<p>Real Matters TSE: REAL 以虛擬方式召開了年度和特別股東大會，董事會主席 Garry Foster 主持會議。公司報告稱，共有 996 名股東親自或通過代理出席，持有 50,301,271 股普通股，佔已發行和流通股份的 67.75%，主席表示這構成了法定人數。</p>
<h2>股東投票和會議事項</h2>
<p>在會議的正式部分，股東們審議了截至 2025 年 9 月 30 日的公司審計合併財務報表和審計師報告。</p>
<p>股東們對三個主要事項進行了投票，主席表示根據監票員的初步結果，這些事項均已獲得批准：</p>
<ul>
<li><strong>董事選舉：</strong> 董事會將董事人數設定為六名。管理信息通函中提名並當選的董事為 Kay Brekken、Garry Foster、Brian Lang、Karen Martin、Peter Vukanovich 和 John Walsh。</li>
<li><strong>審計師任命：</strong> 自 2012 年以來一直擔任 Real Matters 外部審計師的德勤會計師事務所被任命為審計師，任期至下次年度會議結束，董事會有權決定審計師的報酬。</li>
<li><strong>股權激勵計劃修訂：</strong> 股東批准對公司修訂和重述的 2017 年長期股權激勵計劃進行修訂，將固定股份儲備改為等於已發行和流通股份 7% 的常青儲備。管理層指出，如果獲得批准，公司將在 2029 年 2 月 5 日之前尋求對計劃下未分配股份的滾動上限和獎勵的批准。</li>
</ul>
<p>Foster 表示，最終投票結果將在會議後通過公司的 SEDAR+ 資料報告。沒有股東就投票事項提交問題，會議在正式業務結束後宣告休會。</p>
<h2>管理層強調 2025 財年的業績和客户獲勝</h2>
<p>在正式程序結束後，首席執行官 Brian Lang 進行了簡短的演講，提醒股東注意發言中可能包含前瞻性聲明和非 GAAP 指標，並指引股東查閲公司文件以獲取更多細節。</p>
<p>Lang 表示，業務在 2025 財年表現出 “競爭力和韌性”，提到新客户的推出、市場份額的擴展以及支持運營槓桿的財務紀律。他報告稱，Real Matters 在美國評估和加拿大推出了 <strong>10 個新客户和一個新渠道</strong>，並且這兩個領域繼續產生 “穩健、積極” 的調整後 EBITDA。</p>
<p>在美國產權方面，Lang 表示公司在 2025 財年新增了 <strong>七個新客户</strong>，其中包括一個 <strong>第二級別的主要貸款機構</strong>，他將其視為產權業務發展的里程碑。</p>
<h2>收入、盈利能力和資產負債表</h2>
<p>Lang 報告稱，2025 財年的合併收入為 <strong>1.697 億美元</strong>。他説，美國產權和加拿大部門的收入和淨收入均實現了兩位數的同比增長，而美國評估的收入 “略有下降”，這主要歸因於購房市場的交易量保持在數十年來的低位。</p>
<p>根據管理層的説法，合併淨收入從 2024 財年的 <strong>4640 萬美元</strong> 下降至 <strong>4470 萬美元</strong>。Lang 表示，Real Matters 錄得 <strong>320 萬美元的調整後 EBITDA 虧損</strong>，而前一年為 <strong>190 萬美元的正調整後 EBITDA</strong>，反映出公司在技術和銷售能力上的戰略投資。</p>
<p>在流動性方面，Lang 表示公司年末 <strong>沒有未償債務</strong>，且 <strong>現金餘額超過 4000 萬美元</strong>。他強調，過去幾年實施的現金保護和成本控制措施在抵禦抵押貸款市場週期低迷期間支持了 “強健的資產負債表”，並且他將這種穩定性視為公司在追求 RFP 機會和引入新產權客户時的重要因素。</p>
<h2>市場前景和戰略路線圖</h2>
<p>展望未來，Lang 表示管理層對美國抵押貸款市場基本面的改善持樂觀態度。他提到目前有 <strong>1300 萬筆利率超過 6% 的抵押貸款</strong>，並表示現在利率超過 6% 的抵押貸款數量已超過利率低於 3% 的數量，他將其描述為市場分佈向更正常化的轉變。Lang 表示，這支持了一個觀點，即存在大量的再融資候選人，這可能在未來幾年為交易量增長提供助力。</p>
<p>Lang 還重申了公司的戰略路線圖：在美國評估領域建立領導地位以擴大市場份額，利用與長期客户的良好表現擴展到產權領域，並在更長遠的未來將數據貨幣化以擴展可尋址市場並減少週期性。</p>
<p>自 2022 年抵押貸款市場高峰以來，Lang 表示 Real Matters 在其美國評估和美國產權領域推出了 <strong>29 個新客户</strong>，並在各渠道和產品中增加了客户業務的份額。他表示，公司仍然專注於 “業績、市場份額和實現” 其目標運營模型，管理層表示在正常化市場條件下是可以實現的。</p>
<p>作為該框架的一部分，Lang 概述了在目標運營模型下的調整後 EBITDA 潛力範圍，預計美國評估為 <strong>5000 萬至 6500 萬美元</strong>，美國產權為 <strong>3000 萬至 4500 萬美元</strong>。</p>
<h2>問答環節結束，沒有股東提問</h2>
<p>公司通過虛擬門户開放了股東提問的渠道，但管理層表示沒有收到任何問題。通話隨後不久結束。</p>
<h2>關於 Real Matters TSE: REAL</h2>
<p>Real Matters Inc 是一家加拿大的網絡管理服務提供商，專注於抵押貸款和保險行業。該公司的平台結合了專有技術和網絡管理能力，以及數萬名獨立合格的現場代理。其運營部門包括美國評估、美國產權和加拿大。該公司從美國評估部門獲得最大收入。其美國評估部門通過 Solidifi 品牌提供住宅抵押貸款的評估服務，涵蓋購買、再融資和房屋淨值交易。</p>
<h2>推薦故事</h2>
<ul>
<li>五隻我們認為比 Real Matters 更好的股票</li>
<li>新法律：國會批准數字美元的設立？</li>
<li>黃金市場崩潰的那一天</li>
<li>一位前 CIA 特工對即將到來的崩潰的看法</li>
<li>你的銀行賬户不再安全</li>
<li>他剛剛準確預測了另一個黃金走勢……</li>
</ul>
<p><em>此即時新聞提醒由敍事科學技術和來自 MarketBeat 的金融數據生成，旨在為讀者提供最快的報道和公正的覆蓋。請將任何問題或意見發送至 contact@marketbeat.com。</em></p>
<h2>你現在應該投資 $1,000 在 Real Matters 嗎？</h2>
<p>在考慮 Real Matters 之前，你需要聽聽這個。</p>
<p>MarketBeat 每天跟蹤華爾街頂級評級和表現最佳的研究分析師及其推薦給客户的股票。MarketBeat 已識別出五隻頂級分析師悄悄建議客户現在購買的股票，以便在更廣泛的市場注意到之前……而 Real Matters 並不在名單上。</p>
<p>雖然 Real Matters 目前在分析師中獲得了中等買入評級，但頂級分析師認為這五隻股票更值得購買。</p>
<p>在這裏查看這五隻股票</p>

REAL

<p>Real Matters 召開了年度股東大會，股東們批准了六名董事的選舉、德勤作為審計師的任命，以及對股權激勵計劃的修訂，將常青儲備調整為 7%。首席執行官 Brian Lang 報告稱，2025 財年的收入為 1.697 億美元，淨收入下降至 4470 萬美元，調整後的 EBITDA 虧損為 320 萬美元。公司年末現金超過 4000 萬美元且無債務，強調了強勁的資產負債表。展望未來，管理層對美國抵押貸款市場的復甦持樂觀態度，並計劃擴大客户基礎和服務</p>

<p>Real Matters TSE: REAL held its annual and special meeting of shareholders virtually, with Board Chair Garry Foster presiding. The company reported that 996 shareholders were represented in person or by proxy, holding 50,301,271 common shares, representing 67.75% of issued and outstanding shares, which the chair said constituted a quorum.</p>
<div class="lb-trans"><p>Real Matters TSE: REAL 以虛擬方式召開了年度和特別股東大會，董事會主席 Garry Foster 主持會議。公司報告稱，共有 996 名股東親自或通過代理出席，持有 50,301,271 股普通股，佔已發行和流通股份的 67.75%，主席表示這構成了法定人數。</p>
</div><h2>Shareholder votes and meeting items</h2>
<div class="lb-trans"><h2>股東投票和會議事項</h2>
</div><p>During the formal portion of the meeting, shareholders were presented with the company’s audited consolidated financial statements and auditor’s report for the financial year ended Sept. 30, 2025.</p>
<div class="lb-trans"><p>在會議的正式部分，股東們審議了截至 2025 年 9 月 30 日的公司審計合併財務報表和審計師報告。</p>
</div><p>Shareholders voted on three primary items, each of which the chair said was approved based on preliminary results from the scrutineer:</p>
<div class="lb-trans"><p>股東們對三個主要事項進行了投票，主席表示根據監票員的初步結果，這些事項均已獲得批准：</p>
</div><ul>
<li><strong>Election of directors:</strong> The board set the number of directors at six. The nominees named in the management information circular and elected were Kay Brekken, Garry Foster, Brian Lang, Karen Martin, Peter Vukanovich, and John Walsh.</li>
<li><strong>Appointment of auditor:</strong> Deloitte LLP, which has served as Real Matters’ external auditor since 2012, was appointed to hold office until the close of business of the next annual meeting, with directors authorized to fix the auditor’s remuneration.</li>
<li><strong>Equity incentive plan amendment:</strong> Shareholders approved an amendment to the company’s amended and restated 2017 long-term equity incentive plan to switch from a fixed share reserve to an evergreen reserve equal to 7% of issued and outstanding shares from time to time. Management noted that if approved, the company will seek approval of a rolling cap and unallocated shares underlying awards under the plan no later than Feb. 5, 2029.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>董事選舉：</strong> 董事會將董事人數設定為六名。管理信息通函中提名並當選的董事為 Kay Brekken、Garry Foster、Brian Lang、Karen Martin、Peter Vukanovich 和 John Walsh。</li>
<li><strong>審計師任命：</strong> 自 2012 年以來一直擔任 Real Matters 外部審計師的德勤會計師事務所被任命為審計師，任期至下次年度會議結束，董事會有權決定審計師的報酬。</li>
<li><strong>股權激勵計劃修訂：</strong> 股東批准對公司修訂和重述的 2017 年長期股權激勵計劃進行修訂，將固定股份儲備改為等於已發行和流通股份 7% 的常青儲備。管理層指出，如果獲得批准，公司將在 2029 年 2 月 5 日之前尋求對計劃下未分配股份的滾動上限和獎勵的批准。</li>
</ul>
</div><p>Foster said final vote results would be reported on the company’s SEDAR+ profile following the meeting. No shareholder questions were submitted on voting matters, and the meeting was adjourned after the formal business concluded.</p>
<div class="lb-trans"><p>Foster 表示，最終投票結果將在會議後通過公司的 SEDAR+ 資料報告。沒有股東就投票事項提交問題，會議在正式業務結束後宣告休會。</p>
</div><h2>Management highlights fiscal 2025 performance and client wins</h2>
<div class="lb-trans"><h2>管理層強調 2025 財年的業績和客户獲勝</h2>
</div><p>Following the formal proceedings, Chief Executive Officer Brian Lang delivered a short presentation that included a caution that the remarks could include forward-looking statements and non-GAAP measures, directing shareholders to company filings for additional details.</p>
<div class="lb-trans"><p>在正式程序結束後，首席執行官 Brian Lang 進行了簡短的演講，提醒股東注意發言中可能包含前瞻性聲明和非 GAAP 指標，並指引股東查閲公司文件以獲取更多細節。</p>
</div><p>Lang said the business demonstrated “competitive strength and resilience” throughout fiscal 2025, citing new client launches, market share expansion, and financial discipline that supported operating leverage. He reported that Real Matters launched <strong>10 new clients and one new channel</strong> in U.S. Appraisal and Canada, and that both segments continued to generate “solid, positive” adjusted EBITDA.</p>
<div class="lb-trans"><p>Lang 表示，業務在 2025 財年表現出 “競爭力和韌性”，提到新客户的推出、市場份額的擴展以及支持運營槓桿的財務紀律。他報告稱，Real Matters 在美國評估和加拿大推出了 <strong>10 個新客户和一個新渠道</strong>，並且這兩個領域繼續產生 “穩健、積極” 的調整後 EBITDA。</p>
</div><p>In U.S. Title, Lang said the company added <strong>seven new clients</strong> in fiscal 2025, including a <strong>second Tier One lender</strong>, which he characterized as a milestone in the evolution of the title business.</p>
<div class="lb-trans"><p>在美國產權方面，Lang 表示公司在 2025 財年新增了 <strong>七個新客户</strong>，其中包括一個 <strong>第二級別的主要貸款機構</strong>，他將其視為產權業務發展的里程碑。</p>
</div><h2>Revenue, profitability, and balance sheet</h2>
<div class="lb-trans"><h2>收入、盈利能力和資產負債表</h2>
</div><p>Lang reported that consolidated revenue for fiscal 2025 was <strong>$169.7 million</strong>. He said U.S. Title and the Canadian segments delivered double-digit year-over-year growth in both revenue and net revenue, while U.S. Appraisal revenue was “marginally lower,” which he attributed largely to purchase market volumes remaining at multi-decade lows.</p>
<div class="lb-trans"><p>Lang 報告稱，2025 財年的合併收入為 <strong>1.697 億美元</strong>。他説，美國產權和加拿大部門的收入和淨收入均實現了兩位數的同比增長，而美國評估的收入 “略有下降”，這主要歸因於購房市場的交易量保持在數十年來的低位。</p>
</div><p>Consolidated net revenue decreased to <strong>$44.7 million</strong> from <strong>$46.4 million</strong> in fiscal 2024, according to management. Lang said Real Matters posted an <strong>adjusted EBITDA loss of $3.2 million</strong>, compared with <strong>positive adjusted EBITDA of $1.9 million</strong> in the prior year, reflecting strategic investments during the year in technology and sales capabilities.</p>
<div class="lb-trans"><p>根據管理層的説法，合併淨收入從 2024 財年的 <strong>4640 萬美元</strong> 下降至 <strong>4470 萬美元</strong>。Lang 表示，Real Matters 錄得 <strong>320 萬美元的調整後 EBITDA 虧損</strong>，而前一年為 <strong>190 萬美元的正調整後 EBITDA</strong>，反映出公司在技術和銷售能力上的戰略投資。</p>
</div><p>On liquidity, Lang said the company ended the year with <strong>no outstanding debt</strong> and a <strong>cash position exceeding $40 million</strong>. He emphasized that cash preservation and cost controls implemented over the past few years have supported a “robust balance sheet” during a low period in the mortgage market cycle, and he described that stability as significant for clients as the company pursues RFP opportunities and onboards new title clients.</p>
<div class="lb-trans"><p>在流動性方面，Lang 表示公司年末 <strong>沒有未償債務</strong>，且 <strong>現金餘額超過 4000 萬美元</strong>。他強調，過去幾年實施的現金保護和成本控制措施在抵禦抵押貸款市場週期低迷期間支持了 “強健的資產負債表”，並且他將這種穩定性視為公司在追求 RFP 機會和引入新產權客户時的重要因素。</p>
</div><h2>Market outlook and strategic roadmap</h2>
<div class="lb-trans"><h2>市場前景和戰略路線圖</h2>
</div><p>Looking ahead, Lang said management remains optimistic about improving fundamentals in the U.S. mortgage market. He cited that there are <strong>13 million mortgages with interest rates above 6%</strong> and said there are now more mortgages above 6% than below 3%, which he described as a rebalancing indicative of a move toward a more normalized market distribution. Lang said this supports the view that there is a substantial pool of refinance candidates that could become a tailwind for volume growth in coming years.</p>
<div class="lb-trans"><p>展望未來，Lang 表示管理層對美國抵押貸款市場基本面的改善持樂觀態度。他提到目前有 <strong>1300 萬筆利率超過 6% 的抵押貸款</strong>，並表示現在利率超過 6% 的抵押貸款數量已超過利率低於 3% 的數量，他將其描述為市場分佈向更正常化的轉變。Lang 表示，這支持了一個觀點，即存在大量的再融資候選人，這可能在未來幾年為交易量增長提供助力。</p>
</div><p>Lang also reiterated the company’s strategic roadmap: building on leadership in U.S. Appraisal to grow share, leveraging performance with long-standing clients to expand into title, and longer term monetizing data in new verticals to expand addressable markets and reduce cyclicality.</p>
<div class="lb-trans"><p>Lang 還重申了公司的戰略路線圖：在美國評估領域建立領導地位以擴大市場份額，利用與長期客户的良好表現擴展到產權領域，並在更長遠的未來將數據貨幣化以擴展可尋址市場並減少週期性。</p>
</div><p>Since the height of the mortgage market in 2022, Lang said Real Matters has launched <strong>29 new clients</strong> across its U.S. Appraisal and U.S. Title segments and has increased its share of client business across channels and products. He said the company remains focused on “performance, market share, and delivering on” its Target Operating Model, which management said is achievable under normalized market conditions.</p>
<div class="lb-trans"><p>自 2022 年抵押貸款市場高峰以來，Lang 表示 Real Matters 在其美國評估和美國產權領域推出了 <strong>29 個新客户</strong>，並在各渠道和產品中增加了客户業務的份額。他表示，公司仍然專注於 “業績、市場份額和實現” 其目標運營模型，管理層表示在正常化市場條件下是可以實現的。</p>
</div><p>As part of that framework, Lang outlined adjusted EBITDA potential ranges under the Target Operating Model of <strong>$50 million to $65 million</strong> for U.S. Appraisal and <strong>$30 million to $45 million</strong> for U.S. Title.</p>
<div class="lb-trans"><p>作為該框架的一部分，Lang 概述了在目標運營模型下的調整後 EBITDA 潛力範圍，預計美國評估為 <strong>5000 萬至 6500 萬美元</strong>，美國產權為 <strong>3000 萬至 4500 萬美元</strong>。</p>
</div><h2>Q&amp;A concludes with no shareholder questions</h2>
<div class="lb-trans"><h2>問答環節結束，沒有股東提問</h2>
</div><p>The company opened the line for shareholder questions submitted through the virtual portal, but management said no questions were received. The call ended shortly thereafter.</p>
<div class="lb-trans"><p>公司通過虛擬門户開放了股東提問的渠道，但管理層表示沒有收到任何問題。通話隨後不久結束。</p>
</div><h2>About Real Matters TSE: REAL</h2>
<div class="lb-trans"><h2>關於 Real Matters TSE: REAL</h2>
</div><p>Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.</p>
<div class="lb-trans"><p>Real Matters Inc 是一家加拿大的網絡管理服務提供商，專注於抵押貸款和保險行業。該公司的平台結合了專有技術和網絡管理能力，以及數萬名獨立合格的現場代理。其運營部門包括美國評估、美國產權和加拿大。該公司從美國評估部門獲得最大收入。其美國評估部門通過 Solidifi 品牌提供住宅抵押貸款的評估服務，涵蓋購買、再融資和房屋淨值交易。</p>
</div><h2>Recommended Stories</h2>
<div class="lb-trans"><h2>推薦故事</h2>
</div><ul>
<li>Five stocks we like better than Real Matters</li>
<li>NEW LAW: Congress Approves Setup For Digital Dollar?</li>
<li>The day the gold market broke</li>
<li>What a Former CIA Agent Knows About the Coming Collapse</li>
<li>Your Bank Account Is No Longer Safe</li>
<li>He just nailed another gold prediction …</li>
</ul>
<div class="lb-trans"><ul>
<li>五隻我們認為比 Real Matters 更好的股票</li>
<li>新法律：國會批准數字美元的設立？</li>
<li>黃金市場崩潰的那一天</li>
<li>一位前 CIA 特工對即將到來的崩潰的看法</li>
<li>你的銀行賬户不再安全</li>
<li>他剛剛準確預測了另一個黃金走勢……</li>
</ul>
</div><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即時新聞提醒由敍事科學技術和來自 MarketBeat 的金融數據生成，旨在為讀者提供最快的報道和公正的覆蓋。請將任何問題或意見發送至 contact@marketbeat.com。</em></p>
</div><h2>Should You Invest $1,000 in Real Matters Right Now?</h2>
<div class="lb-trans"><h2>你現在應該投資 $1,000 在 Real Matters 嗎？</h2>
</div><p>Before you consider Real Matters, you'll want to hear this.</p>
<div class="lb-trans"><p>在考慮 Real Matters 之前，你需要聽聽這個。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Real Matters wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟蹤華爾街頂級評級和表現最佳的研究分析師及其推薦給客户的股票。MarketBeat 已識別出五隻頂級分析師悄悄建議客户現在購買的股票，以便在更廣泛的市場注意到之前……而 Real Matters 並不在名單上。</p>
</div><p>While Real Matters currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>雖然 Real Matters 目前在分析師中獲得了中等買入評級，但頂級分析師認為這五隻股票更值得購買。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>在這裏查看這五隻股票</p>
</div>

Real Matters 的股東在年度股東大會上批准了董事會名單、德勤作為審計師，以及 7% 的常青股權計劃