<p>你是否希望在相對較短的時間內將一筆適度的資金轉變為七位數的金額？大多數快速致富的想法最終都以失敗告終。然而，有一些公司應該能夠在足夠的時間內（例如 10 年）超越大盤的表現。以下是三個這樣的潛在投資機會的詳細介紹。</p>
<h2>1. 台灣半導體制造公司</h2>
<p>與普遍的假設相反，像 <strong>Nvidia</strong>、<strong>Intel</strong> 和 <strong>Qualcomm</strong> 這樣的芯片製造商實際上並不自己生產硅。儘管英特爾正在努力建立自己的代工廠，但總體而言，這些公司普遍認為將這項工作外包給第三方製造商實際上更便宜且更容易。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84NTUxODUvbWlsbGlvbmFpcmUtcmV0aXJlZS1zbGVlcGluZy1jb21mb3J0YWJseS5qcGcmdz0zODQw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84NTUxODUvbWlsbGlvbmFpcmUtcmV0aXJlZS1zbGVlcGluZy1jb21mb3J0YWJseS5qcGcmdz0zODQw"/></p>
<p>圖片來源：Getty Images。</p>
<p><strong>台灣半導體制造公司</strong>（TSM 0.14%）就是其中之一。它也是最大的，特別是在計算機、人工智能（AI）數據中心和智能手機所需的高性能微芯片方面。總的來説，去年它的營業額達到了 1120 億美元，比 2024 年的收入增長了近 32%。分析師預計今年的銷售增長將超過 30%，明年將接近 24%，因為 AI 數據中心的數量持續激增。</p>
<p>展開</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vYXJ0L2NvbXBhbnlsb2dvcy9tYXJrL1RTTS5wbmcmdz0xMjg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="台灣半導體制造公司股票報價" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vYXJ0L2NvbXBhbnlsb2dvcy9tYXJrL1RTTS5wbmcmdz0xMjg"/></p>
<h2>NYSE: TSM</h2>
<p>台灣半導體制造公司</p>
<p>今日變動</p>
<p>(-0.14%) $-0.50</p>
<p>當前價格</p>
<p>$370.04</p>
<h3>關鍵數據點</h3>
<p>市值</p>
<p>$1.9 萬億</p>
<p>日內區間</p>
<p>$366.46 - $373.43</p>
<p>52 周區間</p>
<p>$134.25 - $380.00</p>
<p>成交量</p>
<p>28K</p>
<p>平均成交量</p>
<p>13M</p>
<p>毛利率</p>
<p>59.02%</p>
<p>股息收益率</p>
<p>0.83%</p>
<p>並不是每一年都會如此良好；芯片行業至少偶爾會有些週期性波動。</p>
<p>憑藉在 半導體制造業務 上的近乎壟斷地位，台積電肯定會享有更多的好年頭。</p>
<h2>2. ServiceNow</h2>
<p>過去幾周對大多數 人工智能股票 來説都很艱難，<strong>ServiceNow</strong>（NOW 3.42%）也不例外。儘管分析師預計今年的收入增長為 21%，明年超過 18%，但這家工作流自動化平台提供商的股價自去年中期以來幾乎減半。現在處於 AI 業務中實在是一個巨大的負擔。</p>
<p>然而，ServiceNow 的一個重要特點是，在 AI 革命加劇之前，它已經是一家成功的數字/自動化工作流服務提供商。考慮到其產品的實用性、用户友好性和市場認可度，任何對當前在 AI 上花費的資金進行的全面重新思考都不太可能干擾 ServiceNow 的業務增長。</p>
<h2>3. 比亞迪</h2>
<p>最後，任何密切關注中國 電動車 巨頭 <strong>比亞迪公司</strong>（BYDDY +1.69%）的人都知道，它在國內市場的份額持續下降，上個月降至 16%，而一年前為 27%。</p>
<p>展開</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vYXJ0L2NvbXBhbnlsb2dvcy9tYXJrL0JZRERZLnBuZyZ3PTEyOA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="比亞迪公司股票報價" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vYXJ0L2NvbXBhbnlsb2dvcy9tYXJrL0JZRERZLnBuZyZ3PTEyOA"/></p>
<h2>OTC: BYDDY</h2>
<p>比亞迪公司</p>
<p>今日變動</p>
<p>(1.69%) $0.21</p>
<p>當前價格</p>
<p>$12.62</p>
<h3>關鍵數據點</h3>
<p>市值</p>
<p>$1390 億</p>
<p>日內區間</p>
<p>$12.57 - $12.77</p>
<p>52 周區間</p>
<p>$11.20 - $20.05</p>
<p>成交量</p>
<p>1.9M</p>
<p>平均成交量</p>
<p>1.7M</p>
<p>毛利率</p>
<p>23.15%</p>
<p>股息收益率</p>
<p>1.46%</p>
<p>不過，比亞迪現在並不完全專注於中國市場。去年它向非常熱情的歐洲市場交付了 187,657 輛電動車，比 2024 年的交付量增長了 268% 以上。未來也可以期待這裏的出色數字。</p>
<p>然而，這仍然不是看漲論點的核心組成部分。比亞迪股票之所以值得購買，主要是因為它已經是全球第二大電動車用鋰電池製造商。它在固態電池和磷酸鐵鋰 “刀片” 電池等方面取得了重大進展，這將使其在一個預計到 2034 年年均增長 26% 的電動車電池市場中保持競爭力。</p>

比亞迪(ADR)

全球科技股指數 ETF - iShares

比亞迪

<p>本文討論了三隻股票，這些股票有可能將 10 萬美元的投資在十年內變成 100 萬美元。第一隻股票是台積電（TSMC），作為領先的芯片製造商，由於對人工智能數據中心的需求，其增長前景強勁。第二隻股票是現在服務（ServiceNow），這是一個工作流自動化平台，儘管近期市場面臨挑戰，但預計仍將增長。最後，比亞迪（BYD Company）作為電動車和鋰電池製造的主要參與者，其在歐洲的增長和電池技術的進步也得到了強調。投資者被鼓勵考慮這些股票以實現長期收益</p>

<p>Are you looking to turn a modest amount of money into a seven-figure sum in a relatively short period of time? Most get-rich-quick ideas end up being a bust. There are some names, however, that should be capable of beating the broad market's performance well enough to do so, if you can give them enough time -- like 10 years. Here's a closer look at three such prospects.</p>
<div class="lb-trans"><p>你是否希望在相對較短的時間內將一筆適度的資金轉變為七位數的金額？大多數快速致富的想法最終都以失敗告終。然而，有一些公司應該能夠在足夠的時間內（例如 10 年）超越大盤的表現。以下是三個這樣的潛在投資機會的詳細介紹。</p>
</div><h2>1. Taiwan Semiconductor Manufacturing</h2>
<div class="lb-trans"><h2>1. 台灣半導體制造公司</h2>
</div><p>Contrary to a common assumption, chipmakers like <strong>Nvidia</strong>, <strong>Intel</strong>, and <strong>Qualcomm</strong> don't actually make their own silicon. Although Intel is making some problem-plagued efforts to establish its own foundries, by and large most of these companies recognize that it's actually cheaper -- and far easier -- to punt this work to a third-party manufacturer.</p>
<div class="lb-trans"><p>與普遍的假設相反，像 <strong>Nvidia</strong>、<strong>Intel</strong> 和 <strong>Qualcomm</strong> 這樣的芯片製造商實際上並不自己生產硅。儘管英特爾正在努力建立自己的代工廠，但總體而言，這些公司普遍認為將這項工作外包給第三方製造商實際上更便宜且更容易。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84NTUxODUvbWlsbGlvbmFpcmUtcmV0aXJlZS1zbGVlcGluZy1jb21mb3J0YWJseS5qcGcmdz0zODQw" alt="A person sleeps while surrounded by cash bundles." original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F855185%2Fmillionaire-retiree-sleeping-comfortably.jpg&amp;w=3840&amp;op=resize"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>圖片來源：Getty Images。</p>
</div><p><strong>Taiwan Semiconductor Manufacturing</strong>( TSM 0.14%) is one of these manufacturers. It's also the biggest, particularly for the high-performance microchips required by computers, artificial intelligence (AI) data centers, and smartphones. All told, it did $112 billion worth of business last year, up nearly 32% from 2024's top line. Analysts are looking for sales growth of more than 30% this year, and nearly 24% next year, as the number of AI data centers continues to explode.</p>
<div class="lb-trans"><p><strong>台灣半導體制造公司</strong>（TSM 0.14%）就是其中之一。它也是最大的，特別是在計算機、人工智能（AI）數據中心和智能手機所需的高性能微芯片方面。總的來説，去年它的營業額達到了 1120 億美元，比 2024 年的收入增長了近 32%。分析師預計今年的銷售增長將超過 30%，明年將接近 24%，因為 AI 數據中心的數量持續激增。</p>
</div><p>Expand</p>
<div class="lb-trans"><p>展開</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vYXJ0L2NvbXBhbnlsb2dvcy9tYXJrL1RTTS5wbmcmdz0xMjg" alt="Taiwan Semiconductor Manufacturing Stock Quote" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Fart%2Fcompanylogos%2Fmark%2FTSM.png&amp;w=128&amp;op=resize"/></p>
<h2>NYSE: TSM</h2>
<div class="lb-trans"><h2>NYSE: TSM</h2>
</div><p>Taiwan Semiconductor Manufacturing</p>
<div class="lb-trans"><p>台灣半導體制造公司</p>
</div><p>Today's Change</p>
<div class="lb-trans"><p>今日變動</p>
</div><p>(-0.14%) $-0.50</p>
<div class="lb-trans"><p>(-0.14%) $-0.50</p>
</div><p>Current Price</p>
<div class="lb-trans"><p>當前價格</p>
</div><p>$370.04</p>
<div class="lb-trans"><p>$370.04</p>
</div><h3>Key Data Points</h3>
<div class="lb-trans"><h3>關鍵數據點</h3>
</div><p>Market Cap</p>
<div class="lb-trans"><p>市值</p>
</div><p>$1.9T</p>
<div class="lb-trans"><p>$1.9 萬億</p>
</div><p>Day's Range</p>
<div class="lb-trans"><p>日內區間</p>
</div><p>$366.46 - $373.43</p>
<div class="lb-trans"><p>$366.46 - $373.43</p>
</div><p>52wk Range</p>
<div class="lb-trans"><p>52 周區間</p>
</div><p>$134.25 - $380.00</p>
<div class="lb-trans"><p>$134.25 - $380.00</p>
</div><p>Volume</p>
<div class="lb-trans"><p>成交量</p>
</div><p>28K</p>
<div class="lb-trans"><p>28K</p>
</div><p>Avg Vol</p>
<div class="lb-trans"><p>平均成交量</p>
</div><p>13M</p>
<div class="lb-trans"><p>13M</p>
</div><p>Gross Margin</p>
<div class="lb-trans"><p>毛利率</p>
</div><p>59.02%</p>
<div class="lb-trans"><p>59.02%</p>
</div><p>Dividend Yield</p>
<div class="lb-trans"><p>股息收益率</p>
</div><p>0.83%</p>
<div class="lb-trans"><p>0.83%</p>
</div><p>Not every year will be so good; the chip industry is at least occasionally somewhat cyclical, too.</p>
<div class="lb-trans"><p>並不是每一年都會如此良好；芯片行業至少偶爾會有些週期性波動。</p>
</div><p>With what's effectively a near-monopoly on the semiconductor manufacturing business, TSMC is certain to enjoy more good years than bad.</p>
<div class="lb-trans"><p>憑藉在 半導體制造業務 上的近乎壟斷地位，台積電肯定會享有更多的好年頭。</p>
</div><h2>2. ServiceNow</h2>
<div class="lb-trans"><h2>2. ServiceNow</h2>
</div><p>It's been a rough past few weeks for most artificial intelligence stocks. <strong>ServiceNow</strong>( NOW 3.42%) is no exception. Shares of this workflow automation platform provider have been nearly halved just since the middle of last year, despite analysts' expectations for revenue growth of 21% this year and more than 18% next year. Being in the AI business is just a huge liability at this time.</p>
<div class="lb-trans"><p>過去幾周對大多數 人工智能股票 來説都很艱難，<strong>ServiceNow</strong>（NOW 3.42%）也不例外。儘管分析師預計今年的收入增長為 21%，明年超過 18%，但這家工作流自動化平台提供商的股價自去年中期以來幾乎減半。現在處於 AI 業務中實在是一個巨大的負擔。</p>
</div><p>What's largely underappreciated about ServiceNow, however, is that it was a successful digital/automated workflow service provider well before AI revolution heated up. And, given the practical, user-friendly nature <em>and</em> proven marketability of its offerings, it's unlikely that any sweeping rethink of all the money currently being spent on AI now will actually disrupt ServiceNow's business growth.</p>
<div class="lb-trans"><p>然而，ServiceNow 的一個重要特點是，在 AI 革命加劇之前，它已經是一家成功的數字/自動化工作流服務提供商。考慮到其產品的實用性、用户友好性和市場認可度，任何對當前在 AI 上花費的資金進行的全面重新思考都不太可能干擾 ServiceNow 的業務增長。</p>
</div><h2>3. BYD</h2>
<div class="lb-trans"><h2>3. 比亞迪</h2>
</div><p>Finally, anyone keeping close tabs on China's electric vehicle powerhouse <strong>BYD Company</strong>( BYDDY +1.69%) likely knows it continues to lose market share in its home market, slipping to 16% last month versus 27% at this point a year earlier.</p>
<div class="lb-trans"><p>最後，任何密切關注中國 電動車 巨頭 <strong>比亞迪公司</strong>（BYDDY +1.69%）的人都知道，它在國內市場的份額持續下降，上個月降至 16%，而一年前為 27%。</p>
</div><p>Expand</p>
<div class="lb-trans"><p>展開</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vYXJ0L2NvbXBhbnlsb2dvcy9tYXJrL0JZRERZLnBuZyZ3PTEyOA" alt="BYD Company Stock Quote" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Fart%2Fcompanylogos%2Fmark%2FBYDDY.png&amp;w=128&amp;op=resize"/></p>
<h2>OTC: BYDDY</h2>
<div class="lb-trans"><h2>OTC: BYDDY</h2>
</div><p>BYD Company</p>
<div class="lb-trans"><p>比亞迪公司</p>
</div><p>Today's Change</p>
<div class="lb-trans"><p>今日變動</p>
</div><p>(1.69%) $0.21</p>
<div class="lb-trans"><p>(1.69%) $0.21</p>
</div><p>Current Price</p>
<div class="lb-trans"><p>當前價格</p>
</div><p>$12.62</p>
<div class="lb-trans"><p>$12.62</p>
</div><h3>Key Data Points</h3>
<div class="lb-trans"><h3>關鍵數據點</h3>
</div><p>Market Cap</p>
<div class="lb-trans"><p>市值</p>
</div><p>$139B</p>
<div class="lb-trans"><p>$1390 億</p>
</div><p>Day's Range</p>
<div class="lb-trans"><p>日內區間</p>
</div><p>$12.57 - $12.77</p>
<div class="lb-trans"><p>$12.57 - $12.77</p>
</div><p>52wk Range</p>
<div class="lb-trans"><p>52 周區間</p>
</div><p>$11.20 - $20.05</p>
<div class="lb-trans"><p>$11.20 - $20.05</p>
</div><p>Volume</p>
<div class="lb-trans"><p>成交量</p>
</div><p>1.9M</p>
<div class="lb-trans"><p>1.9M</p>
</div><p>Avg Vol</p>
<div class="lb-trans"><p>平均成交量</p>
</div><p>1.7M</p>
<div class="lb-trans"><p>1.7M</p>
</div><p>Gross Margin</p>
<div class="lb-trans"><p>毛利率</p>
</div><p>23.15%</p>
<div class="lb-trans"><p>23.15%</p>
</div><p>Dividend Yield</p>
<div class="lb-trans"><p>股息收益率</p>
</div><p>1.46%</p>
<div class="lb-trans"><p>1.46%</p>
</div><p>BYD isn't strictly focused on China anymore, though. It delivered a total of 187,657 EVs to a very receptive Europe last year, up more than 268% from 2024's count. Look for impressive numbers here going forward, too.</p>
<div class="lb-trans"><p>不過，比亞迪現在並不完全專注於中國市場。去年它向非常熱情的歐洲市場交付了 187,657 輛電動車，比 2024 年的交付量增長了 268% 以上。未來也可以期待這裏的出色數字。</p>
</div><p>That's still not a core component of the bullish argument here, however. BYD stock is a buy predominantly because it's already the world's second-biggest manufacturer of the lithium batteries used in electric vehicles. It's making great strides (like solid-state batteries and lithium iron phosphate &#34;blade&#34; batteries) that should keep it competitive in an EV battery market that Precedence Research expects to grow at an average annualized pace of 26% through 2034.</p>
<div class="lb-trans"><p>然而，這仍然不是看漲論點的核心組成部分。比亞迪股票之所以值得購買，主要是因為它已經是全球第二大電動車用鋰電池製造商。它在固態電池和磷酸鐵鋰 “刀片” 電池等方面取得了重大進展，這將使其在一個預計到 2034 年年均增長 26% 的電動車電池市場中保持競爭力。</p>
</div>

Want $1 Million in Retirement? Invest $100,000 in These 3 Stocks and Wait a Decade

- 台灣半導體制造公司（TSMC）去年業務額達 1120 億美元，預計銷售增長超 30%。  
- ServiceNow 面臨挑戰，但仍前景向好，預計今年營收增長 21%。  
- 比亞迪在歐洲市場表現強勁，鋰電池製造商地位穩固，未來增長可期。

Motley Fool

費城交易所 半導體 ETF - iShares

半導體 ETF - VanEck Vectors

國泰CES半導體芯片行業ETF

半導體 3 倍做多 - Direxion

比亞迪股份

納斯達克半導體 ETF - First Trust

標普半導體 ETF - SPDR

動態半導體 ETF - Invesco

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北美科技軟件股指數 ETF - iShares

Taiwan Fd

Tower半導體

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