<p>房屋銷售在年初小幅增長，但目前較高的抵押貸款利率可能會對春季市場產生負面影響。</p>
<p>根據全國房地產經紀人協會的數據，2 月份現有住宅銷售較 1 月份增長了 1.7%，年化季節調整後銷售率為 409 萬套，較去年 2 月份下降了 1.4%。</p>
<p>這一數據代表的是已成交的銷售，因此交易很可能是在抵押貸款利率略微下降並保持在 30 年固定抵押貸款 6% 左右的低位時於 12 月和 1 月達成的。去年同期的利率高出約一個百分點。</p>
<p>&#34;儘管房屋銷售小幅增長，但實際住房需求相對於工資增長和就業增長仍然疲軟，&#34;房地產經紀人協會首席經濟學家勞倫斯·雲在一份聲明中表示。&#34;工資增長現在幾乎超出房價增長四個百分點。與去年相比，抵押貸款利率也明顯降低。&#34;</p>
<p>雲還指出，現在的就業崗位比 2019 年多出 600 萬個，但每年的房屋銷售卻減少了 100 萬套。</p>
<p>較低的抵押貸款利率略微改善了購房能力，但低庫存仍然是一個重大障礙。2 月底待售房屋數量為 129 萬套，較 1 月份增加了 2.4%，較 2025 年 2 月份增加了 4.9%。以當前的銷售速度來看，這相當於 3.8 個月的供應量，與 1 月份持平。六個月的供應量被視為買賣雙方之間的平衡市場。</p>
<p>根據房地產經紀公司 Redfin 的數據顯示，去年秋季因銷售放緩和消費者信心低迷而撤回房源的賣家，現在正在重新上市。近 45,000 套去年撤回的房屋在 1 月份重新上市。這是 Redfin 十年前開始跟蹤這一指標以來的最高 1 月份數據，代表了 1 月份市場上房屋的 3.6% 的創紀錄比例。</p>
<p>&#34;庫存正在增長，但增長緩慢，&#34;雲説。&#34;如果未來幾個月需求顯著上升並超過供應增長，房價將不可避免地上漲。這就是為什麼增加供應對限制房價增長、改善住房可負擔性和促進交易如此重要。&#34;</p>
<p>然而，緊張的供應使得價格僅略微上漲。2 月份售出的房屋中位價為 398,000 美元，同比上漲 0.3%。銷售在最高價位類別中仍然最為強勁，即標價在 100 萬美元或以上的房產。市場最低端的銷售則大幅下降。</p>
<p>出售房屋的時間繼續延長，目前為 47 天，較一年前的 42 天有所增加。首次購房者佔總銷售的 34%，高於一年前的 31%。投資者佔銷售的 16%，與去年持平。</p>
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<p>二月份的房屋銷售較一月份略微增長了 1.7%，年化銷售率達到 409 萬套，但較去年下降了 1.4%。儘管利率降低改善了可負擔性，但較高的抵押貸款利率可能會抑制春季銷售。庫存上升至 129 萬套，但供應增長依然緩慢。中位房價為 39.8 萬美元，同比上漲 0.3%。首次購房者佔銷售的 34%，而房屋出售的時間增加至 47 天</p>

<p>Home sales made a small gain to start the year, but higher mortgage rates now could throw cold water on the spring season.</p>
<div class="lb-trans"><p>房屋銷售在年初小幅增長，但目前較高的抵押貸款利率可能會對春季市場產生負面影響。</p>
</div><p>Existing home sales in February rose 1.7% from January to a seasonally adjusted, annualized rate of 4.09 million units, according to the National Association of Realtors. Sales were down 1.4% from February of last year.</p>
<div class="lb-trans"><p>根據全國房地產經紀人協會的數據，2 月份現有住宅銷售較 1 月份增長了 1.7%，年化季節調整後銷售率為 409 萬套，較去年 2 月份下降了 1.4%。</p>
</div><p>This count represents closed sales, so deals were likely inked in December and January, when mortgage rates fell a bit and stayed solidly in a low range near 6% on the 30-year-fixed mortgage. Rates were about a full percentage point higher the year before.</p>
<div class="lb-trans"><p>這一數據代表的是已成交的銷售，因此交易很可能是在抵押貸款利率略微下降並保持在 30 年固定抵押貸款 6% 左右的低位時於 12 月和 1 月達成的。去年同期的利率高出約一個百分點。</p>
</div><p>&#34;Despite the modest gain in home sales, actual housing demand remains muted relative to wage growth and job gains,&#34; Lawrence Yun, chief economist for the Realtors, said in a release. &#34;Wage growth is now outpacing home price growth by almost four percentage points. Mortgage rates are also measurably lower compared to a year ago.&#34;</p>
<div class="lb-trans"><p>&#34;儘管房屋銷售小幅增長，但實際住房需求相對於工資增長和就業增長仍然疲軟，&#34;房地產經紀人協會首席經濟學家勞倫斯·雲在一份聲明中表示。&#34;工資增長現在幾乎超出房價增長四個百分點。與去年相比，抵押貸款利率也明顯降低。&#34;</p>
</div><p>Yun also noted that there are more than 6 million more jobs now than there were in 2019, yet home sales per year are down by 1 million.</p>
<div class="lb-trans"><p>雲還指出，現在的就業崗位比 2019 年多出 600 萬個，但每年的房屋銷售卻減少了 100 萬套。</p>
</div><p>Lower mortgage rates helped improve affordability slightly, but low inventory is still a significant headwind. There were 1.29 million units for sale at the end of February, an increase of 2.4% from January and 4.9% from February 2025. At the current sales pace, that is a 3.8-month supply, unchanged from January. A six-month supply is considered a balanced market between buyer and seller.</p>
<div class="lb-trans"><p>較低的抵押貸款利率略微改善了購房能力，但低庫存仍然是一個重大障礙。2 月底待售房屋數量為 129 萬套，較 1 月份增加了 2.4%，較 2025 年 2 月份增加了 4.9%。以當前的銷售速度來看，這相當於 3.8 個月的供應量，與 1 月份持平。六個月的供應量被視為買賣雙方之間的平衡市場。</p>
</div><p>More sellers who delisted their homes last fall, due to slower sales and weak consumer confidence, are relisting their homes now, according to Redfin, a real estate brokerage. Nearly 45,000 homes that were delisted last year were relisted for sale in January. That is the highest January figure since Redfin began tracking this metric a decade ago and represents a record 3.6% of homes that were on the market in January.</p>
<div class="lb-trans"><p>根據房地產經紀公司 Redfin 的數據顯示，去年秋季因銷售放緩和消費者信心低迷而撤回房源的賣家，現在正在重新上市。近 45,000 套去年撤回的房屋在 1 月份重新上市。這是 Redfin 十年前開始跟蹤這一指標以來的最高 1 月份數據，代表了 1 月份市場上房屋的 3.6% 的創紀錄比例。</p>
</div><p>&#34;Inventory is growing, but sluggishly,&#34; Yun said. &#34;If demand picks up notably in the coming months and outpaces supply growth, home prices will inevitably rise. That is why increasing supply is so important to help limit home price growth, improve housing affordability, and boost transactions.&#34;</p>
<div class="lb-trans"><p>&#34;庫存正在增長，但增長緩慢，&#34;雲説。&#34;如果未來幾個月需求顯著上升並超過供應增長，房價將不可避免地上漲。這就是為什麼增加供應對限制房價增長、改善住房可負擔性和促進交易如此重要。&#34;</p>
</div><p>Tight supply, however, is keeping prices just barely higher. The median price of a home sold in February was $398,000, an increase of 0.3% year-over-year. Sales continue to be strongest in the highest price category, properties listed at $1 million or above. Sales were down sharply on the lowest end of the market.</p>
<div class="lb-trans"><p>然而，緊張的供應使得價格僅略微上漲。2 月份售出的房屋中位價為 398,000 美元，同比上漲 0.3%。銷售在最高價位類別中仍然最為強勁，即標價在 100 萬美元或以上的房產。市場最低端的銷售則大幅下降。</p>
</div><p>It continues to take longer to sell a home, at 47 days, up from 42 days one year ago. First-time buyers represented 34% of total sales, an increase from 31% a year ago. Investors made up 16% of sales, unchanged from a year ago.</p>
<div class="lb-trans"><p>出售房屋的時間繼續延長，目前為 47 天，較一年前的 42 天有所增加。首次購房者佔總銷售的 34%，高於一年前的 31%。投資者佔銷售的 16%，與去年持平。</p>
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2 月份的房屋銷售略有回升，但供應增長依然'緩慢'