<p>中國上海 --（Newsfile Corp. -2026 年 2 月 13 日）- Zhibao Technology Inc.（NASDAQ: ZBAO）（&#34;Zhibao&#34;或&#34;公司&#34;），一家領先的高增長保險科技公司，主要通過其在中國的運營實體提供數字保險經紀服務，今天宣佈成功推出十個新的人工智能代理，以增強其在創新數字保險解決方案中的運營和服務能力。</p>
<p>Zhibao 的核心商業模式，2B2C（&#34;對企業到客户&#34;）數字嵌入式保險，為 B 端客户提供高度定製的數字保險解決方案，包括互聯網平台、大中型企業和政府機構。這些解決方案將渠道場景與最終用户（C 端）的保險需求深度整合，涵蓋了數字經紀服務的全鏈條。該技術可以無縫嵌入渠道現有的業務系統，以高效賦能最終客户。公司已成功開發出 40 多種自主創新的數字保險解決方案。</p>
<p><strong>人工智能代理推動智能轉型</strong></p>
<p>最近推出的十個新人工智能代理標誌着公司數字轉型的重要一步。這些代理深度集成到 Zhibao 的數字保險解決方案中，涵蓋了技術平台、產品設計、運營和推廣以及客户服務等關鍵運營環節。</p>
<p>新發布的人工智能代理旨在提升產品管理與投放、保險申請開發以及中高端醫療保險承保和報價的效率。</p>
<p>這些代理已經在公司的運營和服務提供中展示了增強的效率。例如，人工智能保險申請開發代理能夠自動生成開發團隊每日所需代碼的 50% 以上。此外，人工智能產品管理與投放代理可以自動收集產品需求並生成產品排名文檔，顯著提升整體服務效率和響應速度。</p>
<p><strong>管理層評論</strong></p>
<p>&#34;我們致力於利用大數據和人工智能技術不斷擴展和增強我們的數字保險解決方案，&#34; Zhibao 創始人兼首席執行官馬博濤先生表示。&#34;我們相信這十個新人工智能代理的推出是我們向智能驅動技術企業轉型戰略的切實執行。我們相信這一舉措將使我們能夠為我們的 B 渠道和 C 端客户提供更高效的服務。&#34;</p>
<p><strong>展望</strong></p>
<p>Zhibao 將繼續推進其解決方案和服務的智能升級。公司致力於通過加強數據驅動的運營、客户轉化和客户服務，為每個服務環節提供更豐富、更完整的人工智能代理支持，最終目標是成為一家完全智能驅動的技術企業。</p>
<p><strong>關於 Zhibao Technology Inc.</strong></p>
<p>Zhibao Technology Inc.（NASDAQ: ZBAO）是一家領先的高增長保險科技公司，主要通過其在中國的運營實體（&#34;Zhibao China Group&#34;）提供數字保險經紀服務。2B2C（&#34;對企業到客户&#34;）數字嵌入式保險是公司的創新商業模式，Zhibao China Group 在中國首創。Zhibao China Group 於 2020 年推出了中國首個數字保險經紀平台，該平台由其自主開發的 PaaS（&#34;平台即服務&#34;）驅動。</p>
<p>Zhibao 已開發出 40 多種自主創新的數字保險解決方案，涵蓋多個行業的不同場景，包括但不限於旅遊、體育、物流、公用事業和電子商務。Zhibao 獲取並分析客户數據，利用大數據和人工智能技術不斷迭代和增強其數字保險解決方案。這個迭代過程，除了不斷改善其數字保險解決方案外，還將使其緊跟市場的新趨勢和客户偏好。有關更多信息，請訪問：ir.zhibao-tech.com。</p>
<p><strong>前瞻性聲明</strong></p>
<p>本新聞稿中關於未來預期、計劃和前景的聲明，以及關於非歷史事實事項的任何其他聲明，可能構成 1995 年《私人證券訴訟改革法案》所定義的&#34;前瞻性聲明&#34;。&#34;預期&#34;、&#34;相信&#34;、&#34;繼續&#34;、&#34;可能&#34;、&#34;估計&#34;、&#34;期望&#34;、&#34;打算&#34;、&#34;可能&#34;、&#34;計劃&#34;、&#34;可能會&#34;、&#34;潛在&#34;、&#34;預測&#34;、&#34;項目&#34;、&#34;應該&#34;、&#34;目標&#34;、&#34;將&#34;、&#34;會&#34;及類似表達旨在識別前瞻性聲明，儘管並非所有前瞻性聲明都包含這些識別詞。公司沒有義務公開更新或修訂任何前瞻性聲明，以反映後續發生的事件或情況，或在此日期之後出現的期望變化，除非法律要求。上述聲明受到不確定性和風險的影響，包括但不限於與市場條件相關的不確定性，以及在向 SEC 提交的註冊聲明和 20-F 年報的&#34; <em>風險因素</em>&#34;部分討論的其他因素。儘管公司相信這些前瞻性聲明中表達的預期是合理的，但無法保證這些預期會正確實現，公司提醒投資者，實際結果可能與預期結果有重大差異，並鼓勵投資者查看可能影響公司未來結果的其他因素，這些因素在公司的註冊聲明和其他向 SEC 提交的文件中進行了討論。其他因素在公司向 SEC 提交的文件中進行了討論，供查閲，網址為 www.sec.gov。</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.newsfilecorp.com/files/10601/283823_50a35dcba44a0ad2_logo.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="200" height="48" original-src="https://imageproxy.pbkrs.com/https://images.newsfilecorp.com/files/10601/283823_50a35dcba44a0ad2_logo.jpg"/></p>
<p>要查看此新聞稿的源版本，請訪問 https://www.newsfilecorp.com/release/283823</p>
<p><img src="https://imageproxy.pbkrs.com/https://api.newsfilecorp.com/newsinfo/283823/375?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://api.newsfilecorp.com/newsinfo/283823/375"/></p>

ZBAO

<p>智保科技公司（NASDAQ: ZBAO）推出了十個新的人工智能代理，以增強其在中國的數字保險經紀服務。這些代理旨在提高各個領域的運營效率，包括產品管理和客户服務。首席執行官馬博濤強調了公司利用人工智能和大數據提供更好服務的承諾。智保的創新 2B2C 商業模式將數字保險解決方案與現有業務系統整合，公司計劃繼續提升其人工智能能力，成為一家完全智能驅動的企業</p>

<p>Shanghai, China--(Newsfile Corp. - February 13, 2026) - Zhibao Technology Inc. (NASDAQ: ZBAO) (&#34;Zhibao,&#34; or the &#34;Company&#34;), a leading and high growth InsurTech company primarily engaging in providing digital insurance brokerage services through its operating entities in China, today announced the successful launch of ten new AI agents to enhance its operational and service capabilities across its innovative digital insurance solutions.</p>
<div class="lb-trans"><p>中國上海 --（Newsfile Corp. -2026 年 2 月 13 日）- Zhibao Technology Inc.（NASDAQ: ZBAO）（&#34;Zhibao&#34;或&#34;公司&#34;），一家領先的高增長保險科技公司，主要通過其在中國的運營實體提供數字保險經紀服務，今天宣佈成功推出十個新的人工智能代理，以增強其在創新數字保險解決方案中的運營和服務能力。</p>
</div><p>Zhibao's core business model, 2B2C (&#34;to-business-to-customer&#34;) digital embedded insurance, provides highly customized digital insurance solutions to B-end customers, including internet platforms, large and medium-sized enterprises, and government agencies. These solutions deeply integrate channel scenarios with the insurance needs of the end-users (C-end) and cover the full chain of digital brokerage services. The technology can be seamlessly embedded into a channel's existing business system to efficiently empower end-customers. The Company has successfully developed over 40 proprietary and innovative digital insurance solutions.</p>
<div class="lb-trans"><p>Zhibao 的核心商業模式，2B2C（&#34;對企業到客户&#34;）數字嵌入式保險，為 B 端客户提供高度定製的數字保險解決方案，包括互聯網平台、大中型企業和政府機構。這些解決方案將渠道場景與最終用户（C 端）的保險需求深度整合，涵蓋了數字經紀服務的全鏈條。該技術可以無縫嵌入渠道現有的業務系統，以高效賦能最終客户。公司已成功開發出 40 多種自主創新的數字保險解決方案。</p>
</div><p><strong>AI Agents Driving Intelligent Transformation</strong></p>
<div class="lb-trans"><p><strong>人工智能代理推動智能轉型</strong></p>
</div><p>The recent launch of ten new AI agents marks a significant step in the Company's digital transformation. These agents are deeply integrated into Zhibao's digital insurance solutions and cover key operational segments such as the technology platform, product design, operation and promotion, and customer service.</p>
<div class="lb-trans"><p>最近推出的十個新人工智能代理標誌着公司數字轉型的重要一步。這些代理深度集成到 Zhibao 的數字保險解決方案中，涵蓋了技術平台、產品設計、運營和推廣以及客户服務等關鍵運營環節。</p>
</div><p>The newly released AI agents are designed to boost efficiency across Product Management &amp; Placement, Insurance Application Development, and Mid-to-High-End Medical Insurance Underwriting and Quotation.</p>
<div class="lb-trans"><p>新發布的人工智能代理旨在提升產品管理與投放、保險申請開發以及中高端醫療保險承保和報價的效率。</p>
</div><p>These agents have already demonstrated enhanced efficiency across the Company's operations and services offerings. For instance, the AI Insurance Application Development agent is capable of automatically generating over 50% of the daily code required by the development team. Furthermore, the AI Product Management &amp; Placement agent can automatically collect product requirements and generate product ranking documentation, significantly boosting overall service efficiency and response speed.</p>
<div class="lb-trans"><p>這些代理已經在公司的運營和服務提供中展示了增強的效率。例如，人工智能保險申請開發代理能夠自動生成開發團隊每日所需代碼的 50% 以上。此外，人工智能產品管理與投放代理可以自動收集產品需求並生成產品排名文檔，顯著提升整體服務效率和響應速度。</p>
</div><p><strong>Management Commentary</strong></p>
<div class="lb-trans"><p><strong>管理層評論</strong></p>
</div><p>&#34;We are committed to leveraging Big Data and AI technology to continually expand and enhance our digital insurance solutions,&#34; said Mr. Botao Ma, the Founder and CEO of Zhibao. &#34;We believe the launch of these ten new AI agents is a tangible execution of our strategy to transition to an intelligence-driven technology enterprise. We believe this move will allow us to offer even more efficient services to our B Channels and C end customers.&#34;</p>
<div class="lb-trans"><p>&#34;我們致力於利用大數據和人工智能技術不斷擴展和增強我們的數字保險解決方案，&#34; Zhibao 創始人兼首席執行官馬博濤先生表示。&#34;我們相信這十個新人工智能代理的推出是我們向智能驅動技術企業轉型戰略的切實執行。我們相信這一舉措將使我們能夠為我們的 B 渠道和 C 端客户提供更高效的服務。&#34;</p>
</div><p><strong>Outlook</strong></p>
<div class="lb-trans"><p><strong>展望</strong></p>
</div><p>Zhibao will continue to advance the intelligent upgrade of its solutions and services. The Company is dedicated to equipping every service segment with richer and more complete AI agent support by strengthening the data-driven operations, customer conversion, and customer service, with the ultimate goal of becoming a fully intelligence-driven technology enterprise.</p>
<div class="lb-trans"><p>Zhibao 將繼續推進其解決方案和服務的智能升級。公司致力於通過加強數據驅動的運營、客户轉化和客户服務，為每個服務環節提供更豐富、更完整的人工智能代理支持，最終目標是成為一家完全智能驅動的技術企業。</p>
</div><p><strong>About Zhibao Technology Inc.</strong></p>
<div class="lb-trans"><p><strong>關於 Zhibao Technology Inc.</strong></p>
</div><p>Zhibao Technology Inc. (NASDAQ: ZBAO) is a leading high growth InsurTech company primarily engaging in providing digital insurance brokerage services through its operating entities (&#34;Zhibao China Group&#34;) in China. 2B2C (&#34;to-business-to-customer&#34;) digital embedded insurance is the Company's innovative business model, which Zhibao China Group pioneered in China. Zhibao China Group launched the first digital insurance brokerage platform in China in 2020, which is powered by their proprietary PaaS (&#34;Platform as a Service&#34;).</p>
<div class="lb-trans"><p>Zhibao Technology Inc.（NASDAQ: ZBAO）是一家領先的高增長保險科技公司，主要通過其在中國的運營實體（&#34;Zhibao China Group&#34;）提供數字保險經紀服務。2B2C（&#34;對企業到客户&#34;）數字嵌入式保險是公司的創新商業模式，Zhibao China Group 在中國首創。Zhibao China Group 於 2020 年推出了中國首個數字保險經紀平台，該平台由其自主開發的 PaaS（&#34;平台即服務&#34;）驅動。</p>
</div><p>Zhibao has developed over 40 proprietary and innovative digital insurance solutions addressing different scenarios in a wide range of industries, including but not limited to travel, sports, logistics, utilities, and e-commerce. Zhibao acquires and analyzes customer data, utilize big data and AI technology to continually iterate and enhance its digital insurance solutions. This iterative process, in addition to continually improving its digital insurance solutions, will keep it abreast of the new trends and customer preferences in the market. For more information, please visit: ir.zhibao-tech.com.</p>
<div class="lb-trans"><p>Zhibao 已開發出 40 多種自主創新的數字保險解決方案，涵蓋多個行業的不同場景，包括但不限於旅遊、體育、物流、公用事業和電子商務。Zhibao 獲取並分析客户數據，利用大數據和人工智能技術不斷迭代和增強其數字保險解決方案。這個迭代過程，除了不斷改善其數字保險解決方案外，還將使其緊跟市場的新趨勢和客户偏好。有關更多信息，請訪問：ir.zhibao-tech.com。</p>
</div><p><strong>Forward-Looking Statements</strong></p>
<div class="lb-trans"><p><strong>前瞻性聲明</strong></p>
</div><p>Statements in this press release about future expectations, plans and prospects, as well as any other statements regarding matters that are not historical facts, may constitute &#34;forward-looking statements&#34; within the meaning of The Private Securities Litigation Reform Act of 1995. The words &#34;anticipate,&#34; &#34;believe,&#34; &#34;continue,&#34; &#34;could,&#34; &#34;estimate,&#34; &#34;expect,&#34; &#34;intend,&#34; &#34;may,&#34; &#34;plan,&#34; &#34;is/are likely to,&#34; &#34;potential,&#34; &#34;predict,&#34; &#34;project,&#34; &#34;should,&#34; &#34;target,&#34; &#34;will,&#34; &#34;would&#34; and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. The Company undertakes no obligation to update or revise publicly any forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations that arise after the date hereof, except as may be required by law. These statements are subject to uncertainties and risks including, but not limited to, the uncertainties related to market conditions, and other factors discussed in the &#34; <em>Risk Factors</em>&#34; sections of the registration statement and annual reports on Form 20-F, as amended, filed with the SEC. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that such expectations will turn out to be correct, and the Company cautions investors that actual results may differ materially from the anticipated results and encourages investors to review other factors that may affect its future results in the Company's registration statement and other filings with the SEC. Additional factors are discussed in the Company's filings with the SEC, which are available for review at www.sec.gov.</p>
<div class="lb-trans"><p>本新聞稿中關於未來預期、計劃和前景的聲明，以及關於非歷史事實事項的任何其他聲明，可能構成 1995 年《私人證券訴訟改革法案》所定義的&#34;前瞻性聲明&#34;。&#34;預期&#34;、&#34;相信&#34;、&#34;繼續&#34;、&#34;可能&#34;、&#34;估計&#34;、&#34;期望&#34;、&#34;打算&#34;、&#34;可能&#34;、&#34;計劃&#34;、&#34;可能會&#34;、&#34;潛在&#34;、&#34;預測&#34;、&#34;項目&#34;、&#34;應該&#34;、&#34;目標&#34;、&#34;將&#34;、&#34;會&#34;及類似表達旨在識別前瞻性聲明，儘管並非所有前瞻性聲明都包含這些識別詞。公司沒有義務公開更新或修訂任何前瞻性聲明，以反映後續發生的事件或情況，或在此日期之後出現的期望變化，除非法律要求。上述聲明受到不確定性和風險的影響，包括但不限於與市場條件相關的不確定性，以及在向 SEC 提交的註冊聲明和 20-F 年報的&#34; <em>風險因素</em>&#34;部分討論的其他因素。儘管公司相信這些前瞻性聲明中表達的預期是合理的，但無法保證這些預期會正確實現，公司提醒投資者，實際結果可能與預期結果有重大差異，並鼓勵投資者查看可能影響公司未來結果的其他因素，這些因素在公司的註冊聲明和其他向 SEC 提交的文件中進行了討論。其他因素在公司向 SEC 提交的文件中進行了討論，供查閲，網址為 www.sec.gov。</p>
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<p>To view the source version of this press release, please visit https://www.newsfilecorp.com/release/283823</p>
<div class="lb-trans"><p>要查看此新聞稿的源版本，請訪問 https://www.newsfilecorp.com/release/283823</p>
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智寶科技通過推出十款新的 AI 代理加速數字化轉型 | ZBAO 股票新聞