"Performance" CEB Bank's annual net profit is RMB 38.826 billion, a decrease of 6.9%, with a dividend of 0.70 per 10 shares

CEB Bank (06818.HK) announced its 2025 annual results, with operating income of RMB 126.46 billion, a year-on-year decrease of 6.7%. It recorded a net profit of RMB 38.826 billion, down 6.9%, with earnings per share of 58 cents. The final dividend is 70 cents for every 10 shares.

During the year, net interest income was RMB 92.101 billion, a decrease of 4.7%, with a net interest margin of 1.4%, down 0.14 percentage points. Net fee and commission income was RMB 20.252 billion, an increase of 6.2%, accounting for 16.01% of operating income, up 1.95 percentage points.

As of 2025, the non-performing loan ratio was 1.27%, an increase of 0.02 percentage points from the beginning of the year; the provision coverage ratio was 174.14%, down 6.45 percentage points; and the loan provision ratio was 2.22%, down 0.04 percentage points