Mainland issues the first two batches of savings treasury bonds this year, with a maximum issuance amount of 15 billion RMB each

According to CCTV reports, the first and second phases of the 2026 savings treasury bonds (certificate type) began issuance yesterday (10th) at six major banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank of China, as well as some other banks like Zhejiang Commercial Bank and Shanghai Bank. These treasury bonds can only be purchased at bank branches, with two terms available: three years and five years, offering interest rates of 1.63% and 1.7%, respectively. The maximum issuance amount for each is 15 billion yuan (the same below).

It is reported that the minimum purchase point for individuals is 100 yuan, with a maximum purchase limit of 1 million yuan for both the three-year and five-year terms. After purchasing treasury bonds, individuals can redeem them early in case of urgent cash needs. However, interest will only be paid if held for more than six months, and early redemption will result in a loss of interest