<p>她的丈夫最初是全職在家帶孩子。隨着時間的推移，她的妻子表示他停止了經濟貢獻，開始找藉口，並且大部分時間都在打賭、玩視頻遊戲和逃避責任。現在，經過六年的婚姻和三個孩子，她決定與他離婚，並試圖買下她幾乎完全自己支付的房子。</p>
<p>這個情況在最近一期的 “拉姆齊秀” 中被提及，一位來自費城的來電者賈內爾描述了她所稱的多年的財務不平衡、日益增長的怨恨和遺憾。她毫不保留地稱即將成為前夫的他為 “男人孩”。</p>
<p><strong>不要錯過：</strong></p>
<ul>
<li><strong>‘營銷的 ChatGPT’ 剛剛開啓了每股 0.85 美元的融資輪——** 已有 10,000 多名投資者參與 **</strong></li>
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</ul>
<h2>從伴侶到經濟負擔</h2>
<p>賈內爾表示，當她遇到丈夫時，他是全職工作的。事情在她開始護理學校並後來晉升為護士執業者後發生了變化。當他們的第三個孩子出生時，這對夫婦決定讓她多接班，而不是讓他繼續工作。</p>
<p>“我後悔讓他成為全職在家帶孩子，因為那就像一切的結束，” 她説。“每次我要求他之後重新開始工作時，他總是有藉口。”</p>
<p>她告訴主持人 <strong>約翰·德隆尼</strong> 和 <strong>瑞秋·克魯茲</strong>，她的丈夫最終完全停止了經濟貢獻。家庭的介入使事情變得更糟。“我一直在説我嫁給了三個人——他和我的公婆，” 她解釋説，他的母親經常插手爭吵。</p>
<p>在離婚程序開始時，她的丈夫剛剛回到工作崗位，做了一份每天四小時的兼職清潔工。“在他提出離婚的那一週，他終於回去找了份工作，” 她説。</p>
<p><strong>趨勢：這個 ETF 發行商並不追逐指數——** 它正在構建收入、槓桿和信念的工具 **</strong></p>
<h2>房子和買斷</h2>
<p>賈內爾表示，她感到被迫將丈夫的名字放在房子上，儘管她是支付者。房子的估值約為 255,000 美元，抵押貸款剩餘約 138,000 美元。根據離婚協議，她需要支付前夫約 48,800 美元作為他的股權份額。</p>
<p>與此同時，她還面臨每月約 1,000 美元的贍養費，持續約 15 個月，以及法律費用和即將到來的 兒童保育費用。</p>
<p>儘管如此，她的 收入很強。她從主要工作中每月帶回約 6,000 美元，並從做醫療美容的副業中平均每月賺取約 2,000 美元，如果她增加工作時間，收入潛力更高。</p>
<p>德隆尼告訴她，她並沒有造成丈夫缺乏上進心。“那是一個男人，一個三個孩子的父親選擇不起來支持他的家庭，” 他説。“你並沒有造成他的這種狀態。”</p>
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<h2>保留房子還是放棄？</h2>
<p>財務建議出奇地平衡。雖然節目通常告訴處於類似情況的來電者出售，但這裏的數字不同。將買斷費用納入抵押貸款可能可行，但前提是總住房支付保持在她税後收入的 25% 以下。</p>
<p>租房的費用可能會高於她目前的抵押貸款，這使得短期內出售在財務上變得痛苦。保留房子可以為孩子們保持穩定，但前提是它不會成為持續的壓力源。</p>
<p>對於年收入六位數或接近六位數的專業人士來説，擁有明確的計劃可以在長期穩定和多年的財務壓力之間產生差異。</p>
<p>這就是像 Domain Money 這樣的服務的用武之地。Domain Money 為希望在財務上做出更聰明、更自信決策的人提供個性化的財務規劃。</p>
<p>對於面臨買斷、贍養費和重大住房決策的人來説，與財務規劃師進行一次免費的戰略會議可以幫助將混亂轉變為計劃。</p>
<p>賈內爾的來電沒有最終答案，但卻帶來了清晰。主持人強調，內心的平靜比自尊更重要。無論她是保留房子還是稍後出售，目標都是一樣的：一個新的開始，不再拖累舊問題。</p>
<p><strong>閲讀下一篇：這家投資公司利用專家見解和 18.5 億美元的業績記錄，幫助合格投資者抓住 2026 年多家庭市場趨勢——** 立即閲讀完整預測。**</strong></p>
<p><strong><em>圖片來源：Shutterstock</em></strong></p>

<p>一位名叫賈內爾的女性正在與她的丈夫離婚，她聲稱在丈夫成為全職爸爸後，他給她帶來了經濟負擔。她資助了他們的房子，目前價值為 255,000 美元，並面臨着 48,800 美元的買斷費用以獲得他的股份。儘管她每月有 6,000 美元的強勁收入加上額外收入，但她還需支付每月 1,000 美元的贍養費和法律費用。財務建議建議權衡保留房屋以獲得穩定性與潛在壓力之間的利弊。重點是實現離婚後的新開始</p>

<p>Her husband began as a stay-at-home dad. Over time, his wife says he stopped contributing financially, fell back on excuses, and spent much of his day on betting, video games, and avoiding responsibility. Now, after six years of marriage and three kids, she is divorcing him  and trying to buy him out of a house she says she paid for almost entirely herself.</p>
<div class="lb-trans"><p>她的丈夫最初是全職在家帶孩子。隨着時間的推移，她的妻子表示他停止了經濟貢獻，開始找藉口，並且大部分時間都在打賭、玩視頻遊戲和逃避責任。現在，經過六年的婚姻和三個孩子，她決定與他離婚，並試圖買下她幾乎完全自己支付的房子。</p>
</div><p>The situation came up on a recent episode of “ The Ramsey Show,” when a caller named Janelle from Philadelphia laid out what she described as years of financial imbalance, growing resentment, and regret. She did not hold back, referring to her soon-to-be ex as a “manchild” early in the call.</p>
<div class="lb-trans"><p>這個情況在最近一期的 “拉姆齊秀” 中被提及，一位來自費城的來電者賈內爾描述了她所稱的多年的財務不平衡、日益增長的怨恨和遺憾。她毫不保留地稱即將成為前夫的他為 “男人孩”。</p>
</div><p><strong>Don't Miss:</strong></p>
<div class="lb-trans"><p><strong>不要錯過：</strong></p>
</div><ul>
<li><strong>The ‘ChatGPT of Marketing' Just Opened a $0.85/Share Round — 10,000+ Investors Are Already In</strong></li>
<li><strong>Motley Fool's analysts have built a new lineup of passive ETFs — explore which &#34;Foolish&#34; strategy fits your investment goals.</strong></li>
</ul>
<div class="lb-trans"><ul>
<li><strong>‘營銷的 ChatGPT’ 剛剛開啓了每股 0.85 美元的融資輪——** 已有 10,000 多名投資者參與 **</strong></li>
<li><strong>Motley Fool 的分析師們建立了一系列新的被動 ETF——** 探索哪個 “愚蠢” 的策略適合你的投資目標。**</strong></li>
</ul>
</div><h2>From Partner To Financial Burden</h2>
<div class="lb-trans"><h2>從伴侶到經濟負擔</h2>
</div><p>Janelle said that when she met her husband, he was working full-time. Things changed after she began nursing school and later advanced her career to become a nurse practitioner. When their third child was born, the couple decided it would be easier for her to pick up extra shifts instead of him continuing to work.</p>
<div class="lb-trans"><p>賈內爾表示，當她遇到丈夫時，他是全職工作的。事情在她開始護理學校並後來晉升為護士執業者後發生了變化。當他們的第三個孩子出生時，這對夫婦決定讓她多接班，而不是讓他繼續工作。</p>
</div><p>“I regretted having him become a stay-at-home dad because that was like the end of it,” she said. “Every time I asked him to start working again afterwards, there was an excuse.”</p>
<div class="lb-trans"><p>“我後悔讓他成為全職在家帶孩子，因為那就像一切的結束，” 她説。“每次我要求他之後重新開始工作時，他總是有藉口。”</p>
</div><p>She told hosts <strong>John Delony</strong> and <strong>Rachel Cruze</strong> that her husband eventually stopped contributing financially at all. Family involvement made things worse. “I kept saying I was married to three people–him and my in-laws,” she said, explaining that his mother frequently inserted herself into arguments.</p>
<div class="lb-trans"><p>她告訴主持人 <strong>約翰·德隆尼</strong> 和 <strong>瑞秋·克魯茲</strong>，她的丈夫最終完全停止了經濟貢獻。家庭的介入使事情變得更糟。“我一直在説我嫁給了三個人——他和我的公婆，” 她解釋説，他的母親經常插手爭吵。</p>
</div><p>By the time divorce proceedings began, her husband had only just returned to work, taking a part-time janitorial job for four hours a day. “As of the week he filed for divorce, he finally went back and got a job,” she said.</p>
<div class="lb-trans"><p>在離婚程序開始時，她的丈夫剛剛回到工作崗位，做了一份每天四小時的兼職清潔工。“在他提出離婚的那一週，他終於回去找了份工作，” 她説。</p>
</div><p><strong>Trending: This ETF issuer isn't chasing the index — it's building tools for income, leverage, and conviction</strong></p>
<div class="lb-trans"><p><strong>趨勢：這個 ETF 發行商並不追逐指數——** 它正在構建收入、槓桿和信念的工具 **</strong></p>
</div><h2>The House And The Buyout</h2>
<div class="lb-trans"><h2>房子和買斷</h2>
</div><p>Janelle said she felt guilted into putting her husband's name on the home, even though she paid for it. The house is now valued at about $255,000, with roughly $138,000 left on the mortgage. Under the divorce agreement, she owes her ex about $48,800 for his share of the equity.</p>
<div class="lb-trans"><p>賈內爾表示，她感到被迫將丈夫的名字放在房子上，儘管她是支付者。房子的估值約為 255,000 美元，抵押貸款剩餘約 138,000 美元。根據離婚協議，她需要支付前夫約 48,800 美元作為他的股權份額。</p>
</div><p>At the same time, she is facing about $1,000 a month in alimony for roughly 15 months, along with legal costs and upcoming childcare expenses.</p>
<div class="lb-trans"><p>與此同時，她還面臨每月約 1,000 美元的贍養費，持續約 15 個月，以及法律費用和即將到來的 兒童保育費用。</p>
</div><p>Despite all of that, her income is strong. She brings home about $6,000 a month from her main job and earns an average of $2,000 a month from a side business doing medical aesthetics, with higher earning potential if she increases her hours.</p>
<div class="lb-trans"><p>儘管如此，她的 收入很強。她從主要工作中每月帶回約 6,000 美元，並從做醫療美容的副業中平均每月賺取約 2,000 美元，如果她增加工作時間，收入潛力更高。</p>
</div><p>Delony told her she did not cause her husband's lack of ambition. “That's a man, that's a father of three kids choosing to not get up and support his family,” he said. “You didn't cause that in him.”</p>
<div class="lb-trans"><p>德隆尼告訴她，她並沒有造成丈夫缺乏上進心。“那是一個男人，一個三個孩子的父親選擇不起來支持他的家庭，” 他説。“你並沒有造成他的這種狀態。”</p>
</div><p><strong><em>See Also: Security and regulation matter in crypto — explore Kraken Pro's compliance-first trading platform.</em></strong></p>
<div class="lb-trans"><p><strong><em>另見：安全和監管在加密貨幣中很重要——探索 Kraken Pro 的合規優先交易平台。</em></strong></p>
</div><h2>Keep The House Or Walk Away?</h2>
<div class="lb-trans"><h2>保留房子還是放棄？</h2>
</div><p>The financial advice was surprisingly balanced. While the show often tells callers in similar situations to sell, the numbers here were different. Rolling the buyout into the mortgage could work, but only if the total housing payment stays under 25% of her take-home pay.</p>
<div class="lb-trans"><p>財務建議出奇地平衡。雖然節目通常告訴處於類似情況的來電者出售，但這裏的數字不同。將買斷費用納入抵押貸款可能可行，但前提是總住房支付保持在她税後收入的 25% 以下。</p>
</div><p>Renting would likely cost more than her current mortgage, making selling financially painful in the short term. Keeping the house could preserve stability for the kids, but only if it does not become a constant source of stress.</p>
<div class="lb-trans"><p>租房的費用可能會高於她目前的抵押貸款，這使得短期內出售在財務上變得痛苦。保留房子可以為孩子們保持穩定，但前提是它不會成為持續的壓力源。</p>
</div><p>For professionals earning six figures or close to it, having a clear plan can make the difference between long-term stability and years of financial strain.</p>
<div class="lb-trans"><p>對於年收入六位數或接近六位數的專業人士來説，擁有明確的計劃可以在長期穩定和多年的財務壓力之間產生差異。</p>
</div><p>That is where services like Domain Money come in. Domain Money offers personalized financial planning for people who want to make smarter, more confident decisions about their money.</p>
<div class="lb-trans"><p>這就是像 Domain Money 這樣的服務的用武之地。Domain Money 為希望在財務上做出更聰明、更自信決策的人提供個性化的財務規劃。</p>
</div><p>For someone facing buyouts, alimony, and major housing decisions, a free strategy session with a financial planner can help turn chaos into a plan.</p>
<div class="lb-trans"><p>對於面臨買斷、贍養費和重大住房決策的人來説，與財務規劃師進行一次免費的戰略會議可以幫助將混亂轉變為計劃。</p>
</div><p>Janelle's call ended without a final answer, but with clarity. Peace, the hosts stressed, matters more than pride. Whether she keeps the house or sells it later, the goal is the same: a fresh start that doesn’t drag old problems forward.</p>
<div class="lb-trans"><p>賈內爾的來電沒有最終答案，但卻帶來了清晰。主持人強調，內心的平靜比自尊更重要。無論她是保留房子還是稍後出售，目標都是一樣的：一個新的開始，不再拖累舊問題。</p>
</div><p><strong>Read Next: This investment firm leverages expert insights and a $1.85 billion track record to help accredited investors capitalize on 2026 multifamily market trends— read the full forecast now.</strong></p>
<div class="lb-trans"><p><strong>閲讀下一篇：這家投資公司利用專家見解和 18.5 億美元的業績記錄，幫助合格投資者抓住 2026 年多家庭市場趨勢——** 立即閲讀完整預測。**</strong></p>
</div><p><strong><em>Image: Shutterstock</em></strong></p>
<div class="lb-trans"><p><strong><em>圖片來源：Shutterstock</em></strong></p>
</div>

他最初是一位全職在家的父親，最終卻變成了一個沉迷於賭博和遊戲的 “巨嬰”。現在，她希望他能從她資助的房子中被買斷