<p>作者：昆廷·福特雷爾</p>
<p>‘那筆錢是為我的孩子準備的’</p>
<p>“我父親沒有表現出明顯的認知障礙，儘管他有抑鬱症，後來發現他在沖繩服役期間隱藏了長期的創傷後應激障礙。”（照片中的人物為模特。）</p>
<p>親愛的昆廷，</p>
<p>我是這裏的常規讀者。最近，有一個關於兄弟從父母那裏偷錢的故事。不幸的是，這個故事對我來説非常真實。</p>
<p>在 2006 年，我父親當時 88 歲，見了一位我和我兄弟也曾用於遺產規劃的律師。我父親打算建立血脈信託。我已經為我的兩個孩子設立了信託，而我兄弟則有一個妻子但沒有孩子。當時，我父親沒有表現出明顯的認知障礙，儘管他有抑鬱症，後來發現他在沖繩服役期間隱藏了長期的創傷後應激障礙。</p>
<p>在 2006 年 8 月，我父親要求從佛羅里達州被帶到紐約，並很快被安置在輔助生活設施。大約在那個時候，我收到了一個信託的副本，指定我和我兄弟為共同受託人。那不是一個血脈信託，但我被告知它仍在最終確定中。我父親在六個月後去世，我按照當時的遺產執行。</p>
<p>一切看起來都很好</p>
<p>一切看起來都很好，直到 2022 年，當我在審查我信託的舊紙質副本時，發現律師附上了一份為我兄弟創建的信託的首頁。該信託顯示從我父親那裏轉移了 50 萬美元，明確描述為贈與，發生在我父親據稱創建他的血脈信託的同時。沒有任何税務申報表反映這樣的轉移。</p>
<p>當我向仍在執業的律師請求文件時，我收到了一個未簽名的不可撤銷信託，描述這 50 萬美元為貸款，而不是贈與。這位退休律師聲稱不知道。我還收到了聲稱通知我贈與的電子郵件副本，儘管我對它們沒有任何記憶，也無法在我的電子郵件記錄中找到它們。</p>
<p>我在分割父親的遺產時是基於沒有進行這樣的 50 萬美元轉移的理解。不可撤銷信託從未執行，看來我父親被利用了。我對此交易沒有任何同時的文件記錄。</p>
<p>更糟糕的是，我兄弟後來處理其他家庭資產不當，並在黑市工作了幾十年。他不可能在沒有那 50 萬美元的情況下購買他的房子。那筆錢是為我的孩子準備的。</p>
<p>真是個故事，不是嗎？我們能得到公正嗎？</p>
<p>常規讀者</p>
<p>您可以通過 qfottrell@marketwatch.com 向《理財顧問》發送任何財務和倫理問題。《理財顧問》遺憾地無法單獨回覆問題。</p>
<p>不要錯過：‘我不打算給孩子們留任何錢’：我們 60 多歲，擁有 150 萬美元的 IRA。我們能在明年退休嗎？</p>
<p>從你的敍述來看，你的兄弟利用了你父親的信任和健康狀況，利用了你的信任以及你忙於生活的事實。</p>
<p>親愛的讀者，</p>
<p>這是一個複雜而陰險的故事。</p>
<p>在家庭繼承的世界裏，這種財務不當行為並不少見。有時，一個兄弟姐妹覺得自己有權獲得更多，並會使用不正當手段來獲取。</p>
<p>從你的敍述來看，你的兄弟利用了你父親的信任和健康狀況，利用了你的信任以及你忙於生活的事實。是的，這是一個艱難的教訓：僱傭一個要麼知道自己在做什麼，要麼不參與陰謀的律師；即使是一個合格的律師也可能因利益衝突或未能確保文件正確執行而犯下醫療事故或倫理違規。任命一個值得信賴的人持有授權書，以監督生病親屬的遺產計劃。</p>
<p>這也是一個令人困惑的故事，這可能就是你兄弟的所謂計劃成功的原因。總結一下：你父親打算通過信託將錢留給你的孩子。同時，50 萬美元據稱在你不知情或未同意的情況下秘密轉移到為你兄弟設立的信託中。他用那筆錢買了一棟房子，並拿走了其他家庭資產，繞過了你父親的意願。你和你的孩子似乎被剝奪了繼承權。這似乎是一起老年人虐待和欺詐的案件。如果信託從未執行，貸款文件未簽署，且沒有同時的銀行記錄確認轉移，你的兄弟可能參與了 “非法得利”，這可能影響責任和時效。</p>
<p>你寫道 “所有一切看起來都很好”。是的，這是一個警示故事，因為記錄那 50 萬美元 “贈與” 的税務申報表是一個次要文件，記錄了他所聲稱的行為。（當贈與超過年度免税額且未受到終身免税額保護時，需要提交 709 表聯邦贈與税申報表。）主要文件是實際的銀行賬户顯示轉移；如果缺少一個月或一頁，那就是一個紅旗。此外，你的兄弟和/或他的律師發給你的電子郵件可能給他們提供了合理的否認。709 表的缺失可能是轉移從未被正確披露的證據。</p>
<p>在紐約，民事欺詐或老年金融欺詐的索賠必須在欺詐發生後六年內或在發現或合理應當發現後兩年內提出。刑事欺詐通常有五年的時效，儘管對於重大或持續的金融犯罪可能更長。如果你的父親精神失常，或者受託人在結算遺產時隱瞞了重要事實並作出了虛假陳述，時效可能會被暫停。</p>
<p>法律問題</p>
<p>仍然可能有途徑追求某種形式的正義。可能可以尋求設立建設性信託、提出公平會計索賠，或基於新發現的證據重新開啓遺囑認證程序。揭露你兄弟可能面臨的國税局審查，利用可信的不一致性也可能提供槓桿。最終，正義並不總是意味着贏得訴訟；它也可以採取談判賠償、調解或公開記錄事件作為道德上的辯護形式——即使法律救濟不再可能。</p>
<p>另一個疑問是設立這個信託的律師。他要麼知道你兄弟的行為不當，並因此收取某種報酬以保持沉默；要麼他天真和/或魯莽地遵循你兄弟的指示。前者似乎不太可能，因為律師知道有兩個孩子，而律師的職責是保護其客户——受託人的利益，而不是服務於受益人的利益。</p>
<p>在紐約，律師不當行為的訴訟時效取決於索賠類型。法律失職通常有三年的時效期，從失職發生之時起算。違反信託責任的索賠通常為三年，但如果基於欺詐或自我交易，可能為六年。刑事行為遵循適用的刑事法規，通常為五年或更長時間。對律師的紀律投訴實際上沒有訴訟時效，儘管時間越久，證明/調查的難度就越大。</p>
<p>根據世界衞生組織的數據，60 歲及以上的人中大約有六分之一在過去一年中經歷過某種形式的虐待。世衞組織表示：“在養老院和長期護理設施等機構中，老年人虐待的發生率很高，三分之二的工作人員報告他們在過去一年中曾實施過虐待。” “在 COVID-19 大流行期間，老年人虐待的發生率有所上升。老年人虐待可能導致嚴重的身體傷害和長期的心理後果。”</p>
<p>正如你的故事所示，紙質記錄應仔細跟蹤，特別是如果紙質記錄本身存在顯著的空白。</p>
<p>不要錯過：‘我害怕當我 76 歲的丈夫停止工作時會無家可歸：我們只有 10 萬美元。像我們這樣的人會發生什麼？’</p>
<p>Quentin Fottrell 之前的專欄：</p>
<p>‘他從不要求任何東西’：我 61 歲，擁有 150 萬美元的 401(k)。我的女友説我對 28 歲的兒子做得太多。她説得對嗎？</p>
<p>‘這令人心碎’：我的表妹去世了，她的疏遠丈夫佔有了她的房子。我們能驅逐他嗎？</p>
<p>我父親去世後，我母親與我斷絕了聯繫。她在偷他的錢怎麼？</p>
<p>查看 Moneyist 私人 Facebook 小組，成員們幫助解答生活中最棘手的財務問題。發佈你的問題，或對最新的 Moneyist 專欄發表看法。</p>
<p>通過電子郵件將你的問題發送給 Moneyist 或在 Moneyist Facebook 小組上發佈你的困境，你同意匿名發佈在 MarketWatch 上。</p>
<p>-Quentin Fottrell</p>
<p>此內容由 MarketWatch 創建，MarketWatch 由道瓊斯公司運營。MarketWatch 獨立於道瓊斯新聞社和《華爾街日報》發佈。</p>
<p>（結束）道瓊斯新聞社</p>
<p>02-03-26 0712ET</p>

<p>一位讀者回憶了一段令人不安的家庭情況，稱他們的兄弟涉嫌從生病的父親那裏盜取了 50 萬美元，這筆錢原本是為讀者的孩子準備的。父親患有創傷後應激障礙，設立了一個信託，但被兄弟操控，後者還不當管理家庭資產。讀者在多年後審查文件時發現了這筆轉賬，提出了對老年人虐待和欺詐的擔憂。這一情況突顯了在遺產規劃中適當法律監督的重要性，以及家庭內部財務剝削的潛在風險</p>

<p>By Quentin Fottrell</p>
<div class="lb-trans"><p>作者：昆廷·福特雷爾</p>
</div><p>'That money was intended for my children'</p>
<div class="lb-trans"><p>‘那筆錢是為我的孩子準備的’</p>
</div><p>&#34;My father showed no major cognitive impairment, though he was depressed and later turned out to have long-hidden PTSD from his wartime service in Okinawa.&#34; (Photo subject is a model.)</p>
<div class="lb-trans"><p>“我父親沒有表現出明顯的認知障礙，儘管他有抑鬱症，後來發現他在沖繩服役期間隱藏了長期的創傷後應激障礙。”（照片中的人物為模特。）</p>
</div><p>Dear Quentin,</p>
<div class="lb-trans"><p>親愛的昆廷，</p>
</div><p>A regular reader here. Recently, there was a story about a brother stealing money from his parent. Unfortunately, that story rang true for me.</p>
<div class="lb-trans"><p>我是這裏的常規讀者。最近，有一個關於兄弟從父母那裏偷錢的故事。不幸的是，這個故事對我來説非常真實。</p>
</div><p>In 2006, my father, then 88, met with an attorney whom my brother and I also used for estate planning. My father intended to create bloodline trusts. I already had a trust for my two children, while my brother had a wife and no children. At the time, my father showed no major cognitive impairment, though he was depressed and later turned out to have long-hidden PTSD from his wartime service in Okinawa.</p>
<div class="lb-trans"><p>在 2006 年，我父親當時 88 歲，見了一位我和我兄弟也曾用於遺產規劃的律師。我父親打算建立血脈信託。我已經為我的兩個孩子設立了信託，而我兄弟則有一個妻子但沒有孩子。當時，我父親沒有表現出明顯的認知障礙，儘管他有抑鬱症，後來發現他在沖繩服役期間隱藏了長期的創傷後應激障礙。</p>
</div><p>In August 2006, my father asked to be brought from Florida to New York and was soon placed in assisted living. Around that time, I received a copy of a trust naming my brother and me as joint trustees. It was not a bloodline trust, but I was told it was still being finalized. My father died six months later, and I executed the estate as it then existed.</p>
<div class="lb-trans"><p>在 2006 年 8 月，我父親要求從佛羅里達州被帶到紐約，並很快被安置在輔助生活設施。大約在那個時候，我收到了一個信託的副本，指定我和我兄弟為共同受託人。那不是一個血脈信託，但我被告知它仍在最終確定中。我父親在六個月後去世，我按照當時的遺產執行。</p>
</div><p>Everything seemed fine</p>
<div class="lb-trans"><p>一切看起來都很好</p>
</div><p>Everything seemed fine until 2022, when I discovered - while reviewing an old paper copy of my trust - that the attorney had attached the front page of a trust created for my brother. That trust showed a $500,000 transfer from my father, explicitly described as a gift, made at the same time my father was supposedly creating his bloodline trust. There was no tax return reflecting such a transfer.</p>
<div class="lb-trans"><p>一切看起來都很好，直到 2022 年，當我在審查我信託的舊紙質副本時，發現律師附上了一份為我兄弟創建的信託的首頁。該信託顯示從我父親那裏轉移了 50 萬美元，明確描述為贈與，發生在我父親據稱創建他的血脈信託的同時。沒有任何税務申報表反映這樣的轉移。</p>
</div><p>When I requested documents from the attorney still in practice, I received an unsigned irrevocable trust describing the $500,000 as a loan, not a gift. The retired attorney claimed ignorance. I was also sent copies of emails that supposedly informed me of the gift, though I have no memory of them and cannot locate them in my email records.</p>
<div class="lb-trans"><p>當我向仍在執業的律師請求文件時，我收到了一個未簽名的不可撤銷信託，描述這 50 萬美元為貸款，而不是贈與。這位退休律師聲稱不知道。我還收到了聲稱通知我贈與的電子郵件副本，儘管我對它們沒有任何記憶，也無法在我的電子郵件記錄中找到它們。</p>
</div><p>I split our father's estate on the understanding that no such $500,000 transfer had been made. The irrevocable trust was never executed, and it appears my father was taken advantage of. I have no contemporaneous documentation of this transaction at all.</p>
<div class="lb-trans"><p>我在分割父親的遺產時是基於沒有進行這樣的 50 萬美元轉移的理解。不可撤銷信託從未執行，看來我父親被利用了。我對此交易沒有任何同時的文件記錄。</p>
</div><p>To make matters worse, my brother later mishandled other family assets and spent decades working under the table. He could not have purchased his home without that $500,000. That money was intended for my children.</p>
<div class="lb-trans"><p>更糟糕的是，我兄弟後來處理其他家庭資產不當，並在黑市工作了幾十年。他不可能在沒有那 50 萬美元的情況下購買他的房子。那筆錢是為我的孩子準備的。</p>
</div><p>Hell of a story, isn't it? Can we get justice?</p>
<div class="lb-trans"><p>真是個故事，不是嗎？我們能得到公正嗎？</p>
</div><p>Regular Reader</p>
<div class="lb-trans"><p>常規讀者</p>
</div><p>You can email The Moneyist with any financial and ethical questions at qfottrell@marketwatch.com. The Moneyist regrets he cannot respond to questions individually.</p>
<div class="lb-trans"><p>您可以通過 qfottrell@marketwatch.com 向《理財顧問》發送任何財務和倫理問題。《理財顧問》遺憾地無法單獨回覆問題。</p>
</div><p>Don't miss: 'I'm not looking to leave any money to the kids': We're in our 60s with $1.5 million in IRAs. Can we retire next year?</p>
<div class="lb-trans"><p>不要錯過：‘我不打算給孩子們留任何錢’：我們 60 多歲，擁有 150 萬美元的 IRA。我們能在明年退休嗎？</p>
</div><p>From your telling, your brother took advantage of your father's faith and ill health, and exploited your trust and the fact that you were busy with your life.</p>
<div class="lb-trans"><p>從你的敍述來看，你的兄弟利用了你父親的信任和健康狀況，利用了你的信任以及你忙於生活的事實。</p>
</div><p>Dear Reader,</p>
<div class="lb-trans"><p>親愛的讀者，</p>
</div><p>This is a complex and sinister tale.</p>
<div class="lb-trans"><p>這是一個複雜而陰險的故事。</p>
</div><p>In the world of family inheritance, such financial malfeasance is not unheard of. Sometimes, one sibling feels entitled to more and will use nefarious means to get it.</p>
<div class="lb-trans"><p>在家庭繼承的世界裏，這種財務不當行為並不少見。有時，一個兄弟姐妹覺得自己有權獲得更多，並會使用不正當手段來獲取。</p>
</div><p>From your telling, your brother took advantage of your father's faith and ill health, and exploited your trust and the fact that you were busy with your life. And, yes, it's a hard lesson: Hire a lawyer who either knows what they're doing or does not engage in subterfuge; even a competent lawyer may commit malpractice or ethical violations through conflicts of interest, or failure to ensure that documents are properly executed. Appoint a trustworthy person to hold power of attorney to oversee an ailing relative's estate plan.</p>
<div class="lb-trans"><p>從你的敍述來看，你的兄弟利用了你父親的信任和健康狀況，利用了你的信任以及你忙於生活的事實。是的，這是一個艱難的教訓：僱傭一個要麼知道自己在做什麼，要麼不參與陰謀的律師；即使是一個合格的律師也可能因利益衝突或未能確保文件正確執行而犯下醫療事故或倫理違規。任命一個值得信賴的人持有授權書，以監督生病親屬的遺產計劃。</p>
</div><p>It's also a confusing tale, which is probably why your brother's alleged plan succeeded. To summarize: Your father intended to leave money to your children via trusts. At the same time, $500,000 was allegedly secretly moved into a trust for your brother without your knowledge or consent. He used that money to buy a house and took other family assets, bypassing your father's wishes. You and your kids were, it seems, denied an inheritance. This appears to be a case of elder abuse and fraud. If the trust was never executed, no loan documents were signed, and no contemporaneous bank records confirm the transfer, your brother may have engaged in &#34;unjust enrichment,&#34; which can affect both liability and limitation periods.</p>
<div class="lb-trans"><p>這也是一個令人困惑的故事，這可能就是你兄弟的所謂計劃成功的原因。總結一下：你父親打算通過信託將錢留給你的孩子。同時，50 萬美元據稱在你不知情或未同意的情況下秘密轉移到為你兄弟設立的信託中。他用那筆錢買了一棟房子，並拿走了其他家庭資產，繞過了你父親的意願。你和你的孩子似乎被剝奪了繼承權。這似乎是一起老年人虐待和欺詐的案件。如果信託從未執行，貸款文件未簽署，且沒有同時的銀行記錄確認轉移，你的兄弟可能參與了 “非法得利”，這可能影響責任和時效。</p>
</div><p>You write that &#34;everything seemed fine.&#34; Yes, this is a cautionary tale because a tax return recording that $500,000 &#34;gift&#34; is a secondary document, a record of what he had allegedly done. (A Form 709 federal gift-tax return is required when the gift exceeds the annual exclusion and is not otherwise sheltered by the lifetime exemption.) The primary document is the actual bank account showing the transfer; if there's a month or a page missing, that's a red flag. Separately, the emails your brother and/or her lawyer sent you could give them plausible deniability. The absence of a Form 709 may be evidence that the transfer was never properly disclosed.</p>
<div class="lb-trans"><p>你寫道 “所有一切看起來都很好”。是的，這是一個警示故事，因為記錄那 50 萬美元 “贈與” 的税務申報表是一個次要文件，記錄了他所聲稱的行為。（當贈與超過年度免税額且未受到終身免税額保護時，需要提交 709 表聯邦贈與税申報表。）主要文件是實際的銀行賬户顯示轉移；如果缺少一個月或一頁，那就是一個紅旗。此外，你的兄弟和/或他的律師發給你的電子郵件可能給他們提供了合理的否認。709 表的缺失可能是轉移從未被正確披露的證據。</p>
</div><p>In New York, civil fraud or elder-financial-abuse claims must be filed within six years from when the fraud took place or two years from when it was discovered or reasonably should have been discovered. Criminal fraud generally has a five-year limitations period, although it may be longer for major or ongoing financial crimes. The statute of limitations may be tolled if your father was mentally incapacitated and/or if the fiduciary concealed material facts from a co-trustee or executor and made false representations when settling the estate.</p>
<div class="lb-trans"><p>在紐約，民事欺詐或老年金融欺詐的索賠必須在欺詐發生後六年內或在發現或合理應當發現後兩年內提出。刑事欺詐通常有五年的時效，儘管對於重大或持續的金融犯罪可能更長。如果你的父親精神失常，或者受託人在結算遺產時隱瞞了重要事實並作出了虛假陳述，時效可能會被暫停。</p>
</div><p>Legal questions</p>
<div class="lb-trans"><p>法律問題</p>
</div><p>There may still be avenues to pursue some form of justice. It may be possible to seek the imposition of a constructive trust, file an equitable accounting claim, or reopen probate based on newly discovered evidence. Exposing your brother to potential IRS scrutiny with credible inconsistencies could also provide leverage. Ultimately, justice does not always mean winning a lawsuit; it can also take the form of negotiated restitution, mediation or publicly documenting the events as a form of moral vindication - even if a legal remedy is no longer possible.</p>
<div class="lb-trans"><p>仍然可能有途徑追求某種形式的正義。可能可以尋求設立建設性信託、提出公平會計索賠，或基於新發現的證據重新開啓遺囑認證程序。揭露你兄弟可能面臨的國税局審查，利用可信的不一致性也可能提供槓桿。最終，正義並不總是意味着贏得訴訟；它也可以採取談判賠償、調解或公開記錄事件作為道德上的辯護形式——即使法律救濟不再可能。</p>
</div><p>The other question mark concerns the lawyer who set up this trust. Either he knew that your brother was acting in an unscrupulous manner and was receiving some kind of payment for his services and to keep quiet about those services; or he was following your brother's instructions naively and/or recklessly. The former seems unlikely, given that the lawyer knew there were two children and it's an attorney's job to watch out for the interests of their client - the trustee - not to serve the interests of the beneficiaries.</p>
<div class="lb-trans"><p>另一個疑問是設立這個信託的律師。他要麼知道你兄弟的行為不當，並因此收取某種報酬以保持沉默；要麼他天真和/或魯莽地遵循你兄弟的指示。前者似乎不太可能，因為律師知道有兩個孩子，而律師的職責是保護其客户——受託人的利益，而不是服務於受益人的利益。</p>
</div><p>In New York, the statute of limitations for a lawyer's misconduct depends on the claim. Legal malpractice generally has a three-year limitations period, running from when the malpractice occurred. Breach of fiduciary duty claims are usually three years, but may be six years if based on fraud or self-dealing. Criminal conduct follows the applicable criminal statute, often five years or longer. Disciplinary complaints against a lawyer actually have no statute of limitations, although the more time that elapses, the more difficult it will be to prove/investigate.</p>
<div class="lb-trans"><p>在紐約，律師不當行為的訴訟時效取決於索賠類型。法律失職通常有三年的時效期，從失職發生之時起算。違反信託責任的索賠通常為三年，但如果基於欺詐或自我交易，可能為六年。刑事行為遵循適用的刑事法規，通常為五年或更長時間。對律師的紀律投訴實際上沒有訴訟時效，儘管時間越久，證明/調查的難度就越大。</p>
</div><p>Roughly one in six people 60 years and older has experienced some form of abuse in the past year, according to the World Health Organization. &#34;Rates of abuse of older people are high in institutions such as nursing homes and long-term care facilities, with two in three staff reporting that they have committed abuse in the past year,&#34; the WHO says. &#34;Rates of abuse of older people have increased during the COVID-19 pandemic. Abuse of older people can lead to serious physical injuries and long-term psychological consequences.&#34;</p>
<div class="lb-trans"><p>根據世界衞生組織的數據，60 歲及以上的人中大約有六分之一在過去一年中經歷過某種形式的虐待。世衞組織表示：“在養老院和長期護理設施等機構中，老年人虐待的發生率很高，三分之二的工作人員報告他們在過去一年中曾實施過虐待。” “在 COVID-19 大流行期間，老年人虐待的發生率有所上升。老年人虐待可能導致嚴重的身體傷害和長期的心理後果。”</p>
</div><p>As your story illustrates, the paper trail should be followed meticulously, particularly if there are notable gaps in the paper trail itself.</p>
<div class="lb-trans"><p>正如你的故事所示，紙質記錄應仔細跟蹤，特別是如果紙質記錄本身存在顯著的空白。</p>
</div><p>Don't miss: 'I'm terrified I'll be homeless when my husband, 76, stops working': We only have $100K. What happens to people like us?</p>
<div class="lb-trans"><p>不要錯過：‘我害怕當我 76 歲的丈夫停止工作時會無家可歸：我們只有 10 萬美元。像我們這樣的人會發生什麼？’</p>
</div><p>Previous columns by Quentin Fottrell:</p>
<div class="lb-trans"><p>Quentin Fottrell 之前的專欄：</p>
</div><p>'He never asks for anything': I'm 61 with a $1.5 million 401(k). My girlfriend says I do too much for my son, 28. Is she right?</p>
<div class="lb-trans"><p>‘他從不要求任何東西’：我 61 歲，擁有 150 萬美元的 401(k)。我的女友説我對 28 歲的兒子做得太多。她説得對嗎？</p>
</div><p>'It's heartbreaking': My cousin died and her estranged husband has taken possession of her home. Can we evict him?</p>
<div class="lb-trans"><p>‘這令人心碎’：我的表妹去世了，她的疏遠丈夫佔有了她的房子。我們能驅逐他嗎？</p>
</div><p>My mother ghosted me after my father died. Is she stealing his money?</p>
<div class="lb-trans"><p>我父親去世後，我母親與我斷絕了聯繫。她在偷他的錢怎麼？</p>
</div><p>Check out the Moneyist private Facebook group, where members help answer life's thorniest money issues. Post your questions, or weigh in on the latest Moneyist columns.</p>
<div class="lb-trans"><p>查看 Moneyist 私人 Facebook 小組，成員們幫助解答生活中最棘手的財務問題。發佈你的問題，或對最新的 Moneyist 專欄發表看法。</p>
</div><p>By emailing your questions to the Moneyist or posting your dilemmas on the Moneyist Facebook group, you agree to have them published anonymously on MarketWatch.</p>
<div class="lb-trans"><p>通過電子郵件將你的問題發送給 Moneyist 或在 Moneyist Facebook 小組上發佈你的困境，你同意匿名發佈在 MarketWatch 上。</p>
</div><p>-Quentin Fottrell</p>
<div class="lb-trans"><p>-Quentin Fottrell</p>
</div><p>This content was created by MarketWatch, which is operated by Dow Jones &amp; Co. MarketWatch is published independently from Dow Jones Newswires and The Wall Street Journal.</p>
<div class="lb-trans"><p>此內容由 MarketWatch 創建，MarketWatch 由道瓊斯公司運營。MarketWatch 獨立於道瓊斯新聞社和《華爾街日報》發佈。</p>
</div><p>(END) Dow Jones Newswires</p>
<div class="lb-trans"><p>（結束）道瓊斯新聞社</p>
</div><p>02-03-26 0712ET</p>
<div class="lb-trans"><p>02-03-26 0712ET</p>
</div>

“真是個驚人的故事，不是嗎？”：我哥哥從我生病的父親那裏偷走了 50 萬美元。我們能討回公道嗎？