Revenue: As of FY2026 Q1, the actual value is USD 1.113 B.EPS: As of FY2026 Q1, the actual value is USD 3.78, beating the estimate of USD 3.3366.EBIT: As of FY2026 Q1, the actual value is USD -377.57 M.<h4>Consolidated Financial Performance (Quarter ended March 31, 2026 vs 2025)</h4><ul><li>Net Interest Income: $670,180 thousand in 2026, compared to $605,597 thousand in 2025.</li><li>Provision for Credit Losses: $75,886 thousand in 2026, up from $64,081 thousand in 2025.</li><li>Total Non-Interest Income: $165,626 thousand in 2026, an increase from $152,061 thousand in 2025.</li><li>Total Operating Expenses: $467,310 thousand in 2026, a decrease from $471,012 thousand in 2025.</li><li>Net Income: $245,674 thousand in 2026, significantly higher than $177,502 thousand in 2025.</li></ul><h4>Consolidated Financial Condition (March 31, 2026 vs December 31, 2025)</h4><ul><li>Total Assets: $76,131,018 thousand at March 31, 2026, up from $75,348,267 thousand at December 31, 2025.</li><li>Total Deposits: $67,611,316 thousand at March 31, 2026, compared to $66,190,093 thousand at December 31, 2025.</li><li>Loans Held-in-Portfolio (HIP): $39,703,844 thousand at March 31, 2026, slightly down from $39,749,142 thousand at December 31, 2025.</li><li>Allowance for Credit Losses (Loans): Increased to $823,729 thousand at March 31, 2026, from $808,056 thousand at December 31, 2025.</li><li>Total Stockholders’ Equity: $6,311,086 thousand at March 31, 2026, compared to $6,249,079 thousand at December 31, 2025.</li></ul><h4>Cash Flow Activities (Quarters ended March 31, 2026 vs 2025)</h4><ul><li>Net Cash Provided by Operating Activities: $191,614 thousand in 2026, an increase from $172,058 thousand in 2025.</li><li>Net Cash Used in Investing Activities: -$1,096,470 thousand in 2026, compared to -$886,914 thousand in 2025.</li><li>Net Cash Provided by Financing Activities: $886,592 thousand in 2026, up from $676,072 thousand in 2025.</li></ul><h4>Segmented Loan Performance (March 31, 2026 vs December 31, 2025)</h4><ul><li>BPPR Loans Held-in-Portfolio (HIP): $27,676,913 thousand at March 31, 2026, compared to $27,658,628 thousand at December 31, 2025.<ul><li>Non-accrual loans: $420,273 thousand at March 31, 2026, compared to $458,709 thousand at December 31, 2025.</li><li>Accruing loans 90 days or more past due: $226,218 thousand at March 31, 2026, compared to $228,772 thousand at December 31, 2025.</li></ul></li><li>Popular U.S. Loans Held-in-Portfolio (HIP): $11,612,789 thousand at March 31, 2026, compared to $11,668,890 thousand at December 31, 2025.<ul><li>Non-accrual loans: $37,844 thousand at March 31, 2026, compared to $39,634 thousand at December 31, 2025.</li><li>Accruing loans 90 days or more past due: $169 thousand at March 31, 2026, compared to $188 thousand at December 31, 2025.</li></ul></li></ul><h4>Debt Securities (March 31, 2026 vs December 31, 2025)</h4><ul><li>Total Debt Securities Available-for-Sale (Fair Value): $21,733,269 thousand at March 31, 2026, compared to $20,574,972 thousand at December 31, 2025.</li><li>Gross Unrealized Losses on Debt Securities Available-for-Sale: $917,511 thousand at March 31, 2026, compared to $902,467 thousand at December 31, 2025.</li><li>Total Debt Securities Held-to-Maturity (Fair Value): $6,963,223 thousand at March 31, 2026, compared to $7,363,587 thousand at December 31, 2025.</li><li>Allowance for Credit Losses on Debt Securities Held-to-Maturity: $5,900 thousand at March 31, 2026, compared to $5,812 thousand at December 31, 2025.</li></ul><h4>Loan Modifications (Quarter ended March 31, 2026)</h4><ul><li>Loans Modified to Borrowers Experiencing Financial Difficulties (Amortized Cost Basis): $1,413 thousand for interest rate reductions, $65,892 thousand for term extensions, $173,242 thousand for other-than-insignificant payment delays, $5,238 thousand for combination of term extension and interest rate reduction, and $2,635 thousand for combination of other-than-insignificant payment delays and interest rate reduction.</li><li>Subsequent Defaults on Modified Loans (Amortized Cost Basis): $10,568 thousand during the quarter ended March 31, 2026.</li></ul><h4>Other Key Metrics and Operational Details</h4><ul><li>Goodwill by Segment (March 31, 2026): BPPR had $434,909 thousand (net) and Popular U.S. had $355,045 thousand (net).</li><li>Puerto Rico Government Direct Exposure: Totaled $390 million at March 31, 2026, with $340 million outstanding, primarily from municipalities.</li><li>Puerto Rico Government Indirect Exposure: $201 million in loans insured or securities issued by governmental entities where the principal repayment source is non-governmental.</li><li>USVI Government Direct Exposure: $28 million at March 31, 2026.</li><li>British Virgin Islands (BVI) Loan Portfolio: $197 million at March 31, 2026.</li><li>Stock Repurchase Program: Popular, Inc. repurchased 1,155,398 shares for $155.2 million during the quarter ended March 31, 2026, with $126.0 million remaining available under the 2025 program.</li><li>Dividends Declared: $0.75 per common share in Q1 2026, totaling $48.7 million.</li></ul>

Popular | 10-Q: FY2026 Q1 Revenue: USD 1.113 B