<div id="readability-page-1"><p>Southern Michigan Bancorp (OTCMKTS:SOMC - Get Free Report) posted its quarterly earnings results on Tuesday. The financial services provider reported $0.62 earnings per share (EPS) for the quarter, Zacks reports. Southern Michigan Bancorp had a net margin of 13.18% and a return on equity of 10.65%.</p><h2>Southern Michigan Bancorp Price Performance</h2><p>Shares of Southern Michigan Bancorp stock remained flat at $25.30 during trading on Tuesday. Southern Michigan Bancorp has a 1 year low of $17.00 and a 1 year high of $25.46. The company has a current ratio of 0.95, a quick ratio of 0.95 and a debt-to-equity ratio of 1.13. The stock has a market cap of $116.89 million, a PE ratio of 9.81 and a beta of 0.12. The business's 50-day moving average is $24.58 and its two-hundred day moving average is $24.32. </p><h2>About Southern Michigan Bancorp</h2> (Get Free Report)<p>Southern Michigan Bancorp, Inc is the bank holding company for Southern Michigan Bank &amp; Trust Company, a community-focused financial institution headquartered in Coldwater, Michigan. SOMC provides a broad range of banking services to individuals, families and local businesses, with an emphasis on personalized service and local decision-making.  </p><p>The company's primary business activities include commercial lending, real estate financing, agricultural loans and consumer banking solutions. Its lending portfolio serves small- and mid-sized businesses, residential and commercial real estate projects, and agricultural enterprises.</p><h2>See Also</h2><ul><li>Five stocks we like better than Southern Michigan Bancorp</li><li>Your Bank Account Is No Longer Safe</li><li>Nvidia CEO Issues Bold Tesla Call</li><li>NEW LAW: Congress Approves Setup For Digital Dollar?</li><li>Buy this Gold Stock Before May 2026</li><li>What a Former CIA Agent Knows About the Coming Collapse</li></ul><p><img src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU9UQ01LVFMmU3ltYm9sPVNPTUM?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="650" height="325" original-src="https://imageproxy.pbkrs.com/https://www.marketbeat.com/scripts/EarningsChart.ashx/query-UHJlZml4PU9UQ01LVFMmU3ltYm9sPVNPTUM"/></p><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p><h2>Should You Invest $1,000 in Southern Michigan Bancorp Right Now?</h2><p>Before you consider Southern Michigan Bancorp, you'll want to hear this.</p><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Southern Michigan Bancorp wasn't on the list.</p><p>While Southern Michigan Bancorp currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys.</p><p>View The Five Stocks Here</p>                  </div>

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<p>Southern Michigan Bancorp (OTCMKTS:SOMC) announced its quarterly earnings, reporting an EPS of $0.62, a net margin of 13.18%, and a return on equity of 10.65%. The stock price remained stable at $25.30, with a market cap of $116.89 million and a PE ratio of 9.81. The company focuses on providing a range of banking services, including commercial lending and real estate financing, primarily serving local businesses and individuals in Michigan.</p>

Southern Michigan Bancorp (OTCMKTS:SOMC) Announces Quarterly Earnings Results