<p><em>新舉措增強了 120 億美元行業的透明度、一致性和消費者信心</em></p>
<p>, /PRNewswire/ -- 120 億美元的租賃購買（RTO）行業正在採取重大步驟，以增強全國範圍內的透明度、專業性和消費者信心。美國唯一代表 RTO 行業的全國性貿易協會——專業租賃組織協會（APRO）宣佈推出其 50 州模型租賃協議庫。</p>
<p><strong>這一舉措背後的 “原因”</strong></p>
<p>租賃購買協議是影響多個行業（如零售、消費品製造和汽車售後服務）的基礎性組成部分。清晰、一致的合同對於確保客户理解他們的選擇、費用和權利至關重要。</p>
<p>APRO 的模型租賃協議庫在所有 50 個州現代化了這些協議。通過更新披露信息、使合同符合當前法律標準以及標準化最佳實踐，這一舉措增強了透明度，並強化了全國範圍內的負責任商業運營。</p>
<p>這一努力正值數百萬美國人依賴租賃購買獲取基本家居用品（如傢俱、電子產品、家電和輪胎）之際。隨着靈活購買選項的需求增加，尤其是在千禧一代和 Z 世代中，保持清晰和最新的協議對於保護客户和維持行業信任至關重要。</p>
<p>“這是租賃購買行業一個變革性的時刻，經過多年的努力而成，”<strong>APRO 首席執行官查爾斯·史密瑟曼（Charles Smitherman）表示。</strong>“幾十年來，運營商一直在複雜的州法規和不斷變化的法律要求中摸索。現在，首次，我們的成員可以訪問特定州的協議，這些協議不僅符合過去的法律，還能應對未來的挑戰。這就是有意義的自我監管的樣子，它將惠及企業和消費者。”</p>
<p><strong>設定新的行業標準</strong></p>
<p>APRO 與全國知名的合規法律事務所 Hudson Cook, LLP 合作開發了該庫。與通用模板不同，每份協議都是：</p>
<ul>
<li>針對每個州特定的租賃購買法規量身定製</li>
<li>針對新興立法和司法發展進行了更新</li>
<li>結構上融入了現代仲裁和爭議解決要求</li>
<li>適應了為消費者提供清晰、透明的披露</li>
<li>設計上能夠經受監管和執法的審查</li>
</ul>
<p>許多 RTO 運營商僅在州法規發生變化時更新租賃協議。然而，合同的法律環境在不斷演變，即使法律保持不變。這包括核心合同法標準、仲裁、爭議解決以及市場營銷和廣告的一致性。</p>
<p>模型租賃協議庫為成員提供了特定州的專業開發基礎，幫助他們在每個司法管轄區內自信且合規地運營。它保護了風險，並反映了現代法律和監管標準，無論成員在哪裏開展業務。</p>
<p><strong>如何訪問 RTO 合規解決方案</strong></p>
<p>成員可以在 https://www.rtohq.org/model-rto-lease-agreement-library/ 訪問協議，並以大幅降低的費用與 Hudson Cook, LLP 進行合作：</p>
<ul>
<li>每個州 250 美元</li>
<li>多個州 375 美元</li>
</ul>
<p>這種方法確保協議不僅僅是模板。它們是與成員的運營和司法管轄區相一致的定製、法律合規文件。成員還可以請求關於附屬合規項目的指導，包括隱私政策、付款授權、消費者報告通知和其他公司特定條款。</p>
<p>“這一福利遠不止提供一份文件，”<strong>史密瑟曼表示。</strong>“它為我們的成員提供了一個可辯護的、合規的基礎，並直接接觸法律顧問，提高了不僅是每個公司的專業性，還有整個行業的專業性。”</p>
<p>這一舉措是 APRO 戰略計劃的基石，反映了該協會從進步租賃組織協會（Association of Progressive Rental Organizations）向專業租賃組織協會（Association of Professional Rental Organizations）的持續演變。重新品牌強調了 APRO 對專業性、道德實踐、消費者信任和自我監管的承諾。</p>
<p>要了解更多關於 APRO 的信息，請訪問 https://www.rtohq.org/ 或在 Instagram 和 LinkedIn 上關注該組織。</p>
<p><strong>關於 APRO</strong> 專業租賃組織協會（APRO），前身為進步租賃組織協會，是唯一代表租賃購買（RTO）行業的全國性貿易協會。成立於 1980 年，旨在倡導和支持 RTO 企業的利益，APRO 為其 325 個會員品牌提供必要的資源、行業見解和強大的社區網絡。通過教育倡議、立法倡導和專業發展機會，APRO 努力提升 RTO 行業的標準和成功，確保其繼續蓬勃發展並以誠信和卓越服務客户。</p>
<p><strong>媒體聯繫人：</strong> 伊桑·古特斯坦（Ethan Gutstein），Fishman Public Relations，(847) 945-1300 或 [email protected]</p>
<p>來源：專業租賃組織協會（APRO）</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMjE3Jk5ld3NJdGVtSWQ9Q0w4OTA2NyZUcmFuc21pc3Npb25fSWQ9MjAyNjAyMTcxMDM1UFJfTkVXU19VU1BSX19fX19DTDg5MDY3?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMjE3Jk5ld3NJdGVtSWQ9Q0w4OTA2NyZUcmFuc21pc3Npb25fSWQ9MjAyNjAyMTcxMDM1UFJfTkVXU19VU1BSX19fX19DTDg5MDY3"/></p>

<p>價值 120 億美元的租賃購買（RTO）行業正在通過專業租賃組織協會（APRO）推出 50 州模型租賃協議庫來增強透明度和消費者信心。該舉措旨在現代化協議，以符合當前的法律標準和最佳實踐，確保客户瞭解他們的權利和選擇。該庫與 Hudson Cook, LLP 合作開發，提供量身定製的、具有法律責任的文件給 RTO 運營商，促進行業內的專業性和自我監管。APRO 旨在通過這一戰略舉措提升標準並支持 RTO 業務</p>

<p><em>New Initiative Strengthens Transparency, Consistency, and Consumer Confidence Across $12 Billion Industry</em></p>
<div class="lb-trans"><p><em>新舉措增強了 120 億美元行業的透明度、一致性和消費者信心</em></p>
</div><p>, /PRNewswire/ -- The $12 billion rent-to-own (RTO) industry is taking a major step to strengthen transparency, professionalism, and consumer confidence nationwide. The Association of Professional Rental Organizations (APRO), America's only national trade association representing the RTO sector, announces the launch of its 50-state Model Lease Agreement Library.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 120 億美元的租賃購買（RTO）行業正在採取重大步驟，以增強全國範圍內的透明度、專業性和消費者信心。美國唯一代表 RTO 行業的全國性貿易協會——專業租賃組織協會（APRO）宣佈推出其 50 州模型租賃協議庫。</p>
</div><p><strong>The &#34;Why&#34; Behind This Initiative</strong></p>
<div class="lb-trans"><p><strong>這一舉措背後的 “原因”</strong></p>
</div><p>Rent-to-own agreements are a foundational piece within a sector that impacts many industries, such as retail, consumer goods manufacturing, and automotive aftermarket services. Clear, consistent contracts are essential to ensuring customers understand their options, costs, and rights.</p>
<div class="lb-trans"><p>租賃購買協議是影響多個行業（如零售、消費品製造和汽車售後服務）的基礎性組成部分。清晰、一致的合同對於確保客户理解他們的選擇、費用和權利至關重要。</p>
</div><p>APRO's Model Lease Agreement Library modernizes those agreements across all 50 states. By updating disclosures, aligning contracts with current legal standards, and standardizing best practices, this initiative strengthens transparency and reinforces accountable business operations nationwide.</p>
<div class="lb-trans"><p>APRO 的模型租賃協議庫在所有 50 個州現代化了這些協議。通過更新披露信息、使合同符合當前法律標準以及標準化最佳實踐，這一舉措增強了透明度，並強化了全國範圍內的負責任商業運營。</p>
</div><p>This effort comes at a time when millions of Americans rely on rent-to-own to access essential household goods, such as furniture, electronics, appliances, and tires. As demand for flexible purchasing options increase, especially among Millennials and Gen Z, maintaining clear and up-to-date agreements is critical to protecting customers and sustaining trust in the industry.</p>
<div class="lb-trans"><p>這一努力正值數百萬美國人依賴租賃購買獲取基本家居用品（如傢俱、電子產品、家電和輪胎）之際。隨着靈活購買選項的需求增加，尤其是在千禧一代和 Z 世代中，保持清晰和最新的協議對於保護客户和維持行業信任至關重要。</p>
</div><p>&#34;This is a transformational moment for the rent-to-own industry that was years in the making,&#34; <strong>said Charles Smitherman, CEO of APRO.</strong> &#34;For decades, operators have navigated a complex web of state statutes and evolving legal requirements. Now, for the first time, our members can access state-specific agreements built not just to meet yesterday's laws, but to withstand tomorrow's challenges. This is what meaningful self-regulation looks like, and it will benefit both businesses and consumers.&#34;</p>
<div class="lb-trans"><p>“這是租賃購買行業一個變革性的時刻，經過多年的努力而成，”<strong>APRO 首席執行官查爾斯·史密瑟曼（Charles Smitherman）表示。</strong>“幾十年來，運營商一直在複雜的州法規和不斷變化的法律要求中摸索。現在，首次，我們的成員可以訪問特定州的協議，這些協議不僅符合過去的法律，還能應對未來的挑戰。這就是有意義的自我監管的樣子，它將惠及企業和消費者。”</p>
</div><p><strong>Setting a New Industry Standard</strong></p>
<div class="lb-trans"><p><strong>設定新的行業標準</strong></p>
</div><p>APRO partnered with nationally recognized compliance law firm Hudson Cook, LLP to develop the library. Unlike generic templates, each agreement is:</p>
<div class="lb-trans"><p>APRO 與全國知名的合規法律事務所 Hudson Cook, LLP 合作開發了該庫。與通用模板不同，每份協議都是：</p>
</div><ul>
<li>Tailored to the specific lease-to-own statute in each state</li>
<li>Updated for emerging legislative and judicial developments</li>
<li>Structured to incorporate modern arbitration and dispute-resolution requirements</li>
<li>Adapted to provide clear, transparent disclosures for consumers</li>
<li>Designed to withstand regulatory and enforcement scrutiny</li>
</ul>
<div class="lb-trans"><ul>
<li>針對每個州特定的租賃購買法規量身定製</li>
<li>針對新興立法和司法發展進行了更新</li>
<li>結構上融入了現代仲裁和爭議解決要求</li>
<li>適應了為消費者提供清晰、透明的披露</li>
<li>設計上能夠經受監管和執法的審查</li>
</ul>
</div><p>Many RTO operators update leases only when a state statute changes. However, the legal environment around contracts is constantly evolving, even when the laws remain the same. This includes core contract law standards, arbitration, dispute resolution, and marketing and advertising alignment.</p>
<div class="lb-trans"><p>許多 RTO 運營商僅在州法規發生變化時更新租賃協議。然而，合同的法律環境在不斷演變，即使法律保持不變。這包括核心合同法標準、仲裁、爭議解決以及市場營銷和廣告的一致性。</p>
</div><p>The Model Lease Agreement Library provides members with a state-specific, professionally developed foundation, helping them operate confidently and compliantly in every jurisdiction. It protects against risk and reflects modern legal and regulatory standards, no matter where a member does business.</p>
<div class="lb-trans"><p>模型租賃協議庫為成員提供了特定州的專業開發基礎，幫助他們在每個司法管轄區內自信且合規地運營。它保護了風險，並反映了現代法律和監管標準，無論成員在哪裏開展業務。</p>
</div><p><strong>How to Access the RTO Compliance Solution</strong></p>
<div class="lb-trans"><p><strong>如何訪問 RTO 合規解決方案</strong></p>
</div><p>Members can access the agreements at https://www.rtohq.org/model-rto-lease-agreement-library/ and engage with Hudson Cook, LLP at heavily reduced rates:</p>
<div class="lb-trans"><p>成員可以在 https://www.rtohq.org/model-rto-lease-agreement-library/ 訪問協議，並以大幅降低的費用與 Hudson Cook, LLP 進行合作：</p>
</div><ul>
<li>$250 per state</li>
<li>$375 for multiple states</li>
</ul>
<div class="lb-trans"><ul>
<li>每個州 250 美元</li>
<li>多個州 375 美元</li>
</ul>
</div><p>This approach ensures that agreements are more than templates. They are customized, legally accountable documents aligned with the member's operations and jurisdiction. Members may also request guidance on ancillary compliance items, including privacy policies, payment authorizations, consumer reporting notices, and other company-specific provisions.</p>
<div class="lb-trans"><p>這種方法確保協議不僅僅是模板。它們是與成員的運營和司法管轄區相一致的定製、法律合規文件。成員還可以請求關於附屬合規項目的指導，包括隱私政策、付款授權、消費者報告通知和其他公司特定條款。</p>
</div><p>&#34;This benefit goes far beyond providing a document,&#34; <strong>said Smitherman.</strong> &#34;It gives our members a defensible, compliant foundation and direct access to counsel, raising professionalism not just for each company but for the industry as a whole.&#34;</p>
<div class="lb-trans"><p>“這一福利遠不止提供一份文件，”<strong>史密瑟曼表示。</strong>“它為我們的成員提供了一個可辯護的、合規的基礎，並直接接觸法律顧問，提高了不僅是每個公司的專業性，還有整個行業的專業性。”</p>
</div><p>This initiative is a cornerstone of APRO's strategic plan and reflects the association's ongoing evolution from Association of Progressive Rental Organizations to the Association of Professional Rental Organizations. The rebrand underscores APRO's commitment to professionalism, ethical practices, consumer trust, and self-regulation.</p>
<div class="lb-trans"><p>這一舉措是 APRO 戰略計劃的基石，反映了該協會從進步租賃組織協會（Association of Progressive Rental Organizations）向專業租賃組織協會（Association of Professional Rental Organizations）的持續演變。重新品牌強調了 APRO 對專業性、道德實踐、消費者信任和自我監管的承諾。</p>
</div><p>To learn more about APRO, visit https://www.rtohq.org/ or follow the organization on Instagram and LinkedIn.</p>
<div class="lb-trans"><p>要了解更多關於 APRO 的信息，請訪問 https://www.rtohq.org/ 或在 Instagram 和 LinkedIn 上關注該組織。</p>
</div><p><strong>About APRO</strong> The Association of Professional Rental Organizations (APRO), formerly Association of Progressive Rental Organizations, is the only national trade association representing the rent-to-own (RTO) industry. Established in 1980 to advocate for and support the interests of RTO businesses, APRO provides its 325 member brands with essential resources, industry insights, and a strong community network. Through educational initiatives, legislative advocacy, and professional development opportunities, APRO strives to elevate the standards and success of the RTO sector, ensuring it continues to thrive and serve customers with integrity and excellence.</p>
<div class="lb-trans"><p><strong>關於 APRO</strong> 專業租賃組織協會（APRO），前身為進步租賃組織協會，是唯一代表租賃購買（RTO）行業的全國性貿易協會。成立於 1980 年，旨在倡導和支持 RTO 企業的利益，APRO 為其 325 個會員品牌提供必要的資源、行業見解和強大的社區網絡。通過教育倡議、立法倡導和專業發展機會，APRO 努力提升 RTO 行業的標準和成功，確保其繼續蓬勃發展並以誠信和卓越服務客户。</p>
</div><p><strong>Media Contact:</strong> Ethan Gutstein, Fishman Public Relations, (847) 945-1300 or [email protected]</p>
<div class="lb-trans"><p><strong>媒體聯繫人：</strong> 伊桑·古特斯坦（Ethan Gutstein），Fishman Public Relations，(847) 945-1300 或 [email protected]</p>
</div><p>SOURCE Association of Professional Rental Organizations (APRO)</p>
<div class="lb-trans"><p>來源：專業租賃組織協會（APRO）</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMjE3Jk5ld3NJdGVtSWQ9Q0w4OTA2NyZUcmFuc21pc3Npb25fSWQ9MjAyNjAyMTcxMDM1UFJfTkVXU19VU1BSX19fX19DTDg5MDY3" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=CL89067&amp;Transmission_Id=202602171035PR_NEWS_USPR_____CL89067&amp;DateId=20260217"/></p>

隨着 50 州模型租賃協議庫的推出，租購行業的國家標準得到了提升