<div id="readability-page-1"><div><p>Over the last 7 days, the United States market has risen by 3.6%, and over the past year, it has seen a remarkable increase of 39%, with earnings forecasted to grow by 16% annually. In such a thriving environment, identifying stocks that are potentially undervalued can offer opportunities for investors looking to capitalize on discrepancies between current prices and estimated worth.</p><h3>Top 10 Undervalued Stocks Based On Cash Flows In The United States</h3><div><table><tbody><tr><td><strong>Name</strong></td><td><strong>Current Price</strong></td><td><strong>Fair Value (Est)</strong></td><td><strong>Discount (Est)</strong></td></tr><tr><td>WesBanco (WSBC)</td><td>$36.32</td><td>$71.92</td><td>49.5%</td></tr><tr><td>Tutor Perini (TPC)</td><td>$84.38</td><td>$164.80</td><td>48.8%</td></tr><tr><td>Q2 Holdings (QTWO)</td><td>$53.27</td><td>$105.36</td><td>49.4%</td></tr><tr><td>Live Oak Bancshares (LOB)</td><td>$37.38</td><td>$74.18</td><td>49.6%</td></tr><tr><td>Hims &amp; Hers Health (HIMS)</td><td>$31.01</td><td>$61.15</td><td>49.3%</td></tr><tr><td>Golar LNG (GLNG)</td><td>$52.54</td><td>$102.93</td><td>49%</td></tr><tr><td>Glaukos (GKOS)</td><td>$124.55</td><td>$243.51</td><td>48.9%</td></tr><tr><td>DNOW (DNOW)</td><td>$12.00</td><td>$23.54</td><td>49%</td></tr><tr><td>Coastal Financial (CCB)</td><td>$82.705</td><td>$161.96</td><td>48.9%</td></tr><tr><td>Betterware de MéxicoP.I. de (BWMX)</td><td>$18.58</td><td>$37.16</td><td>50%</td></tr></tbody></table></div><p>Click here to see the full list of 157 stocks from our Undervalued US Stocks Based On Cash Flows screener.</p><p>Underneath we present a selection of stocks filtered out by our screen.</p><h2>Vertex (VERX)</h2><p><strong>Overview:</strong> Vertex, Inc. provides enterprise tax technology solutions for the retail trade, wholesale trade, and manufacturing industries both in the United States and internationally, with a market cap of approximately $1.97 billion.</p><p><strong>Operations:</strong> The company's revenue is primarily derived from its Software &amp; Programming segment, which generated $748.44 million.</p><p><strong>Estimated Discount To Fair Value:</strong> 47.1%</p><p>Vertex, Inc. appears undervalued based on cash flows, trading at US$12.79 against an estimated future cash flow value of US$24.16, suggesting a significant discount. The company's earnings are projected to grow significantly at 59.22% annually over the next three years, outpacing the broader U.S. market growth rate of 16%. Recent strategic alliances and AI-driven product enhancements could further support its financial performance and operational efficiency in complex compliance landscapes.</p><ul><li>The analysis detailed in our Vertex growth report hints at robust future financial performance.</li><li>Dive into the specifics of Vertex here with our thorough financial health report.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/d49e0d7c-519b-4592-87aa-176f5a47f311/chart/dcf/query-dGhlbWU9bGlnaHQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/d49e0d7c-519b-4592-87aa-176f5a47f311/chart/dcf/query-dGhlbWU9bGlnaHQ"/><figcaption>VERX Discounted Cash Flow as at Apr 2026</figcaption></figure><h2>Flywire (FLYW)</h2><p><strong>Overview:</strong> Flywire Corporation operates as a payment enablement and software company across the United States, Europe, the Middle East, Africa, and the Asia Pacific with a market cap of approximately $1.65 billion.</p><p><strong>Operations:</strong> The company generates revenue primarily from its data processing segment, which amounts to $623.03 million.</p><p><strong>Estimated Discount To Fair Value:</strong> 29.3%</p><p>Flywire is trading at US$13.76, below its estimated future cash flow value of US$19.46, indicating it may be undervalued by more than 20%. Earnings are expected to grow significantly at 51.64% annually, surpassing the U.S. market's growth rate of 16%. Despite slower revenue growth projections at 14.6%, recent leadership changes and strategic partnerships in education payments could enhance operational capabilities and cash flow management efficiency.</p><ul><li>Insights from our recent growth report point to a promising forecast for Flywire's business outlook.</li><li>Get an in-depth perspective on Flywire's balance sheet by reading our health report here.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/2aa5dfa2-92b0-47a4-9846-b9d155ccaf03/chart/dcf/query-dGhlbWU9bGlnaHQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/2aa5dfa2-92b0-47a4-9846-b9d155ccaf03/chart/dcf/query-dGhlbWU9bGlnaHQ"/><figcaption>FLYW Discounted Cash Flow as at Apr 2026</figcaption></figure><h2>Q2 Holdings (QTWO)</h2><p><strong>Overview:</strong> Q2 Holdings, Inc. offers digital solutions to financial institutions, FinTechs, and alternative finance companies in the United States and has a market cap of approximately $3.23 billion.</p><p><strong>Operations:</strong> The company's revenue primarily comes from the sale, implementation, and support of its digital solutions, amounting to $794.81 million.</p><p><strong>Estimated Discount To Fair Value:</strong> 49.4%</p><p>Q2 Holdings, trading at US$53.27, is undervalued relative to its estimated future cash flow value of US$105.36. Earnings are projected to grow significantly at 34.54% annually, outpacing the U.S. market's growth rate of 16%. Recent strategic initiatives like Second Quarter Code and partnerships for digital asset integration enhance their platform capabilities and could improve cash flow efficiency despite slower revenue growth forecasts compared to the broader market.</p><ul><li>According our earnings growth report, there's an indication that Q2 Holdings might be ready to expand.</li><li>Take a closer look at Q2 Holdings' balance sheet health here in our report.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/7cb340fc-3efd-4236-8da6-fed86e0ccf86/chart/dcf/query-dGhlbWU9bGlnaHQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/7cb340fc-3efd-4236-8da6-fed86e0ccf86/chart/dcf/query-dGhlbWU9bGlnaHQ"/><figcaption>QTWO Discounted Cash Flow as at Apr 2026</figcaption></figure><h2>Turning Ideas Into Actions</h2><ul><li>Gain an insight into the universe of 157 Undervalued US Stocks Based On Cash Flows by clicking here.</li><li>Have you diversified into these companies? Leverage the power of Simply Wall St's portfolio to keep a close eye on market movements affecting your investments.</li><li>Unlock the power of informed investing with Simply Wall St, your free guide to navigating stock markets worldwide.</li></ul><h2>Want To Explore Some Alternatives?</h2><ul><li>Explore high-performing small cap companies that haven't yet garnered significant analyst attention.</li><li>Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence.</li><li>Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.</li></ul> <p><em> This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data      and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.      It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your      financial situation.</strong> We aim to bring you long-term focused analysis driven by fundamental data.      Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.      Simply Wall St has no position in any stocks mentioned.</em></p><div><h3><strong>New: </strong>AI Stock Screener &amp; Alerts</h3><p>Our new AI Stock Screener scans the market every day to uncover opportunities.</p><div><p>• Dividend Powerhouses (3%+ Yield)<br/>• Undervalued Small Caps with Insider Buying<br/>• High growth Tech and AI Companies</p><p>Or build your own from over 50 metrics.</p></div><p>Explore Now for Free</p></div></div></div>

QTWO

FLYW

VERX

<p>Vertex, Inc. and two other stocks are identified as potentially undervalued in the current U.S. market, which has risen 3.6% over the past week and 39% over the past year. Vertex trades at $12.79, with an estimated fair value of $24.16, indicating a 47.1% discount. Flywire Corporation and Q2 Holdings also show significant discounts to their estimated fair values. All three companies are expected to experience substantial earnings growth, outpacing the broader market's growth rate of 16%.</p>

Vertex And Two More Stocks Possibly Priced Below Their Estimated Worth