EPS: As of FY2025 Q2, the actual value is USD -0.04.EBIT: As of FY2025 Q2, the actual value is USD 4.279 K.<h3>Segment Revenue</h3><ul><li>Interest Income: $140,901 thousand for the three months ended June 30, 2025.</li><li>Interest Expense: $104,454 thousand for the three months ended June 30, 2025.</li><li>Net Interest Income: $36,447 thousand for the three months ended June 30, 2025.</li><li>Total Investment Portfolio: Increased by $339 million, representing a 4% change quarter-over-quarter (QoQ).</li><li>Adjusted Interest Income: $132.5 million, an 8% increase QoQ.</li></ul><h3>Operational Metrics</h3><ul><li>Net Loss Attributable to Company’s Common Stockholders: - $3,486 thousand for the three months ended June 30, 2025.</li><li>Net Loss Per Share (Basic): - $0.04 for the three months ended June 30, 2025.</li><li>Earnings Available for Distribution: $20,024 thousand for the three months ended June 30, 2025.</li><li>Earnings Available for Distribution Per Common Share: $0.22 for the three months ended June 30, 2025.</li><li>Net Loss Attributable to Common Stockholders: - $3.5 million, or - $0.04 per share.</li><li>Earnings Available for Distribution (EAD) per share: $0.22, marking a 10% increase from the prior quarter.</li><li>Book Value per Share: $9.11, a decrease of 2.77% QoQ.</li><li>Adjusted Book Value per Share: $10.26, a decrease of 1.63% QoQ.</li><li>Quarterly Economic Return: - 0.64%.</li><li>Quarterly Economic Return on Adjusted Book Value: 0.29%.</li></ul><h3>Cash Flow</h3><ul><li>Cash and Cash Equivalents: $160,447 thousand as of June 30, 2025.</li><li>Available Cash: $156 million.</li><li>Excess Liquidity Capacity: $416 million, including additional financing of $260 million available for unencumbered/under-levered assets.</li></ul><h3>Unique Metrics</h3><ul><li>Yield on Average Interest Earning Assets: 6.48% for the three months ended June 30, 2025.</li><li>Net Interest Spread: 1.50% for the three months ended June 30, 2025.</li><li>Book Value Per Common Share: $9.11 as of June 30, 2025.</li><li>Adjusted Book Value Per Common Share: $10.26 as of June 30, 2025.</li><li>Acquisition of Constructive Loans, LLC: NYMT acquired the remaining 50% ownership interest in Constructive Loans, LLC, enhancing its business purpose lending strategy.</li><li>Issued $370 million rated performing and re-performing residential loan securitization with a 5.70% effective cost.</li></ul><h3>Outlook / Guidance</h3><ul><li>The acquisition of Constructive Loans, LLC is expected to accelerate NYMT’s expansion into residential business purpose lending, enhancing its ability to meet the growing demand for non-agency credit. This strategic move supports the continued evolution of a more diversified balance sheet designed to deliver greater value to stockholders.</li><li>NYMT anticipates continued growth of its investment portfolio, focusing on assets that offer attractive carry and stable convexity profiles.</li><li>The acquisition of Constructive Loans, LLC is expected to deliver an annual return on equity of approximately 15% and support NYMT’s core strategy of investing in business purpose loans.</li><li>NYMT remains committed to a balanced capital allocation strategy to stabilize returns amid market volatility in 2025.</li></ul>

NYMTI

NEW YORK MORTGAGE TRUST INC 9.125% NTS 07/01/29 USD25 | 8-K: FY2025 Q2 EPS: USD -0.04