<p>特斯拉正在收緊其在中國的融資策略，取消了其最激進的購車激勵之一，因為貸款方對長期汽車貸款的擔憂日益加劇。</p>
<p>根據在 <em>微博</em> 上發佈的關於這家汽車製造商最新促銷活動的新細節，特斯拉已取消其七年低利率貸款選項。更新後的激勵計劃適用於 2026 年 5 月 31 日之前下的訂單，現在為 Model 3、Model Y 和 Model Y L 提供五年零利率融資計劃。</p>
<p>通過五年計劃，買家仍然可以享受相對較低的月供，但需要比之前更高的首付承諾和更短的還款期限。</p>
<p>雖然長期融資選項不再可用，但公司也為尋求更多靈活性的買家提供了較低利率的融資選項，期限從一年到五年不等，首付低至 45,900 元（9,200 加元/6,700 美元）。</p>
<p><img src="https://imageproxy.pbkrs.com/https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-china-promotions-473x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-china-promotions-473x1024.jpg"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-promotions-chinese-473x1024.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-promotions-chinese-473x1024.png"/></p>
<p>雖然這些長期融資計劃在加拿大是熟悉的，但在中國並沒有存在很長時間。今年 1 月，特斯拉成為該國首家推出七年貸款選項的汽車製造商，此舉旨在降低月供並刺激在通常銷售較慢的時期的需求。</p>
<p>這一策略迅速在行業內傳播，競爭對手如小米、比亞迪、蔚來等紛紛推出類似的長期融資優惠，甚至有些還推出了零首付選項。</p>
<p>然而，融資競爭似乎正在降温。最近的報告顯示，中國的金融機構正在收緊對超長期汽車貸款的監管，理由是與延長還款期限相關的風險上升。銀行和租賃公司據説對準確評估借款人長期信用 worthiness 的難度以及管理車輛殘值的挑戰表示擔憂。 <em>(via CNEvPost)</em></p>
<p>因此，預計特斯拉不會是唯一取消七年計劃的公司，其他汽車製造商也預計會效仿，一些貸款方已經停止了審批。</p>

1.25 倍做多特斯拉 ETF - GraniteShares

TESL

2 倍做多特斯拉 ETF - Leverage Shares

2 倍做多特斯拉 ETF - Direxion

2 倍做多 TSLA ETF - GraniteShares

2 倍做多 TSLA ETF - T-Rex

<p>特斯拉因貸款規則收緊已在中國取消了七年低利率貸款選項。新的融資計劃為 Model 3 和 Model Y 提供五年零利率的方案，但要求更高的首付款。此變化發生在金融機構對長期汽車貸款加強審查之際，令借款人的信用狀況和車輛殘值引發擔憂。其他汽車製造商預計也將效仿特斯拉，停止類似的長期融資選項</p>

<p>Tesla is dialing back its financing strategy in China, removing one of its most aggressive purchase incentives as pressure mounts from lenders wary of long-term auto loans.</p>
<div class="lb-trans"><p>特斯拉正在收緊其在中國的融資策略，取消了其最激進的購車激勵之一，因為貸款方對長期汽車貸款的擔憂日益加劇。</p>
</div><p>According to new details about the automaker’s latest promotional campaign published on <em>Weibo</em>, Tesla has removed its seven-year low-interest loan option. The updated incentive program, which applies to orders placed before May 31, 2026, now offers a five-year, zero-interest financing plan for the Model 3, Model Y, and Model Y L.</p>
<div class="lb-trans"><p>根據在 <em>微博</em> 上發佈的關於這家汽車製造商最新促銷活動的新細節，特斯拉已取消其七年低利率貸款選項。更新後的激勵計劃適用於 2026 年 5 月 31 日之前下的訂單，現在為 Model 3、Model Y 和 Model Y L 提供五年零利率融資計劃。</p>
</div><p>With the five-year plan, buyers can still access relatively low monthly payments, but only with higher upfront commitments and shorter repayment timelines than before.</p>
<div class="lb-trans"><p>通過五年計劃，買家仍然可以享受相對較低的月供，但需要比之前更高的首付承諾和更短的還款期限。</p>
</div><p>While the long-term financing option is no longer available, the company is also offering lower-interest financing options for buyers looking for more flexibility, ranging from one to five years, with down payments as low as 45,900 yuan (C$9,200/US$6,700).</p>
<div class="lb-trans"><p>雖然長期融資選項不再可用，但公司也為尋求更多靈活性的買家提供了較低利率的融資選項，期限從一年到五年不等，首付低至 45,900 元（9,200 加元/6,700 美元）。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-china-promotions-473x1024.jpg" alt="" original-src="https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-china-promotions-473x1024.jpg"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-promotions-chinese-473x1024.png" alt="" original-src="https://driveteslacanada.ca/wp-content/uploads/2026/04/tesla-promotions-chinese-473x1024.png"/></p>
<p>While these long-term financing plans are familiar for Canadians, they haven’t been around for long in China. In January, Tesla became the first automaker in the country to introduce a seven-year loan option, a move designed to reduce monthly payments and stimulate demand during a typically slower sales period.</p>
<div class="lb-trans"><p>雖然這些長期融資計劃在加拿大是熟悉的，但在中國並沒有存在很長時間。今年 1 月，特斯拉成為該國首家推出七年貸款選項的汽車製造商，此舉旨在降低月供並刺激在通常銷售較慢的時期的需求。</p>
</div><p>That strategy quickly spread across the industry, with competitors like Xiaomi, BYD, NIO, and others rolling out similar long-term financing offers, with some even pushing zero-down-payment options.</p>
<div class="lb-trans"><p>這一策略迅速在行業內傳播，競爭對手如小米、比亞迪、蔚來等紛紛推出類似的長期融資優惠，甚至有些還推出了零首付選項。</p>
</div><p>However, the financing battle appears to be cooling off. Recent reports indicate that financial institutions in China are tightening oversight on ultra-long-term auto loans, citing rising risks tied to extended repayment periods. Banks and leasing firms are said to be concerned about the difficulty of accurately assessing borrowers’ long-term creditworthiness, as well as the challenges of managing vehicle residual values over extended timeframes. <em>(via CNEvPost)</em></p>
<div class="lb-trans"><p>然而，融資競爭似乎正在降温。最近的報告顯示，中國的金融機構正在收緊對超長期汽車貸款的監管，理由是與延長還款期限相關的風險上升。銀行和租賃公司據説對準確評估借款人長期信用 worthiness 的難度以及管理車輛殘值的挑戰表示擔憂。 <em>(via CNEvPost)</em></p>
</div><p>As a result, Tesla is not expected to be the only one to remove their 7-year plans, and other automakers are expected to follow suit, with some lenders already halting approvals.</p>
<div class="lb-trans"><p>因此，預計特斯拉不會是唯一取消七年計劃的公司，其他汽車製造商也預計會效仿，一些貸款方已經停止了審批。</p>
</div>

由於貸款規則的收緊，特斯拉在中國取消了 7 年期融資