<div id="readability-page-1">03:22 PM EST, 02/13/2026 (MT Newswires) -- Mortgage rates are expected to remain largely steady for the foreseeable future, with the Federal Reserve seen holding its monetary policy steady as it focuses on the labor market amid receding inflation risks, Redfin said Friday.Bureau of Labor Statistics data showed earlier in the day that US consumer inflation eased in January, with core price growth marking the slowest pace in nearly five years.The data suggest there is little risk of prices rebounding in 2026, while the remaining excess inflation above the Fed's 2% goal is likely to &#34;resolve itself&#34; as tariff effects pass through, Redfin said in a report.&#34;The Fed is now solidly focused on the labor market and likely to hold rates steady with just two cuts in the back half of the year,&#34; Chen Zhao, the head of economics research at Redfin, said. &#34;That means mortgage rates are unlikely to move up or down much for the foreseeable future barring unexpected economic data.&#34;On Thursday, the National Association of Realtors said the average 30-year fixed-rate mortgage fell to 6.10% last month from 6.19% in December and 6.96% a year earlier, according to Freddie Mac data.Markets widely expect the US central bank to leave its benchmark lending rate unchanged for the second consecutive policy meeting in March, according to the CME FedWatch tool. Prior to last month's pause, the Fed delivered three back-to-back 25-basis-point interest rate cuts amid concerns about the labor market.Earlier this week, official data showed the US economy added more jobs than projected in January, while the unemployment rate slipped.However, earlier labor market reports were grim, with Challenger Gray &amp; Christmas saying last week that last month's job cut announcements in the US soared to the highest since October. ADP (ADP) recently reported that employment in the private sector increased less than projected last month.The NAR report showed Thursday that existing home sales in the US fell more than expected in January as the median price hit a new peak for the month amid low supply even as affordability improved.Price: 212.58, Change: +2.62, Percent Change: +1.25 MT Newswires does not provide investment advice. Unauthorized reproduction is strictly prohibited.</div>

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抵押貸款利率預計將保持穩定，因為美聯儲在通脹風險緩解的情況下，繼續將貨幣政策的重點放在勞動力市場上。Redfin 報告稱，消費者通脹已放緩，表明價格反彈的風險很小。1 月份，30 年期固定利率抵押貸款的平均利率降至 6.10%。儘管一些勞動力市場報告存在不一致，美聯儲預計將在 3 月份維持基準貸款利率不變，此前的就業增長數據也支持了這一預期。1 月份，現有住宅銷售也有所下降，中位價格達到了新高

Mortgage Rates Seen Steady for Foreseeable Future as Fed Stays Put Amid Focus on Labor Market, Redfin Says

fidelity

JPMorgan Mortgage-Backed Securities ETF

John Hancock Mortgage-Backed Securities ETF

Schwab® Mortgage-Backed Securities ETF

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Redfin

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美國房地產 ETF - Vanguard

美國按揭抵押債 ETF - Vanguard

按揭地產信託收入 ETF - VanEck Vectors

美國房地產 ETF - SPDR

抵押貸款證券 ETF - Janus Henderson

組合抵押貸款支持債券 ETF - SPDR

PIMCO Mortgage-Backed Securities Act ETF

Redfin 表示，由於美聯儲在專注於勞動力市場的情況下保持政策不變，預計未來可預見的時期內抵押貸款利率將保持穩定