If you don't do this before 15:30 today, you'll miss out on 6 days of interest during the May Day holiday!

If you just leave your money in your account and do nothing today, you'll miss out big during this May Day holiday.

For those looking to earn a holiday bonus, today is an absolutely unmissable day. According to the 2025 May Day holiday market closure schedule, the A-share market will be closed from May 1 (Friday) to May 5 (Tuesday), and will resume trading as usual from May 6. Based on the interest calculation rules for reverse repo agreements, the actual number of days the funds are occupied determines how many days of interest you can earn.

So the question is: which product is the most cost-effective to trade today?

The answer is: before 3:30 PM today, trade a 1-day reverse repo agreement. By lending out funds for just 1 day, you can enjoy interest income for 6 days. Specifically, trading a 1-day reverse repo today (April 29) means the funds will return to your account tomorrow morning (April 30) with an "available" status—this money can be used to buy stocks or ETFs. However, the actual number of days the funds are occupied spans the entire May Day holiday, only becoming truly unfrozen after the market reopens on May 6. Therefore, the exchange will count all the days in this period for interest calculation, totaling 6 days.

The operation is also simple. The Shanghai market reverse repo code is 204001, and the Shenzhen market code is 131810. The trading time is half an hour longer than stocks, and orders can be placed before 3:30 PM. Go to the "Reverse Repo Agreement" page from the trading menu, select the 1-day product, enter your desired amount, and click to place the order. It is recommended not to wait until the last few minutes before the market closes, as reverse repo rates often plummet after 3 PM. If there are no good stock investment opportunities that day, you can place your order before 2 PM based on your psychological expectations.

By the way, if you miss today, be careful—if you trade a reverse repo on April 30, a 1-day agreement will only earn interest for 1 day because the funds will only be actually occupied after the holiday ends, with none of the holiday days in between counting. So definitely don't put it off until tomorrow.

After trading the 1-day reverse repo today, your funds will be available tomorrow morning. So what should you do with this money tomorrow? This leads to the key point we want to make today: tomorrow (April 30) is the last window to buy the Government Bond and Policy Bank Bond ETF (511580). This ETF operates on a T+0 basis; buying tomorrow allows you to start earning coupon income on the same day, securing the entire holiday's worth of coupons without missing a single one.

In other words, trade the reverse repo today to get 6 days of interest, and buy 511580 tomorrow to get the entire holiday's coupon income—with the same money, you can earn returns from both sides. This is the essence of holiday financial management.

So today's task is simple—open your trading software and place the order for the 1-day reverse repo before 3:30 PM. Spend two minutes, and six days of interest are yours. This deal is a bargain no matter how you calculate it.

Source: ETF Red Flag Bearer