@Fattycat Thank you for sharing your journey from losing your army allowance and school savings in 1998 penny stocks to building your REITs ETF safety net that we all learn from in your weekly REIT comparisons. You teach Rule #1 - never put a large lump sum into what you don't fully understand - yet you started buying HK large-cap blue chips a year ago despite currency risk. Could you walk us through one HK company you studied and decided to PASS on vs one you BOUGHT, and what specific accounting red/green flags from your 5 years working in China in Mandarin made the difference? How did you size that first position to stay true to Rule #1?
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