<p>數字銀行 Nubank 的母公司 Nu Holdings (NU) 的股價在週二的盤前交易中下跌了 4.5%，此前美銀證券分析師 Mario Pierry 將該股票評級從中性下調至表現不佳（相當於賣出），並將其目標價從 16 美元下調約 37% 至 10 美元。</p>
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<p>此次下調評級是在 Nu 宣佈首席財務官 Guilherme Lago 將於 7 月 13 日辭職並轉任特別顧問職位後進行的。他將由前 Visa (V) 高管 Rob Livingston 接替。</p>
<h2><strong>美銀稱 CFO 變動為 “負面驚喜”</strong></h2>
<p>Pierry 將這一領導層變動形容為 “負面驚喜”，並表示 Lago 是 Nu 最重要的高管之一。</p>
<p>根據分析師的説法，Lago 在公司首次公開募股（IPO）中發揮了重要作用，並在公司快速增長和盈利能力提升的過程中保持了財務紀律。他還是投資者和股東的重要聯繫人。</p>
<p>雖然美銀認為 Livingston 的金融服務經驗是一個積極因素，但該公司認為過渡的時機帶來了不確定性。分析師指出，Nu 在巴西面臨更具挑戰性的信貸環境，同時繼續在墨西哥和哥倫比亞擴張。</p>
<p>Nu 表示，Livingston 在金融服務領域擁有超過 30 年的經驗，最近擔任 Visa 北美業務的首席財務官。同時，Lago 預計將在公司留任至 8 月底，以幫助支持領導層的過渡。</p>
<h2><strong>NU 股票值得購買嗎？</strong></h2>
<p>總體而言，華爾街分析師對 NU 股票的共識評級為適度買入，過去三個月內有四個買入和一個賣出，如下圖所示。此外，NU 的平均目標價為每股 16.73 美元，意味着 28.76% 的上漲潛力。</p>

<p>Nu Holdings (NU) 的股票在盤前交易中下跌了 4.5%，原因是美銀將其評級下調至 “表現不佳”，並將目標價下調 37% 至 10 美元。此次下調評級是由於首席財務官 Guilherme Lago 的離職，美銀稱這是一個由於巴西艱難的信貸環境而產生的 “負面意外”，因為離職時機不確定。他將由前 Visa 高管 Rob Livingston 接替</p>

<p>Shares of Nu Holdings (NU), the parent company of digital bank Nubank, fell by 4.5% in pre-market trading on Tuesday after BofA Securities analyst Mario Pierry downgraded the stock to Underperform (equivalent to Sell) from Neutral and cut its price target by about 37% to $10 from $16.</p>
<div class="lb-trans"><p>數字銀行 Nubank 的母公司 Nu Holdings (NU) 的股價在週二的盤前交易中下跌了 4.5%，此前美銀證券分析師 Mario Pierry 將該股票評級從中性下調至表現不佳（相當於賣出），並將其目標價從 16 美元下調約 37% 至 10 美元。</p>
</div><h3>Claim 55% Off TipRanks</h3>
<div class="lb-trans"><h3>在 TipRanks 上享受 55% 的折扣</h3>
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<div class="lb-trans"><ul>
<li>解鎖可信賴的數據驅動投資工具，使用 TipRanks Premium，從分析師評級和預測到突發新聞和投資組合分析。</li>
<li>通過 TipRanks 智能投資者通訊發現高信心股票推薦和新的投資機會。</li>
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</div><p>The downgrade followed Nu's announcement that Chief Financial Officer Guilherme Lago will step down from the role on July 13 and move into a special advisor position. He will be replaced by Rob Livingston, a former Visa (V) executive.</p>
<div class="lb-trans"><p>此次下調評級是在 Nu 宣佈首席財務官 Guilherme Lago 將於 7 月 13 日辭職並轉任特別顧問職位後進行的。他將由前 Visa (V) 高管 Rob Livingston 接替。</p>
</div><h2><strong>BofA Calls CFO Change a &#34;Negative Surprise&#34;</strong></h2>
<div class="lb-trans"><h2><strong>美銀稱 CFO 變動為 “負面驚喜”</strong></h2>
</div><p>Pierry described the leadership change as a &#34;negative surprise&#34; and said Lago was one of Nu's most important executives.</p>
<div class="lb-trans"><p>Pierry 將這一領導層變動形容為 “負面驚喜”，並表示 Lago 是 Nu 最重要的高管之一。</p>
</div><p>According to the analyst, Lago helped lead the company's IPO and played a key role in maintaining financial discipline as the business grew rapidly and became more profitable. He was also a key contact for investors and shareholders.</p>
<div class="lb-trans"><p>根據分析師的説法，Lago 在公司首次公開募股（IPO）中發揮了重要作用，並在公司快速增長和盈利能力提升的過程中保持了財務紀律。他還是投資者和股東的重要聯繫人。</p>
</div><p>While BofA views Livingston's financial services experience as a positive, the firm believes the timing of the transition creates uncertainty. The analyst noted that Nu is facing a more challenging credit environment in Brazil while continuing to expand in Mexico and Colombia.</p>
<div class="lb-trans"><p>雖然美銀認為 Livingston 的金融服務經驗是一個積極因素，但該公司認為過渡的時機帶來了不確定性。分析師指出，Nu 在巴西面臨更具挑戰性的信貸環境，同時繼續在墨西哥和哥倫比亞擴張。</p>
</div><p>Nu said Livingston brings more than 30 years of experience in financial services and most recently served as CFO of Visa's North America business. Meanwhile, Lago is expected to remain with the company through the end of August to help support the leadership transition.</p>
<div class="lb-trans"><p>Nu 表示，Livingston 在金融服務領域擁有超過 30 年的經驗，最近擔任 Visa 北美業務的首席財務官。同時，Lago 預計將在公司留任至 8 月底，以幫助支持領導層的過渡。</p>
</div><h2><strong>Is NU Stock a Good Buy?</strong></h2>
<div class="lb-trans"><h2><strong>NU 股票值得購買嗎？</strong></h2>
</div><p>Overall, Wall Street analysts have a Moderate Buy consensus rating on NU stock based on four Buys and one Sell assigned in the past three months, as indicated by the graphic below. Furthermore, the average NU price target of $16.73 per share implies 28.76% upside potential.</p>
<div class="lb-trans"><p>總體而言，華爾街分析師對 NU 股票的共識評級為適度買入，過去三個月內有四個買入和一個賣出，如下圖所示。此外，NU 的平均目標價為每股 16.73 美元，意味着 28.76% 的上漲潛力。</p>
</div>

Nu Holdings (NU) Stock Falls after BofA Downgrades to Sell and Slashes Price Target by 37%

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NU Holdings

美國銀行

Visa

BANK OF AMERICA CORPORATION DEP SHS REP 1/1000TH INT NON CUM PFD QQ

BANK OF AMERICA CORPORATION DEP SHS REP 1/1200TH PRF SERIES '5'

BANK OF AMERICA CORPORATION 7.25% NON-CUM PERP CONV PFD SER L

BANK OF AMERICA CORPORATION 5.875%NON CUM DEP SHS REP1/1000TH SER HH

BANK OF AMERICA CORPORATION DEP SHS REP 1/1200TH PRF SERIES '2'

BANK OF AMERICA CORPORATION 5% DEP SHS REPR 1/1000TH NON CUM PFD LL

BANK OF AMERICA CORPORATION DEP SHARES REP 1/1000TH PERP PFD SER 'E'

BANK OF AMERICA CORPORATION INCOME CAPITAL OBLIG NTS DUE 15/12/2066

BANK OF AMERICA CORPORATION 4.375% DP SH RP 1/1000TH IN NON CU PF NN

BANK OF AMERICA CORPORATION DEP SH REP 1/1200TH PRF SER 1 USD25

BANK OF AMERICA CORPORATION 5.375%DEP SHS REP 1/1000TH NON CUM SR KK

BANK OF AMERICA CORPORATION 6%NON CUM DEP SHS EACH REP 1/1000 SER GG

BANK OF AMERICA CORPORATION DEP SHS REP 1/1200 PFD SER 4 USD25

BANK OF AMERICA CORPORATION DEP SHS REP 1/1000TH NON CUM PFD SER SS

BANK OF AMERICA CORPORATION 4.125%DEP SH REP 1/1000 PFD SER PP USD25

Bank of America Corp

NU Holdings (NU) 股價下跌，因美國銀行將其評級下調至賣出，並將目標價削減了 37%