A-share listed banks deliver high-quality results: growth stabilizes, income diversifies

Against the backdrop of macroeconomic fluctuations and a complex external environment, 22 out of the 42 listed banks in A-shares have submitted their "report cards" for 2025. Data shows that these 22 banks achieved a total operating income of 5.2 trillion yuan, a slight year-on-year increase of 1.2%, marking the banking industry’s transition out of the "negative growth" period and into a stabilization phase. The income structure of the banking industry has undergone significant changes, with non-interest income accounting for 42%, indicating that the industry is gradually breaking away from its reliance on traditional interest margin income and shifting towards a diversified income structure