EPS: As of FY2025 Q2, the actual value is USD 0.25, beating the estimate of USD 0.2467.<h3>Commercial Real Estate Loans</h3><ul><li>Balance: $5,485,546 as of June 30, 2025, down from $5,716,114 as of December 31, 2024.</li><li>Weighted Average Coupon: 5.43% as of June 30, 2025, compared to 5.40% as of December 31, 2024.</li></ul><h3>Commercial Loans and Leases</h3><ul><li>Balance: $2,520,347 as of June 30, 2025, up from $2,506,664 as of December 31, 2024.</li><li>Weighted Average Coupon: 7.37% as of June 30, 2025, compared to 7.40% as of December 31, 2024.</li></ul><h3>Consumer Loans</h3><ul><li>Balance: $1,576,481 as of June 30, 2025, up from $1,556,510 as of December 31, 2024.</li><li>Weighted Average Coupon: 5.45% as of June 30, 2025, compared to 5.38% as of December 31, 2024.</li></ul><h3>Allowance for Credit Losses</h3><ul><li>Total Allowance: $126,725 as of June 30, 2025, up from $125,083 as of December 31, 2024.</li><li>Individually Evaluated Allowance: $21,709 as of June 30, 2025, up from $17,546 as of December 31, 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided from Operating Activities: $41,631 for the six months ended June 30, 2025, compared to $37,106 for the same period in 2024.</li><li>Net Cash Provided from (Used for) Investing Activities: $251,621 for the six months ended June 30, 2025, compared to -$43,877 for the same period in 2024.</li><li>Net Cash (Used for) Provided from Financing Activities: -$330,174 for the six months ended June 30, 2025, compared to $216,828 for the same period in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company continues to focus on maintaining a strong capital and liquidity position, with an emphasis on managing credit risk and optimizing the loan portfolio.</li><li>Non-Core Business: No specific plans related to divestitures or emerging segments were mentioned in the report.</li></ul>

Brookline Bancorp | 10-Q: FY2025 Q2 EPS Beats Estimate at USD 0.25