li>
<li>分析師目前對 Better Home &amp; Finance 的評級為 “跑贏大盤”，平均一年目標價為 40.0 美元，暗示潛在下跌空間為 73.24%。</li>
<li>分析師目前對 Onity Group 的評級為 “跑贏大盤”，平均一年目標價為 60.0 美元，暗示潛在下跌空間為 59.86%。</li>
</ul>
</div><h3>Peer Metrics Summary</h3>
<div class="lb-trans"><h3>同業指標摘要</h3>
</div><p>The peer analysis summary outlines pivotal metrics for Walker &amp; Dunlop, Better Home &amp; Finance and Onity Group, demonstrating their respective standings within the industry and offering valuable insights into their market positions and comparative performance.</p>
<div class="lb-trans"><p>同業分析摘要概述了 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 的關鍵指標，展示了它們在行業中的相對地位，並提供了對其市場定位和比較表現的有價值見解。</p>
</div><table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>PennyMac Financial Servs</td>
<td>Outperform</td>
<td>40.27%</td>
<td>$413.06M</td>
<td>4.41%</td>
</tr>
<tr>
<td>Walker &amp; Dunlop</td>
<td>Buy</td>
<td>15.52%</td>
<td>$143.81M</td>
<td>1.86%</td>
</tr>
<tr>
<td>Better Home &amp; Finance</td>
<td>Outperform</td>
<td>97.69%</td>
<td>$7.36M</td>
<td>-66.05%</td>
</tr>
<tr>
<td>Onity Group</td>
<td>Outperform</td>
<td>9.55%</td>
<td>$156.10M</td>
<td>3.60%</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>公司</th>
<th>共識</th>
<th>收入增長</th>
<th>毛利潤</th>
<th>股本回報率</th>
</tr>
</thead>
<tbody>
<tr>
<td>Pennymac 金融服務</td>
<td>跑贏大盤</td>
<td>40.27%</td>
<td>4.1306 億美元</td>
<td>4.41%</td>
</tr>
<tr>
<td>Walker &amp; Dunlop</td>
<td>買入</td>
<td>15.52%</td>
<td>1.4381 億美元</td>
<td>1.86%</td>
</tr>
<tr>
<td>Better Home &amp; Finance</td>
<td>跑贏大盤</td>
<td>97.69%</td>
<td>736 萬美元</td>
<td>-66.05%</td>
</tr>
<tr>
<td>Onity Group</td>
<td>跑贏大盤</td>
<td>9.55%</td>
<td>1.5610 億美元</td>
<td>3.60%</td>
</tr>
</tbody>
</table>
</div><p>Key Takeaway:</p>
<div class="lb-trans"><p>關鍵要點：</p>
</div><p>PennyMac Financial Servs ranks at the top for Revenue Growth and Gross Profit among its peers. However, it ranks at the bottom for Return on Equity. Overall, PennyMac Financial Servs is performing well in terms of revenue and profit growth compared to its peers, but its return on equity is lower.</p>
<div class="lb-trans"><p>在收入增長和毛利潤方面，Pennymac 金融服務在同行中排名第一。然而，在股本回報率方面，它排名最後。總體而言，Pennymac 金融服務在收入和利潤增長方面表現良好，但其股本回報率較低。</p>
</div><h3>All You Need to Know About PennyMac Financial Servs</h3>
<div class="lb-trans"><h3>關於 Pennymac 金融服務的所有信息</h3>
</div><p>PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. residential mortgage loans. The company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities. The servicing segment performs loan servicing for newly originated loans.</p>
<div class="lb-trans"><p>Pennymac 金融服務公司是一家專業金融服務公司，擁有全面的抵押貸款平台和專注於美國住宅抵押貸款的生產和服務的綜合業務。該公司通過兩個部門運營：生產和服務。生產部門負責貸款的發放、收購和銷售活動。服務部門負責新發放貸款的服務。</p>
</div><h3>A Deep Dive into PennyMac Financial Servs's Financials</h3>
<div class="lb-trans"><h3>深入分析 Pennymac 金融服務的財務狀況</h3>
</div><p><strong>Market Capitalization Analysis:</strong> With a profound presence, the company's market capitalization is above industry averages. This reflects substantial size and strong market recognition.</p>
<div class="lb-trans"><p><strong>市值分析：</strong> 該公司的市值高於行業平均水平，反映出其規模龐大和市場認可度強。</p>
</div><p><strong>Revenue Growth:</strong> Over the 3 months period, PennyMac Financial Servs showcased positive performance, achieving a revenue growth rate of <strong>40.27%</strong> as of 30 September, 2025. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.</p>
<div class="lb-trans"><p><strong>收入增長：</strong> 在過去的 3 個月中，Pennymac 金融服務展現出積極的表現，截至 2025 年 9 月 30 日，其收入增長率為 <strong>40.27%</strong>，這反映出公司頂線收益的顯著增長。與金融行業的其他公司相比，該公司的增長率低於同行平均水平。</p>
</div><p><strong>Net Margin:</strong> PennyMac Financial Servs's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of <strong>20.56%,</strong> the company showcases strong profitability and effective cost management.</p>
<div class="lb-trans"><p><strong>淨利潤率：</strong> Pennymac 金融服務的財務實力體現在其卓越的淨利潤率上，超過行業平均水平。該公司的淨利潤率為 <strong>20.56%</strong>，展現出強大的盈利能力和有效的成本管理。</p>
</div><p><strong>Return on Equity (ROE):</strong> PennyMac Financial Servs's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of <strong>4.41%,</strong> the company showcases efficient use of equity capital and strong financial health.</p>
<div class="lb-trans"><p><strong>股本回報率（ROE）：</strong> Pennymac 金融服務的財務實力體現在其卓越的 ROE 上，超過行業平均水平。該公司的 ROE 為 <strong>4.41%</strong>，展現出對股本資本的有效利用和強健的財務健康。</p>
</div><p><strong>Return on Assets (ROA):</strong> PennyMac Financial Servs's ROA stands out, surpassing industry averages. With an impressive ROA of <strong>0.73%</strong>, the company demonstrates effective utilization of assets and strong financial performance.</p>
<div class="lb-trans"><p><strong>資產回報率（ROA）：</strong> Pennymac 金融服務的 ROA 表現突出，超過行業平均水平。該公司的 ROA 為 <strong>0.73%</strong>，展現出資產的有效利用和強勁的財務表現。</p>
</div><p><strong>Debt Management:</strong> PennyMac Financial Servs's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of <strong>4.61</strong>.</p>
<div class="lb-trans"><p><strong>債務管理：</strong> Pennymac 金融服務的債務與股本比率低於行業標準，表明其財務結構穩健，比例為 <strong>4.61</strong>。</p>
</div><p>To track all earnings releases for PennyMac Financial Servs visit their earnings calendar on our site.</p>
<div class="lb-trans"><p>要跟蹤 Pennymac 金融服務的所有財報發佈，請訪問我們網站上的財報日曆。</p>
</div><p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>
<div class="lb-trans"><p><em>本文由 Benzinga 的自動內容引擎生成，並由編輯審核。</em></p>
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