Regional Banks

Chongqing Rural Commercial Bank

CICC Maintains Buy Rating on Chongqing Rural Commercial Bank

Citi Maintains Buy Rating on Chongqing Rural Commercial Bank with Price Target of HKD 7.53

Chongqing Rural Commercial Bank reports 5.07% YoY increase in net profit for Q1

Chongqing Rural Commercial Bank released FY2026 Q1 earnings on April 28 After-Market BJT, actual revenue CNY 6.578 B, actual EPS CNY 0.35

Chongqing Rural Commercial Bank Amends Charter and Receives Approval

Chongqing Rural Commercial Bank FY2026 Q1 Earnings Release on April 28 After-Market (BJT)

BOA Securities Upgrades Chongqing Rural Commercial Bank's Profit Forecast and Maintains Buy Rating

Chongqing Rural Commercial Bank's 2025 Annual Report: Revenue and Profit Growth, Asset Scale Surpasses 1.66 Trillion

Chongqing Rural Commercial Bank released FY2025 Q4 earnings on March 25 Pre-Market (BJT), actual revenue CNY 4.748 B, actual EPS CNY 0.1133

Chongqing Rural Commercial Bank released FY2025 earnings on March 25 Pre-Market (BJT), actual revenue CNY 23.18 B (forecast CNY 28.77 B), actual EPS CNY 1.0469 (forecast CNY 1.0538)

Chongqing Rural Commercial Bank to Release FY2025 Earnings on March 25 Pre-Market (BJT), Forecast Revenue CNY 28.77 B, EPS CNY 1.0538

JPMorgan Increases Stake in Chongqing Rural Commercial Bank

JPMorgan Cuts Stake in Chongqing Rural Commercial Bank

Citibank Maintains Buy Rating on Chongqing Rural Commercial Bank with Above-Expected Earnings Forecast

Chongqing Rural Commercial Bank Fined 8.7 Million Yuan for Various Violations

Executives of Chongqing Rural Commercial Bank Increase Holdings by 192,000 A-shares

Chongqing Rural Commercial Bank Fined 8.7 Million Yuan for Regulatory Violations, Multiple Responsible Individuals Held Accountable

SWS Research resumes tracking Chongqing Rural Commercial Bank with an Outperform rating

Chongqing Rural Commercial Bank expects net interest margin to slightly decline

Two Resolutions at YuNong Commercial Bank's AGM Receive Over 50% Opposition from H-Share Holders

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Chongqing Rural Commercial Bank reported Q1 2026 total revenue of C¥6.6b and net income of C¥3.9b, achieving a net margin of 51.2%. Despite a slight decline in earnings growth to 5.1%, the bank maintains a stable earnings base with total loans nearing C¥800b and non-performing loans below C¥9b. The stock trades at a trailing P/E of 5.8x, below the industry average of 6.3x, suggesting potential undervaluation. Investors are encouraged to consider long-term trends and valuation analysis for future investment decisions.

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Chongqing Rural Commercial Bank Q1 Net Margin Near 51% Reinforces Profitability Narratives

Chongqing Rural Commercial Bank held its 2025 earnings briefing, projecting assets to exceed 2 trillion yuan, net profits over 15 billion yuan, non-performing ratios around 1%, and ROE above 10%. Chairman Liu Xiaojun emphasized digital transformation, introducing the '7+6+N' model to enhance tech-business integration. In Q1, marketing expenses of 177 million yuan leveraged over 800 million yuan in consumption, driving 110,000 merchants to achieve a total retail sales volume of 21.2 billion yuan

- On April 15, Chongqing Rural Commercial Bank held its annual performance briefing for 2025, marking its first such meeting since Chairman Liu Xiaojun assumed office.  
- The bank aims to exceed 20 trillion yuan in assets and achieve over 15 billion yuan in net profit by 2025, while implementing a digital transformation model for efficiency.  
- With significant reforms in risk management and a focus on wealth management, the bank plans to maintain a dividend payout ratio of over 30% to enhance shareholder returns.

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Inside the Largest Listed Rural Commercial Bank's Earnings Call: Assets Expected to Surpass 2 Trillion Yuan, Two Annual Dividends Maintained

BACHY

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UBS released investment ratings and target prices for domestic bank stocks, including Industrial and Commercial Bank of China (Buy, 7.79 RMB), China Construction Bank (Buy, 10.2 RMB), Agricultural Bank of China (Neutral, 5.85 RMB), Bank of China (Buy, 5.9 RMB), China Merchants Bank (Neutral, 56 RMB), Postal Savings Bank of China (Neutral, 6.1 RMB), Bank of Communications (Buy, 8.6 RMB), CITIC Bank (Buy, 9.3 RMB), Minsheng Bank (Buy, 5.3 RMB), Chongqing Rural Commercial Bank (Buy, 8.35 RMB), and Huishang Bank (Sell, 3.25 RMB)

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UBS's Investment Ratings and Target Prices for Chinese Bank Stocks (Table)

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Huatai Securities has reaffirmed its Buy rating for Chongqing Rural Commercial Bank Co (3618), setting a price target of HK$9.57. The bank's shares closed at HK$6.73. The overall analyst consensus suggests a Moderate Buy rating with an average price target of HK$8.55.

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HTSC

Huatai Securities Sticks to Their Buy Rating for Chongqing Rural Commercial Bank Co (3618)

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Guangzhou Rural Commercial Bank Proposes 2025 Final Dividend and Sets Withholding Tax Terms

GRCB

Guangzhou Rural Commercial Bank Proposes 2025 Final Dividend and Sets Withholding Tax Terms

Chongqing Rural Commercial Bank's 2025 annual report shows that both revenue and net profit achieved single-digit growth, reaching 28.648 billion yuan and 12.420 billion yuan, respectively, with increases of 1.37% and 5.35%. Asset scale surpassed 1.66 trillion yuan, growing by 9.95%. Despite a 23.92% decline in non-interest income, the 7.85% growth in net interest income supported overall revenue. The net interest margin remained at 1.51%, demonstrating strong liability management capabilities

Chongqing Rural Commercial Bank 2025 Financial Report Breakdown: 2 Million "YuKuaHui" Merchants Drive Growth in Both Revenue and Net Profit

Chongqing Rural Commercial Bank Publishes 2025 Audited Annual Results

Chongqing Rural Commercial Bank Publishes 2025 Audited Annual Results

Chongqing Rural Commercial Bank has proposed a final ordinary dividend of RMB 1.1755 per 10 shares for the financial year ending December 31, 2025. H-share holders can choose payment in Hong Kong dollars or renminbi, with tax guidance provided for non-resident shareholders. The dividend is payable on July 27, 2026, to shareholders of record on June 15, 2026, pending approval. The bank aims to offer predictable returns and transparency to international investors. The current analyst rating for the stock is a Buy with a price target of HK$6.50.

Chongqing Rural Commercial Bank Proposes 2025 Final Dividend With Currency Option and Tax Guidance

Chongqing Rural Commercial Bank(601077.SH)

Chongqing Rural Commercial Bank Q1 Net Margin Near 51% Reinforces Profitability Narratives

Inside the Largest Listed Rural Commercial Bank's Earnings Call: Assets Expected to Surpass 2 Trillion Yuan, Two Annual Dividends Maintained

UBS's Investment Ratings and Target Prices for Chinese Bank Stocks (Table)

Huatai Securities Sticks to Their Buy Rating for Chongqing Rural Commercial Bank Co (3618)

Guangzhou Rural Commercial Bank Proposes 2025 Final Dividend and Sets Withholding Tax Terms

Chongqing Rural Commercial Bank 2025 Financial Report Breakdown: 2 Million "YuKuaHui" Merchants Drive Growth in Both Revenue and Net Profit

Chongqing Rural Commercial Bank Publishes 2025 Audited Annual Results

Chongqing Rural Commercial Bank Proposes 2025 Final Dividend With Currency Option and Tax Guidance