<p><em>新產品提供關鍵的就業信息，與艾可菲消費者信用報告一起，幫助在汽車貸款預審和融資過程中形成更完整的財務圖景</em></p>
<p>, /PRNewswire/ -- 艾可菲（Equifax®）（紐約證券交易所代碼：EFX）今天宣佈推出兩款新的就業洞察解決方案，旨在在購車過程中更早地提供買方財務狀況的完整圖景。這些產品與艾可菲消費者信用報告一起提供，向汽車經銷商提供來自全國最大的集中商業就業和收入信息數據庫 The Work Number®的驗證數據。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg"/></p>
<p>就業洞察解決方案在汽車經銷商工作流程的兩個不同階段提供信息——預審和融資——以實現更快速、更可靠的流程。通過利用 The Work Number，這些解決方案幫助汽車經銷商超越自我報告的數據，基於經過驗證的消費者信息做出更快的數據驅動決策。</p>
<p>&#34;如今的購車者比以往任何時候都更加關注價格，因此融資的延遲可能會導致銷售的損失，&#34; 艾可菲汽車服務高級副總裁兼總經理 Lena Bourgeois 表示。&#34;這使得汽車經銷商快速獲得可靠信息變得至關重要，以幫助他們自信地運營並更快地達成交易。通過這些新的就業洞察，經銷商可以獲得經過驗證的收入和工作數據，幫助他們驗證消費者自我報告的信息。這使他們能夠做出更明智的決策，降低風險，併為消費者和經銷商創造更順暢、更快速的貸款批准流程。&#34;</p>
<p><strong>預審就業洞察</strong></p>
<p>在早期購物或預審階段，預審就業洞察幫助經銷商在提交完整信用申請之前更好地瞭解買方的購買能力。報告包括申請人的計算年收入和活躍的就業記錄及任期，使經銷商能夠：</p>
<ul>
<li>瞭解潛在買方的購買能力。</li>
<li>對債務與收入（DTI）和支付與收入（PTI）計算充滿信心，以提供合適的交易。</li>
<li>根據買方的驗證支付能力量身定製銷售體驗。</li>
<li>根據消費者的就業狀態和支付能力定製報價。</li>
</ul>
<p><strong>融資就業洞察</strong></p>
<p>在融資和交易達成階段，融資就業洞察幫助經銷商驗證申請信息並降低迴購風險。報告將經過驗證的收入和就業數據與身份驗證結合在一起，使經銷商能夠：</p>
<ul>
<li>驗證消費者的就業狀態和任期，以增強對申請信息的信心。</li>
<li>根據消費者的資格，包括經過驗證的收入和就業，更精確地處理申請。</li>
<li>根據消費者的驗證購買能力調整交易條款。</li>
</ul>
<p>有關汽車經銷商就業洞察解決方案的更多信息，請訪問我們的網站。</p>
<p><strong>關於艾可菲公司</strong> 在艾可菲（NYSE: EFX），我們相信知識推動進步。作為一家全球數據、分析和技術公司，我們在全球經濟中發揮着重要作用，幫助金融機構、公司、僱主和政府機構更自信地做出關鍵決策。我們獨特的數據、分析和雲技術的結合推動洞察力，助力決策，推動人們向前發展。艾可菲總部位於亞特蘭大，全球近 15,000 名員工支持下，在北美、中美洲和南美、歐洲以及亞太地區的 24 個國家運營或投資。有關更多信息，請訪問 Equifax.com。</p>
<p><strong>更多信息：</strong></p>
<p>Tiffany Smith for Equifax</p>
<p>mediainquiries@equifax.com</p>
<p>來源：艾可菲公司</p>

DTCR

艾可菲

<p>艾可菲推出了兩款新的就業洞察解決方案，旨在幫助汽車經銷商提升購車流程。這些解決方案提供經過驗證的就業和收入數據，並與艾可菲消費者信用報告相結合，從而促進更快速和更可靠的融資決策。預審就業洞察幫助經銷商早期評估買家的購買能力，而融資解決方案則驗證申請信息以降低風險。該舉措旨在簡化貸款審批流程，並改善消費者和經銷商的整體體驗</p>

<p><em>New Offerings Deliver Key Employment Information Alongside the Equifax Consumer Credit Report to Create a More Complete Financial Picture During Auto Loan Prequalification and Financing Processes</em></p>
<div class="lb-trans"><p><em>新產品提供關鍵的就業信息，與艾可菲消費者信用報告一起，幫助在汽車貸款預審和融資過程中形成更完整的財務圖景</em></p>
</div><p>, /PRNewswire/ -- Equifax® (NYSE: EFX) today announced the launch of two new Employment Insights solutions designed to provide a more complete picture of a buyer's financial profile earlier in the car-buying process. Delivered alongside the Equifax Consumer Credit Report, the offerings provide auto dealers with access to verified data from The Work Number®, the nation's largest centralized commercial database of employment and income information.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 艾可菲（Equifax®）（紐約證券交易所代碼：EFX）今天宣佈推出兩款新的就業洞察解決方案，旨在在購車過程中更早地提供買方財務狀況的完整圖景。這些產品與艾可菲消費者信用報告一起提供，向汽車經銷商提供來自全國最大的集中商業就業和收入信息數據庫 The Work Number®的驗證數據。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg" alt="" original-src="https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg"/></p>
<p>The Employment Insights solutions offer information at two different points in the auto dealer workflow – prequalification and financing – to enable a faster, more reliable process. By leveraging The Work Number, the solutions help auto dealers move beyond self-reported data to make faster data-driven decisions based on verified consumer information.</p>
<div class="lb-trans"><p>就業洞察解決方案在汽車經銷商工作流程的兩個不同階段提供信息——預審和融資——以實現更快速、更可靠的流程。通過利用 The Work Number，這些解決方案幫助汽車經銷商超越自我報告的數據，基於經過驗證的消費者信息做出更快的數據驅動決策。</p>
</div><p>&#34;Today's car shoppers are more price sensitive than ever, so a delay in financing could easily result in a lost sale,&#34; said Lena Bourgeois, Senior Vice President and General Manager of Automotive Services at Equifax. &#34;This makes it critical for auto dealers to quickly receive reliable information that helps them operate with confidence and close deals faster. With these new Employment Insights, dealers get proven income and job data, helping them verify what consumers report themselves. This allows them to make smarter decisions, lower their risk, and create a smoother, quicker loan approval process for consumers and dealerships.&#34;</p>
<div class="lb-trans"><p>&#34;如今的購車者比以往任何時候都更加關注價格，因此融資的延遲可能會導致銷售的損失，&#34; 艾可菲汽車服務高級副總裁兼總經理 Lena Bourgeois 表示。&#34;這使得汽車經銷商快速獲得可靠信息變得至關重要，以幫助他們自信地運營並更快地達成交易。通過這些新的就業洞察，經銷商可以獲得經過驗證的收入和工作數據，幫助他們驗證消費者自我報告的信息。這使他們能夠做出更明智的決策，降低風險，併為消費者和經銷商創造更順暢、更快速的貸款批准流程。&#34;</p>
</div><p><strong>Employment Insights for Prequalification</strong></p>
<div class="lb-trans"><p><strong>預審就業洞察</strong></p>
</div><p>Delivered at the early shopping or prequalification stage, Employment Insights for Prequalification helps dealers better understand a buyer's purchasing power before a full credit application is submitted. The report includes the applicant's calculated total annual income and active employment record and tenure, allowing dealers to:</p>
<div class="lb-trans"><p>在早期購物或預審階段，預審就業洞察幫助經銷商在提交完整信用申請之前更好地瞭解買方的購買能力。報告包括申請人的計算年收入和活躍的就業記錄及任期，使經銷商能夠：</p>
</div><ul>
<li>Understand the potential buyer's purchasing power.</li>
<li>Gain confidence in debt-to-income (DTI) and payment-to-income (PTI) calculations to offer right-sized deals.</li>
<li>Tailor sales experiences based on the buyer's verified ability to pay.</li>
<li>Customize offers based on the consumer's employment status and ability to pay.</li>
</ul>
<div class="lb-trans"><ul>
<li>瞭解潛在買方的購買能力。</li>
<li>對債務與收入（DTI）和支付與收入（PTI）計算充滿信心，以提供合適的交易。</li>
<li>根據買方的驗證支付能力量身定製銷售體驗。</li>
<li>根據消費者的就業狀態和支付能力定製報價。</li>
</ul>
</div><p><strong>Employment Insights for Financing</strong></p>
<div class="lb-trans"><p><strong>融資就業洞察</strong></p>
</div><p>At the financing and deal-closure stage, Employment Insights for Financing helps dealers validate application information and reduce buyback risk. The report combines verified income and employment data with identity validation, so dealers can:</p>
<div class="lb-trans"><p>在融資和交易達成階段，融資就業洞察幫助經銷商驗證申請信息並降低迴購風險。報告將經過驗證的收入和就業數據與身份驗證結合在一起，使經銷商能夠：</p>
</div><ul>
<li>Verify consumer employment status and tenure for stronger confidence in stated application information.</li>
<li>Route applications more precisely based on consumer qualifications including verified income and employment.</li>
<li>Align deal terms with the consumer's verified purchasing power.</li>
</ul>
<div class="lb-trans"><ul>
<li>驗證消費者的就業狀態和任期，以增強對申請信息的信心。</li>
<li>根據消費者的資格，包括經過驗證的收入和就業，更精確地處理申請。</li>
<li>根據消費者的驗證購買能力調整交易條款。</li>
</ul>
</div><p>For more information about Employment Insights solutions for auto dealers, please visit our website.</p>
<div class="lb-trans"><p>有關汽車經銷商就業洞察解決方案的更多信息，請訪問我們的網站。</p>
</div><p><strong>ABOUT EQUIFAX INC.</strong> At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com.</p>
<div class="lb-trans"><p><strong>關於艾可菲公司</strong> 在艾可菲（NYSE: EFX），我們相信知識推動進步。作為一家全球數據、分析和技術公司，我們在全球經濟中發揮着重要作用，幫助金融機構、公司、僱主和政府機構更自信地做出關鍵決策。我們獨特的數據、分析和雲技術的結合推動洞察力，助力決策，推動人們向前發展。艾可菲總部位於亞特蘭大，全球近 15,000 名員工支持下，在北美、中美洲和南美、歐洲以及亞太地區的 24 個國家運營或投資。有關更多信息，請訪問 Equifax.com。</p>
</div><p><strong>FOR MORE INFORMATION:</strong></p>
<div class="lb-trans"><p><strong>更多信息：</strong></p>
</div><p>Tiffany Smith for Equifax</p>
<div class="lb-trans"><p>Tiffany Smith for Equifax</p>
</div><p>mediainquiries@equifax.com</p>
<div class="lb-trans"><p>mediainquiries@equifax.com</p>
</div><p>SOURCE Equifax Inc.</p>
<div class="lb-trans"><p>來源：艾可菲公司</p>
</div>

艾可菲推出面向汽車經銷商的就業洞察解決方案 | EFX 股票新聞