<div id="readability-page-1"><div><p>Chimera Investment (CIM) just reaffirmed its fourth quarter cash dividend at $0.37 per share, even as one major bank dialed back its rating on the stock heading into 2026.</p> <p>See our latest analysis for Chimera Investment.</p> <p>At a share price of $12.91, Chimera’s recent 1 month share price return of 5.82% suggests a modest rebound. However, its year to date share price return of minus 8.24% and 5 year total shareholder return of minus 28.94% point to longer term pressure, with the latest dividend move helping to stabilize sentiment rather than ignite strong momentum.</p> <p>If this kind of income focused story has you thinking more broadly about where to put fresh capital, now is a good time to explore fast growing stocks with high insider ownership.</p> <p>With the dividend held firm, but analysts bracing for softer returns on equity, is Chimera trading at a discount to its long term income potential, or is the market already pricing in slower growth ahead?</p> <h2>Most Popular Narrative: 11% Undervalued</h2> <p>With Chimera Investment last closing at $12.91 against a narrative fair value of $14.50, the most followed view sees more upside than the market is granting today.</p> <p><em>The analysts have a consensus price target of $15.5 for Chimera Investment based on their expectations of its future earnings growth, profit margins and other risk factors. In order for you to agree with the analyst's consensus, you'd need to believe that by 2028, revenues will be $382.2 million, earnings will come to $168.2 million, and it would be trading on a PE ratio of 10.5x, assuming you use a discount rate of 12.1 percent.</em></p> <p>Read the complete narrative.</p> <p>Curious how a mortgage REIT aiming for higher growth, fatter margins, and a lower future earnings multiple can still justify a richer price tag? The full narrative explains the forecasting logic, the earnings bridge, and the valuation math that ties these moving parts into a single upside case.</p> <p><strong>Result: Fair Value of $14.50 (UNDERVALUED)</strong></p> <p>Have a read of the narrative in full and understand what's behind the forecasts.</p> <p>However, this upside case could unravel if credit losses spike in a downturn or if short term funding costs jump, compressing margins and pressuring book value.</p> <p>Find out about the key risks to this Chimera Investment narrative.</p> <h2>Another View: Valuation Signals Are Less Friendly</h2> <p>While the narrative fair value suggests Chimera is 11% undervalued, the market’s sales-based yardsticks tell a tougher story. At 5.6 times sales versus 4.8 times for the Mortgage REITs industry and a 2.8 times fair ratio, the stock appears expensive, leaving less margin for error if growth disappoints.</p> <p>See what the numbers say about this price — find out in our valuation breakdown.</p> <figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/f6f7cb52-136f-43fd-b84c-963999173fed/chart/ps-multiple-vs-industry?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/f6f7cb52-136f-43fd-b84c-963999173fed/chart/ps-multiple-vs-industry"/><figcaption>NYSE:CIM PS Ratio as at Dec 2025</figcaption></figure><h2> Build Your Own Chimera Investment Narrative</h2> <p>If you see the story differently or want to stress test the assumptions with your own data work, you can build a fresh view in minutes: Do it your way.</p> <p>A great starting point for your Chimera Investment research is our analysis highlighting 1 key reward and 2 important warning signs that could impact your investment decision.</p> <h2>Ready for more investment ideas?</h2> <p>Before you move on, give yourself an edge by lining up your next opportunity with fresh, data backed stock ideas that most investors are still overlooking.</p> <ul> <li>Position your portfolio for potential bargains by targeting mispriced companies using these 910 undervalued stocks based on cash flows that flag strong cash flow support for their valuations.</li> <li>Catch the next wave of innovation early by scanning these 24 AI penny stocks packed with businesses building real products around artificial intelligence, not just hype.</li> <li>Strengthen your income stream by focusing on reliable payers through these 12 dividend stocks with yields &gt; 3% that combine attractive yields with sustainable payout profiles.</li> </ul> <p><em> This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data     and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.</strong> It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your     financial situation. We aim to bring you long-term focused analysis driven by fundamental data.     Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.     Simply Wall St has no position in any stocks mentioned.</em></p><div><p>Mobile Infrastructure for Defense and Disaster</p><p>The next wave in robotics isn't humanoid. Its fully autonomous towers delivering 5G, ISR, and radar in under 30 minutes, anywhere.</p><p>Get the investor briefing before the next round of contracts</p><p><span>Sponsored On Behalf of CiTech</span></p></div></div></div>

CIMO

<p>Chimera Investment reaffirmed its Q4 dividend at $0.37 per share despite an analyst downgrade. The stock shows a modest rebound with a 5.82% return over the past month, but longer-term returns are negative. Analysts see Chimera as 11% undervalued with a fair value of $14.50, but caution against potential risks like credit losses and funding costs. The consensus price target is $15.5, based on future earnings growth and profit margins. Investors are advised to explore other stocks with high insider ownership and strong cash flow support.</p>

Chimera Investment (CIM) Valuation Check After Q4 Dividend Reaffirmation and Analyst Downgrade