Revenue: As of FY2026 Q1, the actual value is USD 167.01 M.EPS: As of FY2026 Q1, the actual value is USD 0.18, beating the estimate of USD 0.165.EBIT: As of FY2026 Q1, the actual value is USD 39.45 M.Figure Technology Solutions, Inc. announced its financial results for the quarter ended March 31, 2026.<h4>Revenue</h4>Figure Technology Solutions, Inc. reported net revenue of $167 million for Q1 2026, marking a 98% increase year-over-year. Adjusted Net Revenue reached $167 million in Q1 2026, an increase of 92% from the first quarter of 2025.<h4>Profitability</h4>Net income was $45 million in Q1 2026, compared to -$613 thousand in Q1 2025. The net income margin reached 27.0% in Q1 2026, an increase of 28 percentage points year-over-year from -0.7% in Q1 2025. Adjusted EBITDA increased by 192% year-over-year to $83 million in Q1 2026, up from $28,344 thousand in Q1 2025. The Adjusted EBITDA margin was 49.6% in Q1 2026, an increase of 17 percentage points year-over-year from 32.6% in Q1 2025.<h4>Cash and Assets</h4>Cash and cash equivalents, excluding restricted cash, totaled $1.5 billion. Loans held for sale amounted to $504 million. Total assets as of March 31, 2026, were $2,730,893 thousand, up from $2,317,523 thousand as of December 31, 2025.<h4>Operational Metrics</h4>Ecosystem Volume was $3,720 million in Q1 2026, a 135.8% increase from $1,578 million in Q1 2025. Consumer Loan Marketplace Volume reached $2.9 billion in Q1 2026, representing a 113% increase from the prior year’s $1,365 million. Figure Connect volume was $1.6 billion in Q1 2026, showing a 237.3% increase from $478 million in Q1 2025, and represented 56% of the Consumer Loan Marketplace volume. The Net Take Rate was 3.8% in Q1 2026, an increase of 0.2 percentage points from 3.6% in Q1 2025. $YLDS in Circulation was $598 million as of March 31, 2026, compared to $3 million as of March 31, 2025. Matched offers on the Democratized Prime platform were $368 million as of March 31, 2026, with Borrower Demand at $376 million and Available Lender Supply at $453 million as of the same date. Matched offers from third-party borrowers reached approximately $24 million as of May 8, 2026. Figure Technology Solutions, Inc. ended the quarter with 387 active partners in its ecosystem, adding a record 80 new partners in Q1 2026, and first lien volume grew to 20% of total production. The Small/Medium Business (SMB) channel reached nearly $60 million in volume, and high-growth products like Debt Service Coverage Ratio Loans (DSCR) and Residential Transition Loans (RTL) saw 70% growth quarter-over-quarter.<h4>Operating Outlook</h4>Figure Technology Solutions, Inc. expects Consumer Loan Marketplace Volume for Q2 2026 to be between $3.8 billion and $4.1 billion. This guidance is forward-looking and subject to various risks and assumptions.

Figure Tech Solutions - CL | 8-K: FY2026 Q1 Revenue: USD 167.01 M