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![The Headline vs. The Reality T-Bill：1.59% Your Bank： "Up to4.10%" No salary cred]()
![The Clean Number First 1.59% S$18.1B 2.11x Cut-off Yield Total Applications Bid-]()
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T-Bills Pay 1.59% With No Conditions. Your Bank’s “4.10%” Has Five
A side-by-side look at what UOB One, OCBC 360, and DBS Multiplier actually pay once you account for salary credits, card spend, and product purchases, against a T-bill rate that needs none of it. Sing...