$SoFi Tech(SOFI.US) Sofi has been down by 50% year to date and everytime the bottom seems to be near, Wall Street bearish sentiment just sends it tumbling even further. But the real question is whether the fundamentals of the company have changed or a decline in growth? The answer is nothing. Nothing has changed dramatically over the past 2 to 3 earnings. What we are witnessing is the typical cyclical demand dropping as investors look for other "toys" to play with. Sofi is still growing as strong as before. CEO Noto is aggressively buying up shares and this tells you how confident the board is in the stock for the long term. Can the stock reach its peak ever again? Maybe. Would the stock bottom even more before rising? Absolutely. My position: staying in and dcaing as long as the company continues to grow at a decent rate and fundamentals remain strong. Eventually, the cyclical demand would be back. @Bridge Buzz SG