EPS: As of FY2025 Q2, the actual value is USD -0.52.EBIT: As of FY2025 Q2, the actual value is USD -25.28 K.<h3>Segment Revenue</h3><ul><li>Interest Income: $146,030 thousand for the three months ended June 30, 2025, compared to $130,007 thousand for the same period in 2024. For the six months ended June 30, 2025, interest income was $270,819 thousand, compared to $259,614 thousand in 2024.</li><li>Noninterest Income: $4,865 thousand for the three months ended June 30, 2025, compared to $4,563 thousand for the same period in 2024. For the six months ended June 30, 2025, noninterest income was $8,614 thousand, compared to $8,162 thousand in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Interest Income and Noninterest Income: $87,109 thousand for the three months ended June 30, 2025, compared to $67,314 thousand for the same period in 2024. For the six months ended June 30, 2025, net interest income and noninterest income was $157,912 thousand, compared to $132,524 thousand in 2024.</li><li>Provision for Credit Losses: $35,700 thousand for the three months ended June 30, 2025, compared to $2,500 thousand for the same period in 2024. For the six months ended June 30, 2025, provision for credit losses was $39,200 thousand, compared to $6,500 thousand in 2024.</li><li>Net (Loss) Income: - $16,878 thousand for the three months ended June 30, 2025, compared to $20,582 thousand for the same period in 2024. For the six months ended June 30, 2025, net income was $4,355 thousand, compared to $38,864 thousand in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $21,348 thousand for the six months ended June 30, 2025, compared to $42,819 thousand for the same period in 2024.</li><li>Net Cash Provided by Investing Activities: $99,048 thousand for the six months ended June 30, 2025, compared to $169,165 thousand for the same period in 2024.</li><li>Net Cash Provided by (Used in) Financing Activities: $119,649 thousand for the six months ended June 30, 2025, compared to - $161,185 thousand for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Loans Receivable: $11,164,477 thousand as of June 30, 2025, compared to $8,274,810 thousand as of December 31, 2024.</li><li>Deposits: $11,278,487 thousand as of June 30, 2025, compared to $7,820,114 thousand as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company completed the acquisition of The First of Long Island Corporation, which is expected to bring synergies and economies of scale. The acquisition added 36 branch offices and increased the company’s market presence in Nassau and Suffolk Counties of Long Island and New York City boroughs.</li><li>Non-Core Business: The company has recorded a net deferred income tax benefit of $51.1 million related to tax attributes of FLIC, along with the effects of fair value adjustments resulting from applying the purchase method of accounting.</li></ul>

Connectone Bancorp Pref Share CNOBP 5.25 Perp 09/01/26 | 10-Q: FY2025 Q2 EPS: USD -0.52