Six Major "Truths" in Bank Annual Reports

腾讯新闻 - 财经
2026.04.02 12:29
portai
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As of April 2, 22 A-share listed banks have released their 2025 annual reports, with total assets of approximately 300 trillion, accounting for 70% of the total assets of commercial banks. Revenue growth experienced negative growth for the first time in 2023, but is expected to slightly increase by 1.2% in 2025. Negative growth in net interest income, along with growth in net fees and commissions, is key to turning positive. The decline in interest margins has narrowed, mainly influenced by industry self-discipline. The president of China Merchants Bank stated that revenue growth faces pressure, and future growth is difficult to predict